Pros | ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() 3Y returns in the top 25% of the category. ![]() Among most bought funds within the category. ![]() Larger AUM within category. | ||
Cons | ![]() 3Y returns in the bottom 25% of the category. | - |
INDMoney rank | 10/11 | 1/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 11 Years | 10 Years | ||
Fund Size | 3497 Cr | 8450 Cr | ||
Min Investment | SIP ₹100 Lumpsum ₹1000 | SIP ₹500 Lumpsum ₹5000 | ||
Expense Ratio | 1.06% | 0.77% | ||
Exit Load | 1% | 0.5% | ||
Benchmark Index | Nifty Financial Services TR INR | Nifty Financial Services TR INR |
No of Holdings | 42 | 35 | ||
Top 5 Holdings | ICICI Bank Ltd (20.88%) HDFC Bank Ltd (19%) Axis Bank Ltd (7.03%) State Bank of India (6.19%) Bajaj Finance Ltd (5.39%) | HDFC Bank Ltd (20.34%) State Bank of India (8.23%) Kotak Mahindra Bank Ltd (8.18%) ICICI Bank Ltd (7.78%) Axis Bank Ltd (4.98%) | ||
No of Sectors | 4 | 2 | ||
Top 3 Sectors | Financial Services (98.86%) Corporate (1.52%) Tech (1.14%) | Financial Services (100%) Government (0.77%) | ||
Equity % | 97.99% | 92.47% | ||
Debt % | - | 0.06% | ||
P/E | 18.49 | 17.3 | ||
P/B | 2.58 | 2.3 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | -0.7% | -0.5% | ||
3-Month Return | -1.4% | 1.53% | ||
6-Month Return | 14.16% | 16.64% | ||
1-Year Return | 4.02% | 10.52% | ||
3-Year Return | 15.36% | 18.77% | ||
5-Year Return | 21.37% | 22.31% |
Sharpe | 0.63 | 0.95 | ||
Alpha | 2.12 | 5.84 | ||
Beta | 0.94 | 0.83 | ||
Standard Deviation | 13.17 | 11.9 | ||
Information Ratio | 0.32 | 0.9 |
Description | Aditya Birla Sun Life Banking & Financial Services Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | SBI Banking & Financial Services Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | Dhaval Joshi,Dhaval Gala | Pradeep Kesavan,Milind Agrawal |