UTI Overnight Fund
Get the latest NAV of UTI Overnight Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹3692.59
NAV as on 11 Apr 2026
6.22%/per year
Since Inception
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234 people have invested ₹ 98.7L in UTI Overnight Fund in the last three months
UTI Overnight Fund Performance vs. Overnight Index
Fund returns vs Benchmark returns vs Category Average returns as on (11-Apr-26)
The fund has outperformed the benchmark (Overnight Index) over 3Y, 5Y, but underperformed over 1Y.
UTI Overnight Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 14 out of 16 mutual funds in the overnight category as per INDmoney.
UTI Overnight Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
UTI Overnight Fund Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
UTI Overnight Fund Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 2 Sectors in February were Financial Services, Government
Financial Services
100%
Financial Services
100%
Government
UTI Overnight Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.07% |
Benchmark | CRISIL Liquid Overnight TR INR |
| AUM | ₹2973 Cr |
| Inception Date | 14 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 329.91% |
| Risk |   Low Risk |
About UTI Overnight Fund
UTI Overnight Fund is a debt fund. This fund was started on 14 January, 2013. The fund is managed by Jaydeep Bhowal. This fund is suitable to keep your money safe.
Key Parameters
- UTI Overnight Fund has ₹2973 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
UTI Overnight Fund has given a CAGR return of 6.22% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.45%, 6.29% and 5.54% respectively.
Holdings
UTI Overnight Fund has allocated its funds majorly in Cash Equivalent, Financial Services. Its top holdings are 16/04/2026 Maturing 364 DTB, 02/04/2026 Maturing 364 DTB, 09/04/2026 Maturing 182 DTB, Tbill, 10/04/2026 Maturing 364 DTB
Taxation
As it is a overnight mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of UTI Overnight Fund
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Overnight Fund has no lock in period.
Fund Manager
Jaydeep Bhowal
Fund Manager of UTI Overnight Fund, since 21 January 2025
- AUM of the fund stands at 5.6K Cr as of Feb'26
- AUM decreased by 7.1 Cr between Feb'26 and Jan'26
Frequently Asked Questions for UTI Overnight Fund
How do I invest in UTI Overnight Fund?
- Download the INDmoney app.
- Search for ‘UTI Overnight Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.