Pros | ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() 3Y returns in the top 25% of the category. ![]() Among most bought funds within the category. ![]() Larger AUM within category. | ||
Cons | - | - |
INDMoney rank | 9/11 | 1/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 12 Years | 10 Years | ||
Fund Size | 1305 Cr | 8450 Cr | ||
Min Investment | SIP ₹500 Lumpsum ₹5000 | SIP ₹500 Lumpsum ₹5000 | ||
Expense Ratio | 1.15% | 0.77% | ||
Exit Load | 1% | 0.5% | ||
Benchmark Index | Nifty Financial Services TR INR | Nifty Financial Services TR INR |
No of Holdings | 31 | 35 | ||
Top 5 Holdings | ICICI Bank Ltd (21.03%) HDFC Bank Ltd (15.56%) Kotak Mahindra Bank Ltd (7.58%) Axis Bank Ltd (7.37%) Bajaj Finance Ltd (5.69%) | HDFC Bank Ltd (20.34%) State Bank of India (8.23%) Kotak Mahindra Bank Ltd (8.18%) ICICI Bank Ltd (7.78%) Axis Bank Ltd (4.98%) | ||
No of Sectors | 2 | 2 | ||
Top 3 Sectors | Financial Services (99.51%) Tech (0.49%) | Financial Services (100%) Government (0.77%) | ||
Equity % | 99.11% | 92.47% | ||
Debt % | - | 0.06% | ||
P/E | 17.77 | 17.3 | ||
P/B | 2.59 | 2.3 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | -1.7% | -1.23% | ||
3-Month Return | -1.23% | 1.21% | ||
6-Month Return | 14.01% | 16.62% | ||
1-Year Return | 6.79% | 10.52% | ||
3-Year Return | 16.19% | 18.94% | ||
5-Year Return | 21.43% | 22.18% |
Sharpe | 0.7 | 0.95 | ||
Alpha | 2.99 | 5.84 | ||
Beta | 0.92 | 0.83 | ||
Standard Deviation | 12.74 | 11.9 | ||
Information Ratio | 0.5 | 0.9 |
Description | UTI Banking and Financial Services Fund-Direct Growth Option is an equity fund.The fund could potentially beat inflation in the long-run. | SBI Banking & Financial Services Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | Preethi S,Amit Premchandani | Pradeep Kesavan,Milind Agrawal |