UTI Retirement Fund- Direct

UTI Retirement Fund- Direct

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Hybrid
Direct
Retirement
NAV: ₹ 47.54 as on 17-05-2024

About the Fund

UTI Retirement Fund- Direct is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Sunil Patil, V Srivatsa. This fund gives you the benefit of diversification.

Key Parameters

  1. UTI Retirement Fund- Direct has ₹4384 Cr worth of assets under management (AUM) as on Apr 2024 and is more than category average.
  2. The fund has an expense ratio 1.
Fund Performance
zero opening, trading, fund transfer fee
64 people have invested ₹ 3L in UTI Retirement Fund- Direct in the last three months

Overview

Expense ratio
Expense ratio
0.98%
Benchmark
Benchmark
CRISIL ST Debt Hybrid 60+40 FundTR INR
AUM
AUM
₹4384 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
--/--
Exit Load
Exit Load
1%
Lock In
Lock In
5 Years
TurnOver
TurnOver
71.37%

UTI Retirement Fund- Direct Distribution as on (30-Apr-24)

  • Equity 39.3%

  • Debt & Cash 60.5%

Sector Allocation

Apr'24

Mar'24

Feb'24

Financial Services
32.5%
Consumer Cyclical
12.8%
Industrial
9.5%
Health
8.1%
Tech
7.5%
Energy
7%
Consumer Defensive
6.2%
Basic Materials
6.1%
Communication
4.8%
Utilities
4.1%
Real Estate
1.3%

Top Holdings of UTI Retirement Fund- Direct as on (30-Apr-24)

  • Equity

  • Debt & Cash

Equity Holdings58
Debt Holdings36

Monthly Changes Updates

All changes are between Oct'69 and Dec'69
AUM Change
Parameters
Apr'24
Mar'24
Feb'24
AUM
₹ 4.3K Cr
₹ 4.3K Cr
₹ 4.3K Cr
  • AUM of the fund stands at 4.3K Cr as of Apr'24
  • AUM has remained same between Apr'24 and Mar'24
Fund Portfolio Changes

Mutual Fund Insights

Insights icon
In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 59.57% return, outperforming this fund by 39.76%.
Insights icon
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 24.74% return, outperforming this fund by 12.58% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.98% which is lower than the category average expense ratio of 1.41%.
Insights icon
In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 32.53% return, outperforming this fund by 19.01% per annum.

Fund Manager

Sunil Patil
Sunil Patil
Fund Manager of UTI Retirement Fund- Direct, since 1 December 2021
V Srivatsa
V Srivatsa
Fund Manager of UTI Retirement Fund- Direct, since 24 September 2009

UTI Retirement Fund- Direct Highlights

Risk meter
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High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.67% since inception which is less than its category average return of 11.37%
Fund Allocations

Fund Allocations

This fund has an allocation of 39.34% in Equity, 56.61% in Debt and 3.94% in Cash related instruments
AUM size ₹4384 Cr

AUM size ₹4384 Cr

This fund has AUM of ₹4384 Cr which is more than its category average of ₹ 701 Cr
Expense Ratio 0.98%

Expense Ratio 0.98%

This fund has an expense ratio of 0.98% which is less than its category average expense ratio of 1.44%

Frequently Asked Questions

The current NAV of UTI Retirement Fund- Direct is ₹47.54 as on 17-May-2024.
Existing (Absolute + CAGR) as on 17-May-2024.
UTI Retirement Fund- Direct
Absolute Returns
CAGR Returns
1 Month Returns
2.06%
2.06%
6 Month Returns
10.75%
10.75%
1 Year Returns
19.82%
19.82%
3 Years Returns
46.28%
13.52%
5 Years Returns
77.56%
12.17%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.98% as on April 2024
₹4384 Cr as on April 2024
7.18% Govt Stock 2037(14.53%), 7.41% Govt Stock 2036(5.78%), 7.18% Govt Stock 2033(3.99%), HDFC Bank Ltd(3.9%), HDFC Bank Limited(3.46%) as on April 2024
Government(37.73%), Corporate(18.98%), Financial Services(12.8%) as on April 2024
AAA
94.42
AA
5.59
Sunil Patil, V Srivatsa are the fund managers of UTI Retirement Fund- Direct
The Exit load of UTI Retirement Fund- Direct is 1%