Bajaj Finserv Gilt Fund Direct Growth

Bajaj Finserv Gilt Fund Direct Growth is a debt fund. This fund was started on 15 January, 2025. The fund is managed by Siddharth Chaudhary. This fund is suitable to keep your money safe.

1. Bajaj Finserv Gilt Fund Direct Growth has ₹33 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
2. The fund has an expense ratio 0.4.
   

Bajaj Finserv Gilt Fund Direct Growth has given a CAGR return of 5.18% since inception.

Bajaj Finserv Gilt Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.3% Govt Stock 2053, 7.34% Govt Stock 2064, 6.9% Govt Stock 2065, 91 Days Treasury Bill 26-Jun-2025

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

The objective of the Scheme is to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified from time to time. However, there is no assurance that the investment objective of the Scheme will be achieved.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bajaj Finserv Gilt Fund Direct Growth has no lock in period.