Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl
Get the latest NAV of Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹110.93
1D
NAV as on 13 Mar 2026
7.45%/per year
Since Inception
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3 people have invested ₹ 3K in Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl in the last three months
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Performance vs. Banking and PSU Index
Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)
The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Financial Services, Corporate & Government
Financial Services
100%
Corporate
57%
Government
38%
Financial Services
100%
Corporate
58%
Government
35%
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.39% |
Benchmark | NIFTY Banking & PSU Debt TR INR |
| AUM | ₹8991 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹1,000/₹1,000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 183.82% |
| Risk |   Moderate Risk |
About Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Harshil Suvarnkar, Kaustubh Gupta. This fund is suitable to keep your money safe.
Key Parameters
- Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl has ₹8991 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 7.45% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.94%, 7.05% and 5.82% respectively.
Holdings
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are 6.68% Gs 2040, National Bank For Agriculture And Rural Development, National Housing Bank, Punjab National Bank, Indian Railway Finance Corporation Limited
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl
To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl has no lock in period.
Fund Manager
Harshil Suvarnkar
Fund Manager of Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl, since 22 March 2021
Kaustubh Gupta
Fund Manager of Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl, since 29 September 2009
- AUM of the fund stands at 9K Cr as of Feb'26
- AUM decreased by 83.3 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl
How do I invest in Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl?
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