HSBC Focused Fund Direct Plan - IDCW Payout Option

HSBC Focused Fund Direct Plan - IDCW Payout Option is an equity fund. This fund was started on 29 July, 2020. The fund is managed by Neelotpal Sahai, Sonal Gupta. The fund could potentially beat inflation in the long-run.

1. HSBC Focused Fund Direct Plan - IDCW Payout Option has ₹1666 Cr worth of assets under management (AUM) as on May 2025 and is more than category average.
2. The fund has an expense ratio 1.
   

HSBC Focused Fund Direct Plan - IDCW Payout Option has given a CAGR return of 21.98% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 6.60% and 23.87% respectively.

HSBC Focused Fund Direct Plan - IDCW Payout Option has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Health, Tech, Basic Materials, Energy, Consumer Defensive. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Axis Bank Ltd, Shriram Finance Ltd, PB Fintech Ltd

As it is a focused fund mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

To seek long term capital growth through investments in a concentrated portfolio of equity & equity related instruments of up to 30 companies across market capitalization. However, there is no assurance that the investment objective of the Scheme will be achieved.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. HSBC Focused Fund Direct Plan - IDCW Payout Option has no lock in period.