South Plains Financial Share Price (NASDAQ: SPFI)

$41.09

▲

0.31

(0.76%)

Last updated on August 27, 2025 at 1:29 AM IST

$₹

Check the interactive South Plains Financial Stock chart to analyse performance

South Plains Financial stock performance

as on August 27, 2025 at 1:29 AM IST

Today's Low:$41.00
Today's High:$41.27
$41.09
0.22%
Downside
Day's Volatility :0.65%
Upside
0.44%
52 Weeks Low:$30.01
52 Weeks High:$42.38
$41.09
26.97%
Downside
52 Weeks Volatility :29.19%
Upside
3.04%

South Plains Financial Stock Returns

Period	South Plains Financial Inc	Sector (Financials)	Index (Russel 2000)
3 Months	15.37%	6.4%	0.0%
6 Months	18.21%	4.7%	0.0%
1 Year	19.98%	19.5%	0.0%
3 Years	52.73%	57.9%	-6.9%

South Plains Financial Inc Key Stats

Check South Plains Financial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$40.78
Open	$41.0
Today's High	$41.27
Today's Low	$41.0
Market Capitalization	$670.8M
Today's Volume	$48.2K
52 Week High	$42.38
52 Week Low	$30.01
Revenue TTM	$199.0M
Earnings Per Share (EPS)	$3.2
PE Ratio	12.91
Dividend Yield	1.49%
Profit Margin	27.44%
Quarterly Earnings Growth YOY	0.3%
Return On Equity TTM	12.52%

Stock Returns calculator for South Plains Financial Stock including INR - Dollar returns

The South Plains Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

South Plains Financial investment value today

Current value as on today

₹1,24,850

Returns

₹24,850

(+24.85%)

Returns from South Plains Financial Stock

₹20,322 (+20.32%)

Dollar Returns*

₹4,527 (+4.53%)

Indian investors sentiment towards South Plains Financial Stock

400%

Period: Jul 27, 2025 to Aug 26, 2025. Change in 30 Days versus previous period

Search interest for South Plains Financial Stock from India on INDmoney has increased by 400% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in South Plains Financial Inc

Name
Holdings %
Name
Holdings %
BlackRock Inc
7.71%
Vanguard Group Inc
4.30%
Dimensional Fund Advisors, Inc.
2.90%
American Century Companies Inc
1.89%
Acadian Asset Management LLC
1.81%
State Street Corp
1.73%

Analyst Recommendation on South Plains Financial Stock

Rating

Trend

Buy

90%Buy

10%Hold

0%Sell

Based on 10 Wall street analysts offering stock ratings for South Plains Financial(by analysts ranked 0 to 5 stars)

South Plains Financial Share Price Target

What analysts predicted

Upside of 5.87%

Target:

$43.50

Current:

$41.09

South Plains Financial share price target is $43.50, a slight Upside of 5.87% compared to current price of $41.09 as per analysts' prediction.

South Plains Financial Stock Insights

Price Movement
In the last 7 days, SPFI stock has moved up by 4.6%
Increasing Revenue
Revenue is up for the last 2 quarters, 69.09M → 76.3M (in $), with an average increase of 9.5% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 12.29M → 14.60M (in $), with an average increase of 15.8% per quarter
SPFI vs DB (1 yr)
In the last 1 year, Deutsche Bank Ag has given 126.3% return, outperforming this stock by 106.5%
SPFI vs DB (3 yr)
In the last 3 years, Deutsche Bank Ag has given 355.4% return, outperforming this stock by 305.1%
Price to Sales
ForSPFI every $1 of sales, investors are willing to pay $3.4, whereas for Deutsche Bank Ag, the investors are paying $2.4 for every $1 of sales.

