NJ ELSS Tax Saver Scheme Fund Direct Growth

NJ ELSS Tax Saver Scheme Fund Direct Growth

Equity

Nj Mutual Fund

Elss (Tax Savings)

Get the latest NAV of NJ ELSS Tax Saver Scheme Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.75

▲0.8%1D

NAV as on 20 Jun 2025

21.28%/per year

Since Inception

Absolute Gain%

▲▼

101 people have invested ₹ 1.2L in NJ ELSS Tax Saver Scheme Fund Direct Growth in the last three months

NJ ELSS Tax Saver Scheme Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (20-Jun-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
1.72%
2.02%
-0.13%
3 Months
8.46%
9.35%
8.48%
6 Months
-1.01%
3.23%
-2.02%
1 Year
0.2%
3.3%
2.6%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
NJ ELSS Tax Saver Scheme Fund
-
271Cr
0.56%
0.2%
-
21.28%
Parag Parikh ELSS Tax Saver Fund Direct Growth
1/23
5,294Cr
0.62%
14.1%
24.85%
23.18%
SBI Long Term Equity Fund Direct Growth
2/23
29,667Cr
0.93%
4.04%
31.37%
16.81%
HDFC ELSS TaxSaver Fund Direct Growth
3/23
16,454Cr
1.05%
8.96%
28.63%
15.69%
See all

NJ ELSS Tax Saver Scheme Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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NJ ELSS Tax Saver Scheme Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 99.5%

Debt & Cash 0.5%

Mid cap
58.4%
Small cap
28.9%
Large cap
12.2%
Large Cap allocation has gone down from 12.4% to 12.2%
Large Cap allocation has gone down from 12.4% to 12.2%
Small Cap allocation has gone up from 28.1% to 28.9%
Small Cap allocation has gone up from 28.1% to 28.9%
Mid Cap allocation has gone down from 59% to 58.4%
Mid Cap allocation has gone down from 59% to 58.4%
Cash allocation has gone up from 0.5% to 0.5%
Cash allocation has gone up from 0.5% to 0.5%

NJ ELSS Tax Saver Scheme Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 99.5%

Debt & Cash 0.5%

Health
28.6%
Consumer Defensive
16.1%
Basic Materials
12.3%
Financial Services
12.2%
Tech
9.1%
Industrial
7.9%
Utilities
6.1%
Energy
4.2%
Consumer Cyclical
3.6%

Top 3 Sectors in May were Health, Industrial & Financial Services

May'25

Health

23%

Financial Services

16%

Industrial

16%

Apr'25

Health

24%

Industrial

16%

Financial Services

16%

NJ ELSS Tax Saver Scheme Fund Holdings Details

as on (31-May-25)

Equity

Holdings
Weight%
1M Change
HDFC Asset Management Co Ltd
4.47%
1.7%
Gillette India Ltd
4.41%
1.6%
Polycab India Ltd
4.37%
1.7%
Bayer CropScience Ltd
4.34%
1.7%
Coromandel International Ltd
4.33%
1.7%
See all
Top Stocks bought last month
Bayer CropScience Ltd's allocation increased from 3.71% to 4.34%
Bayer CropScience Ltd's allocation increased from 3.71% to 4.34%
Gillette India Ltd's allocation increased from 3.89% to 4.41%
Gillette India Ltd's allocation increased from 3.89% to 4.41%
Coforge Ltd's allocation increased from 3.5% to 3.95%
Coforge Ltd's allocation increased from 3.5% to 3.95%
Top Stocks sold last month
Coromandel International Ltd's allocation decreased from 4.34 % to 4.33 %
Coromandel International Ltd's allocation decreased from 4.34 % to 4.33 %
Dr. Lal PathLabs Ltd's allocation decreased from 4.34 % to 4.22 %
Dr. Lal PathLabs Ltd's allocation decreased from 4.34 % to 4.22 %
Marico Ltd's allocation decreased from 4.23 % to 4.12 %
Marico Ltd's allocation decreased from 4.23 % to 4.12 %

NJ ELSS Tax Saver Scheme Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.56%
Benchmark
Nifty 500 TR INR
AUM₹271 Cr
Inception Date19 June, 2023
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
41.79%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About NJ ELSS Tax Saver Scheme Fund

NJ ELSS Tax Saver Scheme Fund Direct Growth is an equity fund. This fund was started on 19 June, 2023. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. NJ ELSS Tax Saver Scheme Fund Direct Growth has ₹271 Cr worth of assets under management (AUM) as on May 2025 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

NJ ELSS Tax Saver Scheme Fund Direct Growth has given a CAGR return of 21.28% since inception. Over the last 1 year the fund has given a CAGR return of 0.20%.

Holdings

NJ ELSS Tax Saver Scheme Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Health, Financial Services, Industrial, Basic Materials, Consumer Defensive, Tech, Utilities, Consumer Cyclical, Energy. Its top holdings are HDFC Asset Management Co Ltd, Gillette India Ltd, Polycab India Ltd, Bayer CropScience Ltd, Coromandel International Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of NJ ELSS Tax Saver Scheme Fund Direct Growth

The investment objective of the scheme is to generate income and long term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for NJ ELSS Tax Saver Scheme Fund Direct Growth of 3 Years

Learn more about Nj Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 270.9 Cr
₹ 257.3 Cr
₹ 247.7 Cr
  • AUM of the fund stands at 270.9 Cr as of May'25
  • AUM increased by 13.6 Cr between May'25 and Apr'25

More funds from Nj

Frequently Asked Questions for NJ ELSS Tax Saver Scheme Fund Direct Growth

How do I invest in NJ ELSS Tax Saver Scheme Fund?

INDmoney makes it simple to invest in the NJ ELSS Tax Saver Scheme Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘NJ ELSS Tax Saver Scheme Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of NJ ELSS Tax Saver Scheme Fund?

The NAV of the fund today is ₹14.75. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

NJ ELSS Tax Saver Scheme Fund fund has generated a return of 0.20% in 1 year

Who is the fund manager of NJ ELSS Tax Saver Scheme Fund?

The fund managers are .

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.56%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹271 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of NJ ELSS Tax Saver Scheme Fund?

The top 3 holdings of the fund are HDFC Asset Management Co Ltd(4.47%), Gillette India Ltd(4.41%), Polycab India Ltd(4.37%)