Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal
Get the latest NAV of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹41.04
▲0.2%1D
NAV as on 12 Sep 2025
16.29%/per year
Since Inception
▲▼
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Performance vs. Nifty Smallcap 250
Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)
The fund has outperformed the benchmark (Nifty Smallcap 250) over 1Y, but underperformed over 3Y, 5Y.
Peer comparison
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Asset Allocation
See fund asset allocation details as on (14-Aug-25)
Fund Distribution
as on (14-Aug-25)
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Sector Allocation
See fund sector allocation details as on (14-Aug-25)
Sector Allocation
Top 3 Sectors in July were Industrial, Consumer Cyclical & Financial Services
Industrial
30%
Consumer Cyclical
20%
Financial Services
13%
Industrial
30%
Consumer Cyclical
18%
Financial Services
14%
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Holdings Details
as on (31-Aug-25)
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.95% |
Benchmark | S&P BSE 250 SmallCap Index TR INR |
| AUM | ₹1658 Cr |
| Inception Date | 10 June, 2014 |
| Min Lumpsum/SIP | ₹1000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 126.04% |
| Risk |   Very High Risk |
About Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal is an equity fund. This fund was started on 10 June, 2014. The fund is managed by Pratik Dharmshi, Gaurav Chopra. The fund could potentially beat inflation in the long-run.
Key Parameters
- Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal has ₹1658 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal has given a CAGR return of 16.29% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -1.42%, 17.36% and 27.27% respectively.
Holdings
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal has allocated its funds majorly in Cash Equivalent, Industrial, Consumer Cyclical, Financial Services, Basic Materials, Health, Tech, Real Estate, Government, Consumer Defensive, Utilities, Energy. Its top holdings are Gabriel India Ltd, Karur Vysya Bank Ltd, Acutaas Chemicals Ltd, Amber Enterprises India Ltd Ordinary Shares, Eureka Forbes Ltd
Taxation
As it is a small-cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal
To achieve long term capital appreciation by investing in a portfolio consisting of equity and equity related securities, predominantly of small cap companies.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal has no lock in period.
Fund Manager
Pratik Dharmshi
Fund Manager of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal, since 9 December 2024
Gaurav Chopra
Fund Manager of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal, since 1 November 2024
- AUM of the fund stands at 1.7K Cr as of Jul'25
- AUM increased by 9.8 Cr between Jul'25 and Jun'25
Frequently Asked Questions for Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal
How do I invest in Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal?
- Download the INDmoney app.
- Search for ‘Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.