DSP Overnight Fund

DSP Overnight Fund

Debt

DSP Mutual Fund

Overnight

Get the latest NAV of DSP Overnight Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1440.98

NAV as on 23 Mar 2026

5.2%/per year

Since Inception

Absolute Gain%

▲▼

198 people have invested ₹ 61L in DSP Overnight Fund in the last three months

DSP Overnight Fund Performance vs. Overnight Index

Fund returns vs Benchmark returns vs Category Average returns as on (23-Mar-26)

The fund has consistently outperformed the benchmark (Overnight Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.39%
1.26%
2.61%
5.51%
6.32%
5.52%
Overnight Index
0.32%
1.19%
2.47%
5.45%
5.56%
4.95%
Overnight Avg
--
--
--
--
--
--
Best in Overnight
0.39%
1.27%
2.65%
5.59%
6.48%
5.6%
Worst in Overnight
0.36%
1.18%
2.47%
5.24%
6.09%
5.34%
Category Rank
2/17
7/15
2/16
5/16
8/14
--

DSP Overnight Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

3
/17
68% Performance
38% Risk Management
80% Cost

Ranked 3 out of 17 mutual funds in the overnight category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
DSP Overnight Fund
3/17
3,140Cr
0.06%
5.51%
6.32%
-0.17
0.34
-6.83
-3.12
-0.25
Bajaj Finserv Overnight Fund
1/17
1,257Cr
0.08%
5.56%
-
--
--
--
--
--
Nippon India Overnight Fund
2/17
6,730Cr
0.08%
5.53%
6.34%
-0.09
0.61
-14.16
-3.37
0.30
ICICI Prudential Overnight Fund
4/17
11,395Cr
0.08%
5.5%
6.3%
-0.18
0.38
-8.89
-3.25
-0.92
See all

DSP Overnight Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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DSP Overnight Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%

DSP Overnight Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Cash Equivalent
100%

Top 2 Sectors in February were Corporate, Government

Jan'26

Corporate

8%

Government

1%

DSP Overnight Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.06%
Benchmark
CRISIL Liquid Overnight TR INR
AUM₹3140 Cr
Inception Date9 January, 2019
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
77.56%
Risk
Risk meter
pointer
Low to Moderate Risk

About DSP Overnight Fund

DSP Overnight Fund is a debt fund. This fund was started on 9 January, 2019. The fund is managed by Shalini Vasanta, Shantanu Godambe, Karan Mundhra. This fund is suitable to keep your money safe.

Key Parameters

  1. DSP Overnight Fund has ₹3140 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

DSP Overnight Fund has given a CAGR return of 5.20% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.51%, 6.32% and 5.52% respectively.

Holdings

DSP Overnight Fund has allocated its funds majorly in Cash Equivalent, Corporate. Its top holdings are Bajaj Finance Ltd., Titan Co Ltd., Pilani Investment And Industries Corporation Limited, Punjab National Bank, Kisetsu Saison Fin Ind Pvt Ltd

Taxation

As it is a overnight mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of DSP Overnight Fund

The primary objective of the scheme is to seek to generate returns commensurate with low risk and providing high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Overnight Fund has no lock in period.

Fund Manager

Shalini Vasanta

Fund Manager of DSP Overnight Fund, since 1 August 2024

Shantanu Godambe

Fund Manager of DSP Overnight Fund, since 1 January 2026

Karan Mundhra

Fund Manager of DSP Overnight Fund, since 1 August 2024

Learn more about DSP Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 3.1K Cr
₹ 2.6K Cr
₹ 2.7K Cr
  • AUM of the fund stands at 3.1K Cr as of Feb'26
  • AUM increased by 537.5 Cr between Feb'26 and Jan'26

Frequently Asked Questions for DSP Overnight Fund

How do I invest in DSP Overnight Fund?

INDmoney makes it simple to invest in the DSP Overnight Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘DSP Overnight Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of DSP Overnight Fund?

The NAV of the fund today is ₹1440.98. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

DSP Overnight Fund fund has generated a return of 5.51% in 1 year, 6.32% in 3 years, 5.52% in 5 years.

Who is the fund manager of DSP Overnight Fund?

The fund managers are Shalini Vasanta, Shantanu Godambe, Karan Mundhra.

What is the expense ratio of the fund?

The expense ratio is 0.06%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3140 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of DSP Overnight Fund?

The top 3 holdings of the fund are Bajaj Finance Ltd.(7.25%), Titan Co Ltd.(2.9%), Pilani Investment And Industries Corporation Limited(2.9%)