Velocity Financial Inc Share Price (NYSE: VEL)

Velocity Financial Inc Stock Performance

as on October 14, 2025 at 1:29 am IST

Day's Low
Day's High
$17.91
Day's Price Range
$18.23
$18.11
1.10%
Downside
0.66%
Upside
52 Week's Low
52 Week's High
$16.12
52-Week Price Range
$20.98
$18.11
10.99%
Downside
15.85%
Upside

Velocity Financial Inc share price movements today

Previous Close: $18.17
Open: $18.11
Volume: 211.7K
Day's Low - High: $17.91 - $18.23
52 Week Low - High: $16.12 - $20.98

Velocity Financial Inc Historical Returns

1 Month Return: -3.15 %
3 Month Return: -0.28 %
1 Year Return: -7.26 %
3 Year Return: + 73.83 %
5 Year Return: 0 %

Velocity Financial Inc Stock Fundamentals & Key Indicators

Check Velocity Financial Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$698.4M

EPS (TTM)

2.5

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.66%

PE Ratio (TTM)

8.22

Industry PE ratio

13.648849557522125

PEG Ratio

EBITDA

Revenue (TTM)

195.6M

Profit Margin

41.55%

Return On Equity TTM

15.10%

Velocity Financial Inc Stock Valuation

Track how Velocity Financial Inc P/E has moved over time to understand its valuation trends.

Velocity Financial Inc in the last 5 years

Overview
Trends

Lowest (7.46x)

June 30, 2025

Today (8.22x)

October 14, 2025

Industry (13.65x)

October 14, 2025

Highest (14.35x)

June 30, 2021

LowHigh

Today’s Price to Earnings Ratio: 8.22x

Velocity Financial Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Velocity Financial Inc with its industry peers.

Company	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin %
Velocity Financial Inc	BUY	$698.4M	NA	8.22	41.55%
Pennymac Financial Services Inc	BUY	$6.0B	76.59%	16.16	10.83%
Rocket Companies, Inc.	HOLD	$34.6B	-27.68%	207.61	-0.01%
Uwm Holdings Corp	HOLD	$8.6B	-47%	133.75	0.45%
Walker & Dunlop, Inc.	BUY	$2.8B	38.2%	25.16	9.93%

Stock Returns calculator for Velocity Financial Inc Stock including INR - Dollar returns

The Velocity Financial Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Velocity Financial Inc investment value today

Current value as on today

₹98,402

Returns

₹1,598

(-1.6%)

Returns from Velocity Financial Inc Stock

₹7,366 (-7.37%)

Dollar Returns*

₹5,768 (+5.77%)

Analyst Recommendation on Velocity Financial Inc Stock

Based on 8 analysts

BUY

87.50%

Buy

12.50%

Hold

0.00%

Sell

Based on 8 analysts, 87.5% of analysts recommend a 'BUY' rating for Velocity Financial Inc. Average target price of $21.33

Velocity Financial Inc Share Price Target

Get share price movements and forecasts by analysts on Velocity Financial Inc.

What analysts predicted

15.1%UPSIDE

Target Price

$21.33

Current Price

$18.11

Analyzed by

8 Analysts

Target

$21.33

Velocity Financial Inc target price $21.33, a slight upside of 15.1% compared to current price of $18.11. According to 8 analysts rating.

Velocity Financial Inc Stock’s Investor Sentiment and Interest

Search interest for Velocity Financial Inc Stock has decreased by -40% in the last 30 days, reflecting a downward trend in search activity.

Time period: September 14, 2025 to October 14, 2025

Change:-40% versus previous 30 day period

Velocity Financial Inc Quarterly Profit & Loss

All numbers in Millions USD

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Total Revenue	29	30	87	93	98	107	115	124	119	151
Gross Profit	33	26	77	81	90	95	44	107	38	131
Operating Income	56	14	70	81	87	-114	20	107	-6	39
EBITDA	12	14	17	81	87	87	20	107	102	125
Interest Expense	46	49	51	55	61	47	63	74	75	81
Depreciation	0	0	0	0	0	0	0	0	0	0
Income Before Tax	14	16	17	22	23	19	21	32	26	33
Income Tax Expense	4	4	5	5	5	5	5	11	8	7
Net Income	10	12	12	17	17	14	15	20	18	25
Net Profit Margin	36.14%	40.38%	13.77%	18.52%	17.49%	13.80%	13.69%	16.48%	15.44%	16.96%

Velocity Financial Inc Annual Profit & Loss

All numbers in Millions USD

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Revenue	56	78	99	49	54	172	190	253	131	451
Gross Profit	53	20	93	42	44	162	61	94	131	177
Operating Income	42	57	75	30	25	123	39	199	76	101
EBITDA	42	58	77	96	27	25	42	201	279	101
Interest Expense	34	50	61	75	98	99	105	157	203	247
Depreciation	-	-	1	1	2	2	2	2	2	2
Income Before Tax	7	6	13	19	25	23	39	44	71	96
Income Tax Expense	-	59	76	11	8	5	10	12	18	27
Net Income	7	6	13	7	17	17	29	32	52	68
Net Profit Margin	12.66%	8.61%	14.02%	15.32%	31.87%	10.28%	15.30%	12.70%	39.69%	15.17%

