Get the latest NAV of Bandhan Banking & PSU Debt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹25.17
▲0.2%1D
NAV as on 13 May 2025
7.87%/per year
Since Inception
▲▼
211 people have invested ₹ 41.9L in Bandhan Banking & PSU Debt Fund Direct Growth in the last three months
as on (13-May-25)
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Debt & Cash 99.7%
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Debt & Cash 99.7%
Top 2 Sectors in March were Government, Corporate
Government
46%
Corporate
44%
Government
48%
Corporate
37%
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
Expense ratio | 0.33% |
Benchmark | NIFTY Banking & PSU Debt TR INR |
AUM | ₹13397 Cr |
Inception Date | 7 March, 2013 |
Min Lumpsum/SIP | ₹1000/₹100 |
Exit Load | 0% |
Lock In | No Lock-in |
TurnOver | 125.66% |
STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
Risk | Moderate Risk |
Bandhan Banking & PSU Debt Fund Direct Growth is a debt fund. This fund was started on 7 March, 2013. The fund is managed by Suyash Choudhary, Gautam Kaul. This fund is suitable to keep your money safe.
Bandhan Banking & PSU Debt Fund Direct Growth has given a CAGR return of 7.87% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.15%, 7.45% and 6.67% respectively.
Bandhan Banking & PSU Debt Fund Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, 7.1% Govt Stock 2034, HDFC Bank Limited, National Bank For Agriculture And Rural Development, Punjab National Bank
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Banking & PSU Debt Fund Direct Growth has no lock in period.
Fund Manager of Bandhan Banking & PSU Debt Fund Direct Growth, since 28 July 2021
Fund Manager of Bandhan Banking & PSU Debt Fund Direct Growth, since 1 December 2021
1Y CAGR
▲ 11.70
Bandhan Banking & PSU Debt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.86% | 0.86% |
6 Month Returns | 4.79% | 4.79% |
1 Year Returns | 9.15% | 9.15% |
3 Years Returns | 24.07% | 7.45% |
AAA | 100 |