Bandhan Credit Risk Fund Direct Growth
About the Fund
Bandhan Credit Risk Fund Direct Growth is a debt fund. This fund was started on 3 March, 2017. The fund is managed by Gautam Kaul. This fund is suitable to keep your money safe.
Key Parameters
- Bandhan Credit Risk Fund Direct Growth has ₹344 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Bandhan Credit Risk Fund Direct Growth has given a CAGR return of 7.00% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.65%, 5.96% and 6.60% respectively.
Holdings
Bandhan Credit Risk Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2037, Century Textiles And Industried Limited, Godrej Industries Limited, Tata Projects Limited, Bharti Telecom Limited
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
Investment objective of Bandhan Credit Risk Fund Direct Growth
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Credit Risk Fund Direct Growth has no lock in period.
Fund Overview
| Expense ratio | 0.68% |
Benchmark | CRISIL Short Term Bond Fund TR INR |
| AUM | ₹344 Cr |
| Inception Date | 3 March, 2017 |
| Min Lumpsum/SIP | ₹1000/₹100 |
Exit Load | 1% |
| Lock In | No Lock-in |
TurnOver | 83.12% |
| Risk |   Moderately High risk |
Fund Distributionas on (31-Dec-69)
as on (30-Jun-24)
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.18% Govt Stock 2037 | 20.99% | 44.4% | |
Century Textiles And Industried Limited | 11.84% | 0% | |
Godrej Industries Limited | 11.74% | 0% | |
Tata Projects Limited | 8.91% | 0% | |
Bharti Telecom Limited | 7.42% | 0% |
Mutual Fund Insights
Bandhan Credit Risk Fund Direct Growth Highlights
Moderately High risk
About the fund
AUM size ₹344 Cr
Expense Ratio 0.68%
Frequently Asked Questions
Bandhan Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.69% | 0.69% |
6 Month Returns | 4.24% | 4.24% |
1 Year Returns | 7.65% | 7.65% |
3 Years Returns | 18.98% | 5.96% |
5 Years Returns | 37.66% | 6.6% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AA | 76 |
AAA | 24 |