Invesco India Banking & PSU Fund

Invesco India Banking & PSU Fund

Debt

Invesco Mutual Fund

Banking & Psu

Get the latest NAV of Invesco India Banking & PSU Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹2511.55

NAV as on 17 Mar 2026

7.19%/per year

Since Inception

Absolute Gain%

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72 people have invested ₹ 4L in Invesco India Banking & PSU Fund in the last three months

Invesco India Banking & PSU Fund Performance vs. Banking and PSU Index

Fund returns vs Benchmark returns vs Category Average returns as on (17-Mar-26)

The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.01%
0.93%
2.28%
6.94%
7.51%
6.17%
Banking and PSU Index
-0.04%
0.73%
1.99%
6.3%
6.28%
5.41%
Banking & Psu Avg
-0.08%
0.7%
2.06%
6.55%
7.03%
6.27%
Best in Banking & Psu
0.36%
1.36%
3.16%
7.96%
7.75%
7.5%
Worst in Banking & Psu
-0.07%
0.7%
2.03%
6.24%
6.99%
5.79%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Invesco India Banking & PSU Fund
-
97Cr
0.25%
6.94%
7.51%
0.41
1.12
0.80
1.45
1.05
ICICI Prudential Banking and PSU Debt Fund
1/12
9,489Cr
0.39%
7.11%
7.73%
0.80
0.76
1.35
2.71
1.55
UTI Banking & PSU Fund
2/12
1,099Cr
0.2%
7.42%
7.58%
0.62
0.79
1.09
2.34
1.05
Kotak Banking and PSU Debt Fund
3/12
5,409Cr
0.4%
7.43%
7.75%
0.65
1.05
1.03
1.97
1.85
See all

Invesco India Banking & PSU Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Invesco India Banking & PSU Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%
Cash allocation has gone down from 32.2% to 9.1%
Cash allocation has gone down from 32.2% to 9.1%
Debt allocation has gone up from 67.5% to 90.4%
Debt allocation has gone up from 67.5% to 90.4%

Invesco India Banking & PSU Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Corporate
51.2%
Government
45.5%
Cash Equivalent
3.3%

Top 2 Sectors in February were Corporate, Government

Feb'26

Government

60%

Corporate

31%

Jan'26

Corporate

46%

Government

40%

Invesco India Banking & PSU Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.25%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹97 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1,000/₹1,000
Exit Load0%
Lock InNo Lock-in
TurnOver
48.63%
Risk
Risk meter
pointer
Moderate Risk

About Invesco India Banking & PSU Fund

Invesco India Banking & PSU Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Vikas Garg, Krishna Cheemalapati. This fund is suitable to keep your money safe.

Key Parameters

  1. Invesco India Banking & PSU Fund has ₹97 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

Invesco India Banking & PSU Fund has given a CAGR return of 7.19% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.94%, 7.51% and 6.17% respectively.

Holdings

Invesco India Banking & PSU Fund has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 6.79% Gs 2034, Export Import Bank Of India, National Bank For Agriculture And Rural Development, Indian Railway Finance Corporation Limited, 7.18% Gs 2033

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Invesco India Banking & PSU Fund

To generate returns by investing primarily in debt & Money Market Instruments issued by banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Invesco India Banking & PSU Fund has no lock in period.

Fund Manager

Vikas Garg

Fund Manager of Invesco India Banking & PSU Fund, since 26 September 2020

Krishna Cheemalapati

Fund Manager of Invesco India Banking & PSU Fund, since 16 December 2020

Learn more about Invesco Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 97.5 Cr
₹ 156.7 Cr
₹ 170.6 Cr
  • AUM of the fund stands at 97.5 Cr as of Feb'26
  • AUM decreased by 59.2 Cr between Feb'26 and Jan'26

Frequently Asked Questions for Invesco India Banking & PSU Fund

How do I invest in Invesco India Banking & PSU Fund?

INDmoney makes it simple to invest in the Invesco India Banking & PSU Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Invesco India Banking & PSU Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Invesco India Banking & PSU Fund?

The NAV of the fund today is ₹2511.55. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Invesco India Banking & PSU Fund fund has generated a return of 6.94% in 1 year, 7.51% in 3 years, 6.17% in 5 years.

Who is the fund manager of Invesco India Banking & PSU Fund?

The fund managers are Vikas Garg, Krishna Cheemalapati.

What is the expense ratio of the fund?

The expense ratio is 0.25%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹97 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Invesco India Banking & PSU Fund?

The top 3 holdings of the fund are 6.79% Gs 2034(10.34%), Export Import Bank Of India(8.82%), National Bank For Agriculture And Rural Development(8.33%)