United Security Bancshares Share Price (NASDAQ: UBFO)

$9.52

▲

0.05

(0.53%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive United Security Bancshares Stock chart to analyse performance

United Security Bancshares Key Stats

Check United Security Bancshares key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$9.47
Open	$9.43
Market Capitalization	$166.4M
Today's Volume	$10.8K
Revenue TTM	$44.6M
Earnings Per Share (EPS)	$0.65
PE Ratio	14.65
Dividend Yield	5.07%
Profit Margin	25.04%
Quarterly Earnings Growth YOY	-0.5%
Return On Equity TTM	8.54%

Stock Returns calculator for United Security Bancshares Stock including INR - Dollar returns

The United Security Bancshares stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

United Security Bancshares investment value today

Current value as on today

₹1,22,670

Returns

₹22,670

(+22.67%)

Returns from United Security Bancshares Stock

₹17,386 (+17.39%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards United Security Bancshares Stock

-67%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for United Security Bancshares Stock from India on INDmoney has decreased by -67% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in United Security Bancshares

Name
Holdings %
Name
Holdings %
Dimensional Fund Advisors, Inc.
5.23%
Vanguard Group Inc
4.29%
Banc Funds Co LLC
3.07%
Fourthstone LLC
2.85%
Susquehanna International Group, LLP
1.39%
Millennium Management LLC
1.24%

Analyst Recommendation on United Security Bancshares Stock

Rating

Trend

United Security Bancshares Share Price Target

What analysts predicted

Downside of 100.0%

Current:

$9.52

United Security Bancshares Stock Insights

Price Movement
In the last 7 days, UBFO stock has moved up by 1.8%
Decreasing Revenue
Revenue is down for the last 2 quarters, 16.64M → 15.76M (in $), with an average decrease of 5.3% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 2.68M → 2.16M (in $), with an average decrease of 19.1% per quarter
UBFO vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 44.8%
UBFO vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 188.6% return, outperforming this stock by 155.2%
Price to Sales
ForUBFO every $1 of sales, investors are willing to pay $3.6, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

United Security Bancshares Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$47.0M	↑ 14.15%
Net Income	$15.2M	↑ 8.24%
Net Profit Margin	32.3%	↓ 1.76%

	FY20	Y/Y Change
Revenue	$39.7M	↓ 15.56%
Net Income	$9.0M	↓ 40.94%
Net Profit Margin	22.59%	↓ 9.71%

	FY21	Y/Y Change
Revenue	$41.0M	↑ 3.42%
Net Income	$10.1M	↑ 12.69%
Net Profit Margin	24.61%	↑ 2.02%

	FY22	Y/Y Change
Revenue	$51.0M	↑ 24.31%
Net Income	$15.7M	↑ 55.34%
Net Profit Margin	30.76%	↑ 6.15%

	FY23	Y/Y Change
Revenue	$65.9M	↑ 29.3%
Net Income	$19.8M	↑ 26.2%
Net Profit Margin	30.02%	↓ 0.74%

	FY24	Y/Y Change
Revenue	$65.5M	↓ 0.73%
Net Income	$14.8M	↓ 25.32%
Net Profit Margin	22.58%	↓ 7.44%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$15.9M	↓ 13.31%
Net Income	$4.2M	↓ 22.96%
Net Profit Margin	26.12%	↓ 3.27%

	Q2 FY24	Q/Q Change
Revenue	$16.5M	↑ 3.43%
Net Income	$4.3M	↑ 3.27%
Net Profit Margin	26.08%	↓ 0.04%

	Q3 FY24	Q/Q Change
Revenue	$17.8M	↑ 7.82%
Net Income	$3.8M	↓ 10.89%
Net Profit Margin	21.55%	↓ 4.53%

	Q4 FY24	Q/Q Change
Revenue	$15.3M	↓ 13.86%
Net Income	$2.5M	↓ 34.84%
Net Profit Margin	16.3%	↓ 5.25%

	Q1 FY25	Q/Q Change
Revenue	$16.6M	↑ 8.76%
Net Income	$2.7M	↑ 7.49%
Net Profit Margin	16.11%	↓ 0.19%

	Q2 FY25	Q/Q Change
Revenue	$15.8M	↓ 5.29%
Net Income	$2.2M	↓ 19.13%
Net Profit Margin	13.76%	↓ 2.35%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$43.1M	↑ 7.09%

	FY20	Y/Y Change
Profit	$34.6M	↓ 19.64%

	FY21	Y/Y Change
Profit	$36.8M	↑ 6.44%

	FY22	Y/Y Change
Profit	$46.0M	↑ 24.87%

	FY23	Y/Y Change
Profit	$53.4M	↑ 16.14%

	FY24	Y/Y Change
Profit	$48.6M	↓ 9.04%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$12.6M	↓ 10.38%

