Bandhan Financial Services Fund Direct IDCW Payout

Bandhan Financial Services Fund Direct IDCW Payout

Equity

Bandhan Mutual Fund

Sector - Financial Services

Get the latest NAV of Bandhan Financial Services Fund Direct IDCW Payout. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹12.08

▼-2.5%1D

NAV as on 27 Mar 2026

10.01%/per year

Since Inception

Absolute Gain%

▲▼

Bandhan Financial Services Fund Direct IDCW Payout Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (27-Mar-26)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-17.27%
-18.75%
-13%
-6.8%
--
--
Nifty 500
-9.27%
-11.61%
-7.45%
-1.5%
13.94%
11.59%
Sector - Financial Services Avg
-12.48%
-9.82%
-2.07%
5.7%
14.85%
12.57%
Best in Sector - Financial Services
-7.82%
-7.94%
-0.86%
18.43%
21.18%
16.03%
Worst in Sector - Financial Services
-12.71%
-13.96%
-8.19%
-2.36%
8.26%
10.61%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bandhan Financial Services Fund Direct IDCW Payout
-
1,114Cr
0.65%
-6.8%
-
--
--
--
--
--
Mirae Asset Banking and Financial Services Fund Reinvestment of Income Dis cum Cptl Wdrl
-
1,736Cr
0.58%
6.84%
14.5%
3.51
--
--
1.02
0.71
Nippon India Banking & Financial Services Fund Reinvestment of Income Dis cum Cptl Wdrl
-
6,226Cr
1.05%
1.52%
13.8%
4.81
--
--
1.16
0.89
SBI Banking & Financial Services Payout Inc Dist cum Cap Wdrl Fund
-
6,556Cr
0.73%
13.48%
16.34%
5.52
--
--
1.25
0.88
See all

Bandhan Financial Services Fund Direct IDCW Payout Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bandhan Financial Services Fund Direct IDCW Payout Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
61.1%
Small cap
18.7%
Mid cap
18.6%
Mid Cap allocation has gone down from 19.2% to 18.6%
Mid Cap allocation has gone down from 19.2% to 18.6%
Large Cap allocation has gone up from 60.7% to 61.1%
Large Cap allocation has gone up from 60.7% to 61.1%
Small Cap allocation has gone up from 18.2% to 18.7%
Small Cap allocation has gone up from 18.2% to 18.7%
Cash allocation has gone down from 1.9% to 1.7%
Cash allocation has gone down from 1.9% to 1.7%

Bandhan Financial Services Fund Direct IDCW Payout Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Financial Services
97.8%
Tech
2.2%

Top 2 Sectors in February were Financial Services, Tech

Feb'26

Financial Services

97%

Tech

3%

Jan'26

Financial Services

96%

Tech

3%

Bandhan Financial Services Fund Direct IDCW Payout Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
HDFC Bank Ltd
16.37%
-5.3%
ICICI Bank Ltd
14.02%
0%
Kotak Mahindra Bank Ltd
4.96%
12.9%
Axis Bank Ltd
4.57%
-16.9%
State Bank of India
4.02%
10.5%
See all
Top Stocks bought last month
State Bank of India's allocation increased from 3.25% to 4.02%
State Bank of India's allocation increased from 3.25% to 4.02%
Bank of Baroda's allocation increased from 1.48% to 2.1%
Bank of Baroda's allocation increased from 1.48% to 2.1%
Kotak Mahindra Bank Ltd's allocation increased from 4.35% to 4.96%
Kotak Mahindra Bank Ltd's allocation increased from 4.35% to 4.96%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 17.99 % to 16.37 %
HDFC Bank Ltd's allocation decreased from 17.99 % to 16.37 %
Axis Bank Ltd's allocation decreased from 5.42 % to 4.57 %
Axis Bank Ltd's allocation decreased from 5.42 % to 4.57 %
Bajaj Finance Ltd's allocation decreased from 3.75 % to 3.38 %
Bajaj Finance Ltd's allocation decreased from 3.75 % to 3.38 %

Bandhan Financial Services Fund Direct IDCW Payout Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.65%
Benchmark
Nifty Financial Services TR INR
AUM₹1114 Cr
Inception Date31 July, 2023
Min Lumpsum/SIP₹1,000/₹100
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
69.65%
Risk
Risk meter
pointer
Very High Risk

About Bandhan Financial Services Fund Direct IDCW Payout

Bandhan Financial Services Fund Direct IDCW Payout is an equity fund. This fund was started on 31 July, 2023. The fund is managed by Harshal Joshi, Gaurav Satra, Harshvardhan Agarwal, Ritika Behera, Ritu Modi. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bandhan Financial Services Fund Direct IDCW Payout has ₹1114 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Bandhan Financial Services Fund Direct IDCW Payout has given a CAGR return of 10.01% since inception. Over the last 1 year the fund has given a CAGR return of -6.80%.

Holdings

Bandhan Financial Services Fund Direct IDCW Payout has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Health. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Kotak Mahindra Bank Ltd, Axis Bank Ltd, State Bank of India

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bandhan Financial Services Fund Direct IDCW Payout

The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Financial Services Fund Direct IDCW Payout has no lock in period.

Fund Manager

Harshal Joshi

Fund Manager of Bandhan Financial Services Fund Direct IDCW Payout, since 31 July 2023

Gaurav Satra

Fund Manager of Bandhan Financial Services Fund Direct IDCW Payout, since 7 June 2024

Harshvardhan Agarwal

Fund Manager of Bandhan Financial Services Fund Direct IDCW Payout, since 7 June 2024

Ritika Behera

Fund Manager of Bandhan Financial Services Fund Direct IDCW Payout, since 7 October 2023

Ritu Modi

Fund Manager of Bandhan Financial Services Fund Direct IDCW Payout, since 2 December 2024

Learn more about Bandhan Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 1.1K Cr
₹ 1.1K Cr
₹ 1.1K Cr
  • AUM of the fund stands at 1.1K Cr as of Feb'26
  • AUM decreased by 6.6 Cr between Feb'26 and Jan'26

Frequently Asked Questions for Bandhan Financial Services Fund Direct IDCW Payout

How do I invest in Bandhan Financial Services Fund Direct IDCW Payout?

INDmoney makes it simple to invest in the Bandhan Financial Services Fund Direct IDCW Payout. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Financial Services Fund Direct IDCW Payout’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Financial Services Fund Direct IDCW Payout?

The NAV of the fund today is ₹12.08. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Financial Services Fund Direct IDCW Payout fund has generated a return of -6.80% in 1 year

Who is the fund manager of Bandhan Financial Services Fund Direct IDCW Payout?

The fund managers are Harshal Joshi, Gaurav Satra, Harshvardhan Agarwal, Ritika Behera, Ritu Modi.

What is the exit load of the fund?

The exit load is 0.5% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.65%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1114 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Financial Services Fund Direct IDCW Payout?

The top 3 holdings of the fund are HDFC Bank Ltd(16.37%), ICICI Bank Ltd(14.02%), Kotak Mahindra Bank Ltd(4.96%)