Tata India Consumer Fund Direct Growth
Equity
Direct
Equity - Consumption
About the Fund
Tata India Consumer Fund Direct Growth is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Sonam Udasi. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata India Consumer Fund Direct Growth has ₹2101 Cr worth of assets under management (AUM) as on Jun 2024 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
Tata India Consumer Fund Direct Growth has given a CAGR return of 20.36% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 40.28%, 22.68% and 23.90% respectively.
Holdings
Tata India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Defensive, Consumer Cyclical, Industrial, Basic Materials, Tech, Financial Services. Its top holdings are ITC Ltd, Zomato Ltd, Radico Khaitan Ltd, Maruti Suzuki India Ltd, Nestle India Ltd
Taxation
As it is a equity - consumption mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of Tata India Consumer Fund Direct Growth
The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata India Consumer Fund Direct Growth has no lock in period.
Fund Performance
2009 people have invested ₹ 1.1Cr in Tata India Consumer Fund Direct Growth in the last three months
INDmoney Rank
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Among most bought funds within the category
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
Fund Overview
| Expense ratio | 0.76% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹2101 Cr |
| Inception Date | 28 December, 2015 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 0.25% |
| Lock In | No Lock-in |
TurnOver | 47.47% |
| Risk |   Very High Risk |
Fund Distributionas on (30-Jun-24)
Large cap
51.2%
Small cap
31.2%
Mid cap
14%
Sector Allocation
Consumer Defensive
37.2%
Consumer Cyclical
35.7%
Industrial
15%
Basic Materials
6.4%
Tech
3.2%
Financial Services
2.5%
All changes are between Apr'24 and Jun'24
as on (30-Jun-24)
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ITC Ltd | 8.6% | 0% | |
 Zomato Ltd | 8.25% | 0% | |
 Radico Khaitan Ltd | 5.37% | 0% | |
 Maruti Suzuki India Ltd | 5.29% | 0% | |
 Nestle India Ltd | 5.21% | 0% |
See all
See all
Returns for the month of Jun
Top Growth Drivers | 1M Return |
|---|---|
 Zomato Ltd | 9.6% |
Sonam Udasi
Fund Manager of Tata India Consumer Fund Direct Growth, since 1 April 2016
Top funds managed
Mutual Fund Insights
Over the last 1 year, this fund has decreased expense ratio by 10.6% moving from 0.85 to 0.76.
In the last 1 year, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 43.65% return, outperforming this fund by 3.37%.
In the last 3 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 28.43% return, outperforming this fund by 5.74% per annum.
In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 28.13% return, outperforming this fund by 4.22% per annum.
This fund has one of the lowest expense ratio in the category (equity - consumption). Its expense ratio is 0.76% which is lower than the category average expense ratio of 1.44%.
Over the last 6 months, this fund has experienced a 12.9% growth in AUM moving from 1.86K Cr to 2.10K Cr.
Tata India Consumer Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 20.36% since inception which is more than its category average return of 20.29%
Fund Allocations
This fund has an allocation of 96.4% in Equity, 0% in Debt and 3.6% in Cash related instruments
AUM size ₹2101 Cr
This fund has AUM of ₹2101 Cr which is more than its category average of ₹ 1588 Cr
Expense Ratio 0.76%
This fund has an expense ratio of 0.76% which is less than its category average expense ratio of 1.49%
Frequently Asked Questions
The current NAV of Tata India Consumer Fund Direct Growth is ₹48.88 as on 25-Jul-2024.
Existing (Absolute + CAGR) as on 25-Jul-2024.
Tata India Consumer Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 4.42% | 4.42% |
6 Month Returns | 19.74% | 19.74% |
1 Year Returns | 40.28% | 40.28% |
3 Years Returns | 84.64% | 22.68% |
5 Years Returns | 192.03% | 23.9% |
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0.76% as on June 2024
₹2101 Cr as on June 2024
ITC Ltd(8.6%), Zomato Ltd(8.25%), Radico Khaitan Ltd(5.37%), Maruti Suzuki India Ltd(5.29%), Nestle India Ltd(5.21%) as on June 2024
Consumer Defensive(35.89%), Consumer Cyclical(34.39%), Industrial(14.46%) as on June 2024
The alpha ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata India Consumer Fund Direct Growth | 3.02 | 1.6 | 2.18 |
As on June 2024
The alpha for Tata India Consumer Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata India Consumer Fund Direct Growth | 0.95 | 0.92 | 0.94 |
As on June 2024
The Beta for Tata India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata India Consumer Fund Direct Growth | 2.29 | 1.17 | 0.99 |
As on June 2024
The sharpe ratio for Tata India Consumer Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata India Consumer Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata India Consumer Fund Direct Growth | 11.3 | 13.47 | 15.93 |
As on June 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 2.48 as on June 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.06 as on June 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Sonam Udasi is the fund manager of Tata India Consumer Fund Direct Growth
The Exit load of Tata India Consumer Fund Direct Growth is 0.25%