Bajaj Finserv Gilt Fund Direct Growth
Get the latest NAV of Bajaj Finserv Gilt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹1033.64
▲0.1%1D
NAV as on 17 Sep 2025
3.06%/per year
Since Inception
▲▼
42 people have invested ₹ 1.4L in Bajaj Finserv Gilt Fund Direct Growth in the last three months
Bajaj Finserv Gilt Fund Performance vs. Government Bond Index
Fund returns vs Benchmark returns vs Category Average returns as on (17-Sep-25)
The fund has underperformed the benchmark (Government Bond Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Bajaj Finserv Gilt Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bajaj Finserv Gilt Fund Asset Allocation
See fund asset allocation details as on (14-Sep-25)
Fund Distribution
as on (14-Sep-25)
Bajaj Finserv Gilt Fund Sector Allocation
See fund sector allocation details as on (14-Sep-25)
Sector Allocation
Top Sector in August was Government
Government
85%
Government
94%
Bajaj Finserv Gilt Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.39% |
Benchmark | CRISIL Dynamic Gilt TR INR |
| AUM | ₹29 Cr |
| Inception Date | 15 January, 2025 |
| Min Lumpsum/SIP | ₹5000/₹1000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 168.79% |
| Risk |   Moderate Risk |
About Bajaj Finserv Gilt Fund
Bajaj Finserv Gilt Fund Direct Growth is a debt fund. This fund was started on 15 January, 2025. The fund is managed by Siddharth Chaudhary, Nimesh Chandan. This fund is suitable to keep your money safe.
Key Parameters
- Bajaj Finserv Gilt Fund Direct Growth has ₹29 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
Bajaj Finserv Gilt Fund Direct Growth has given a CAGR return of 3.06% since inception.
Holdings
Bajaj Finserv Gilt Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 6.33% Govt Stock 2035, 7.3% Govt Stock 2053, 6.9% Govt Stock 2065
Taxation
As it is a government bond mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bajaj Finserv Gilt Fund Direct Growth
The objective of the Scheme is to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified from time to time. However, there is no assurance that the investment objective of the Scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bajaj Finserv Gilt Fund Direct Growth has no lock in period.
Fund Manager
Siddharth Chaudhary
Fund Manager of Bajaj Finserv Gilt Fund Direct Growth, since 15 January 2025
Nimesh Chandan
Fund Manager of Bajaj Finserv Gilt Fund Direct Growth, since 15 January 2025
- AUM of the fund stands at 28.8 Cr as of Aug'25
- AUM decreased by 6.1 Cr between Aug'25 and Jul'25
Frequently Asked Questions for Bajaj Finserv Gilt Fund Direct Growth
How do I invest in Bajaj Finserv Gilt Fund?
- Download the INDmoney app.
- Search for ‘Bajaj Finserv Gilt Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.