UTI Dividend Yield Fund Direct Growth

UTI Dividend Yield Fund Direct Growth

Equity

UTI Mutual Fund

Dividend Yield

Get the latest NAV of UTI Dividend Yield Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹186.76

▼-0.7%1D

NAV as on 19 Jun 2025

14.43%/per year

Since Inception

Absolute Gain%

▲▼

320 people have invested ₹ 39.6L in UTI Dividend Yield Fund Direct Growth in the last three months

UTI Dividend Yield Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (19-Jun-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
-0.06%
-0.45%
0.5%
3 Months
7.32%
9.1%
9.49%
6 Months
-1.26%
0.05%
-1.5%
1 Year
4.41%
2.42%
1.37%
3 Years
24.6%
20.55%
25.12%
5 Years
24.86%
22.06%
25.62%

UTI Dividend Yield Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

4
/6
35% Performance
34% Risk Management
8% Cost

Ranked 4 out of 6 mutual funds in the dividend yield category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
UTI Dividend Yield Fund
4/6
4,010Cr
1.4%
4.41%
24.6%
14.43%
ICICI Prudential Dividend Yield Equity Fund Direct Growth
1/6
5,401Cr
0.58%
8.3%
30.1%
17.09%
LIC MF Dividend Yield Fund Direct Growth
2/6
560Cr
0.66%
5.46%
28.85%
20.1%
LIC MF Dividend Yield Fund Direct Growth
2/6
560Cr
0.66%
5.46%
28.85%
20.1%
See all
Positive: Beats FD returns for both 3Y & 5Y
Beats FD returns for both 3Y & 5Y
Negative: No bad points found for this fund.
No bad points found for this fund.

UTI Dividend Yield Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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UTI Dividend Yield Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 97%

Debt & Cash 3%

Large cap
69.2%
Small cap
18.6%
Mid cap
9.2%
Small Cap allocation has gone up from 17.3% to 18.6%
Small Cap allocation has gone up from 17.3% to 18.6%
Mid Cap allocation has gone down from 10% to 9.2%
Mid Cap allocation has gone down from 10% to 9.2%
Large Cap allocation has gone down from 69.6% to 69.2%
Large Cap allocation has gone down from 69.6% to 69.2%
Cash allocation has gone down from 2.6% to 2.5%
Cash allocation has gone down from 2.6% to 2.5%
Debt allocation has gone down from 0.5% to 0.5%
Debt allocation has gone down from 0.5% to 0.5%

UTI Dividend Yield Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 97%

Debt & Cash 3%

Financial Services
27.5%
Tech
16.9%
Consumer Defensive
9.8%
Consumer Cyclical
9.6%
Health
9.3%
Utilities
7.6%
Industrial
6.2%
Energy
6.2%
Basic Materials
5.8%
Communication
1.2%

Top 3 Sectors in May were Financial Services, Government & Tech

May'25

Financial Services

29%

Government

17%

Tech

14%

Apr'25

Financial Services

29%

Government

17%

Tech

14%

UTI Dividend Yield Fund Holdings Details

as on (31-May-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
8.97%
0%
ICICI Bank Ltd
5.45%
0%
Tech Mahindra Ltd
3.53%
-1.1%
Infosys Ltd
3.35%
0%
Kotak Mahindra Bank Ltd
3.07%
-1.1%
See all
Top Stocks bought last month
Pfizer Ltd's allocation increased from 1.15% to 1.47%
Pfizer Ltd's allocation increased from 1.15% to 1.47%
Kajaria Ceramics Ltd's allocation increased from 1% to 1.3%
Kajaria Ceramics Ltd's allocation increased from 1% to 1.3%
SKF India Ltd's allocation increased from 1.43% to 1.7%
SKF India Ltd's allocation increased from 1.43% to 1.7%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 9.07 % to 8.97 %
HDFC Bank Ltd's allocation decreased from 9.07 % to 8.97 %
ICICI Bank Ltd's allocation decreased from 5.49 % to 5.45 %
ICICI Bank Ltd's allocation decreased from 5.49 % to 5.45 %
Kotak Mahindra Bank Ltd's allocation decreased from 3.37 % to 3.07 %
Kotak Mahindra Bank Ltd's allocation decreased from 3.37 % to 3.07 %

UTI Dividend Yield Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.4%
Benchmark
Nifty 500 TR INR
AUM₹4010 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
34.27%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About UTI Dividend Yield Fund

UTI Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI Dividend Yield Fund Direct Growth has ₹4010 Cr worth of assets under management (AUM) as on May 2025 and is more than category average.
  2. The fund has an expense ratio 1.4.

Returns

UTI Dividend Yield Fund Direct Growth has given a CAGR return of 14.43% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.41%, 24.60% and 24.86% respectively.

Holdings

UTI Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Tech, Consumer Cyclical, Health, Utilities, Industrial, Consumer Defensive, Energy, Basic Materials, Communication. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Tech Mahindra Ltd, Infosys Ltd, Kotak Mahindra Bank Ltd

Taxation

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI Dividend Yield Fund Direct Growth

The objective of the scheme is to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Dividend Yield Fund Direct Growth has no lock in period.

Fund Manager

Amit Premchandani

Fund Manager of UTI Dividend Yield Fund Direct Growth, since 16 November 2022

Learn more about UTI Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 4K Cr
₹ 3.9K Cr
₹ 3.9K Cr
  • AUM of the fund stands at 4K Cr as of May'25
  • AUM increased by 81.7 Cr between May'25 and Apr'25

Compare UTI Dividend Yield Fund

UTI Dividend Yield Fund

VS

HDFC Dividend Yield Fund Direct Growth

Frequently Asked Questions for UTI Dividend Yield Fund Direct Growth

How do I invest in UTI Dividend Yield Fund?

INDmoney makes it simple to invest in the UTI Dividend Yield Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI Dividend Yield Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI Dividend Yield Fund?

The NAV of the fund today is ₹186.76. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI Dividend Yield Fund fund has generated a return of 4.41% in 1 year, 24.60% in 3 years, 24.86% in 5 years.

Who is the fund manager of UTI Dividend Yield Fund?

The fund managers are Amit Premchandani.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.40%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹4010 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI Dividend Yield Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(8.97%), ICICI Bank Ltd(5.45%), Tech Mahindra Ltd(3.53%)