NJ ELSS Tax Saver Scheme Fund

NJ ELSS Tax Saver Scheme Fund

Equity

Nj Mutual Fund

Elss (Tax Savings)

Get the latest NAV of NJ ELSS Tax Saver Scheme Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.37

▼-0.1%1D

NAV as on 20 Apr 2026

13.56%/per year

Since Inception

Absolute Gain%

▲▼

83 people have invested ₹ 1.1L in NJ ELSS Tax Saver Scheme Fund in the last three months

NJ ELSS Tax Saver Scheme Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (20-Apr-26)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
6.6%
0.56%
-4.39%
4.21%
--
--
Nifty 500
7.21%
-0.35%
-3.59%
5.46%
15.44%
13.66%
Elss (Tax Savings) Avg
7.1%
-0.31%
-4.11%
4.95%
16.24%
14.81%
Best in Elss (Tax Savings)
11.1%
5.77%
2.87%
16.37%
26.33%
20.72%
Worst in Elss (Tax Savings)
3.25%
-5.7%
-8.49%
-0.67%
8.26%
9.81%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
NJ ELSS Tax Saver Scheme Fund
-
295Cr
0.66%
4.21%
-
--
--
--
--
--
SBI ELSS Tax Saver Fund
1/24
28,441Cr
0.99%
5.91%
22.66%
5.97
1.00
0.85
1.29
1.78
HDFC ELSS TaxSaver Fund
2/24
14,615Cr
1.1%
3.22%
20.11%
3.91
0.89
0.77
1.13
1.07
Parag Parikh ELSS Tax Saver Fund
3/24
5,261Cr
0.63%
0.77%
15.52%
1.62
0.72
0.61
0.89
0.01
See all

NJ ELSS Tax Saver Scheme Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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NJ ELSS Tax Saver Scheme Fund Asset Allocation

See fund asset allocation details as on (13-Apr-26)

Fund Distribution

as on (13-Apr-26)

Small cap
41.3%
Mid cap
31.9%
Large cap
26.3%
Large Cap allocation has gone down from 27.9% to 26.3%
Large Cap allocation has gone down from 27.9% to 26.3%
Small Cap allocation has gone up from 39.6% to 41.3%
Small Cap allocation has gone up from 39.6% to 41.3%
Mid Cap allocation has gone down from 32% to 31.9%
Mid Cap allocation has gone down from 32% to 31.9%
Cash allocation has gone up from 0.5% to 0.6%
Cash allocation has gone up from 0.5% to 0.6%

NJ ELSS Tax Saver Scheme Fund Sector Allocation

See fund sector allocation details as on (13-Apr-26)

Sector Allocation

Health
24.1%
Financial Services
16.8%
Industrial
16.7%
Basic Materials
11.9%
Consumer Defensive
8.3%
Tech
7.7%
Utilities
7.4%
Consumer Cyclical
3.6%
Energy
3.6%

Top 3 Sectors in March were Financial Services, Health & Basic Materials

Mar'26

Financial Services

24%

Health

21%

Basic Materials

15%

Feb'26

Financial Services

26%

Health

20%

Basic Materials

15%

NJ ELSS Tax Saver Scheme Fund Holdings Details

as on (31-Mar-26)

Top Stocks bought last month
Great Eastern Shipping Co Ltd's allocation increased from 6.96% to 8%
Great Eastern Shipping Co Ltd's allocation increased from 6.96% to 8%
Bayer CropScience Ltd's allocation increased from 5.02% to 5.42%
Bayer CropScience Ltd's allocation increased from 5.02% to 5.42%
Page Industries Ltd's allocation increased from 4.44% to 4.78%
Page Industries Ltd's allocation increased from 4.44% to 4.78%
Top Stocks sold last month
Britannia Industries Ltd's allocation decreased from 5.64 % to 5.54 %
Britannia Industries Ltd's allocation decreased from 5.64 % to 5.54 %
Hero MotoCorp Ltd's allocation decreased from 5.39 % to 5.2 %
Hero MotoCorp Ltd's allocation decreased from 5.39 % to 5.2 %
Pidilite Industries Ltd's allocation decreased from 5.25 % to 4.92 %
Pidilite Industries Ltd's allocation decreased from 5.25 % to 4.92 %

NJ ELSS Tax Saver Scheme Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.66%
Benchmark
Nifty 500 TR INR
AUM₹295 Cr
Inception Date19 June, 2023
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
41.79%
Risk
Risk meter
pointer
Very High Risk

About NJ ELSS Tax Saver Scheme Fund

NJ ELSS Tax Saver Scheme Fund is an equity fund. This fund was started on 19 June, 2023. The fund is managed by Viral Shah, Dhaval Patel. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. NJ ELSS Tax Saver Scheme Fund has ₹295 Cr worth of assets under management (AUM) as on Apr 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

NJ ELSS Tax Saver Scheme Fund has given a CAGR return of 13.56% since inception. Over the last 1 year the fund has given a CAGR return of 4.21%.

Holdings

NJ ELSS Tax Saver Scheme Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Health, Basic Materials, Consumer Cyclical, Consumer Defensive, Industrial, Tech. Its top holdings are Great Eastern Shipping Co Ltd, Marico Ltd, Britannia Industries Ltd, Bayer CropScience Ltd, Hero MotoCorp Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of NJ ELSS Tax Saver Scheme Fund

The investment objective of the scheme is to generate income and long term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for NJ ELSS Tax Saver Scheme Fund of 3 Years

Fund Manager

Viral Shah

Fund Manager of NJ ELSS Tax Saver Scheme Fund, since 19 June 2023

Dhaval Patel

Fund Manager of NJ ELSS Tax Saver Scheme Fund, since 19 June 2023

Learn more about Nj Mutual Fund
Parameters
Mar'26
Feb'26
Jan'26
AUM
₹ 294.8 Cr
₹ 314.3 Cr
₹ 309.2 Cr
  • AUM of the fund stands at 294.8 Cr as of Mar'26
  • AUM decreased by 19.5 Cr between Mar'26 and Feb'26

Frequently Asked Questions for NJ ELSS Tax Saver Scheme Fund

How do I invest in NJ ELSS Tax Saver Scheme Fund?

INDmoney makes it simple to invest in the NJ ELSS Tax Saver Scheme Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘NJ ELSS Tax Saver Scheme Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of NJ ELSS Tax Saver Scheme Fund?

The NAV of the fund today is ₹14.37. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

NJ ELSS Tax Saver Scheme Fund fund has generated a return of 4.21% in 1 year

Who is the fund manager of NJ ELSS Tax Saver Scheme Fund?

The fund managers are Viral Shah, Dhaval Patel.

What is the expense ratio of the fund?

The expense ratio is 0.66%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹295 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of NJ ELSS Tax Saver Scheme Fund?

The top 3 holdings of the fund are Great Eastern Shipping Co Ltd(8%), Marico Ltd(5.93%), Britannia Industries Ltd(5.54%)