Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option
Get the latest NAV of Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹11.23
NAV as on 25 Mar 2026
5.16%/per year
Since Inception
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Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option Performance vs. Banking and PSU Index
Fund returns vs Benchmark returns vs Category Average returns as on (25-Mar-26)
The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 2 Sectors in February were Corporate, Government
Corporate
70%
Government
25%
Corporate
67%
Government
25%
Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.27% |
Benchmark | NIFTY Banking & PSU Debt TR INR |
| AUM | ₹281 Cr |
| Inception Date | 15 July, 2013 |
| Min Lumpsum/SIP | ₹5,000/₹250 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 88.47% |
| Risk |   Moderate Risk |
About Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option
Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option is a debt fund. This fund was started on 15 July, 2013. The fund is managed by Sandeep Agarwal, Yash Sanghvi, Dwijendra Srivastava. This fund is suitable to keep your money safe.
Key Parameters
- Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option has ₹281 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.3.
Returns
Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option has given a CAGR return of 5.16% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.67%, 7.05% and 5.60% respectively.
Holdings
Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Indian Oil Corporation Limited, HDFC Bank Limited, National Housing Bank, Export Import Bank Of India, National Bank For Agriculture And Rural Development
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option
To generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 250.00. Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option has no lock in period.
Fund Manager
Sandeep Agarwal
Fund Manager of Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option, since 16 May 2022
Yash Sanghvi
Fund Manager of Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option, since 31 May 2025
Dwijendra Srivastava
Fund Manager of Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option, since 27 July 2010
- AUM of the fund stands at 281.4 Cr as of Feb'26
- AUM decreased by 89.5 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option
How do I invest in Sundaram Banking & PSU Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl option?
- Download the INDmoney app.
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- Set up payments via bank mandate or UPI.