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HDFC Overnight Fund
Get the latest NAV of HDFC Overnight Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹3960.88
NAV as on 31 Jan 2026
6.01%/per year
Since Inception
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623 people have invested ₹ 1.7Cr in HDFC Overnight Fund in the last three months
HDFC Overnight Fund Performance vs. Overnight Index
Fund returns vs Benchmark returns vs Category Average returns as on (31-Jan-26)
The fund has consistently outperformed the benchmark (Overnight Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
HDFC Overnight Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Overnight Fund Asset Allocation
See fund asset allocation details as on (14-Jan-26)
Fund Distribution
as on (14-Jan-26)
HDFC Overnight Fund Sector Allocation
See fund sector allocation details as on (14-Jan-26)
Sector Allocation
Top 3 Sectors in December were Financial Services, Industrial & Consumer Cyclical
Financial Services
28%
Industrial
20%
Consumer Cyclical
13%
Financial Services
28%
Industrial
20%
Consumer Cyclical
13%
HDFC Overnight Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.1% |
Benchmark | CRISIL Liquid Overnight TR INR |
| AUM | ₹10963 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 3.93% |
| Risk |   Low Risk |
About HDFC Overnight Fund
HDFC Overnight Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Swapnil Jangam, Rohan Pillai. This fund is suitable to keep your money safe.
Key Parameters
- HDFC Overnight Fund has ₹10963 Cr worth of assets under management (AUM) as on Jan 2026 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
HDFC Overnight Fund has given a CAGR return of 6.01% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.65%, 6.33% and 5.41% respectively.
Holdings
HDFC Overnight Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Basic Materials, Energy, Tech, Real Estate, Utilities, Health, Government, Communication, Consumer Defensive. Its top holdings are 364 DTB 29012026, 364 DTB 12022026, T-Bill, 182 Days Tbill Red 29-01-2026
Taxation
As it is a overnight mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HDFC Overnight Fund
To generate returns by investing in debt and money market instruments with overnight maturity. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Overnight Fund has no lock in period.
Fund Manager
Swapnil Jangam
Fund Manager of HDFC Overnight Fund, since 1 March 2025
Rohan Pillai
Fund Manager of HDFC Overnight Fund, since 1 October 2025
- AUM of the fund stands at 11K Cr as of Dec'25
- AUM increased by 1.3K Cr between Dec'25 and Nov'25
Frequently Asked Questions for HDFC Overnight Fund
How do I invest in HDFC Overnight Fund?
- Download the INDmoney app.
- Search for ‘HDFC Overnight Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.