HSBC Liquid Fund Direct Growth

HSBC Liquid Fund Direct Growth

Debt

Direct

Liquid

NAV as on 02-12-2024

₹ 2523.77

Inception Returns

6.9%

/yr

About HSBC Liquid Fund Direct Growth

HSBC Liquid Fund Direct Growth is a debt fund. This fund was started on 31 December, 2012. The fund is managed by Kapil Punjabi, Shriram Ramanathan. This fund is suitable to keep your money safe.

Key Parameters

  1. HSBC Liquid Fund Direct Growth has ₹19182 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

HSBC Liquid Fund Direct Growth has given a CAGR return of 6.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.48%, 6.40% and 5.35% respectively.

Holdings

HSBC Liquid Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Tech, Industrial. Its top holdings are 91 DTB 05122024, 91 DTB 21112024, 191 DTB 12/12/2024, 91 DTB 23012025, Axis Bank Ltd.

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of HSBC Liquid Fund Direct Growth

Aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. HSBC Liquid Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
314 people have invested ₹ 1.6Cr in HSBC Liquid Fund Direct Growth in the last three months

HSBC Liquid Fund Direct Growth Overview

Expense ratio0.12%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹19182 Cr
Inception Date31 December, 2012
Min Lumpsum/SIP₹5000/₹1000
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
565.53%
STCGSelling within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

Trailing Returns

as on (02-Dec-24)

Period
HSBC Liquid Fund Direct Growth
Liquid Index
1M
0.6%
0.4%
3M
1.8%
1.4%
6M
3.6%
3.1%
1Y
7.5%
6.7%
3Y
6.4%
5.8%
5Y
5.4%
4.7%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
100%

Sector Allocation

Oct'24

Sep'24

Aug'24

Cash Equivalent
70.9%
Corporate
29.1%
All changes are between Oct'69 and Dec'69
Parameters
Oct'24
Sep'24
Aug'24
AUM
₹ 20.4K Cr
₹ 21.2K Cr
₹ 18.3K Cr
  • AUM of the fund stands at 20.4K Cr as of Oct'24
  • AUM decreased by 773 Cr between Oct'24 and Sep'24
Cash allocation has gone up from 99.8% to 99.8%
Cash allocation has gone up from 99.8% to 99.8%

Top 3 Sectors in October were Financial Services, Corporate & Tech

Oct'24
Financial Services
78%
Corporate
29%
Tech
15%
Sep'24
Financial Services
78%
Corporate
22%
Tech
15%
  • Debt & Cash

Holdings
Weight%
1M Change
91 DTB 05122024
91 DTB 05122024
4.97%
0%
91 DTB 21112024
91 DTB 21112024
4.15%
25%
191 DTB 12/12/2024
191 DTB 12/12/2024
3.31%
0%
91 DTB 23012025
91 DTB 23012025
3.28%
0%
Axis Bank Ltd.
Axis Bank Ltd.
2.61%
0%
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Kapil Punjabi
Kapil Punjabi
Fund Manager of HSBC Liquid Fund Direct Growth, since 14 March 2014
Shriram Ramanathan
Shriram Ramanathan
Fund Manager of HSBC Liquid Fund Direct Growth, since 26 November 2022
Fund House
HSBC Asset Management (India) Private Ltd
Total Schemes
Total AUM
₹1.31L Cr
as on 31-Oct-2024
Address
HSBC Asset Management (India) Private Ltd.,16, V N Road,,Fort
Phone
+912266145000
Website
hsbcmf@hsbc.co.in

Mutual Fund Insights

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In the last 5 years, Quant Liquid Plan Growth Option Direct Plan has given 5.76% return, outperforming this fund by 0.41% per annum.
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Over the last 3 months, this fund has experienced a 4.8% drop in AUM moving from 20.15K Cr to 19.18K Cr.
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This fund has one of the lowest expense ratio in the category (liquid). Its expense ratio is 0.12% which is lower than the category average expense ratio of 0.26%.
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In the last 3 years, Aditya Birla Sun Life Liquid Direct Plan Growth has given 6.44% return, outperforming this fund by 0.04% per annum.
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In the last 1 year, Edelweiss Liquid Fund Direct Growth has given 7.56% return, outperforming this fund by 0.08%.

HSBC Liquid Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.85% since inception which is more than its category average return of 4.99%
AUM size ₹19182 Cr

AUM size ₹19182 Cr

This fund has AUM of ₹19182 Cr which is more than its category average of ₹ 14230 Cr
Expense Ratio 0.12%

Expense Ratio 0.12%

This fund has an expense ratio of 0.12% which is less than its category average expense ratio of 0.23%

Frequently Asked Questions for HSBC Liquid Fund Direct Growth

The current NAV of HSBC Liquid Fund Direct Growth is ₹2523.77 as on 02-Dec-2024.
Existing (Absolute + CAGR) as on 02-Dec-2024.
HSBC Liquid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.57%
0.57%
6 Month Returns
3.58%
3.58%
1 Year Returns
7.48%
7.48%
3 Years Returns
20.47%
6.4%
5 Years Returns
29.8%
5.35%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.12% as on November 2024
₹19182 Cr as on November 2024
91 DTB 05122024(4.97%), 91 DTB 21112024(4.15%), 191 DTB 12/12/2024(3.31%), 91 DTB 23012025(3.28%), Axis Bank Ltd.(2.61%) as on November 2024
Yield to Maturity is 7.05 as on November 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.11 as on November 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Kapil Punjabi, Shriram Ramanathan are the fund managers of HSBC Liquid Fund Direct Growth
The Exit load of HSBC Liquid Fund Direct Growth is 0.01%