Tata India Consumer Fund Direct Growth

Equity
Direct
Equity - Consumption
Tata India Consumer Fund Direct Growth

About the Fund

Tata India Consumer Fund Direct Growth is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Sonam Udasi. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata India Consumer Fund Direct Growth has ₹1942 Cr worth of assets under management (AUM) as on May 2024 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

Tata India Consumer Fund Direct Growth has given a CAGR return of 19.94% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 36.47%, 22.12% and 21.75% respectively.

Holdings

Tata India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Industrial, Basic Materials, Tech, Financial Services. Its top holdings are ITC Ltd, Zomato Ltd, Maruti Suzuki India Ltd, Tata Consumer Products Ltd, Nestle India Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of Tata India Consumer Fund Direct Growth

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata India Consumer Fund Direct Growth has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
1729 people have invested ₹ 79.9L in Tata India Consumer Fund Direct Growth in the last three months

INDmoney Rank

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Beats FD returns for both 3Y & 5Y duration
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Fund Overview

Expense ratio0.79%
Benchmark
S&P BSE 500 India TR INR
AUM₹1942 Cr
Inception Date28 December, 2015
Min Lumpsum/SIP₹5000/₹100
Exit Load
0.25%
Lock InNo Lock-in
TurnOver
47.47%
Risk
Risk meter
pointer
Very High Risk

Fund Distribution
as on (31-May-24)

  • Equity 97.3%

  • Debt & Cash 2.7%

Large cap
55.3%

Small cap
29%

Mid cap
13.1%

Sector Allocation

May'24

Apr'24

Mar'24

Consumer Cyclical
38%
Consumer Defensive
37.2%
Industrial
12.6%
Basic Materials
6.9%
Tech
2.7%
Financial Services
2.6%
All changes are between Mar'24 and May'24

Returns for the month of May

  • Gainers

  • Losers

Sonam Udasi
Sonam Udasi
Fund Manager of Tata India Consumer Fund Direct Growth, since 1 April 2016

Mutual Fund Insights

Insights icon
In the last 1 year, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 42.34% return, outperforming this fund by 5.87%.
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In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 26.48% return, outperforming this fund by 4.73% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (equity - consumption). Its expense ratio is 0.79% which is lower than the category average expense ratio of 1.47%.
Insights icon
Over the last 1 year, this fund has decreased expense ratio by 12.2% moving from 0.90 to 0.79.
Insights icon
In the last 3 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 27.06% return, outperforming this fund by 4.95% per annum.

Tata India Consumer Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 19.94% since inception which is more than its category average return of 18.52%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.32% in Equity, 0% in Debt and 2.68% in Cash related instruments
AUM size ₹1942 Cr

AUM size ₹1942 Cr

This fund has AUM of ₹1942 Cr which is more than its category average of ₹ 1453 Cr
Expense Ratio 0.79%

Expense Ratio 0.79%

This fund has an expense ratio of 0.79% which is less than its category average expense ratio of 1.51%

Frequently Asked Questions

The current NAV of Tata India Consumer Fund Direct Growth is ₹46.7 as on 19-Jun-2024.
Existing (Absolute + CAGR) as on 19-Jun-2024.
Tata India Consumer Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
5.51%
5.51%
6 Month Returns
15.56%
15.56%
1 Year Returns
36.47%
36.47%
3 Years Returns
82.1%
22.12%
5 Years Returns
167.48%
21.75%
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0.79% as on May 2024
₹1942 Cr as on May 2024
ITC Ltd(9.34%), Zomato Ltd(7.97%), Maruti Suzuki India Ltd(5.9%), Tata Consumer Products Ltd(5.53%), Nestle India Ltd(5.2%) as on May 2024
Consumer Cyclical(37.01%), Consumer Defensive(36.23%), Industrial(12.23%) as on May 2024
The alpha ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Tata India Consumer Fund Direct Growth
2.91
1.68
2.3
As on May 2024
The alpha for Tata India Consumer Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Tata India Consumer Fund Direct Growth
0.86
0.9
0.93
As on May 2024
The Beta for Tata India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Tata India Consumer Fund Direct Growth
2.23
1.1
0.91
As on May 2024
The sharpe ratio for Tata India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Tata India Consumer Fund Direct Growth
9.82
12.99
15.66
As on May 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 2.26 as on May 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.06 as on May 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Sonam Udasi is the fund manager of Tata India Consumer Fund Direct Growth
The Exit load of Tata India Consumer Fund Direct Growth is 0.25%