Bandhan Credit Risk Fund Direct Growth
Bandhan Credit Risk Fund Direct Growth

Bandhan Credit Risk Fund Direct Growth

Compare
Debt
Direct
Credit Risk

NAV: ₹ 15.2 as on 29-05-2023

Fund Performance
zero opening, trading, fund transfer fee
6 people have invested ₹ 14K in Bandhan Credit Risk Fund Direct Growth in the last three months

Fund Insights

Insights icon

Bandhan Credit Risk Fund Direct Growth has one of the lowest expense ratio in the category (credit risk). Its expense ratio is 0.65% which is lower than the category average expense ratio of 1.24%

About the Fund

Bandhan Credit Risk Fund Direct Growth is a debt fund. This fund was started on 3 March, 2017. The fund is managed by Debraj Lahiri, Gautam Kaul. This fund is suitable to keep your money safe.

Key parameters

1) Bandhan Credit Risk Fund Direct Growth has a NAV of 15.1727 as on 29-05-2023.

2) Bandhan Credit Risk Fund Direct Growth has 459 Cr worth of assets under management (AUM) as on 31-03-2023 and is less than category average.

3) The fund has an expense ratio 0.65 %.

Bandhan Credit Risk Fund Direct Growth Overview

Expense ratio
Expense ratio
0.65%
Benchmark
Benchmark
CRISIL Short Term Bond Fund TR INR
AUM
AUM
₹459 Cr
Inception Date
Inception Date
3 March, 2017
Min Lumpsum/SIP
Min Lumpsum/SIP
₹1000/₹100
Exit Load
Exit Load
1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
11.82%

Fund Distribution as on (30-Apr-23)

  • Debt & Cash 100%

Credit rating breakup

AA
66.1%
AAA
33.9%

Sector Allocation

Apr'23

Mar'23

Feb'23

Government

35.3%

Cash Equivalent

33.4%

Corporate

24.7%

Securitize

6.7%

Top Holdings of Bandhan Credit Risk Fund Direct Growth as on (30-Apr-23)

  • Debt & Cash

Debt Holdings23
Holdings
Weight%
1M Change
7.38 6/20/2027 12:00:00 Am
7.38 6/20/2027 12:00:00 Am
26.33%
47.9%
Godrej Industries Limited
Godrej Industries Limited
11.74%
0%
The Tata Power Company Limited
The Tata Power Company Limited
9.15%
0%
Summit Digitel Infrastructure Limited
Summit Digitel Infrastructure Limited
8.72%
0%
TATA Motors Limited
TATA Motors Limited
6.39%
0%

Bandhan Credit Risk Fund Direct Growth: Monthly Changes Updates

All changes are between Feb'23 and Apr'23

Fund Performance

Apr'23
Mar'23
Feb'23
Fund Returns
0.25%
0.25%
0.25%
Credit Risk Index
0.31%
0.31%
0.31%
  • This fund’s returns stands at 0.25% whereas the fund’s underlying benchmark Credit Risk Index returns stands at 0.31% as on Apr'23
  • This fund underperformed Credit Risk Index by 0.06% in Apr'23

AUM Change

Parameters
Apr'23
Mar'23
Feb'23
AUM
₹ 459 Cr
₹ 460.4 Cr
₹ 549.6 Cr
  • AUM of the fund stands at 459 Cr as of Apr'23
  • AUM decreased by 1.4 Cr between Apr'23 and Mar'23

Fund Portfolio Changes

Bandhan Credit Risk Fund Direct Growth Fund Manager

Debraj Lahiri

Debraj Lahiri

Fund Manager of Bandhan Credit Risk Fund Direct Growth, since 17 April 2023

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Bandhan Credit Risk Fund Direct Growth
6.07%
9.86%
Gautam Kaul

Gautam Kaul

Fund Manager of Bandhan Credit Risk Fund Direct Growth, since 16 July 2022

Fund Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.91% since inception which is more than its category average return of 5.27%
AUM size ₹459 Cr

AUM size ₹459 Cr

This fund has AUM of ₹459 Cr which is less than its category average of ₹ 1325 Cr
Expense Ratio 0.65%

Expense Ratio 0.65%

This fund has an expense ratio of 0.65% which is less than its category average expense ratio of 1.14%

Frequently Asked Questions

The current NAV of Bandhan Credit Risk Fund Direct Growth is ₹15.17 as on 29-May-2023.
Existing (Absolute + CAGR) as on 29-May-2023.
Bandhan Credit Risk Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.43%
0.43%
6 Month Returns
3.48%
3.48%
1 Year Returns
6.79%
6.79%
3 Years Returns
19.34%
6.07%
5 Years Returns
40.18%
6.99%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.65% as on April 2023
₹459 Cr as on April 2023
7.38 6/20/2027 12:00:00 Am(26.33%), Godrej Industries Limited(11.74%), The Tata Power Company Limited(9.15%), Summit Digitel Infrastructure Limited(8.72%), TATA Motors Limited(6.39%) as on April 2023
Government(40.94%), Corporate(30.96%), Cash Equivalent(20.95%) as on April 2023
Yield to Maturity is 7.52 as on April 2023. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 2.71 as on April 2023. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AA
66.09
AAA
33.91
Debraj Lahiri, Gautam Kaul are the fund managers of Bandhan Credit Risk Fund Direct Growth
The Exit load of Bandhan Credit Risk Fund Direct Growth is 1%