LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl

Equity

LIC Mutual Fund

Focused Fund

Get the latest NAV of LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹23.82

▲0.1%1D

NAV as on 10 Sep 2025

11.7%/per year

Since Inception

Absolute Gain%

▲▼

1 people have invested ₹ 1000 in LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl in the last three months

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (10-Sep-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
4.76%
-2.72%
13.83%
-2.9%
12.63%
17.8%
Nifty 500
2.25%
-1.63%
12.26%
-2.35%
14.06%
19.83%
Focused Fund Avg
2.29%
-0.76%
12.43%
-1.83%
15.54%
20.18%
Best in Focused Fund
4.69%
2.78%
17.75%
8.41%
24.99%
29.82%
Worst in Focused Fund
-0.02%
-4.77%
7%
-16.72%
8.66%
14.13%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl
-
167Cr
1.58%
-2.9%
12.63%
-1.86
0.94
0.43
0.65
-0.53
Invesco India Focused Fund Reinvestment of Income Dist cum Capital Wtdrl Direct Growth
-
3,361Cr
0.58%
15.75%
19.37%
5.30
--
--
1.45
0.77
HSBC Focused Fund IDCW Payout Direct Growth
-
1,628Cr
0.91%
5.25%
13.95%
0.44
--
--
0.95
0.08
ICICI Prudential Focused Equity Fund Pln Reinvestment of Inc Dist cum Cap Wdrl Direct Growth
-
10,065Cr
0.59%
14.28%
19.98%
5.26
--
--
1.73
1.22
See all

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Profit

Total Corpus

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LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Small cap
50%
Large cap
27.7%
Mid cap
16.1%
Mid Cap allocation has gone up from 16.9% to 18.2%
Mid Cap allocation has gone up from 16.9% to 18.2%
Large Cap allocation has gone up from 26.3% to 27.6%
Large Cap allocation has gone up from 26.3% to 27.6%
Small Cap allocation has gone up from 48.8% to 51.6%
Small Cap allocation has gone up from 48.8% to 51.6%
Cash allocation has gone down from 4.8% to 2.6%
Cash allocation has gone down from 4.8% to 2.6%

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Financial Services
37.7%
Industrial
21.3%
Tech
11.1%
Health
7.1%
Real Estate
6.7%
Consumer Defensive
5.9%
Consumer Cyclical
5.3%
Basic Materials
4.9%

Top 3 Sectors in July were Financial Services, Tech & Industrial

Jul'25

Financial Services

27%

Tech

19%

Industrial

17%

Jun'25

Financial Services

27%

Tech

18%

Industrial

18%

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl Holdings Details

as on (31-Aug-25)

Top Stocks bought last month
One97 Communications Ltd's allocation increased from 1.65% to 2.46%
One97 Communications Ltd's allocation increased from 1.65% to 2.46%
S H Kelkar & Co Ltd's allocation increased from 2.74% to 3.3%
S H Kelkar & Co Ltd's allocation increased from 2.74% to 3.3%
Kotak Mahindra Bank Ltd's allocation increased from 6.74% to 7.25%
Kotak Mahindra Bank Ltd's allocation increased from 6.74% to 7.25%
Top Stocks sold last month
Techno Electric & Engineering Co Ltd's allocation decreased from 4.97 % to 4.68 %
Techno Electric & Engineering Co Ltd's allocation decreased from 4.97 % to 4.68 %
Shriram Finance Ltd's allocation decreased from 4.89 % to 4.15 %
Shriram Finance Ltd's allocation decreased from 4.89 % to 4.15 %
SBI Cards and Payment Services Ltd Ordinary Shares's allocation decreased from 4.61 % to 4.05 %
SBI Cards and Payment Services Ltd Ordinary Shares's allocation decreased from 4.61 % to 4.05 %

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.58%
Benchmark
Nifty 500 TR INR
AUM₹167 Cr
Inception Date17 November, 2017
Min Lumpsum/SIP₹5000/₹200
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
130.93%
Risk
Risk meter
pointer
Very High Risk

About LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl is an equity fund. This fund was started on 17 November, 2017. The fund is managed by Sumit Bhatnagar, Jaiprakash Toshniwal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl has ₹167 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 1.6.

Returns

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl has given a CAGR return of 11.70% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -2.90%, 12.63% and 17.80% respectively.

Holdings

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Basic Materials, Industrial, Health, Consumer Defensive, Consumer Cyclical, Real Estate. Its top holdings are Kotak Mahindra Bank Ltd, Tata Consultancy Services Ltd, Tata Consumer Products Ltd, MAS Financial Services Ltd Ordinary Shares, Tech Mahindra Ltd

Taxation

As it is a focused fund mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl

The investment objective of the Scheme is to provide long term capital appreciation by investing in concentrated portfolio of large cap focused equity and equity related instruments of up to 30 companies and balance in debt and money market instruments. However there can be no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl has no lock in period.

Fund Manager

Sumit Bhatnagar

Fund Manager of LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl, since 1 July 2024

Jaiprakash Toshniwal

Fund Manager of LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl, since 31 July 2023

Learn more about LIC Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 164.8 Cr
₹ 170.7 Cr
₹ 140.3 Cr
  • AUM of the fund stands at 164.8 Cr as of Jul'25
  • AUM decreased by 5.8 Cr between Jul'25 and Jun'25

Frequently Asked Questions for LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl

How do I invest in LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl?

INDmoney makes it simple to invest in the LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl?

The NAV of the fund today is ₹23.82. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl fund has generated a return of -2.90% in 1 year, 12.63% in 3 years, 17.80% in 5 years.

Who is the fund manager of LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl?

The fund managers are Sumit Bhatnagar, Jaiprakash Toshniwal.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-12 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.58%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹167 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of LIC MF Focused Fund Direct Payout of Income Distribution cum Cap Wdrl?

The top 3 holdings of the fund are Kotak Mahindra Bank Ltd(7.36%), Tata Consultancy Services Ltd(6.34%), Tata Consumer Products Ltd(5.3%)