Velocity Financial Share Price (NYSE: VEL)

$19.09

▲

0.1

(0.53%)

Last updated on August 27, 2025 at 1:29 AM IST

$₹

Check the interactive Velocity Financial Stock chart to analyse performance

Velocity Financial stock performance

as on August 27, 2025 at 1:29 AM IST

Today's Low:$19.02
Today's High:$19.09
$19.09
0.37%
Downside
Day's Volatility :0.37%
Upside
0.0%
52 Weeks Low:$16.12
52 Weeks High:$20.98
$19.09
15.56%
Downside
52 Weeks Volatility :23.16%
Upside
9.01%

Velocity Financial Stock Returns

Period	Velocity Financial Inc	Sector (Financials)	Index (Russel 2000)
3 Months	16.1%	4.6%	0.0%
6 Months	1.98%	4.2%	0.0%
1 Year	3.48%	18.9%	0.0%
3 Years	56.58%	57.9%	-6.9%

Velocity Financial Inc Key Stats

Check Velocity Financial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$18.99
Open	$19.03
Today's High	$19.09
Today's Low	$19.02
Market Capitalization	$729.9M
Today's Volume	$98.0K
52 Week High	$20.98
52 Week Low	$16.12
Revenue TTM	$195.6M
Earnings Per Share (EPS)	$2.21
PE Ratio	8.59
Profit Margin	41.55%
Quarterly Earnings Growth YOY	0.66%
Return On Equity TTM	15.1%

Stock Returns calculator for Velocity Financial Stock including INR - Dollar returns

The Velocity Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Velocity Financial investment value today

Current value as on today

₹1,08,176

Returns

₹8,176

(+8.18%)

Returns from Velocity Financial Stock

₹3,750 (+3.75%)

Dollar Returns*

₹4,426 (+4.43%)

Indian investors sentiment towards Velocity Financial Stock

-47%

Period: Jul 27, 2025 to Aug 26, 2025. Change in 30 Days versus previous period

Search interest for Velocity Financial Stock from India on INDmoney has decreased by -47% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Velocity Financial Inc

Name
Holdings %
Name
Holdings %
Snow Phipps Group, LLC
34.74%
Allianz Asset Management AG
28.52%
Beach Point Capital Management LP
13.79%
BlackRock Inc
2.87%
Vanguard Group Inc
1.41%
Adage Capital Partners Gp LLC
1.16%

Analyst Recommendation on Velocity Financial Stock

Rating

Trend

Buy

87%Buy

12%Hold

0%Sell

Based on 8 Wall street analysts offering stock ratings for Velocity Financial(by analysts ranked 0 to 5 stars)

Velocity Financial Share Price Target

What analysts predicted

Upside of 11.75%

Target:

$21.33

Current:

$19.09

Velocity Financial share price target is $21.33, a slight Upside of 11.75% compared to current price of $19.09 as per analysts' prediction.

Velocity Financial Stock Insights

Price Movement
In the last 1 month, VEL stock has moved up by 8.4%
Increasing Revenue
Revenue is up for the last 2 quarters, 119.26M → 151.59M (in $), with an average increase of 21.3% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 18.40M → 25.71M (in $), with an average increase of 28.4% per quarter
VEL vs COOP (1 yr)
In the last 1 year, Mr. Cooper Group Inc. has given 109.8% return, outperforming this stock by 106.7%
VEL vs COOP (3 yr)
In the last 3 years, Mr. Cooper Group Inc. has given 332.5% return, outperforming this stock by 270.6%
Price to Sales
ForVEL every $1 of sales, investors are willing to pay $3.3, whereas for Mr. Cooper Group Inc., the investors are paying $5.5 for every $1 of sales.

Velocity Financial Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$54.3M	↑ 8.96%
Net Income	$17.3M	↑ 126.6%
Net Profit Margin	31.87%	↑ 16.55%

	FY20	Y/Y Change
Revenue	$173.0M	↑ 218.8%
Net Income	$17.8M	↑ 2.8%
Net Profit Margin	10.28%	↓ 21.59%

	FY21	Y/Y Change
Revenue	$191.0M	↑ 10.4%
Net Income	$29.2M	↑ 64.39%
Net Profit Margin	15.3%	↑ 5.02%

	FY22	Y/Y Change
Revenue	$253.5M	↑ 32.75%
Net Income	$32.2M	↑ 10.22%
Net Profit Margin	12.7%	↓ 2.6%

