ICICI Prudential Retirement Fund Pure Debt Direct Growth

ICICI Prudential Retirement Fund Pure Debt Direct Growth

Get the latest NAV of ICICI Prudential Retirement Fund Pure Debt Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹16.32

0.1%1D

NAV as on 16 May 2025

8.19%/per year

Since Inception

Absolute Gain%

23 people have invested ₹ 16.9K in ICICI Prudential Retirement Fund Pure Debt Direct Growth in the last three months

Fund Performance

as on (16-May-25)

Period
This Fund
Retirement Index
1 Month
0.91%
-
3 Months
3.37%
-
6 Months
5.2%
-
1 Year
9.7%
-
3 Years
7.82%
-
5 Years
7.24%
-

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
ICICI Prudential Retirement Fund Pure Debt
-
107Cr
1.28%
9.7%
7.82%
8.19%
Tata Retirement Savings Moderate Fund Direct Growth
2/10
2,067Cr
0.63%
14.14%
19.16%
15.98%
SBI Retirement Benefit Fund Aggressive Direct Growth
3/10
2,753Cr
0.87%
7.25%
19.86%
18.19%
HDFC Retirement Savings Fund Equity Direct Growth
4/10
6,244Cr
0.85%
12.39%
24.35%
20.57%

ICICI Prudential Retirement Fund Pure Debt Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit


Total Corpus

0

Absolute Return

ICICI Prudential Retirement Fund Pure Debt Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Debt & Cash 100%

AAA
74.8%

AA
20.5%

A
4.8%

ICICI Prudential Retirement Fund Pure Debt Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Debt & Cash 100%

Government
51.6%
Corporate
40.2%
Cash Equivalent
8.2%

Top 2 Sectors in April were Government, Corporate

Apr'25

Government

59%

Corporate

29%

Mar'25

Government

57%

Corporate

32%

ICICI Prudential Retirement Fund Pure Debt Holdings Details

as on (30-Apr-25)

Debt & Cash

Holdings
Weight%
1M Change
7.1% Govt Stock 2034
22.04%
0%
6.99% Govt Stock 2034
16.07%
0%
7.34% Govt Stock 2064
10.01%
0%
Nirma Limited
6.61%
0%
7.18% Govt Stock 2033
4.91%
0%

ICICI Prudential Retirement Fund Pure Debt Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.28%
Benchmark
Nifty Composite Debt Index TR INR
AUM₹107 Cr
Inception Date28 February, 2019
Min Lumpsum/SIP₹5000/₹100
Exit Load0%
Lock In5 Years
TurnOver
56.83%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

About ICICI Prudential Retirement Fund Pure Debt

ICICI Prudential Retirement Fund Pure Debt Direct Growth is a hybrid fund. This fund was started on 28 February, 2019. The fund is managed by . This fund gives you the benefit of diversification.

Key Parameters

  1. ICICI Prudential Retirement Fund Pure Debt Direct Growth has ₹107 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 1.3.

Returns

ICICI Prudential Retirement Fund Pure Debt Direct Growth has given a CAGR return of 8.19% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.70%, 7.82% and 7.24% respectively.

Holdings

ICICI Prudential Retirement Fund Pure Debt Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of ICICI Prudential Retirement Fund Pure Debt Direct Growth

To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the plan would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. There is a lock in period for ICICI Prudential Retirement Fund Pure Debt Direct Growth of 5 Years

Learn more about ICICI Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 106.2 Cr
₹ 106.3 Cr
₹ 108 Cr
  • AUM of the fund stands at 106.2 Cr as of Apr'25
  • AUM decreased by 0 Cr between Apr'25 and Mar'25

Frequently Asked Questions for ICICI Prudential Retirement Fund Pure Debt Direct Growth

What is the current NAV of ICICI Prudential Retirement Fund Pure Debt Direct Growth?

The current NAV of ICICI Prudential Retirement Fund Pure Debt Direct Growth is ₹16.32 as on 16-May-2025.

What are the average returns of ICICI Prudential Retirement Fund Pure Debt Direct Growth?

Existing (Absolute + CAGR) as on 16-May-2025.
ICICI Prudential Retirement Fund Pure Debt Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.91%
0.91%
6 Month Returns
5.2%
5.2%
1 Year Returns
9.7%
9.7%
3 Years Returns
25.35%
7.82%

How do I invest in ICICI Prudential Retirement Fund Pure Debt Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of ICICI Prudential Retirement Fund Pure Debt Direct Growth?

1.28% as on April 2025

What is net assets under management (AUM) of ICICI Prudential Retirement Fund Pure Debt Direct Growth?

₹107 Cr as on April 2025

What are the top 5 holdings of ICICI Prudential Retirement Fund Pure Debt Direct Growth?

7.1% Govt Stock 2034(22.04%), 6.99% Govt Stock 2034(16.07%), 7.34% Govt Stock 2064(10.01%), Nirma Limited(6.61%), 7.18% Govt Stock 2033(4.91%) as on April 2025

What are the top 3 sectors that this ICICI Prudential Retirement Fund Pure Debt Direct Growth has invested in?

Government(59.23%), Corporate(29.28%), Cash Equivalent(11.49%) as on April 2025

What is the credit rating breakup of ICICI Prudential Retirement Fund Pure Debt Direct Growth?

AAA
74.75
AA
20.46
A
4.79

What is the exit load of ICICI Prudential Retirement Fund Pure Debt Direct Growth?

The Exit load of ICICI Prudential Retirement Fund Pure Debt Direct Growth is 0%