Bajaj Finserv Gilt Fund Direct Growth

Bajaj Finserv Gilt Fund Direct Growth

Get the latest NAV of Bajaj Finserv Gilt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1030.08

0.2%1D

NAV as on 12 Sep 2025

3.01%/per year

Since Inception

Absolute Gain%

43 people have invested ₹ 1.3L in Bajaj Finserv Gilt Fund Direct Growth in the last three months

Bajaj Finserv Gilt Fund Performance vs. Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has underperformed the benchmark (Government Bond Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.56%
-0.95%
1.56%
--
--
--
Government Bond Index
-0.04%
-0.3%
2.36%
5.02%
6.41%
5.17%
Government Bond Avg
0.37%
-0.34%
2.61%
5.75%
7.04%
5.5%
Best in Government Bond
0.89%
0.11%
4.21%
7.98%
8.26%
6.96%
Worst in Government Bond
-0.86%
-1.08%
1.09%
3.74%
6.2%
5.02%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bajaj Finserv Gilt Fund
-
29Cr
0.39%
-
-
--
--
--
--
--
ICICI Prudential Gilt Fund Direct Growth
1/15
8,551Cr
0.56%
7.78%
8.26%
0.58
0.68
0.74
1.15
0.14
Tata Gilt Securities Fund Direct Growth
2/15
1,256Cr
0.27%
6.53%
7.78%
-0.79
1.23
0.21
0.30
-0.28
Baroda BNP Paribas Gilt Fund Direct Growth
3/15
1,346Cr
0.14%
6.93%
7.98%
-0.45
1.22
0.37
0.55
-0.15

Bajaj Finserv Gilt Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

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Profit


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Absolute Return

Bajaj Finserv Gilt Fund Asset Allocation

See fund asset allocation details as on (14-Sep-25)

Fund Distribution

as on (14-Sep-25)

AAA
100%

Cash allocation has gone up from 5.5% to 15%
Cash allocation has gone up from 5.5% to 15%
Debt allocation has gone down from 94.5% to 85%
Debt allocation has gone down from 94.5% to 85%

Bajaj Finserv Gilt Fund Sector Allocation

See fund sector allocation details as on (14-Sep-25)

Sector Allocation

Government
92.7%
Cash Equivalent
7.3%

Top Sector in August was Government

Aug'25

Government

85%

Jul'25

Government

94%

Bajaj Finserv Gilt Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.39%
Benchmark
CRISIL Dynamic Gilt TR INR
AUM₹29 Cr
Inception Date15 January, 2025
Min Lumpsum/SIP₹5000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
168.79%
Risk
Risk meter
pointer
Moderate Risk

About Bajaj Finserv Gilt Fund

Bajaj Finserv Gilt Fund Direct Growth is a debt fund. This fund was started on 15 January, 2025. The fund is managed by Siddharth Chaudhary, Nimesh Chandan. This fund is suitable to keep your money safe.

Key Parameters

  1. Bajaj Finserv Gilt Fund Direct Growth has ₹29 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Bajaj Finserv Gilt Fund Direct Growth has given a CAGR return of 3.01% since inception.

Holdings

Bajaj Finserv Gilt Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 6.33% Govt Stock 2035, 7.3% Govt Stock 2053, 6.9% Govt Stock 2065

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bajaj Finserv Gilt Fund Direct Growth

The objective of the Scheme is to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified from time to time. However, there is no assurance that the investment objective of the Scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bajaj Finserv Gilt Fund Direct Growth has no lock in period.

Fund Manager

Siddharth Chaudhary

Fund Manager of Bajaj Finserv Gilt Fund Direct Growth, since 15 January 2025

Nimesh Chandan

Fund Manager of Bajaj Finserv Gilt Fund Direct Growth, since 15 January 2025

Learn more about Bajaj Finserv Mutual Fund
Parameters
Aug'25
Jul'25
Jun'25
AUM
₹ 28.8 Cr
₹ 34.9 Cr
₹ 36.5 Cr
  • AUM of the fund stands at 28.8 Cr as of Aug'25
  • AUM decreased by 6.1 Cr between Aug'25 and Jul'25

Frequently Asked Questions for Bajaj Finserv Gilt Fund Direct Growth

How do I invest in Bajaj Finserv Gilt Fund?

INDmoney makes it simple to invest in the Bajaj Finserv Gilt Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bajaj Finserv Gilt Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bajaj Finserv Gilt Fund?

The NAV of the fund today is ₹1030.08. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

Who is the fund manager of Bajaj Finserv Gilt Fund?

The fund managers are Siddharth Chaudhary, Nimesh Chandan.

What is the expense ratio of the fund?

The expense ratio is 0.39%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹29 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bajaj Finserv Gilt Fund?

The top 3 holdings of the fund are 6.33% Govt Stock 2035(51.41%), 7.3% Govt Stock 2053(17.31%), 6.9% Govt Stock 2065(16.29%)