UTI Retirement Fund- Direct
Hybrid
Direct
Retirement
NAV: ₹ 47.36 as on 02-05-2024
About the Fund
UTI Retirement Fund- Direct is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by V Srivatsa, Sunil Patil. This fund gives you the benefit of diversification.
Key Parameters
- UTI Retirement Fund- Direct has ₹4340 Cr worth of assets under management (AUM) as on Mar 2024 and is more than category average.
- The fund has an expense ratio 1.
Fund Performance
69 people have invested ₹ 3.2L in UTI Retirement Fund- Direct in the last three months
Overview
 | 0.98% |
 Benchmark | CRISIL ST Debt Hybrid 60+40 FundTR INR |
 | ₹4340 Cr |
 | 1 January, 2013 |
 | --/-- |
 Exit Load | 1% |
 | 5 Years |
 TurnOver | 71.37% |
UTI Retirement Fund- Direct Distribution as on (31-Mar-24)
Sector Allocation
Financial Services
31.7%
Consumer Cyclical
15%
Industrial
9.9%
Health
8.6%
Tech
8.5%
Energy
7.7%
Consumer Defensive
5.9%
Basic Materials
4.6%
Communication
4%
Utilities
2.9%
Real Estate
1.2%
Top Holdings of UTI Retirement Fund- Direct as on (30-Apr-24)
Equity Holdings55
Debt Holdings34
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 3.65% | 0% | |
 ICICI Bank Ltd | 3.26% | 1.5% | |
 Reliance Industries Ltd | 2.39% | 0% | |
 Larsen & Toubro Ltd | 1.98% | 0% | |
 Infosys Ltd | 1.69% | -6.8% |
See all
Monthly Changes Updates
All changes are between Oct'69 and Dec'69
AUM Change
- AUM of the fund stands at 4.3K Cr as of Mar'24
- AUM has remained same between Mar'24 and Feb'24
Fund Portfolio Changes
Mutual Fund Insights
In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 32.7% return, outperforming this fund by 18.8% per annum.
In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 61.74% return, outperforming this fund by 41.29%.
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 23.81% return, outperforming this fund by 12.03% per annum.
This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.98% which is lower than the category average expense ratio of 1.42%.
Peer Analysis
Fund Manager
V Srivatsa
Fund Manager of UTI Retirement Fund- Direct, since 24 September 2009
Top funds managed
Sunil Patil
Fund Manager of UTI Retirement Fund- Direct, since 1 December 2021
Top funds managed
UTI Retirement Fund- Direct Highlights
High Risk
Investors understand that their principal will be at High Risk
About the fund
This fund has delivered an average annual returns of 10.66% since inception which is less than its category average return of 11.22%
Fund Allocations
This fund has an allocation of 38.01% in Equity, 55.69% in Debt and 6.18% in Cash related instruments
AUM size ₹4340 Cr
This fund has AUM of ₹4340 Cr which is more than its category average of ₹ 678 Cr
Expense Ratio 0.98%
This fund has an expense ratio of 0.98% which is less than its category average expense ratio of 1.46%
Frequently Asked Questions
The current NAV of UTI Retirement Fund- Direct is ₹47.36 as on 02-May-2024.
Existing (Absolute + CAGR) as on 02-May-2024.
UTI Retirement Fund- Direct | Absolute Returns | CAGR Returns |
1 Month Returns | 1.58% | 1.58% |
6 Month Returns | 12.77% | 12.77% |
1 Year Returns | 20.45% | 20.45% |
3 Years Returns | 47.79% | 13.91% |
5 Years Returns | 74.45% | 11.77% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.98% as on April 2024
₹4340 Cr as on April 2024
7.18% Govt Stock 2037(14.86%), 7.41% Govt Stock 2036(5.91%), 7.18% Govt Stock 2033(5.81%), HDFC Bank Ltd(3.65%), HDFC Bank Limited(3.5%) as on April 2024
Government(36.63%), Corporate(19.38%), Financial Services(12.04%) as on April 2024
AAA | 94.28 |
AA | 5.72 |
V Srivatsa, Sunil Patil are the fund managers of UTI Retirement Fund- Direct
The Exit load of UTI Retirement Fund- Direct is 1%