South Plains Financial Inc share price logo

South Plains Financial Inc Share Price

NASDAQ: SPFI

Small Cap

$36.51

+0.37

(+1.02%)

as on

South Plains Financial Inc Stock Performance

as on November 1, 2025 at 1:28 am IST

  • Day's Low

    Day's High

    $35.34
    $36.77
    downward going graph

    3.20%

    Downside

    0.71%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $30.01
    $42.38
    downward going graph

    17.80%

    Downside

    16.08%

    Upside

    downward going graph

South Plains Financial Inc share price movements today

Previous Close
$36.14
Open
$35.70
Volume
137.3K
Day's Low - High
$35.34 - $36.77
52 Week Low - High
$30.01 - $42.38

South Plains Financial Inc Historical Returns

1 Month Return
-4.92 %
3 Month Return
+ 1.36 %
1 Year Return
+ 9.18 %
3 Year Return
+ 18.82 %
5 Year Return
+ 149.15 %

South Plains Financial Inc Stock Fundamentals & Key Indicators

Check South Plains Financial Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$587.2M

EPS (TTM)

3.4475

Dividend Yield

1.54%

Quarterly Earnings Growth YOY

0.46%

PE Ratio (TTM)

9.98

Industry PE ratio

13.608303571428571

PEG Ratio

0

EBITDA

-

Revenue (TTM)

205.3M

Profit Margin

29.09%

Return On Equity TTM

12.97%

South Plains Financial Inc Stock Valuation

Track how South Plains Financial Inc P/E has moved over time to understand its valuation trends.

South Plains Financial Inc in the last 5 years

  • Overview

  • Trends

Lowest (5.69x)

June 30, 2023

Today (9.98x)

November 1, 2025

Industry (13.61x)

November 1, 2025

Highest (15.37x)

September 30, 2025

LowHigh

Today’s Price to Earnings Ratio: 9.98x

South Plains Financial Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of South Plains Financial Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$587.2M149.15%9.9829.09%
BUY$77.6BNA34.1739.32%
BUY$83.3B171.37%14.5722.79%
BUY$110.2B187.2%18.427.92%
BUY$74.6B97.95%9.7731.79%

Stock Returns calculator for South Plains Financial Inc Stock including INR - Dollar returns

The South Plains Financial Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

South Plains Financial Inc investment value today

Current value as on today

₹1,14,919

Returns

₹14,919

(+14.92%)

Returns from South Plains Financial Inc Stock

₹9,213 (+9.21%)

Dollar Returns*

₹5,706 (+5.71%)

Analyst Recommendation on South Plains Financial Inc Stock

Based on 10 analysts

BUY

90.00%

Buy

10.00%

Hold

0.00%

Sell

Based on 10 analysts, 90% of analysts recommend a 'BUY' rating for South Plains Financial Inc. Average target price of $44

South Plains Financial Inc Share Price Target

Get share price movements and forecasts by analysts on South Plains Financial Inc.

What analysts predicted

17.02%UPSIDE

Target Price

$44

Current Price

$36.51

Analyzed by

10 Analysts

Target

$44.00

South Plains Financial Inc target price $44, a slight upside of 17.02% compared to current price of $36.51. According to 10 analysts rating.

South Plains Financial Inc Stock’s Investor Sentiment and Interest

Search interest for South Plains Financial Inc Stock has decreased by -60% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-60% versus previous 30 day period

South Plains Financial Inc Quarterly Profit & Loss

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Total Revenue
59
67
64
68
70
70
73
69
76
43
Gross Profit
39
46
42
44
45
45
49
47
52
-99
Operating Income
37
17
13
14
14
14
20
15
18
-34
EBITDA
39
18
14
15
15
15
22
17
20
20
Interest Expense
16
20
22
23
23
24
22
21
21
21
Depreciation
1
1
1
1
1
1
1
1
1
-
Income Before Tax
37
17
13
14
14
14
20
15
18
20
Income Tax Expense
7
3
2
3
3
3
4
3
4
4
Net Income
29
13
10
10
11
11
16
12
14
16
Net Profit Margin
49.70%
20.12%
15.90%
15.82%
15.82%
15.84%
22.54%
17.79%
19.14%
37.79%

South Plains Financial Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
149
167
186
235
227
231
212
283
Gross Profit
129
138
155
194
216
211
212
184
Operating Income
23
25
36
56
73
73
79
63
EBITDA
29
30
41
63
79
80
79
69
Interest Expense
15
22
28
15
13
22
72
93
Depreciation
8
6
5
9
6
6
6
6
Income Before Tax
23
25
36
56
73
73
79
63
Income Tax Expense
0
-3
7
11
14
14
16
13
Net Income
23
29
29
45
58
58
62
49
Net Profit Margin
15.81%
17.49%
15.69%
19.25%
25.76%
25.11%
29.59%
17.56%

