Bandhan ELSS Tax saver Fund Direct Growth

Bandhan ELSS Tax saver Fund Direct Growth

Equity

Bandhan Mutual Fund

Elss (Tax Savings)

Get the latest NAV of Bandhan ELSS Tax saver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹171.52

▲1.3%1D

NAV as on 15 May 2025

17.93%/per year

Since Inception

Absolute Gain%

▲▼

7362 people have invested ₹ 2.1Cr in Bandhan ELSS Tax saver Fund Direct Growth in the last three months

Bandhan ELSS Tax saver Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (15-May-25)

The fund has outperformed the benchmark (Nifty 500) over 3Y, 5Y, but underperformed over 1Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
6.48%
7.09%
7.94%
3 Months
8.95%
10.45%
7.9%
6 Months
2.93%
3.76%
0.53%
1 Year
8.59%
9.87%
9.33%
3 Years
20.5%
19.15%
20.54%
5 Years
30.83%
24.88%
25.1%

Bandhan ELSS Tax saver Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

6
/23
56% Performance
49% Risk Management
72% Cost

Ranked 6 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Bandhan ELSS Tax saver Fund
6/23
6,806Cr
0.64%
8.59%
20.5%
17.93%
SBI Long Term Equity Fund Direct Growth
3/23
28,506Cr
0.94%
11.35%
29.14%
16.76%
DSP ELSS Tax Saver Fund Direct Growth
4/23
16,638Cr
0.72%
17.2%
24.39%
18.23%
Mirae Asset ELSS Tax Saver Fund Direct Growth
7/23
24,774Cr
0.6%
12.43%
20.22%
19.46%
See all
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5Y returns in the top 25% of the category
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Beats FD returns for both 3Y & 5Y
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No bad points found for this fund.

Bandhan ELSS Tax saver Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bandhan ELSS Tax saver Fund Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Equity 92.8%

Debt & Cash 7.2%

Large cap
68.4%
Small cap
12.7%
Mid cap
11.5%
Cash allocation has gone up from 6.8% to 7.2%
Cash allocation has gone up from 6.8% to 7.2%

Bandhan ELSS Tax saver Fund Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Equity 92.8%

Debt & Cash 7.2%

Financial Services
28.2%
Tech
10.5%
Consumer Cyclical
10.2%
Industrial
9.5%
Basic Materials
9.3%
Health
9.1%
Consumer Defensive
8.7%
Energy
5.8%
Utilities
3.7%
Communication
3.5%
Real Estate
1.6%

Top 3 Sectors in April were Financial Services, Basic Materials & Consumer Cyclical

Apr'25

Financial Services

34%

Consumer Cyclical

10%

Basic Materials

10%

Mar'25

Financial Services

34%

Basic Materials

10%

Consumer Cyclical

10%

Bandhan ELSS Tax saver Fund Holdings Details

as on (30-Apr-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
8.06%
0%
Reliance Industries Ltd
6.81%
3.1%
ICICI Bank Ltd
5.66%
0%
Axis Bank Ltd
5.05%
0%
Tata Consultancy Services Ltd
4.19%
17.9%
See all
Top Stocks bought last month
Reliance Industries Ltd's allocation increased from 6.19% to 6.81%
Reliance Industries Ltd's allocation increased from 6.19% to 6.81%
Tata Consultancy Services Ltd's allocation increased from 3.83% to 4.19%
Tata Consultancy Services Ltd's allocation increased from 3.83% to 4.19%
Maruti Suzuki India Ltd's allocation increased from 1.75% to 1.98%
Maruti Suzuki India Ltd's allocation increased from 1.75% to 1.98%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 3.21 % to 2.98 %
Infosys Ltd's allocation decreased from 3.21 % to 2.98 %
Kotak Mahindra Bank Ltd's allocation decreased from 2.55 % to 2.51 %
Kotak Mahindra Bank Ltd's allocation decreased from 2.55 % to 2.51 %
Jindal Steel & Power Ltd's allocation decreased from 2.07 % to 1.97 %
Jindal Steel & Power Ltd's allocation decreased from 2.07 % to 1.97 %

Bandhan ELSS Tax saver Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.64%
Benchmark
BSE 500 India TR INR
AUM₹6806 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
29.77%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Bandhan ELSS Tax saver Fund

Bandhan ELSS Tax saver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Daylynn Pinto. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bandhan ELSS Tax saver Fund Direct Growth has ₹6806 Cr worth of assets under management (AUM) as on Apr 2025 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

Bandhan ELSS Tax saver Fund Direct Growth has given a CAGR return of 17.93% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.59%, 20.50% and 30.83% respectively.

