South Plains Financial Inc share price logo

South Plains Financial Inc

NASDAQ: SPFI

Small Cap

$41.44

+0.36

(+0.86%)

as on

South Plains Financial Inc Stock Performance

as on May 2, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $40.70
    $42.03
    downward going graph

    1.79%

    Downside

    1.42%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $32.79
    $45.09
    downward going graph

    20.87%

    Downside

    8.81%

    Upside

    downward going graph

South Plains Financial Inc share price movements today

Previous Close
$41.08
Open
$41.08
Volume
603.8K
Day's Low - High
$40.70 - $42.03
52 Week Low - High
$32.79 - $45.09

South Plains Financial Inc Historical Returns

1 Month Return
-1.21 %
3 Month Return
-3.06 %
1 Year Return
+ 21.42 %
3 Year Return
+ 106.32 %
5 Year Return
+ 81.65 %

South Plains Financial Inc Stock Fundamentals & Key Indicators

Check South Plains Financial Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$678.0M

EPS (TTM)

3.8467

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.18%

PE Ratio (TTM)

11.62

Industry PE ratio

10.059058823529412

PEG Ratio

0

EBITDA

-

Revenue (TTM)

211.8M

Profit Margin

28.66%

Return On Equity TTM

12.80%

South Plains Financial Inc Stock Valuation

Track how South Plains Financial Inc P/E has moved over time to understand its valuation trends.

South Plains Financial Inc in the last 5 years

  • Overview

  • Trends

Lowest (5.69x)

June 30, 2023

Industry (10.06x)

May 2, 2026

Today (11.62x)

May 2, 2026

Highest (12.42x)

December 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 11.62x

South Plains Financial Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of South Plains Financial Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$678.0M81.65%11.6228.66%
BUY$104.9B192.44%16.2326.13%
BUY$95.9B95.33%10.8832.28%
BUY$89.0B18.06%12.8231.31%
BUY$95.3B62.09%16.7224.93%

Stock Returns calculator for South Plains Financial Inc Stock including INR - Dollar returns

The South Plains Financial Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

South Plains Financial Inc investment value today

Current value as on today

₹1,36,072

Returns

₹36,072

(+36.07%)

Returns from South Plains Financial Inc Stock

₹21,276 (+21.28%)

Dollar Impact

₹14,796 (+14.8%)

Analyst Recommendation on South Plains Financial Inc Stock

Based on 10 analysts

BUY

90.00%

Buy

10.00%

Hold

0.00%

Sell

Based on 10 analysts, 90% of analysts recommend a 'BUY' rating for South Plains Financial Inc. Average target price of $47

South Plains Financial Inc Share Price Target

Get share price movements and forecasts by analysts on South Plains Financial Inc.

What analysts predicted

11.83%UPSIDE

Target Price

$47

Current Price

$41.44

Analyzed by

10 Analysts

Target

$47.00

South Plains Financial Inc target price $47, a slight upside of 11.83% compared to current price of $41.44. According to 10 analysts rating.

South Plains Financial Inc Stock’s Investor Sentiment and Interest

Search interest for South Plains Financial Inc Stock has increased by 109% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:109% versus previous 30 day period

South Plains Financial Inc Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
64
68
70
70
73
69
76
74
74
73
Gross Profit
42
44
45
45
49
47
52
52
52
53
Operating Income
13
14
14
14
20
15
18
20
19
18
EBITDA
14
15
15
15
22
17
20
22
19
18
Interest Expense
22
23
23
24
22
21
21
21
20
19
Depreciation
1
1
1
1
1
1
1
1
1
-
Income Before Tax
13
14
14
14
20
15
18
20
19
18
Income Tax Expense
2
3
3
3
4
3
4
4
3
3
Net Income
10
10
11
11
16
12
14
16
15
14
Net Profit Margin
15.90%
15.82%
15.82%
15.84%
22.54%
17.79%
19.14%
22.04%
20.52%
19.67%

