Historical NAV & Returns
About Bank of India Liquid Fund Direct Growth
Bank of India Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by . This fund is suitable to keep your money safe.
Key Parameters
- Bank of India Liquid Fund Direct Growth has ₹1810 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.1.
Returns
Bank of India Liquid Fund Direct Growth has given a CAGR return of 6.89% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.39%, 6.94% and 5.54% respectively.
Holdings
Bank of India Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are Canara Bank 12-Jun-2025 # **, Punjab National Bank, 91 Days Tbill Red 05-06-2025, HDFC Securities Limited, 91 Days Tbill Red 12-06-2025
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bank of India Liquid Fund Direct Growth
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. There is no assurance that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 0.00. Bank of India Liquid Fund Direct Growth has no lock in period.
Bank of India Liquid Fund Direct Growth Overview
| Expense ratio | 0.1% |
Benchmark | CRISIL Liquid Debt TR INR |
| AUM | ₹1810 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/-- |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 709.41% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (29-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 1.5K Cr as of Mar'25
- AUM decreased by 216.8 Cr between Mar'25 and Feb'25
Top 2 Sectors in March were Corporate, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Canara Bank 12-Jun-2025 # ** | 6.84% | 100% | |
Punjab National Bank | 5.48% | 0% | |
91 Days Tbill Red 05-06-2025 | 5.14% | 100% | |
HDFC Securities Limited | 4.12% | 0% | |
91 Days Tbill Red 12-06-2025 | 4.11% | 100% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 Bank of India Liquid Fund Direct Growth | 7.39% | 6.94% | 5.54% | 6.89% |
 Sundaram Liquid Fund -Direct Plan - Growth Option | 7.44% | 6.93% | 5.49% | 6.06% |
 Aditya Birla Sun Life Liquid Direct Plan Growth | 7.43% | 6.95% | 5.58% | 6.95% |
 Axis Liquid Fund Direct Plan Growth Option | 7.43% | 6.93% | 5.54% | 6.91% |
Mutual Fund Insights
Bank of India Liquid Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹1810 Cr
Expense Ratio 0.1%
Frequently Asked Questions for Bank of India Liquid Fund Direct Growth
Bank of India Liquid Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.63% | 0.63% |
6 Month Returns | 3.66% | 3.66% |
1 Year Returns | 7.39% | 7.39% |
3 Years Returns | 22.29% | 6.94% |
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- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |