UTI Equity Savings Fund

UTI Equity Savings Fund

Hybrid

UTI Mutual Fund

Equity Savings

Get the latest NAV of UTI Equity Savings Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹19.85

▲0.2%1D

NAV as on 17 Mar 2026

9.48%/per year

Since Inception

Absolute Gain%

▲▼

168 people have invested ₹ 36L in UTI Equity Savings Fund in the last three months

UTI Equity Savings Fund Performance vs. Equity Savings Index

Fund returns vs Benchmark returns vs Category Average returns as on (17-Mar-26)

The fund has consistently outperformed the benchmark (Equity Savings Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-2.81%
-1.82%
1.18%
7.7%
11.3%
10.06%
Equity Savings Index
-2.58%
-1.97%
-0.97%
5.99%
8.7%
7.4%
Equity Savings Avg
-2.4%
-2.07%
-0.87%
6.45%
9.81%
8.22%
Best in Equity Savings
-0.45%
0.39%
1.7%
12.33%
14.07%
11.39%
Worst in Equity Savings
-3.9%
-4.67%
-5.09%
2.74%
7.38%
6.54%
Category Rank
8/12
9/12
6/12
9/13
--
--

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI Equity Savings Fund
6/12
835Cr
0.66%
7.7%
11.3%
--
--
1.31
2.38
--
Edelweiss Equity Savings Fund
1/12
1,270Cr
0.63%
8.86%
12.11%
--
--
1.67
3.01
--
ICICI Prudential Equity Savings Fund
2/12
18,027Cr
0.5%
6.53%
8.69%
--
--
0.91
1.54
--
Aditya Birla Sun Life Equity Savings Fund
3/12
1,076Cr
0.54%
8.34%
10.52%
--
--
1.33
2.65
--
See all

UTI Equity Savings Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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UTI Equity Savings Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
60.5%
Mid cap
5%

UTI Equity Savings Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Financial Services
34%
Basic Materials
12.5%
Consumer Cyclical
12.4%
Tech
11.5%
Energy
6.8%
Industrial
4.7%
Communication
4.3%
Health
3.9%
Real Estate
3.7%
Utilities
3.4%
Consumer Defensive
2.8%

Top 3 Sectors in February were Government, Financial Services & Consumer Cyclical

Feb'26

Government

36%

Financial Services

36%

Consumer Cyclical

12%

Jan'26

Government

36%

Financial Services

35%

Consumer Cyclical

12%

UTI Equity Savings Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
Axis Bank Ltd
5.43%
3.9%
HDFC Bank Ltd
4.19%
1.1%
Mahindra & Mahindra Ltd
3.69%
0%
State Bank of India
3.63%
2%
Grasim Industries Ltd
3.19%
2.8%
See all
Top Stocks bought last month
Shriram Finance Ltd's allocation increased from 0.31% to 0.91%
Shriram Finance Ltd's allocation increased from 0.31% to 0.91%
Tata Motors Ltd's allocation increased from 0.09% to 0.67%
Tata Motors Ltd's allocation increased from 0.09% to 0.67%
IRB InvIT Fund Units 2017-Series IV's allocation increased from 1.27% to 1.43%
IRB InvIT Fund Units 2017-Series IV's allocation increased from 1.27% to 1.43%
Top Stocks sold last month
Axis Bank Ltd's allocation decreased from 4.99 % to 4.85 %
Axis Bank Ltd's allocation decreased from 4.99 % to 4.85 %
HDFC Bank Ltd's allocation decreased from 4.95 % to 4.78 %
HDFC Bank Ltd's allocation decreased from 4.95 % to 4.78 %
Mahindra & Mahindra Ltd's allocation decreased from 4.36 % to 4.16 %
Mahindra & Mahindra Ltd's allocation decreased from 4.36 % to 4.16 %

UTI Equity Savings Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.66%
Benchmark
Crisil Equity Savings Index TR INR
AUM₹835 Cr
Inception Date30 August, 2018
Min Lumpsum/SIP₹5,000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
23.04%
Risk
Risk meter
pointer
Moderately High risk

About UTI Equity Savings Fund

UTI Equity Savings Fund is a hybrid fund. This fund was started on 30 August, 2018. The fund is managed by V Srivatsa, Anurag Mittal. This fund gives you the benefit of diversification.

Key Parameters

  1. UTI Equity Savings Fund has ₹835 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

UTI Equity Savings Fund has given a CAGR return of 9.48% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.70%, 11.30% and 10.06% respectively.

Holdings

UTI Equity Savings Fund has allocated its funds majorly in Cash Equivalent, Government, Financial Services, Consumer Cyclical, Basic Materials, Real Estate, Industrial, Tech, Energy, Communication, Utilities, Health, Consumer Defensive.

Taxation

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of UTI Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Equity Savings Fund has no lock in period.

Fund Manager

V Srivatsa

Fund Manager of UTI Equity Savings Fund, since 30 August 2018

Anurag Mittal

Fund Manager of UTI Equity Savings Fund, since 27 February 2026

Learn more about UTI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 835.4 Cr
₹ 820 Cr
₹ 809.6 Cr
  • AUM of the fund stands at 835.4 Cr as of Feb'26
  • AUM increased by 15.4 Cr between Feb'26 and Jan'26

Frequently Asked Questions for UTI Equity Savings Fund

How do I invest in UTI Equity Savings Fund?

INDmoney makes it simple to invest in the UTI Equity Savings Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI Equity Savings Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI Equity Savings Fund?

The NAV of the fund today is ₹19.85. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI Equity Savings Fund fund has generated a return of 7.70% in 1 year, 11.30% in 3 years, 10.06% in 5 years.

Who is the fund manager of UTI Equity Savings Fund?

The fund managers are V Srivatsa, Anurag Mittal.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.66%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹835 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI Equity Savings Fund?

The top 3 holdings of the fund are 7.32% Gs 2030(8.1%), 7.04% Gs 2029(5.76%), Axis Bank Ltd(5.43%)