	FY23	Y/Y Change
Revenue	$131.7M	↓ 48.05%
Net Income	$52.3M	↑ 62.28%
Net Profit Margin	39.69%	↑ 26.99%

	FY24	Y/Y Change
Revenue	$451.0M	↑ 242.41%
Net Income	$68.4M	↑ 30.89%
Net Profit Margin	15.17%	↓ 24.52%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$98.6M	↑ 5.24%
Net Income	$17.3M	↓ 0.6%
Net Profit Margin	17.49%	↓ 1.03%

	Q2 FY24	Q/Q Change
Revenue	$107.1M	↑ 8.6%
Net Income	$14.8M	↓ 14.34%
Net Profit Margin	13.8%	↓ 3.69%

	Q3 FY24	Q/Q Change
Revenue	$115.4M	↑ 7.75%
Net Income	$15.8M	↑ 6.94%
Net Profit Margin	13.69%	↓ 0.11%

	Q4 FY24	Q/Q Change
Revenue	$124.9M	↑ 8.23%
Net Income	$20.6M	↑ 30.27%
Net Profit Margin	16.48%	↑ 2.79%

	Q1 FY25	Q/Q Change
Revenue	$119.3M	↓ 4.5%
Net Income	$18.4M	↓ 10.58%
Net Profit Margin	15.44%	↓ 1.04%

	Q2 FY25	Q/Q Change
Revenue	$151.6M	↑ 27.11%
Net Income	$25.7M	↑ 39.67%
Net Profit Margin	16.96%	↑ 1.52%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$44.4M	↑ 4.82%

	FY20	Y/Y Change
Profit	$162.7M	↑ 266.54%

	FY21	Y/Y Change
Profit	$61.9M	↓ 61.96%

	FY22	Y/Y Change
Profit	$94.3M	↑ 52.37%

	FY23	Y/Y Change
Profit	$131.7M	↑ 39.64%

	FY24	Y/Y Change
Profit	$177.6M	↑ 34.87%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$90.4M	↑ 10.28%

	Q2 FY24	Q/Q Change
Profit	$95.1M	↑ 5.27%

	Q3 FY24	Q/Q Change
Profit	$44.3M	↓ 53.49%

	Q4 FY24	Q/Q Change
Profit	$107.2M	↑ 142.21%

	Q1 FY25	Q/Q Change
Profit	$38.0M	↓ 64.52%

	Q2 FY25	Q/Q Change
Profit	$131.5M	↑ 245.85%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$-105.3M	↑ 45.32%
Investing Cash Flow	$-305.9M	↑ 13.23%
Financing Cash Flow	$422.1M	↑ 22.85%

	FY20	Y/Y Change
Operating Cash Flow	$54.9M	↓ 152.11%
Investing Cash Flow	$87.7M	↓ 128.68%
Financing Cash Flow	$-149.9M	↓ 135.51%

	FY21	Y/Y Change
Operating Cash Flow	$57.6M	↑ 4.97%
Investing Cash Flow	$-656.5M	↓ 848.22%
Financing Cash Flow	$626.2M	↓ 517.75%

	FY22	Y/Y Change
Operating Cash Flow	$48.7M	↓ 15.53%
Investing Cash Flow	$-908.2M	↑ 38.35%
Financing Cash Flow	$874.0M	↑ 39.58%

	FY23	Y/Y Change
Operating Cash Flow	$48.8M	↑ 0.33%
Investing Cash Flow	$-584.7M	↓ 35.62%
Financing Cash Flow	$535.8M	↓ 38.7%

	FY24	Y/Y Change
Operating Cash Flow	$37.8M	↓ 22.69%
Investing Cash Flow	$-1.0B	↑ 78.73%
Financing Cash Flow	$1.0B	↑ 89.68%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$10.6M	↓ 59.55%
Investing Cash Flow	$-212.4M	↓ 5.13%
Financing Cash Flow	$199.0M	↓ 6.41%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$11.5M	↑ 8.42%
Investing Cash Flow	$-196.8M	↓ 7.35%
Financing Cash Flow	$206.0M	↑ 3.52%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-17.6M	↓ 253.16%
Investing Cash Flow	$-279.7M	↑ 42.11%
Financing Cash Flow	$284.9M	↑ 38.32%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$33.3M	↓ 289.36%
Investing Cash Flow	$-356.1M	↑ 27.29%
Financing Cash Flow	$326.4M	↑ 14.55%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$3.5M	↓ 89.37%
Investing Cash Flow	$-401.4M	↑ 12.73%
Financing Cash Flow	$401.5M	↑ 23.02%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$7.7M	↑ 116.69%
Investing Cash Flow	$-441.2M	↑ 9.91%
Financing Cash Flow	$456.3M	↑ 13.64%

