NJ ELSS Tax Saver Fund Direct Growth

NJ ELSS Tax Saver Fund Direct Growth

Equity

Nj Mutual Fund

Elss (Tax Savings)

Get the latest NAV of NJ ELSS Tax Saver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.25

▲0.4%1D

NAV as on 05 Oct 2026

11.28%/per year

Since Inception

Absolute Gain%

▲▼

49 people have invested ₹ 73K in NJ ELSS Tax Saver Fund in the last three months

NJ ELSS Tax Saver Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (05-Oct-26)

The fund has outperformed the benchmark (Nifty 500) over 1Y, 3Y, but underperformed over 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-4.36%
-3.39%
6.03%
-3.85%
8.78%
--
Nifty 500
-5.52%
-5.71%
4.93%
-4.59%
8.51%
7.53%
Elss (Tax Savings) Avg
-5.65%
-3.81%
6.61%
-3.19%
9.39%
9.48%
Best in Elss (Tax Savings)
-2.49%
3.11%
17.75%
8.61%
19.97%
16.59%
Worst in Elss (Tax Savings)
-7.46%
-7.03%
-0.45%
-10.44%
3.52%
4.94%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
NJ ELSS Tax Saver Fund
-
349Cr
0.81%
-3.85%
8.78%
-0.41
0.96
0.22
0.33
-0.12
JM ELSS Tax Saver Fund
1/30
248Cr
1.34%
5.19%
15.77%
5.99
1.03
0.59
0.92
1.19
Edelweiss ELSS Tax saver Fund
2/30
462Cr
0.92%
0.98%
12.42%
2.58
1.00
0.42
0.62
1.03
SBI ELSS Tax Saver Fund
3/30
31,735Cr
1.26%
-5.68%
12.54%
2.81
0.97
0.42
0.62
0.76
See all

NJ ELSS Tax Saver Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

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Absolute Return
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NJ ELSS Tax Saver Fund Asset Allocation

See fund asset allocation details as on (04-Oct-26)

Fund Distribution

as on (04-Oct-26)

Mid cap
37.3%
Small cap
35.3%
Large cap
26.9%
Mid Cap allocation has gone up from 37.1% to 37.3%
Mid Cap allocation has gone up from 37.1% to 37.3%
Large Cap allocation has gone up from 26.4% to 26.9%
Large Cap allocation has gone up from 26.4% to 26.9%
Small Cap allocation has gone down from 35.7% to 35.3%
Small Cap allocation has gone down from 35.7% to 35.3%

NJ ELSS Tax Saver Fund Sector Allocation

See fund sector allocation details as on (04-Oct-26)

Sector Allocation

Financial Services
24.4%
Health
21.1%
Basic Materials
15.3%
Consumer Cyclical
14.3%
Consumer Defensive
11.5%
Industrial
9.1%
Tech
4.4%

Top 3 Sectors in September were Financial Services, Health & Consumer Cyclical

Sep'26

Financial Services

23%

Health

22%

Consumer Cyclical

16%

Aug'26

Financial Services

23%

Health

22%

Consumer Cyclical

16%

NJ ELSS Tax Saver Fund Holdings Details

as on (30-Sep-26)

Holdings
Weight%
1M Change
Bosch Ltd
6.58%
0.7%
Pidilite Industries Ltd
5.81%
0.8%
JSW Dulux Ltd
5.08%
0.8%
Hero MotoCorp Ltd
5.06%
0.8%
Mphasis Ltd
5.05%
0.8%
See all
Top Stocks bought last month
Bosch Ltd's allocation increased from 5.42% to 6.58%
Bosch Ltd's allocation increased from 5.42% to 6.58%
Divi's Laboratories Ltd's allocation increased from 2.47% to 2.9%
Divi's Laboratories Ltd's allocation increased from 2.47% to 2.9%
JSW Dulux Ltd's allocation increased from 4.73% to 5.08%
JSW Dulux Ltd's allocation increased from 4.73% to 5.08%
Top Stocks sold last month
Marico Ltd's allocation decreased from 5.33 % to 5.01 %
Marico Ltd's allocation decreased from 5.33 % to 5.01 %
Page Industries Ltd's allocation decreased from 5.21 % to 4.61 %
Page Industries Ltd's allocation decreased from 5.21 % to 4.61 %
Britannia Industries Ltd's allocation decreased from 4.49 % to 4.35 %
Britannia Industries Ltd's allocation decreased from 4.49 % to 4.35 %

NJ ELSS Tax Saver Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.81%
Benchmark
Nifty 500 TR INR
AUM₹349 Cr
Inception Date19 June, 2023
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
85.92%
Risk
Risk meter
pointer
Very High Risk

About NJ ELSS Tax Saver Fund

NJ ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 19 June, 2023. The fund is managed by Jaimin Ilavia, Dhaval Patel, Viral Shah. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. NJ ELSS Tax Saver Fund has ₹349 Cr worth of assets under management (AUM) as on Oct 2026 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

NJ ELSS Tax Saver Fund has given a CAGR return of 11.28% since inception. Over the last 1 and 3 years the fund has given a CAGR return of -3.85% and 8.78% respectively.

Holdings

NJ ELSS Tax Saver Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Health, Consumer Cyclical, Basic Materials, Consumer Defensive, Industrial, Tech. Its top holdings are Bosch Ltd, Pidilite Industries Ltd, JSW Dulux Ltd, Hero MotoCorp Ltd, Mphasis Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of NJ ELSS Tax Saver Fund

The investment objective of the scheme is to generate income and long term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for NJ ELSS Tax Saver Fund of 3 Years

Fund Manager

Jaimin Ilavia

Fund Manager of NJ ELSS Tax Saver Fund, since 11 June 2026

Dhaval Patel

Fund Manager of NJ ELSS Tax Saver Fund, since 19 June 2023

Viral Shah

Fund Manager of NJ ELSS Tax Saver Fund, since 19 June 2023

Learn more about Nj Mutual Fund
Parameters
Sep'26
Aug'26
Jul'26
AUM
₹ 349 Cr
₹ 349 Cr
₹ 332.4 Cr
  • AUM of the fund stands at 349 Cr as of Sep'26
  • AUM has remained same between Sep'26 and Aug'26

Compare NJ ELSS Tax Saver Fund

NJ ELSS Tax Saver Fund

VS

SBI ELSS Tax Saver Fund

Frequently Asked Questions for NJ ELSS Tax Saver Fund Direct Growth

How do I invest in NJ ELSS Tax Saver Fund?

INDmoney makes it simple to invest in the NJ ELSS Tax Saver Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘NJ ELSS Tax Saver Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of NJ ELSS Tax Saver Fund?

The NAV of the fund today is ₹14.25. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

NJ ELSS Tax Saver Fund fund has generated a return of -3.85% in 1 year, 8.78% in 3 years

Who is the fund manager of NJ ELSS Tax Saver Fund?

The fund managers are Jaimin Ilavia, Dhaval Patel, Viral Shah.

What is the expense ratio of the fund?

The expense ratio is 0.81%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹349 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of NJ ELSS Tax Saver Fund?

The top 3 holdings of the fund are Bosch Ltd(6.58%), Pidilite Industries Ltd(5.81%), JSW Dulux Ltd(5.08%)