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Nippon India Retirement Fund Income Generation Scheme
Get the latest NAV of Nippon India Retirement Fund Income Generation Scheme. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹22.77
1D
NAV as on 13 Mar 2026
7.71%/per year
Since Inception
▲▼
70 people have invested ₹ 1.5L in Nippon India Retirement Fund Income Generation Scheme in the last three months
Nippon India Retirement Fund Income Generation Scheme Performance vs. Retirement Index
Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)
The fund has outperformed the benchmark (Retirement Index) over 3Y, 5Y, but underperformed over 1Y.
Peer comparison
Nippon India Retirement Fund Income Generation Scheme Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Nippon India Retirement Fund Income Generation Scheme Asset Allocation
See fund asset allocation details as on (14-Feb-26)
Fund Distribution
as on (14-Feb-26)
Nippon India Retirement Fund Income Generation Scheme Sector Allocation
See fund sector allocation details as on (14-Feb-26)
Sector Allocation
Top 3 Sectors in January were Government, Financial Services & Consumer Cyclical
Government
93%
Financial Services
43%
Consumer Cyclical
14%
Government
92%
Financial Services
41%
Consumer Cyclical
14%
Nippon India Retirement Fund Income Generation Scheme Holdings Details
as on (28-Feb-26)
Nippon India Retirement Fund Income Generation Scheme Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.98% |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
| AUM | ₹146 Cr |
| Inception Date | 11 February, 2015 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 4.44% |
| Risk |   Moderately High risk |
About Nippon India Retirement Fund Income Generation Scheme
Nippon India Retirement Fund Income Generation Scheme is a hybrid fund. This fund was started on 11 February, 2015. The fund is managed by Ritesh Rathod, Pranay Sinha. This fund gives you the benefit of diversification.
Key Parameters
- Nippon India Retirement Fund Income Generation Scheme has ₹146 Cr worth of assets under management (AUM) as on Feb 2026 and is more than category average.
- The fund has an expense ratio 1.
Returns
Nippon India Retirement Fund Income Generation Scheme has given a CAGR return of 7.71% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.87%, 8.73% and 7.11% respectively.
Holdings
Nippon India Retirement Fund Income Generation Scheme has allocated its funds majorly in Government, Financial Services, Consumer Cyclical, Industrial, Tech, Cash Equivalent, Energy, Utilities, Health, Basic Materials, Consumer Defensive.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Nippon India Retirement Fund Income Generation Scheme
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Nippon India Retirement Fund Income Generation Scheme of 5 Years
Fund Manager
Ritesh Rathod
Fund Manager of Nippon India Retirement Fund Income Generation Scheme, since 1 January 2026
Pranay Sinha
Fund Manager of Nippon India Retirement Fund Income Generation Scheme, since 31 March 2021
- AUM of the fund stands at 146.7 Cr as of Jan'26
- AUM decreased by 2 Cr between Jan'26 and Dec'25
Frequently Asked Questions for Nippon India Retirement Fund Income Generation Scheme
How do I invest in Nippon India Retirement Fund Income Generation Scheme?
- Download the INDmoney app.
- Search for ‘Nippon India Retirement Fund Income Generation Scheme’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.