South Plains Financial Inc Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
29
13
10
10
11
11
16
12
14
Operating Cash Flow
0
26
6
19
18
17
4
26
14
Investing Cash Flow
-94
-3
-13
12
-75
63
-14
-9
-25
Financing Cash Flow
61
34
-15
10
-16
91
-101
160
-54
Change in Cash
-32
56
-22
41
-73
173
-112
177
-65

South Plains Financial Inc Annual Cash Flow

All numbers in Millions USD

Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
29
29
45
58
58
62
49
Operating Cash Flow
26
30
5
96
123
58
59
Investing Cash Flow
-184
-213
-156
-159
-408
-143
-13
Financing Cash Flow
108
95
292
250
33
180
-16
Change in Cash
-48
-87
142
186
-251
95
28

Global Institutional Holdings in South Plains Financial Inc

Funds
Holdings
BlackRock Inc
7.46%
Vanguard Group Inc
4.3%
Dimensional Fund Advisors, Inc.
2.9%
JPMorgan Chase & Co
2.13%
American Century Companies Inc
1.89%

Insights on South Plains Financial Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 12.29M → 16.31M (in $), with an average increase of 13.2% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 55.5% return, outperforming this stock by 47.4%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Nu Holdings Ltd. has given 213.1% return, outperforming this stock by 195.5%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 76.3M → 43.18M (in $), with an average decrease of 43.4% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, SPFI stock has moved down by -6.1%

About South Plains Financial Inc

South Plains Financial, Inc. is the bank holding company for City Bank (the Bank). The Bank is an independent bank in West Texas and has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and the Ruidoso, New Mexico market. It provides a range of commercial and consumer financial services to small and medium-sized businesses and individuals in its market areas. Its business activities include commercial and retail banking, along with investment, trust and mortgage services. The Bank is primarily involved in real estate, commercial, agricultural and consumer lending activities with customers throughout Texas and Eastern New Mexico. It offers a variety of deposit products, including demand deposit accounts, interest-bearing products, savings accounts and certificates of deposits. The Bank also provides a range of traditional trust products and services along with several retirement services and products.
OrganisationSouth Plains Financial Inc
Headquarters5219 City Bank Parkway, Lubbock, TX, United States, 79407
IndustryFinancial Conglomerates
CEOMr. Curtis C. Griffith
E-voting on sharesClick here to vote

Key Management of South Plains Financial Inc

Name

Title

Mr. Kelly L. Deterding

President of Windmark Insurance & Senior VP of Insurance Development of City Bank

Mr. Curtis C. Griffith

Chairman & CEO

Mr. Cory T. Newsom

President & Director

Mr. Steven B. Crockett CPA

CFO & Treasurer

Mr. Brent A. Bates

Senior VP of City Bank & Chief Credit Officer of City Bank

Mr. Paul A. Ehlers

Senior VP of City Bank & COO of City Bank

Ms. Mikella D. Newsom

Chief Risk Officer & Secretary

FAQs

What is South Plains Financial Inc share price today?

South Plains Financial Inc share price today is $36.51 as on at the close of the market. South Plains Financial Inc share today touched a day high of $36.77 and a low of $35.34.

What is the 52 week high and 52 week low for South Plains Financial Inc share?

South Plains Financial Inc share touched a 52 week high of $42.38 on and a 52 week low of $30.01 on . South Plains Financial Inc stock price today i.e. is closed at $36.51,which is 13.85% down from its 52 week high and 21.66% up from its 52 week low.

What is South Plains Financial Inc's market capitalisation today?

South Plains Financial Inc market capitalisation is $0.00T as on .

How to invest in South Plains Financial Inc Stock (SPFI) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for South Plains Financial Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in South Plains Financial Inc Shares that will get you 0.0411 shares as per South Plains Financial Inc share price of $36.51 per share as on November 1, 2025 at 1:28 am IST.

What is the minimum amount required to buy South Plains Financial Inc Stock (SPFI) from India?

Indian investors can start investing in South Plains Financial Inc (SPFI) shares with as little as ₹88.719 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹887.19 in South Plains Financial Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on South Plains Financial Inc share’s latest price of $36.51 as on November 1, 2025 at 1:28 am IST, you will get 0.2739 shares of South Plains Financial Inc. Learn more about fractional shares .

What are the returns that South Plains Financial Inc has given to Indian investors in the last 5 years?

South Plains Financial Inc stock has given 149.15% share price returns and 21.02% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?