DSP Short Term Fund Direct Growth

DSP Short Term Fund Direct Growth

Debt

DSP Mutual Fund

Short Duration

Get the latest NAV of DSP Short Term Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹51.26

NAV as on 15 Sep 2025

7.87%/per year

Since Inception

Absolute Gain%

▲▼

463 people have invested ₹ 15.8L in DSP Short Term Fund Direct Growth in the last three months

DSP Short Term Fund Performance vs. Short Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (15-Sep-25)

The fund has consistently outperformed the benchmark (Short Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.26%
1.16%
4.61%
8.44%
7.76%
6.33%
Short Duration Index
0.31%
1.17%
4.05%
7.21%
6.41%
5.64%
Short Duration Avg
0.31%
1.17%
4.33%
8.16%
7.55%
6.4%
Best in Short Duration
0.5%
1.44%
5.04%
10.01%
10.3%
10.68%
Worst in Short Duration
0.16%
0.91%
4.21%
7.94%
7.31%
5.98%
Category Rank
10/14
6/13
8/12
8/12
11/15
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DSP Short Term Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

12
/14
26% Performance
34% Risk Management
50% Cost

Ranked 12 out of 14 mutual funds in the short duration category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
DSP Short Term Fund
12/14
3,714Cr
0.35%
8.44%
7.76%
-0.04
1.27
0.85
1.63
0.43
ICICI Prudential Short Term Fund Direct Growth
1/14
22,314Cr
0.45%
8.76%
8.31%
0.89
0.83
1.95
6.01
1.93
Axis Short Duration Fund Direct Growth
2/14
12,129Cr
0.38%
9.1%
8.11%
0.37
1.20
1.26
2.98
1.53
HDFC Short Term Debt Fund Direct Growth
3/14
18,236Cr
0.4%
8.51%
8.01%
0.36
1.12
1.26
2.94
1.46
See all

DSP Short Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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DSP Short Term Fund Asset Allocation

See fund asset allocation details as on (14-Sep-25)

Fund Distribution

as on (14-Sep-25)

AAA
96.3%
AA
3.7%
Debt allocation has gone down from 99.4% to 94.5%
Debt allocation has gone down from 99.4% to 94.5%
Cash allocation has gone up from 0.3% to 5.2%
Cash allocation has gone up from 0.3% to 5.2%

DSP Short Term Fund Sector Allocation

See fund sector allocation details as on (14-Sep-25)

Sector Allocation

Corporate
62.7%
Government
32.8%
Cash Equivalent
4.5%

Top 3 Sectors in August were Financial Services, Government & Corporate

Aug'25

Financial Services

100%

Corporate

52%

Government

43%

Jul'25

Financial Services

100%

Government

51%

Corporate

48%

DSP Short Term Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.35%
Benchmark
CRISIL Short Duration Debt TR INR
AUM₹3714 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
402.01%
Risk
Risk meter
pointer
Low to Moderate Risk

About DSP Short Term Fund

DSP Short Term Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Shantanu Godambe, Karan Mundhra. This fund is suitable to keep your money safe.

Key Parameters

  1. DSP Short Term Fund Direct Growth has ₹3714 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

DSP Short Term Fund Direct Growth has given a CAGR return of 7.87% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.44%, 7.76% and 6.33% respectively.

Holdings

DSP Short Term Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are 7.81% Govt Stock 2033, Bajaj Finance Limited, INDIA UNIVERSAL TRUST AL1, 6.33% Govt Stock 2035, Small Industries Development Bank Of India

Taxation

As it is a short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of DSP Short Term Fund Direct Growth

An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Short Term Fund Direct Growth has no lock in period.

Fund Manager

Shantanu Godambe

Fund Manager of DSP Short Term Fund Direct Growth, since 1 January 2025

Karan Mundhra

Fund Manager of DSP Short Term Fund Direct Growth, since 1 August 2024

Learn more about DSP Mutual Fund
Parameters
Aug'25
Jul'25
Jun'25
AUM
₹ 3.7K Cr
₹ 3.9K Cr
₹ 3.9K Cr
  • AUM of the fund stands at 3.7K Cr as of Aug'25
  • AUM decreased by 187.5 Cr between Aug'25 and Jul'25

Frequently Asked Questions for DSP Short Term Fund Direct Growth

How do I invest in DSP Short Term Fund?

INDmoney makes it simple to invest in the DSP Short Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘DSP Short Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of DSP Short Term Fund?

The NAV of the fund today is ₹51.26. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

DSP Short Term Fund fund has generated a return of 8.44% in 1 year, 7.76% in 3 years, 6.33% in 5 years.

Who is the fund manager of DSP Short Term Fund?

The fund managers are Shantanu Godambe, Karan Mundhra.

What is the expense ratio of the fund?

The expense ratio is 0.35%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3714 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of DSP Short Term Fund?

The top 3 holdings of the fund are 7.81% Govt Stock 2033(8.66%), Bajaj Finance Limited(4.16%), INDIA UNIVERSAL TRUST AL1(3.97%)