	Q2 FY24	Q/Q Change
Profit	$13.0M	↑ 3.3%

	Q3 FY24	Q/Q Change
Profit	$12.3M	↓ 5.72%

	Q4 FY24	Q/Q Change
Profit	$10.7M	↓ 12.37%

	Q1 FY25	Q/Q Change
Profit	$11.4M	↑ 5.66%

	Q2 FY25	Q/Q Change
Profit	$10.8M	↓ 5.22%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$14.3M	↑ 26.07%
Investing Cash Flow	$-22.8M	↑ 87.21%
Financing Cash Flow	$7.1M	↓ 93.71%

	FY20	Y/Y Change
Operating Cash Flow	$13.8M	↓ 3.5%
Investing Cash Flow	$-65.5M	↑ 187.95%
Financing Cash Flow	$126.8M	↑ 1681.19%

	FY21	Y/Y Change
Operating Cash Flow	$16.6M	↑ 19.93%
Investing Cash Flow	$-319.4M	↑ 387.23%
Financing Cash Flow	$228.0M	↑ 79.75%

	FY22	Y/Y Change
Operating Cash Flow	$23.7M	↑ 43.2%
Investing Cash Flow	$-174.2M	↓ 45.44%
Financing Cash Flow	$-30.1M	↓ 113.2%

	FY23	Y/Y Change
Operating Cash Flow	$21.4M	↓ 9.81%
Investing Cash Flow	$87.6M	↓ 150.27%
Financing Cash Flow	$-106.8M	↑ 254.82%

	FY24	Y/Y Change
Operating Cash Flow	$19.6M	↓ 8.14%
Investing Cash Flow	$13.0M	↓ 85.21%
Financing Cash Flow	$-17.2M	↓ 83.93%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$7.4M	↑ 10.95%
Investing Cash Flow	$4.4M	↓ 93.13%
Financing Cash Flow	$-9.6M	↓ 85.22%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$2.3M	↓ 69.07%
Investing Cash Flow	$-15.1M	↓ 445.05%
Financing Cash Flow	$8.6M	↓ 189.28%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$5.4M	↑ 133.07%
Investing Cash Flow	$-23.5M	↑ 55.54%
Financing Cash Flow	$27.3M	↑ 218.39%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$4.5M	↓ 15.96%
Investing Cash Flow	$47.2M	↓ 300.69%
Financing Cash Flow	$-43.5M	↓ 259.03%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$3.0M	↓ 33.13%
Investing Cash Flow	$4.2M	↓ 91.2%
Financing Cash Flow	$-25.5M	↓ 41.34%

United Security Bancshares Technicals Summary

Sell

Neutral

Buy

United Security Bancshares is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

United Security Bancshares Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
United Security Bancshares	13.55%	-1.35%	16.77%	32.35%	53.73%
Nu Holdings Ltd.	22.78%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	11.22%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.62%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	11.63%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	13.18%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
United Security Bancshares	14.65	14.65	0.0	0.0	0.09	0.01	0.05	7.68
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
United Security Bancshares	NA	$166.4M	53.73%	14.65	25.04%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About United Security Bancshares

United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services in the United States. The company offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides lending products, such as real estate, real estate construction, commercial and industrial, agricultural, and installment loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, interactive teller machine services, payroll direct deposit, cashier's checks, cash management, and foreign draft services, as well as person-to-person and bank-to-bank transfers for consumer customers. It serves the business and professional community, and individuals. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.

Organization	United Security Bancshares
Employees	114
CEO	Mr. Dennis R. Woods M.D.
Industry	Finance

Key Management of United Security Bancshares

Name	Title
Mr. Dennis R. Woods M.D.	Chairman of the Board, President & CEO
Mr. David A. Kinross	Senior VP & CFO
Ms. Susan Quigley CPA	Secretary & Independent Director
Ms. Porsche A. Saunders	Senior VP & Chief Lending Officer
Ms. Ellie M. Rosenberg	VP & Human Resource Director
Mr. William M. Yarbenet	Senior VP & Chief Credit Officer
Mr. Robert C. Oberg	Senior VP & Chief Risk Officer
Hiren Patel	VP & Controller

Important FAQs about investing in UBFO Stock from India :

What is United Security Bancshares share price today?

United Security Bancshares share price today is $9.52 as on August 30, 2025 at 1:29 am IST at the close of the market. United Security Bancshares share today touched a day high of {{1_rba_end}} and a low of {{1_rba_st}}.

What is the 52 week high and 52 week low for United Security Bancshares share?

United Security Bancshares share touched a 52 week high of {{rba_end}} and a 52 week low of {{rba_st}}. United Security Bancshares stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $9.52, lower by 9.25% versus the 52 week high.

How to invest in United Security Bancshares Stock (UBFO) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for United Security Bancshares on INDmoney app. Click on Buy button. You can invest as low as $1.5 in United Security Bancshares Shares that will get you 0.1576 shares as per United Security Bancshares share price of $9.52 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy United Security Bancshares Stock (UBFO) from India?

Indian investors can start investing in United Security Bancshares (UBFO) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in United Security Bancshares stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on United Security Bancshares share’s latest price of $9.52 as on August 30, 2025 at 1:29 am IST, you will get 1.0504 shares of United Security Bancshares. Learn more about fractional shares .

What are the returns that United Security Bancshares has given to Indian investors in the last 5 years?

United Security Bancshares stock has given 53.73% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?