UTI Equity Savings Fund Direct Growth
Get the latest NAV of UTI Equity Savings Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹19.24
▲1.2%1D
NAV as on 12 May 2025
10.26%/per year
Since Inception
▲▼
112 people have invested ₹ 23.3L in UTI Equity Savings Fund Direct Growth in the last three months
Fund Performance
as on (12-May-25)
UTI Equity Savings Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 4 out of 13 mutual funds in the equity savings category as per INDmoney.
UTI Equity Savings Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
UTI Equity Savings Fund Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Equity 30.9%
Debt & Cash 69.1%
UTI Equity Savings Fund Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Equity 30.9%
Debt & Cash 69.1%
Top 3 Sectors in March were Financial Services, Government & Consumer Cyclical
Financial Services
37%
Government
36%
Consumer Cyclical
14%
Financial Services
37%
Government
36%
Consumer Cyclical
14%
UTI Equity Savings Fund Holdings Details
as on (30-Apr-25)
Equity
Debt & Cash
UTI Equity Savings Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.4% |
Benchmark | Crisil Equity Savings Index TR INR |
| AUM | ₹674 Cr |
| Inception Date | 30 August, 2018 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 64.37% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Moderate Risk |
About UTI Equity Savings Fund
UTI Equity Savings Fund Direct Growth is a hybrid fund. This fund was started on 30 August, 2018. The fund is managed by V Srivatsa, Sunil Patil. This fund gives you the benefit of diversification.
Key Parameters
- UTI Equity Savings Fund Direct Growth has ₹674 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.4.
Returns
UTI Equity Savings Fund Direct Growth has given a CAGR return of 10.26% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.84%, 13.20% and 14.44% respectively.
Holdings
UTI Equity Savings Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Consumer Cyclical, Basic Materials, Tech, Energy, Communication, Industrial, Utilities, Health, Consumer Defensive, Real Estate.
Taxation
As it is a equity savings mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of UTI Equity Savings Fund Direct Growth
The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Equity Savings Fund Direct Growth has no lock in period.
Fund Manager
V Srivatsa
Fund Manager of UTI Equity Savings Fund Direct Growth, since 30 August 2018
Sunil Patil
Fund Manager of UTI Equity Savings Fund Direct Growth, since 30 August 2018
- AUM of the fund stands at 668.1 Cr as of Mar'25
- AUM increased by 27.3 Cr between Mar'25 and Feb'25
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Frequently Asked Questions for UTI Equity Savings Fund Direct Growth
What is the current NAV of UTI Equity Savings Fund Direct Growth?
What are the average returns of UTI Equity Savings Fund Direct Growth?
UTI Equity Savings Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.9% | 2.9% |
6 Month Returns | 4.3% | 4.3% |
1 Year Returns | 9.84% | 9.84% |
3 Years Returns | 45.06% | 13.2% |
How do I invest in UTI Equity Savings Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of UTI Equity Savings Fund Direct Growth?
What is net assets under management (AUM) of UTI Equity Savings Fund Direct Growth?
What are the top 5 holdings of UTI Equity Savings Fund Direct Growth?
What are the top 3 sectors that this UTI Equity Savings Fund Direct Growth has invested in?
What is the credit rating breakup of UTI Equity Savings Fund Direct Growth?
AAA | 100 |