JM Focused Fund (Direct) - IDCW Payout Option
Get the latest NAV of JM Focused Fund (Direct) - IDCW Payout Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹22.39
▲0.4%1D
NAV as on 14 Jul 2025
15%/per year
Since Inception
▲▼
JM Focused Fund (Direct) - IDCW Payout Option Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (14-Jul-25)
The fund has outperformed the benchmark (Nifty 500) over 3Y, 5Y, but underperformed over 1Y.
Peer comparison
JM Focused Fund (Direct) - IDCW Payout Option Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
JM Focused Fund (Direct) - IDCW Payout Option Asset Allocation
See fund asset allocation details as on (14-Jul-25)
Fund Distribution
as on (14-Jul-25)
Equity 97.3%
Debt & Cash 2.7%
JM Focused Fund (Direct) - IDCW Payout Option Sector Allocation
See fund sector allocation details as on (14-Jul-25)
Sector Allocation
Equity 97.3%
Debt & Cash 2.7%
Top 3 Sectors in June were Consumer Cyclical, Financial Services & Industrial
Consumer Cyclical
27%
Financial Services
26%
Industrial
16%
Consumer Cyclical
29%
Financial Services
27%
Industrial
14%
JM Focused Fund (Direct) - IDCW Payout Option Holdings Details
as on (30-Jun-25)
Equity
JM Focused Fund (Direct) - IDCW Payout Option Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.72% |
Benchmark | BSE 500 India TR INR |
| AUM | ₹290 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹1000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 125.98% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About JM Focused Fund (Direct) - IDCW Payout Option
JM Focused Fund (Direct) - IDCW Payout Option is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Asit Bhandarkar. The fund could potentially beat inflation in the long-run.
Key Parameters
- JM Focused Fund (Direct) - IDCW Payout Option has ₹290 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
- The fund has an expense ratio 0.7.
Returns
JM Focused Fund (Direct) - IDCW Payout Option has given a CAGR return of 15.00% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -2.19%, 23.29% and 22.01% respectively.
Holdings
JM Focused Fund (Direct) - IDCW Payout Option has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Financial Services, Industrial, Tech, Health, Communication, Basic Materials, Real Estate. Its top holdings are Larsen & Toubro Ltd, Bharti Airtel Ltd, HDFC Bank Ltd, Trent Ltd, Titan Co Ltd
Taxation
As it is a focused fund mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of JM Focused Fund (Direct) - IDCW Payout Option
The investment objective of the Scheme is to generate long-term capital appreciation/income by investing in equity and equity related instruments across market capitalization of up to 30 companies. However there can be no assurance that the investment objective of the Scheme will be realized. The Scheme does not guarantee/ indicate any returns
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. JM Focused Fund (Direct) - IDCW Payout Option has no lock in period.
Fund Manager
Asit Bhandarkar
Fund Manager of JM Focused Fund (Direct) - IDCW Payout Option, since 25 February 2009
- AUM of the fund stands at 290.4 Cr as of Jun'25
- AUM increased by 11.5 Cr between Jun'25 and May'25
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Frequently Asked Questions for JM Focused Fund (Direct) - IDCW Payout Option
How do I invest in JM Focused Fund (Direct) - IDCW Payout Option?
- Download the INDmoney app.
- Search for ‘JM Focused Fund (Direct) - IDCW Payout Option’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.