ICICI Prudential Credit Risk Fund

ICICI Prudential Credit Risk Fund

Debt

ICICI Mutual Fund

Credit Risk

Get the latest NAV of ICICI Prudential Credit Risk Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹37.05

▼-0.1%1D

NAV as on 13 Mar 2026

8.93%/per year

Since Inception

Absolute Gain%

▲▼

589 people have invested ₹ 2.9Cr in ICICI Prudential Credit Risk Fund in the last three months

ICICI Prudential Credit Risk Fund Performance vs. Credit Risk Index

Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)

The fund has outperformed the benchmark (Credit Risk Index) over 1Y, 3Y, but underperformed over 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.05%
1.22%
3.92%
9.5%
9.12%
8.05%
Credit Risk Index
0.21%
1.68%
3.24%
8.42%
7.82%
9.07%
Credit Risk Avg
0.21%
1.68%
3.4%
9%
8.99%
9.45%
Best in Credit Risk
1.02%
6.15%
8.14%
20.7%
15.17%
27.55%
Worst in Credit Risk
-0.05%
0.38%
1.79%
6.54%
7.34%
6.51%
Category Rank
2/7
2/7
2/7
1/7
1/8
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ICICI Prudential Credit Risk Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

2
/7
71% Performance
54% Risk Management
83% Cost

Ranked 2 out of 7 mutual funds in the credit risk category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
ICICI Prudential Credit Risk Fund
2/7
5,946Cr
0.76%
9.5%
9.12%
1.00
0.86
2.66
10.02
1.22
Nippon India Credit Risk Fund
1/7
1,059Cr
0.7%
9.54%
9.28%
0.90
0.97
3.20
17.68
2.92
SBI Credit Risk Fund
3/7
2,166Cr
0.89%
8.28%
8.8%
0.24
1.13
1.75
8.13
0.55
Axis Credit Risk Fund
3/8
367Cr
0.8%
9.27%
8.69%
0.48
0.96
2.65
11.65
1.30
See all

ICICI Prudential Credit Risk Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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ICICI Prudential Credit Risk Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Debt allocation has gone up from 76.3% to 77.4%
Debt allocation has gone up from 76.3% to 77.4%
Cash allocation has gone down from 13.8% to 13.3%
Cash allocation has gone down from 13.8% to 13.3%

ICICI Prudential Credit Risk Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Real Estate
85.6%
Financial Services
14.4%

Top 3 Sectors in February were Real Estate, Corporate & Government

Feb'26

Real Estate

72%

Corporate

66%

Government

19%

Jan'26

Real Estate

74%

Corporate

68%

Government

19%

ICICI Prudential Credit Risk Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.76%
Benchmark
CRISIL Credit Risk Debt TR INR
AUM₹5946 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
66.67%
Risk
Risk meter
pointer
Very High Risk

About ICICI Prudential Credit Risk Fund

ICICI Prudential Credit Risk Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Akhil Kakkar, Manish Banthia. This fund is suitable to keep your money safe.

Key Parameters

  1. ICICI Prudential Credit Risk Fund has ₹5946 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

ICICI Prudential Credit Risk Fund has given a CAGR return of 8.93% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.50%, 9.12% and 8.05% respectively.

Holdings

ICICI Prudential Credit Risk Fund has allocated its funds majorly in Real Estate, Corporate, Government, Industrial, Cash Equivalent, Financial Services. Its top holdings are 6.68% Gs 2040, Keystone Realtors Limited, Millennia Realtors Private Limited, Vedanta Limited, Adani Enterprises Limited

Taxation

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of ICICI Prudential Credit Risk Fund

To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. ICICI Prudential Credit Risk Fund has no lock in period.

Fund Manager

Akhil Kakkar

Fund Manager of ICICI Prudential Credit Risk Fund, since 22 January 2024

Manish Banthia

Fund Manager of ICICI Prudential Credit Risk Fund, since 7 November 2016

Learn more about ICICI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 5.9K Cr
₹ 5.9K Cr
₹ 5.9K Cr
  • AUM of the fund stands at 5.9K Cr as of Feb'26
  • AUM increased by 5.7 Cr between Feb'26 and Jan'26

Frequently Asked Questions for ICICI Prudential Credit Risk Fund

How do I invest in ICICI Prudential Credit Risk Fund?

INDmoney makes it simple to invest in the ICICI Prudential Credit Risk Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘ICICI Prudential Credit Risk Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of ICICI Prudential Credit Risk Fund?

The NAV of the fund today is ₹37.05. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

ICICI Prudential Credit Risk Fund fund has generated a return of 9.50% in 1 year, 9.12% in 3 years, 8.05% in 5 years.

Who is the fund manager of ICICI Prudential Credit Risk Fund?

The fund managers are Akhil Kakkar, Manish Banthia.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.76%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹5946 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of ICICI Prudential Credit Risk Fund?

The top 3 holdings of the fund are 6.68% Gs 2040(5.68%), Keystone Realtors Limited(3.94%), Millennia Realtors Private Limited(3.53%)