DSP Low Duration Fund Direct Growth

DSP Low Duration Fund Direct Growth

Debt

DSP Mutual Fund

Low Duration

Get the latest NAV of DSP Low Duration Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹20.70

NAV as on 22 Aug 2025

7.21%/per year

Since Inception

Absolute Gain%

▲▼

290 people have invested ₹ 28.4L in DSP Low Duration Fund Direct Growth in the last three months

DSP Low Duration Fund Performance vs. Low Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (22-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.38%
1.59%
4.16%
7.99%
7.43%
6.06%
Low Duration Avg
0.4%
1.53%
4.05%
7.67%
7.14%
5.89%
Best in Low Duration
0.51%
1.86%
5.7%
9.65%
8.15%
7.17%
Worst in Low Duration
0.39%
1.6%
4.15%
7.96%
7.37%
5.92%
Category Rank
10/16
10/15
11/15
13/15
7/16
--

DSP Low Duration Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

14
/16
25% Performance
77% Risk Management
54% Cost

Ranked 14 out of 16 mutual funds in the low duration category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
DSP Low Duration Fund
14/16
6,095Cr
0.3%
7.99%
7.43%
-0.56
4.60
1.71
4.56
1.28
Nippon India Low Duration Fund Direct Growth
1/16
9,944Cr
0.38%
8.38%
7.66%
-0.34
4.57
2.22
6.94
1.91
HDFC Low Duration Fund Direct Growth
2/16
25,260Cr
0.45%
8.27%
7.84%
-0.17
4.71
2.48
9.65
2.26
LIC MF Low Duration Fund Direct Growth
3/16
1,730Cr
0.26%
8.12%
7.46%
-0.52
4.52
1.72
5.29
1.30
See all

DSP Low Duration Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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DSP Low Duration Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Debt & Cash 99.7%

AAA
100%
Cash allocation has gone down from 34.6% to 31.6%
Cash allocation has gone down from 34.6% to 31.6%
Debt allocation has gone up from 65.1% to 68.1%
Debt allocation has gone up from 65.1% to 68.1%

DSP Low Duration Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Debt & Cash 99.7%

Corporate
61.4%
Government
21.2%
Cash Equivalent
17.4%

Top 2 Sectors in July were Corporate, Government

Jul'25

Corporate

65%

Government

23%

Jun'25

Corporate

60%

Government

23%

DSP Low Duration Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.3%
Benchmark
NIFTY Low Duration Debt Idx A-I TR INR
AUM₹6095 Cr
Inception Date10 March, 2015
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
269.14%
Risk
Risk meter
pointer
Low to Moderate Risk

About DSP Low Duration Fund

DSP Low Duration Fund Direct Growth is a debt fund. This fund was started on 10 March, 2015. The fund is managed by Shalini Vasanta, Karan Mundra. This fund is suitable to keep your money safe.

Key Parameters

  1. DSP Low Duration Fund Direct Growth has ₹6095 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

DSP Low Duration Fund Direct Growth has given a CAGR return of 7.21% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.99%, 7.43% and 6.06% respectively.

Holdings

DSP Low Duration Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are HDFC Bank Limited, Tata Capital Limited, National Bank For Agriculture And Rural Development, Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited), Bank Of Baroda

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of DSP Low Duration Fund Direct Growth

The investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Low Duration Fund Direct Growth has no lock in period.

Fund Manager

Shalini Vasanta

Fund Manager of DSP Low Duration Fund Direct Growth, since 1 June 2023

Karan Mundra

Fund Manager of DSP Low Duration Fund Direct Growth, since 1 March 2022

Learn more about DSP Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 5.6K Cr
₹ 5.8K Cr
₹ 5.2K Cr
  • AUM of the fund stands at 5.6K Cr as of Jul'25
  • AUM decreased by 253.3 Cr between Jul'25 and Jun'25

Frequently Asked Questions for DSP Low Duration Fund Direct Growth

How do I invest in DSP Low Duration Fund?

INDmoney makes it simple to invest in the DSP Low Duration Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘DSP Low Duration Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of DSP Low Duration Fund?

The NAV of the fund today is ₹20.70. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

DSP Low Duration Fund fund has generated a return of 7.99% in 1 year, 7.43% in 3 years, 6.06% in 5 years.

Who is the fund manager of DSP Low Duration Fund?

The fund managers are Shalini Vasanta, Karan Mundra.

What is the expense ratio of the fund?

The expense ratio is 0.30%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹6095 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of DSP Low Duration Fund?

The top 3 holdings of the fund are HDFC Bank Limited(3.38%), Tata Capital Limited(3.34%), National Bank For Agriculture And Rural Development(3.01%)