South Plains Financial Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
149
167
186
235
227
231
212
283
296
Gross Profit
129
138
155
194
216
211
212
184
206
Operating Income
23
25
36
56
73
73
79
63
74
EBITDA
29
30
41
63
79
80
79
69
74
Interest Expense
15
22
28
15
13
22
72
93
84
Depreciation
8
6
5
9
6
6
6
6
5
Income Before Tax
23
25
36
56
73
73
79
63
74
Income Tax Expense
0
-3
7
11
14
14
16
13
15
Net Income
23
29
29
45
58
58
62
49
58
Net Profit Margin
15.81%
17.49%
15.69%
19.25%
25.76%
25.11%
29.59%
17.56%
19.69%

South Plains Financial Inc Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Net Income
10
10
11
11
16
12
14
16
15
Operating Cash Flow
6
19
18
17
4
26
14
24
12
Investing Cash Flow
-13
12
-75
63
-14
-9
-25
51
-84
Financing Cash Flow
-15
10
-16
91
-101
160
-54
88
-10
Change in Cash
-22
41
-73
173
-112
177
-65
164
-82

South Plains Financial Inc Annual Cash Flow

All numbers in Millions USD

Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
29
29
45
58
58
62
49
58
Operating Cash Flow
26
30
5
96
123
58
59
77
Investing Cash Flow
-184
-213
-156
-159
-408
-143
-13
-68
Financing Cash Flow
108
95
292
250
33
180
-16
184
Change in Cash
-48
-87
142
186
-251
95
28
193

Global Institutional Holdings in South Plains Financial Inc

Funds
Holdings
Empowered Funds, LLC
0.51%
Acadian Asset Management LLC
0.58%
Panagora Asset Management Inc
0.44%
Keeley-Teton Advisors, LLC
0.95%
BlackRock Inc
7.43%

Insights on South Plains Financial Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 years, SPFI stock has moved up by 106.3%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 73.0% return, outperforming this stock by 51.6%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. has given 195.5% return, outperforming this stock by 89.2%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 74.35M → 73.92M (in $), with an average decrease of 0.6% per quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 3 quarters, 16.31M → 14.54M (in $), with an average decrease of 5.6% per quarter

About South Plains Financial Inc

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.
OrganisationSouth Plains Financial Inc
Headquarters5219 City Bank Parkway, Lubbock, TX, United States, 79407
IndustryBanks - Regional
CEOMr. Curtis C. Griffith
E-voting on sharesClick here to vote

Key Management of South Plains Financial Inc

Name

Title

Mr. Curtis C. Griffith

Chairman & CEO

Mr. Cory T. Newsom

President & Director

Mr. Steven B. Crockett CPA

CFO & Treasurer

Mr. Brent A. Bates

Senior VP of City Bank & Chief Credit Officer of City Bank

Mr. Paul A. Ehlers

Senior VP of City Bank & COO of City Bank

Ms. Mikella D. Newsom

Chief Risk Officer & Secretary

Mr. Kelly L. Deterding

President of Windmark Insurance & Senior VP of Insurance Development of City Bank

FAQs

What is South Plains Financial Inc share price today?

South Plains Financial Inc share price today is $41.44 as on at the close of the market. South Plains Financial Inc share today touched a day high of $42.03 and a low of $40.7.

What is the 52 week high and 52 week low for South Plains Financial Inc share?

South Plains Financial Inc share touched a 52 week high of $45.09 on and a 52 week low of $32.79 on . South Plains Financial Inc stock price today i.e. is closed at $41.44,which is 8.09% down from its 52 week high and 26.38% up from its 52 week low.

What is South Plains Financial Inc's market capitalisation today?

South Plains Financial Inc market capitalisation is $0.00T as on .

How to invest in South Plains Financial Inc Stock (SPFI) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for South Plains Financial Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in South Plains Financial Inc Shares that will get you 0.0362 shares as per South Plains Financial Inc share price of $41.44 per share as on May 2, 2026 at 1:29 am IST.

What is the minimum amount required to buy South Plains Financial Inc Stock (SPFI) from India?

Indian investors can start investing in South Plains Financial Inc (SPFI) shares with as little as ₹94.91 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹949.10 in South Plains Financial Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on South Plains Financial Inc share’s latest price of $41.44 as on May 2, 2026 at 1:29 am IST, you will get 0.2413 shares of South Plains Financial Inc. Learn more about fractional shares .

What are the returns that South Plains Financial Inc has given to Indian investors in the last 5 years?

South Plains Financial Inc stock has given 81.65% share price returns and 28.08% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?