Velocity Financial Inc Quarterly Cash Flow

All numbers in Millions USD

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Net Income	12	12	17	17	14	16	20	18	26
Operating Cash Flow	44	-9	26	10	11	-17	33	3	7
Investing Cash Flow	-141	-148	-223	-212	-196	-279	-356	-401	-441
Financing Cash Flow	91	154	212	198	205	284	326	401	456
Change in Cash	-5	-3	14	-2	20	-12	3	3	22

Velocity Financial Inc Annual Cash Flow

All numbers in Millions USD

	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Income	13	7	17	17	29	32	52	68
Operating Cash Flow	37	-72	-105	54	57	48	48	37
Investing Cash Flow	-274	-270	-305	87	-656	-908	-584	-1,045
Financing Cash Flow	201	343	422	-149	626	874	535	1,016
Change in Cash	-36	0	10	-7	27	14	0	8

Global Institutional Holdings in Velocity Financial Inc

Funds	Holdings
AQR Capital Management LLC	0.06%

Insights on Velocity Financial Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 2 quarters, 119.26M → 151.59M (in $), with an average increase of 21.3% per quarter
POSITIVE IMPACT
Price Rise
In the last 7 days, VEL stock has moved up by 0.4%
POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 2 quarters, 18.40M → 25.71M (in $), with an average increase of 28.4% per quarter
NO EFFECT
Against Peers
In the last 3 years, Pennymac Financial Services Inc has given 164.3% return, outperforming this stock by 90.5%
NO EFFECT
Against Peers
In the last 1 year, Pennymac Financial Services Inc has given 8.0% return, outperforming this stock by 15.3%

About Velocity Financial Inc

Velocity Financial, Inc. is a vertically integrated real estate finance company that primarily originates and manages business purpose loans secured by 1-4-unit residential rental and small commercial properties. It originates loans nationwide across an extensive network of independent mortgage brokers. The Company's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.

Organisation	Velocity Financial Inc
Headquarters	2945 Townsgate Road, Westlake Village, CA, United States, 91361
Industry	Finance
CEO	Mr. Christopher D. Farrar
E-voting on shares	Click here to vote

Key Management of Velocity Financial Inc

Name	Title
Mr. Mark R. Szczepaniak	Chief Financial Officer
Mr. Jeffrey T. Taylor	Executive Vice President of Capital Markets
Mr. Joseph A. Cowell	Chief Operating Officer
Ms. Fiona Tam	Chief Accounting Officer
Mr. Christopher J. Oltmann	Corporate Treasurer & Director of Investor Relations
Mr. Roland Thomas Kelly J.D.	Chief Legal Officer, General Counsel & Corporate Secretary
Mr. Christopher D. Farrar	Co-Founder, CEO, President & Director

FAQs

What is Velocity Financial Inc share price today?

Velocity Financial Inc share price today is $18.11 as on October 14, 2025 at 1:29 am IST at the close of the market. Velocity Financial Inc share today touched a day high of $18.23 and a low of $17.91.

What is the 52 week high and 52 week low for Velocity Financial Inc share?

Velocity Financial Inc share touched a 52 week high of $20.98 on March 7, 2025 and a 52 week low of $16.12 on May 2, 2025. Velocity Financial Inc stock price today i.e. October 14, 2025 at 1:29 am IST is closed at $18.11,which is 13.68% down from its 52 week high and 12.34% up from its 52 week low.

What is Velocity Financial Inc's market capitalisation today?

Velocity Financial Inc market capitalisation is $0.00T as on October 14, 2025 at 1:29 am IST.

How to invest in Velocity Financial Inc Stock (VEL) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Velocity Financial Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Velocity Financial Inc Shares that will get you 0.0828 shares as per Velocity Financial Inc share price of $18.11 per share as on October 14, 2025 at 1:29 am IST.

What is the minimum amount required to buy Velocity Financial Inc Stock (VEL) from India?

Indian investors can start investing in Velocity Financial Inc (VEL) shares with as little as ₹88.771 or $1 (as of October 14, 2025 at 6:41 pm IST) using the INDmoney app.
For example: If you want to invest $10 or ₹887.71 in Velocity Financial Inc stock (as per the Rupee-Dollar exchange rate as on October 14, 2025 at 6:41 pm IST). Based on Velocity Financial Inc share’s latest price of $18.11 as on October 14, 2025 at 1:29 am IST, you will get 0.5522 shares of Velocity Financial Inc. Learn more about fractional shares .