South Plains Financial share price logo

South Plains Financial

NASDAQ: SPFI

$44.76

+0.12

(+0.27%)

as on

South Plains Financial Stock Performance

as on September 12, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $44.24
    $44.97
    downward going graph

    1.16%

    Downside

    0.47%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $35.34
    $46.94
    downward going graph

    21.05%

    Downside

    4.87%

    Upside

    downward going graph

South Plains Financial share price movements today

Previous Close
$44.64
Open
$44.97
Volume
120.8K
Market Cap
$859.6M
Dividend Yield
1.50%
Day's Low - High
$44.24 - $44.97
52 Week Low - High
$35.34 - $46.94

South Plains Financial Historical Returns

1 Month Return
+ 1.17 %
3 Month Return
+ 7.53 %
1 Year Return
+ 11.39 %
3 Year Return
+ 70.45 %
5 Year Return
+ 98.15 %

South Plains Financial Stock Fundamentals & Key Indicators

Check South Plains Financial market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$859.6M

EPS (TTM)

3.82

Dividend Yield

1.50%

Quarterly Earnings Growth YOY

0.12%

PE Ratio (TTM)

11.78

Industry PE ratio

10.41

PEG Ratio

0.8196989528795797

EBITDA

88.3M

Revenue (TTM)

303.1M

Profit Margin

72.03%

Return On Equity TTM

12.36%

South Plains Financial Stock Valuation

Track how South Plains Financial P/E has moved over time to understand its valuation trends.

South Plains Financial in the last 5 years

  • Overview

  • Trends

Lowest (7.58x)

December 31, 2023

Industry (10.41x)

December 31, 2025

Today (10.78x)

December 31, 2025

Highest (11.47x)

December 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 10.78x

South Plains Financial vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of South Plains Financial with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
BUY$859.6M98.15%11.7872.03%150.06%
BUY$138.3B270.85%15.4729.14%164.81%
HOLD$98.7B12.01%12.4729.90%332.85%
NA$156.6BNA7.0287.19%436.96000000000004%
BUY$108.0B49.9%17.7268.53%84.78%

Stock Returns calculator for South Plains Financial Stock including INR - Dollar returns

The South Plains Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

South Plains Financial investment value today

Current value as on today

₹1,20,131

Returns

₹20,131

(+20.13%)

Returns from South Plains Financial Stock

₹10,792 (+10.79%)

Dollar Impact

₹9,339 (+9.34%)

Analyst Recommendation on South Plains Financial Stock

Based on 3 analysts

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 3 analysts, 100% of analysts recommend a 'BUY' rating for South Plains Financial. Average target price of $50.75

South Plains Financial Share Price Target

Get share price movements and forecasts by analysts on South Plains Financial.

What analysts predicted

11.8%UPSIDE

Target Price

$50.75

Current Price

$44.76

Analyzed by

3 Analysts

Target

$50.75

South Plains Financial target price $50.75, a slight upside of 11.8% compared to current price of $44.76. According to 3 analysts rating.

Indian Investors' Interest in South Plains Financial Stock

Search interest for South Plains Financial Stock has decreased by -23% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-23% versus previous 30 day period

South Plains Financial Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
68
70
70
73
69
76
74
74
73
80
Gross Profit
44
45
45
49
47
52
52
52
53
60
Operating Income
14
14
14
20
15
18
20
19
18
24
EBITDA
15
15
15
22
17
20
22
20
19
25
Interest Expense
23
23
24
22
21
21
21
20
19
24
Depreciation
1
1
1
1
1
1
1
1
1
1
Income Before Tax
14
14
14
20
15
18
20
19
18
24
Income Tax Expense
3
3
3
4
3
4
4
3
3
5
Net Income
10
11
11
16
12
14
16
15
14
18
Net Profit Margin
64.81%
64.35%
64.90%
67.24%
68.43%
68.37%
70.29%
70.08%
72.89%
74.62%

South Plains Financial Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
149
167
186
235
227
231
248
283
296
Gross Profit
129
138
155
194
216
211
171
184
206
Operating Income
23
25
36
56
73
73
79
63
74
EBITDA
29
30
41
63
79
80
85
69
79
Interest Expense
15
22
28
15
13
22
72
93
84
Depreciation
5
5
5
6
6
6
6
6
5
Income Before Tax
23
25
36
56
73
73
79
63
74
Income Tax Expense
0
-3
7
11
14
14
16
13
15
Net Income
23
29
29
45
58
58
62
49
58
Net Profit Margin
86.66%
82.45%
83.26%
82.38%
95.01%
91.35%
69.06%
65.35%
69.62%

