UTI Conservative Hybrid Fund Direct Growth

Hybrid
Direct
Conservative Allocation
UTI Conservative Hybrid Fund Direct Growth

About the Fund

UTI Conservative Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. This fund gives you the benefit of diversification.

Key Parameters

  1. UTI Conservative Hybrid Fund Direct Growth has ₹1617 Cr worth of assets under management (AUM) as on Jun 2024 and is more than category average.
  2. The fund has an expense ratio 1.2.

Returns

UTI Conservative Hybrid Fund Direct Growth has given a CAGR return of 10.05% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.06%, 11.10% and 10.41% respectively.

Holdings

UTI Conservative Hybrid Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Corporate, Consumer Cyclical, Tech, Health, Basic Materials, Cash Equivalent, Industrial, Communication, Energy, Consumer Defensive, Utilities, Real Estate.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of UTI Conservative Hybrid Fund Direct Growth

The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Conservative Hybrid Fund Direct Growth has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
66 people have invested ₹ 1.6L in UTI Conservative Hybrid Fund Direct Growth in the last three months

INDmoney Rank

Powered by IND quant engine
10
/10
51% Performance
49% Risk Management
5% Cost
10 out of 10 among conservative allocation

Fund Overview

Expense ratio1.19%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹1617 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1%
Lock InNo Lock-in
TurnOver
74.42%
Risk
Risk meter
pointer
Moderately High risk

Fund Distribution
as on (30-Jun-24)

  • Equity 24.7%

  • Debt & Cash 75.1%

Sector Allocation

Jun'24

May'24

Apr'24

Financial Services
32.5%
Consumer Cyclical
13.8%
Tech
10.2%
Health
9.1%
Basic Materials
8.8%
Industrial
5.9%
Communication
5.7%
Energy
5.6%
Consumer Defensive
3.5%
Utilities
3.3%
Real Estate
1.6%
All changes are between Oct'69 and Dec'69

Amit Premchandani
Amit Premchandani
Fund Manager of UTI Conservative Hybrid Fund Direct Growth, since 8 January 2022

Mutual Fund Insights

Insights icon
In the last 1 year, Parag Parikh Conservative Hybrid Fund Direct Growth has given 18.84% return, outperforming this fund by 2.79%.
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In the last 5 years, Kotak Debt Hybrid Direct Growth has given 13.18% return, outperforming this fund by 2.77% per annum.
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In the last 3 years, Kotak Debt Hybrid Direct Growth has given 12.46% return, outperforming this fund by 1.37% per annum.
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Over the last 15 months, this fund has decreased expense ratio by 2.5% moving from 1.22 to 1.19.

UTI Conservative Hybrid Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.05% since inception which is more than its category average return of 6.27%
Fund Allocations

Fund Allocations

This fund has an allocation of 24.68% in Equity, 70.61% in Debt and 4.45% in Cash related instruments
AUM size ₹1617 Cr

AUM size ₹1617 Cr

This fund has AUM of ₹1617 Cr which is more than its category average of ₹ 742 Cr
Expense Ratio 1.19%

Expense Ratio 1.19%

This fund has an expense ratio of 1.19% which is less than its category average expense ratio of 1.24%

Frequently Asked Questions

The current NAV of UTI Conservative Hybrid Fund Direct Growth is ₹69.92 as on 16-Jul-2024.
Existing (Absolute + CAGR) as on 16-Jul-2024.
UTI Conservative Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.04%
2.04%
6 Month Returns
8.66%
8.66%
1 Year Returns
16.06%
16.06%
3 Years Returns
37.13%
11.1%
5 Years Returns
64.05%
10.41%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.19% as on June 2024
₹1617 Cr as on June 2024
7.18% Govt Stock 2033(17.8%), 7.18% Govt Stock 2037(15.64%), National Bank For Agriculture And Rural Development(6.17%), Rural Electrification Corporation Limited(4.72%), Power Finance Corporation Ltd.(4.68%) as on June 2024
Government(47.72%), Corporate(23.13%), Financial Services(8.03%) as on June 2024
AAA
95.17
AA
4.83
Amit Premchandani is the fund manager of UTI Conservative Hybrid Fund Direct Growth
The Exit load of UTI Conservative Hybrid Fund Direct Growth is 1%