X Financial (ADR)
NASDAQ: XYF
$5.25
+0.18
(+3.55%)
as on
X Financial (ADR) Stock Performance
as on August 7, 2026 at 6:59 am IST
Day's Low
Day's High
$5.03$5.29
4.19%
Downside
0.76%
Upside
52 Week's Low
52 Week's High
$3.30$16.4037.14%
Downside
212.38%
Upside
X Financial (ADR) share price movements today
- Previous Close
- $5.07
- Open
- $5.06
- Volume
- 214.1K
- Day's Low - High
- $5.03 - $5.29
- 52 Week Low - High
- $3.30 - $16.40
X Financial (ADR) Historical Returns
- 1 Month Return
- + 4.83 %
- 3 Month Return
- + 0.77 %
- 1 Year Return
- -63.02 %
- 3 Year Return
- + 10.38 %
- 5 Year Return
- -31.81 %
X Financial (ADR) Stock Fundamentals & Key Indicators
Check X Financial (ADR) market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.
Market Cap
$195.3M
EPS (TTM)
0Dividend Yield
11.01%
Quarterly Earnings Growth YOY
-0.91%
PE Ratio (TTM)
1.34
Industry PE ratio
4.065
PEG Ratio
0EBITDA
4.1B
Revenue (TTM)
6.9B
Profit Margin
15.18%
Return On Equity TTM
13.74%
X Financial (ADR) Stock Valuation
Track how X Financial (ADR) P/E has moved over time to understand its valuation trends.
X Financial (ADR) in the last 5 years
Lowest (0.38x)
March 31, 2026
Today (1.34x)
August 7, 2026
Industry (4.07x)
August 7, 2026
Highest (2.57x)
September 30, 2021
Today’s Price to Earnings Ratio: 1.34x
X Financial (ADR) vs Peer Comparison
Compare market cap, revenue, PE, and other key metrics of X Financial (ADR) with its industry peers.
Company | Analyst View | Market Cap | 5 Years Return % | PE Ratio | Profit Margin % | Dividend Yield % |
|---|---|---|---|---|---|---|
| $195.3M | -31.81% | 1.34 | 15.18% | 11.01% | ||
| BUY | $235.7B | 99.93% | 21.05 | 16.14% | 1.02% | |
| HOLD | $136.0B | 32.57% | 12.22 | 21.87% | 1.35% | |
| BUY | $688.1B | 53.47% | 31.45 | 50.78% | 0.73% | |
| BUY | $499.7B | 53.78% | 31.45 | 46.34% | 0.59% |
Stock Returns calculator for X Financial (ADR) Stock including INR - Dollar returns
The X Financial (ADR) stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.
*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.
Investment Value
₹1,00,000
X Financial (ADR) investment value today
Current value as on today
₹40,435
Returns
Returns from X Financial (ADR) Stock
Dollar Impact
₹3,175 (+3.17%)
Analyst Recommendation on X Financial (ADR) Stock
Based on 8 analysts
0.00%
Buy
37.50%
Hold
62.50%
Sell
Based on 8 analysts, 62.5% of analysts recommend a 'SELL' rating for X Financial (ADR). Average target price of $1.7
X Financial (ADR) Share Price Target
Get share price movements and forecasts by analysts on X Financial (ADR).
What analysts predicted
-208.82%DOWNSIDE
Target Price
$1.7
Current Price
$5.25
Analyzed by
8 Analysts
Target
$1.70
X Financial (ADR) target price $1.7, a slight downside of -208.82% compared to current price of $5.25. According to 8 analysts rating.
X Financial (ADR) Quarterly Profit & Loss
All numbers in Millions USD
X Financial (ADR) Annual Profit & Loss
All numbers in Millions USD
X Financial (ADR) Quarterly Cash Flow
All numbers in Millions USD
X Financial (ADR) Annual Cash Flow
All numbers in Millions USD
Insights on X Financial (ADR)
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
NO EFFECTAgainst Peers
In the last 3 years, American Express Company has given 109.0% return, outperforming this stock by 101.6%
- NO EFFECT
Against Peers
In the last 1 year, American Express Company has given 18.4% return, outperforming this stock by 82.4%
NEGATIVE IMPACTPrice Dip
In the last 1 year, XYF stock has moved down by -64.0%
- NEGATIVE IMPACT
Revenue Fall
Revenue is down for the last 4 quarters, 2.27B → 1.16B (in $), with an average decrease of 19.7% per quarter
- NEGATIVE IMPACT
Profit Down
Netprofit is down for the last 4 quarters, 528.01M → 37.71M (in $), with an average decrease of 46.7% per quarter
About X Financial (ADR)
| Organisation | X Financial (ADR) |
| Headquarters | Aerospace Science and Technology Plaza, Shenzhen, China, 518067 |
| Industry | Credit Services |
| CEO | Mr. Yue Tang |
| E-voting on shares | Click here to vote |
Key Management of X Financial (ADR)
Name | Title |
|---|---|
Mr. Kan Li | President, Acting Chief Risk Officer & Director |
Mr. Ding Gao | Co-Founder |
Mr. Fuya Zheng | Chief Financial Officer |
Ms. Jennifer Zhang | Investor Relations |
Mr. Noah Kauffman | Chief Financial Strategy Officer |
Mr. Yue Tang | Founder, CEO & Chairman |
FAQs
What is X Financial (ADR) share price today?
X Financial (ADR) share price today is $5.25 as on at the close of the market. X Financial (ADR) share today touched a day high of $5.29 and a low of $5.03.
What is the 52 week high and 52 week low for X Financial (ADR) share?
X Financial (ADR) share touched a 52 week high of $16.40 on and a 52 week low of $3.30 on . X Financial (ADR) stock price today i.e. is closed at $5.25,which is 67.99% down from its 52 week high and 59.09% up from its 52 week low.
What is X Financial (ADR)'s market capitalisation today?
X Financial (ADR) market capitalisation is $0.00T as on .
How to invest in X Financial (ADR) Stock (XYF) from India?
- Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
- Step 2: Search for X Financial (ADR) on INDmoney app. Click on Buy button. You can invest as low as $1.5 in X Financial (ADR) Shares that will get you 0.2857 shares as per X Financial (ADR) share price of $5.25 per share as on August 7, 2026 at 1:29 am IST.
What is the minimum amount required to buy X Financial (ADR) Stock (XYF) from India?
Indian investors can start investing in X Financial (ADR) (XYF) shares with as little as ₹95.2 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹952.00 in X Financial (ADR) stock (as per the Rupee-Dollar exchange rate as on ).
Based on X Financial (ADR) share’s latest price of $5.25 as on August 7, 2026 at 1:29 am IST, you will get 1.9048 shares of X Financial (ADR). Learn more about
fractional shares .
What are the returns that X Financial (ADR) has given to Indian investors in the last 5 years?
X Financial (ADR) stock has given -31.81% share price returns and 28.42% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?