Velocity Financial Technicals Summary

Sell

Neutral

Buy

Velocity Financial is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Velocity Financial Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Velocity Financial Inc	9.78%	1.98%	3.48%	56.58%	73.09%
Mr. Cooper Group Inc.	21.92%	74.22%	109.87%	343.52%	957.64%
Rocket Companies, Inc.	25.73%	44.57%	-7.08%	127.83%	-33.46%
Uwm Holdings Corp	35.45%	-6.94%	-38.29%	62.08%	-46.18%
Pennymac Financial Services Inc	16.78%	5.72%	5.76%	102.34%	105.73%
Walker & Dunlop, Inc.	12.05%	0.25%	-19.68%	-17.61%	51.06%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Velocity Financial Inc	8.59	8.59	NA	2.35	0.15	0.01	NA	15.62
Mr. Cooper Group Inc.	22.33	21.66	NA	12.5	0.12	0.03	NA	79.69
Rocket Companies, Inc.	689.5	NA	2.11	0.22	0.0	0.01	0.0	3.72
Uwm Holdings Corp	142.25	142.25	NA	0.2	0.07	0.03	0.07	0.86
Pennymac Financial Services Inc	15.17	15.17	4.67	11.17	0.1	0.02	0.01	78.04
Walker & Dunlop, Inc.	26.73	26.73	1.25	3.41	0.06	0.02	0.03	52.45

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Velocity Financial Inc	Buy	$729.9M	73.09%	8.59	41.55%
Mr. Cooper Group Inc.	Buy	$12.7B	957.64%	22.33	25.38%
Rocket Companies, Inc.	Hold	$40.5B	-33.46%	689.5	-0.01%
Uwm Holdings Corp	Hold	$9.9B	-46.18%	142.25	0.45%
Pennymac Financial Services Inc	Buy	$5.7B	105.73%	15.17	10.83%
Walker & Dunlop, Inc.	Buy	$3.0B	51.06%	26.73	9.93%

About Velocity Financial Inc

Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded in 2004 and is headquartered in Westlake Village, California

Organization	Velocity Financial
Employees	309
CEO	Mr. Christopher D. Farrar
Industry	Finance

Key Management of Velocity Financial Inc

Name	Title
Mr. Christopher D. Farrar	Co-Founder, CEO, President & Director
Mr. Mark R. Szczepaniak	Chief Financial Officer
Mr. Jeffrey T. Taylor	Executive Vice President of Capital Markets
Mr. Joseph A. Cowell	Chief Operating Officer
Ms. Fiona Tam	Chief Accounting Officer
Mr. Christopher J. Oltmann	Corporate Treasurer & Director of Investor Relations
Mr. Roland Thomas Kelly J.D.	Chief Legal Officer, General Counsel & Corporate Secretary

Important FAQs about investing in VEL Stock from India :

What is Velocity Financial share price today?

Velocity Financial share price today is $19.09 as on August 27, 2025 at 1:29 AM IST at the close of the market. Velocity Financial share today touched a day high of $19.09 and a low of $19.02.

What is the 52 week high and 52 week low for Velocity Financial share?

Velocity Financial share touched a 52 week high of $20.98 and a 52 week low of $16.12. Velocity Financial stock price today i.e. August 27, 2025 at 1:29 AM IST is closed at $19.09, lower by 9.01% versus the 52 week high.

How to invest in Velocity Financial Stock (VEL) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Velocity Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Velocity Financial Shares that will get you 0.0786 shares as per Velocity Financial share price of $19.09 per share as on August 27, 2025 at 1:29 AM IST.

What is the minimum amount required to buy Velocity Financial Stock (VEL) from India?

Indian investors can start investing in Velocity Financial (VEL) shares with as little as ₹87.6525 or $1 (as of August 27, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹876.53 in Velocity Financial stock (as per the Rupee-Dollar exchange rate as on August 27, 2025). Based on Velocity Financial share’s latest price of $19.09 as on August 27, 2025 at 1:29 AM IST, you will get 0.5238 shares of Velocity Financial. Learn more about fractional shares .

What are the returns that Velocity Financial has given to Indian investors in the last 5 years?

Velocity Financial stock has given 73.09% share price returns and 18.61% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?