Union Retirement Fund Direct Growth
Get the latest NAV of Union Retirement Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹15.57
▲0.7%1D
NAV as on 14 May 2025
18.24%/per year
Since Inception
▲▼
60 people have invested ₹ 87K in Union Retirement Fund Direct Growth in the last three months
Fund Performance
as on (14-May-25)
Peer comparison
Union Retirement Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Union Retirement Fund Asset Allocation
See fund asset allocation details as on (13-May-25)
Fund Distribution
as on (13-May-25)
Equity 93.8%
Debt & Cash 6.2%
Union Retirement Fund Sector Allocation
See fund sector allocation details as on (13-May-25)
Sector Allocation
Equity 93.8%
Debt & Cash 6.2%
Top 3 Sectors in April were Financial Services, Industrial & Consumer Cyclical
Financial Services
30%
Industrial
12%
Consumer Cyclical
11%
Financial Services
28%
Industrial
12%
Consumer Cyclical
12%
Union Retirement Fund Holdings Details
as on (30-Apr-25)
Equity
Debt & Cash
Union Retirement Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.92% |
Benchmark | BSE 500 India TR INR |
| AUM | ₹161 Cr |
| Inception Date | 22 September, 2022 |
| Min Lumpsum/SIP | ₹1000/₹500 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 121.25% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Union Retirement Fund
Union Retirement Fund Direct Growth is a hybrid fund. This fund was started on 22 September, 2022. The fund is managed by Pratik Dharmshi. This fund gives you the benefit of diversification.
Key Parameters
- Union Retirement Fund Direct Growth has ₹161 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.9.
Returns
Union Retirement Fund Direct Growth has given a CAGR return of 18.24% since inception. Over the last 1 year the fund has given a CAGR return of 10.35%.
Holdings
Union Retirement Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Tech, Basic Materials, Health, Communication, Consumer Defensive, Energy, Utilities, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Union Retirement Fund Direct Growth
The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Union Retirement Fund Direct Growth of 5 Years
Fund Manager
Pratik Dharmshi
Fund Manager of Union Retirement Fund Direct Growth, since 9 December 2024
- AUM of the fund stands at 160.7 Cr as of Apr'25
- AUM increased by 5.9 Cr between Apr'25 and Mar'25
More funds from Union
3Y CAGR
▲ 16.68
5Y CAGR
▲ 15.76
5Y CAGR
▲ 10.56
5Y CAGR
▲ 5.82
1Y CAGR
▲ 13.67
Frequently Asked Questions for Union Retirement Fund Direct Growth
What is the current NAV of Union Retirement Fund Direct Growth?
What are the average returns of Union Retirement Fund Direct Growth?
Union Retirement Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 8.43% | 8.43% |
6 Month Returns | 2.17% | 2.17% |
1 Year Returns | 10.35% | 10.35% |
3 Years Returns | 0% | 0% |
How do I invest in Union Retirement Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of Union Retirement Fund Direct Growth?
What is net assets under management (AUM) of Union Retirement Fund Direct Growth?
What are the top 5 holdings of Union Retirement Fund Direct Growth?
What are the top 3 sectors that this Union Retirement Fund Direct Growth has invested in?
What is the credit rating breakup of Union Retirement Fund Direct Growth?
AAA | 100 |