Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus
Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus

Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus

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Hybrid
Direct
Retirement

NAV: ₹ 17.6 as on 27-01-2023

Fund Performance

Fund Performance as on (01-Jan-70)

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.4%
1.4%
5.3%
4.1%
6.7%
6.7%
Benchmark
-
-
-
-
-
-
About the Fund

Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus is a hybrid fund. This fund was started on  11 February, 2015. The fund is managed by Kinjal Desai, Sanjay Doshi, Pranay Sinha, Akshay Sharma. This fund gives you the benefit of diversification.

Key parameters

1) Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus has a NAV of 17.6492 as on 27-01-2023.

2) Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus has 181 Cr worth of assets under management (AUM) as on 30-11-2022 and is less than category average.

3) The fund has an expense ratio 1.23 %.

Fund Overview

Expense ratio
Expense ratio
1.23%
Benchmark
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM
AUM
₹181 Cr
Inception Date
Inception Date
11 February, 2015
Min Lumpsum/SIP
Min Lumpsum/SIP
₹0/₹0
Exit Load
Exit Load
0%
Lock In
Lock In
5 Years
TurnOver
TurnOver
22.57%

Fund Distribution as on (31-Dec-22)

  • Equity 19.5%
  • Debt & Cash 80.5%

Sector Allocation

Dec'22

Nov'22

Oct'22

Financial Services

39.2%

Tech

14.2%

Industrial

8.7%

Consumer Cyclical

7.7%

Energy

7.2%

Health

6.6%

Basic Materials

5.1%

Consumer Defensive

4.6%

Real Estate

3.8%

Utilities

2.9%

Top Holdings as on (31-Dec-69)

  • Equity
  • Debt & Cash
Equity Holdings35
Debt Holdings13

What changed

in last one month
  • Scheme
  • Portfolio
AUM decreased by 5.4 Cr in last 1M
Dec'69 return outperformed benchmark

Change in AUM

Dec'22
₹ 180.7 Cr
Nov'22
₹ 186.1 Cr
Oct'22
₹ 187 Cr

Fund Returns vs Benchmark

Dec'22
2.62%
2.58%
Nov'22
-0.87%
-0.68%
Oct'22
2.94%
1.36%
Fund Return
Benchmark Return

Concentration Analysis as on (31-Dec-22)

Fund
Dec'22
Nov'22
Oct'22
No of Holdings
47
46
46
Top 5 Company Concentration
6.2%
6.2%
6.6%
Company having highest exposure
Reliance Industries Ltd (1.4%)
Reliance Industries Ltd (1.4%)
Reliance Industries Ltd (1.6%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
92.6%
92.6%
92.5%
Sector having highest exposure
Government (76.8%)
Government (75%)
Government (76.3%)

Fund Manager

Kinjal Desai

Kinjal Desai

Fund Manager of Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus, since 25 May 2018
Sanjay Doshi

Sanjay Doshi

Fund Manager of Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus, since 1 July 2020
Pranay Sinha

Pranay Sinha

Fund Manager of Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus, since 31 March 2021
Akshay Sharma

Akshay Sharma

Fund Manager of Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus, since 1 December 2022

AMC details

Fund House
Nippon Life India Asset Management Ltd
Total Schemes
Total AUM
₹2.28L Cr
as on 31-Dec-2022
Address
Nippon Life India Asset Management Limited,4th Floor, Tower A, Peninsula Business Park,,Ganapatrao Kadam Marg,,Lower Parel (W)
Phone
022-68087000/18602660111
Email
customercare@nipponindiaim.in

Fund Highlights

meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.4% since inception which is less than its category average return of 7.81%
Fund Allocations

Fund Allocations

This fund has an allocation of 19.53% in Equity, 77.28% in Debt and 3.18% in Cash related instruments
AUM size ₹181 Cr

AUM size ₹181 Cr

This fund has AUM of ₹181 Cr which is less than its category average of ₹ 554 Cr
Expense Ratio 1.23%

Expense Ratio 1.23%

This fund has an expense ratio of 1.23% which is less than its category average expense ratio of 1.58%

Frequently Asked Questions

The current NAV of Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus is 17.65 as on 27-Jan-2023.
Existing (Absolute + CAGR)
Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus
Absolute Returns
CAGR Returns
1 Month Returns
-0.39%
-0.39%
6 Month Returns
5.27%
5.27%
1 Year Returns
4.12%
4.12%
3 Years Returns
21.38%
6.67%
5 Years Returns
38.21%
6.69%
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1.23 as on December 2022
181 Cr as on December 2022
Reliance Industries Ltd(1.41%),HDFC Bank Ltd(1.35%),ICICI Bank Ltd(1.33%),Larsen & Toubro Ltd(1.04%),Axis Bank Ltd(1.03%) as on December 2022
Government(76.75%),Financial Services(7.62%),Cash Equivalent(3.79%) as on December 2022
AAA
100
Kinjal Desai,Sanjay Doshi,Pranay Sinha,Akshay Sharma are the fund managers of Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus
The Exit load of Nippon India Retirement Fund - Income Generation Scheme - Direct Bonus is 0%

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.