Holdings

Bandhan ELSS Tax saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Basic Materials, Consumer Defensive, Energy, Tech, Health, Industrial, Communication, Utilities, Real Estate. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, ICICI Bank Ltd, Axis Bank Ltd, Tata Consultancy Services Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bandhan ELSS Tax saver Fund Direct Growth

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Bandhan ELSS Tax saver Fund Direct Growth of 3 Years

Fund Manager

Daylynn Pinto

Fund Manager of Bandhan ELSS Tax saver Fund Direct Growth, since 20 October 2016

Learn more about Bandhan Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 6.6K Cr
₹ 6.6K Cr
₹ 6.2K Cr
  • AUM of the fund stands at 6.6K Cr as of Apr'25
  • AUM has remained same between Apr'25 and Mar'25

Compare Bandhan ELSS Tax saver Fund

Bandhan ELSS Tax saver Fund

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for Bandhan ELSS Tax saver Fund Direct Growth

What is the current NAV of Bandhan ELSS Tax saver Fund Direct Growth?

The current NAV of Bandhan ELSS Tax saver Fund Direct Growth is ₹171.52 as on 15-May-2025.

What are the average returns of Bandhan ELSS Tax saver Fund Direct Growth?

Existing (Absolute + CAGR) as on 15-May-2025.
Bandhan ELSS Tax saver Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
6.48%
6.48%
6 Month Returns
2.93%
2.93%
1 Year Returns
8.59%
8.59%
3 Years Returns
74.98%
20.5%

How do I invest in Bandhan ELSS Tax saver Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Bandhan ELSS Tax saver Fund Direct Growth?

0.64% as on April 2025

What is net assets under management (AUM) of Bandhan ELSS Tax saver Fund Direct Growth?

₹6806 Cr as on April 2025

What are the top 5 holdings of Bandhan ELSS Tax saver Fund Direct Growth?

HDFC Bank Ltd(8.06%), Reliance Industries Ltd(6.81%), ICICI Bank Ltd(5.66%), Axis Bank Ltd(5.05%), Tata Consultancy Services Ltd(4.19%) as on April 2025

What are the top 3 sectors that this Bandhan ELSS Tax saver Fund Direct Growth has invested in?

Financial Services(31.53%), Consumer Cyclical(9.03%), Basic Materials(8.95%) as on April 2025

What is the alpha of Bandhan ELSS Tax saver Fund Direct Growth?

The alpha ratio for the Bandhan ELSS Tax saver Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Bandhan ELSS Tax saver Fund Direct Growth
-1.2
1.17
4.7
As on April 2025
The alpha for Bandhan ELSS Tax saver Fund Direct Growth is calculated against BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of Bandhan ELSS Tax saver Fund Direct Growth??

The Beta ratio for the Bandhan ELSS Tax saver Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Bandhan ELSS Tax saver Fund Direct Growth
0.89
0.88
0.97
As on April 2025
The Beta for Bandhan ELSS Tax saver Fund Direct Growth is calculated with BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of Bandhan ELSS Tax saver Fund Direct Growth?

The sharpe ratio for the Bandhan ELSS Tax saver Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Bandhan ELSS Tax saver Fund Direct Growth
-0.07
0.67
1.4
As on April 2025
The sharpe ratio for Bandhan ELSS Tax saver Fund Direct Growth is calculated with BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of Bandhan ELSS Tax saver Fund Direct Growth?

The standard deviation for the Bandhan ELSS Tax saver Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Bandhan ELSS Tax saver Fund Direct Growth
14.86
13.46
15.09
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of Bandhan ELSS Tax saver Fund Direct Growth?

Sortino ratio is 1.07 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of Bandhan ELSS Tax saver Fund Direct Growth?

Information ratio is 0.12 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Who is the manager of Bandhan ELSS Tax saver Fund Direct Growth?

Daylynn Pinto is the fund manager of Bandhan ELSS Tax saver Fund Direct Growth

What is the exit load of Bandhan ELSS Tax saver Fund Direct Growth?

The Exit load of Bandhan ELSS Tax saver Fund Direct Growth is 0%