South Plains Financial Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
10
11
11
16
12
14
16
15
14
18
Operating Cash Flow
19
18
17
4
26
14
24
12
16
27
Investing Cash Flow
12
-75
63
-14
-9
-25
51
-84
3
51
Financing Cash Flow
10
-16
91
-101
160
-54
88
-10
150
-13
Change in Cash
41
-73
173
-112
177
-65
164
-82
169
65

South Plains Financial Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
23
29
29
45
58
58
62
49
58
Operating Cash Flow
35
26
30
5
96
123
58
59
77
Investing Cash Flow
-148
-184
-213
-156
-159
-408
-143
-13
-68
Financing Cash Flow
43
108
95
292
250
33
180
-16
184
Change in Cash
-68
-48
-87
142
186
-251
95
28
193

Mutual Funds that own South Plains Financial Stock

Check out the Mutual Funds with significant holdings in South Plains Financial.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
2.915748%
549301
Keeley Funds, Inc.
1.327366%
250064
DFA INVESTMENT DIMENSIONS GROUP INC
1.324245%
249476
Bridgeway Funds, Inc.
0.821164%
154700
Fidelity Salem Street Trust
0.729992%
137524

Global Institutional Holdings in South Plains Financial

Funds
Holdings
Vanguard
4%
iShares
3.5%
Avantis
2.58%
Matthew Lindenbaum
1.65%
SPDR
1.27%

Insights on South Plains Financial

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 years, SPFI stock has moved up by 69.0%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 14.54M → 18.99M (in $), with an average increase of 23.4% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 73.92M → 80.77M (in $), with an average increase of 8.5% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 219.8% return, outperforming this stock by 150.8%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 73.2% return, outperforming this stock by 60.7%

About South Plains Financial

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.
OrganisationSouth Plains Financial
Headquarters5219 City Bank Parkway, Lubbock, TX, United States, 79407
IndustryBanks - Regional
CEOMr. Curtis C. Griffith
E-voting on sharesClick here to vote

Key Management of South Plains Financial

Name

Title

Mr. Curtis C. Griffith

Chairman & CEO

Mr. Cory T. Newsom

Executive VP, COO & Director

Mr. Steven B. Crockett CPA

CFO & Treasurer

Mr. Brent A. Bates

Senior VP of City Bank & Chief Credit Officer of City Bank

Mr. Paul A. Ehlers

Senior VP of City Bank & COO of City Bank

Ms. Mikella D. Newsom

Chief Risk Officer & Secretary

Mr. Kelly L. Deterding

President of Windmark Insurance & Senior VP of Insurance Development of City Bank

FAQs

What is South Plains Financial share price today?

South Plains Financial share price today is $44.76 as on at the close of the market. South Plains Financial share today touched a day high of $44.97 and a low of $44.24.

What is the 52 week high and 52 week low for South Plains Financial share?

South Plains Financial share touched a 52 week high of $46.94 on and a 52 week low of $35.34 on . South Plains Financial stock price today i.e. is closed at $44.76,which is 4.64% down from its 52 week high and 26.66% up from its 52 week low.

What is South Plains Financial's market capitalisation today?

South Plains Financial market capitalisation is $0.00T as on .

How to invest in South Plains Financial Stock (SPFI) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for South Plains Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in South Plains Financial Shares that will get you 0.0335 shares as per South Plains Financial share price of $44.76 per share as on September 12, 2026 at 8:46 am IST.

What is the minimum amount required to buy South Plains Financial Stock (SPFI) from India?

Indian investors can start investing in South Plains Financial (SPFI) shares with as little as ₹95.55 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹955.50 in South Plains Financial stock (as per the Rupee-Dollar exchange rate as on ). Based on South Plains Financial share’s latest price of $44.76 as on September 12, 2026 at 8:46 am IST, you will get 0.2234 shares of South Plains Financial. Learn more about fractional shares .

What are the returns that South Plains Financial has given to Indian investors in the last 5 years?

South Plains Financial stock has given 98.15% share price returns and 29.74% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?