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SYF

Synchrony Financial

$35.34

Earnings Summary

Revenue
$4074Mn
Net Profits
$793Mn
Net Profit Margins
19.46%
PE Ratio
5.11

Highlights

Revenue:

Synchrony Financial’s revenue jumped 11.68% since last year same period to $4074Mn in the Q2 2022. On a quarterly growth basis, Synchrony Financial has generated 1.29% jump in its revenue since last 3-months.

Net Profits:

Synchrony Financial’s net profit fell -36.15% since last year same period to $793Mn in the Q2 2022. On a quarterly growth basis, Synchrony Financial has generated -13.99% fall in its net profits since last 3-months.

Net Profit Margins:

Synchrony Financial’s net profit margin fell -42.83% since last year same period to 19.46% in the Q2 2022. On a quarterly growth basis, Synchrony Financial has generated -15.09% fall in its net profit margins since last 3-months.

PE Ratio:

Synchrony Financial’s price-to-earnings ratio after this Q2 2022 earnings stands at 5.11.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Synchrony Financial post its latest quarter earnings

EPS Estimate Current Quarter
1.41
EPS Estimate Current Year
1.41

Highlights

EPS Estimate Current Quarter:

Synchrony Financial’s earning per share (EPS) estimates for the current quarter stand at 1.41 - a -1.4% fall from last quarter’s estimates.

EPS Estimate Current Year:

Synchrony Financial’s earning per share (EPS) estimates for the current year stand at 1.41.

Key Ratios

Key ratios of the Synchrony Financial post its Q2 2022 earnings

Earning Per Share (EPS)
1.6
Return on Assets (ROA)
0.04
Return on Equity (ROE)
0.32
Dividend Per Share (DPS)
0.88

Highlights

Earning Per Share (EPS):

Synchrony Financial’s earning per share (EPS) fell -24.53% since last year same period to 1.6 in the Q2 2022. This indicates that the Synchrony Financial has generated -24.53% annual rate of fall in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Synchrony Financial’s return on assets (ROA) stands at 0.04.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Synchrony Financial’s return on equity (ROE) stands at 0.32.

Dividend Per Share (DPS):

Synchrony Financial declared 0.88 dividend per share during the earnings announcement for Q2 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-07-21
1.43
1.6
11.89%
2022-04-21
1.54
1.77
14.94%

Company Information

Synchrony is a premier consumer financial services company. The Company delivers a wide range of specialized financing programs, as well as innovative consumer banking products, across key industries including digital, retail, home, auto, travel, health and pet. Synchrony enables its partners to grow sales and loyalty with consumers. It's one of the largest issuers of private label credit cards in the United States; it also offers co-branded products, installment loans and consumer financing products for small- and medium-sized businesses, as well as healthcare providers.

Organisation
Synchrony Financial
Headquarters
Stamford, Connecticut, US
Employees
16.5K
Industry
Finance
CEO
Margaret Keane