HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal
Get the latest NAV of HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹15.51
1D
NAV as on 13 Mar 2026
12.94%/per year
Since Inception
▲▼
39 people have invested ₹ 26.7K in HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal in the last three months
HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)
The fund has outperformed the benchmark (Nifty 500) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 2 Sectors in February were Financial Services, Health
Financial Services
99%
Health
Financial Services
99%
Health
HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal Holdings Details
as on (28-Feb-26)
HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.8% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹4510 Cr |
| Inception Date | 1 July, 2021 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 18.5% |
| Risk |   Very High Risk |
About HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal
HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal is an equity fund. This fund was started on 1 July, 2021. The fund is managed by Dhruv Muchhal, Anand Laddha. The fund could potentially beat inflation in the long-run.
Key Parameters
- HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal has ₹4510 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal has given a CAGR return of 12.94% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 15.82% and 16.60% respectively.
Holdings
HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal has allocated its funds majorly in Cash Equivalent, Financial Services, Health, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, Kotak Mahindra Bank Ltd, State Bank of India
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal has no lock in period.
Fund Manager
Dhruv Muchhal
Fund Manager of HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal, since 22 June 2023
Anand Laddha
Fund Manager of HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal, since 1 July 2021
- AUM of the fund stands at 4.5K Cr as of Feb'26
- AUM increased by 24.1 Cr between Feb'26 and Jan'26
Frequently Asked Questions for HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal
How do I invest in HDFC Banking & Financial Services Fund Direct Payout of Income Distribution cum capital withdrawal?
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