South Plains Financial Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$186.2M	↑ 11.2%
Net Income	$29.2M	↓ 0.24%
Net Profit Margin	15.69%	↓ 1.8%

	FY20	Y/Y Change
Revenue	$235.6M	↑ 26.5%
Net Income	$45.4M	↑ 55.21%
Net Profit Margin	19.25%	↑ 3.56%

	FY21	Y/Y Change
Revenue	$227.5M	↓ 3.43%
Net Income	$58.6M	↑ 29.24%
Net Profit Margin	25.76%	↑ 6.51%

	FY22	Y/Y Change
Revenue	$231.9M	↑ 1.95%
Net Income	$58.2M	↓ 0.64%
Net Profit Margin	25.11%	↓ 0.65%

	FY23	Y/Y Change
Revenue	$212.0M	↓ 8.58%
Net Income	$62.7M	↑ 7.74%
Net Profit Margin	29.59%	↑ 4.48%

	FY24	Y/Y Change
Revenue	$283.1M	↑ 33.52%
Net Income	$49.7M	↓ 20.76%
Net Profit Margin	17.56%	↓ 12.03%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$68.7M	↑ 5.84%
Net Income	$10.9M	↑ 5.33%
Net Profit Margin	15.82%	↓ 0.08%

	Q2 FY24	Q/Q Change
Revenue	$70.4M	↑ 2.42%
Net Income	$11.1M	↑ 2.39%
Net Profit Margin	15.82%	↑ 0.0%

	Q3 FY24	Q/Q Change
Revenue	$70.8M	↑ 0.53%
Net Income	$11.2M	↑ 0.7%
Net Profit Margin	15.84%	↑ 0.02%

	Q4 FY24	Q/Q Change
Revenue	$73.2M	↑ 3.4%
Net Income	$16.5M	↑ 47.14%
Net Profit Margin	22.54%	↑ 6.7%

	Q1 FY25	Q/Q Change
Revenue	$69.1M	↓ 5.59%
Net Income	$12.3M	↓ 25.48%
Net Profit Margin	17.79%	↓ 4.75%

	Q2 FY25	Q/Q Change
Revenue	$76.3M	↑ 10.43%
Net Income	$14.6M	↑ 18.8%
Net Profit Margin	19.14%	↑ 1.35%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$155.1M	↑ 12.29%

	FY20	Y/Y Change
Profit	$194.1M	↑ 25.15%

	FY21	Y/Y Change
Profit	$216.2M	↑ 11.38%

	FY22	Y/Y Change
Profit	$211.9M	↓ 1.99%

	FY23	Y/Y Change
Profit	$212.0M	↑ 0.08%

	FY24	Y/Y Change
Profit	$185.0M	↓ 12.75%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$44.6M	↑ 5.39%

	Q2 FY24	Q/Q Change
Profit	$45.3M	↑ 1.7%

	Q3 FY24	Q/Q Change
Profit	$45.9M	↑ 1.39%

	Q4 FY24	Q/Q Change
Profit	$49.2M	↑ 7.13%

	Q1 FY25	Q/Q Change
Profit	$47.3M	↓ 3.92%

	Q2 FY25	Q/Q Change
Profit	$52.2M	↑ 10.34%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$30.5M	↑ 13.24%
Investing Cash Flow	$-213.5M	↑ 15.97%
Financing Cash Flow	$95.1M	↓ 12.41%

	FY20	Y/Y Change
Operating Cash Flow	$5.6M	↓ 81.54%
Investing Cash Flow	$-156.2M	↓ 26.82%
Financing Cash Flow	$292.8M	↑ 207.83%

	FY21	Y/Y Change
Operating Cash Flow	$96.3M	↑ 1610.88%
Investing Cash Flow	$-159.8M	↑ 2.31%
Financing Cash Flow	$250.1M	↓ 14.59%

	FY22	Y/Y Change
Operating Cash Flow	$123.6M	↑ 28.38%
Investing Cash Flow	$-408.9M	↑ 155.79%
Financing Cash Flow	$33.3M	↓ 86.67%

	FY23	Y/Y Change
Operating Cash Flow	$58.5M	↓ 52.63%
Investing Cash Flow	$-143.4M	↓ 64.93%
Financing Cash Flow	$180.1M	↑ 440.41%

	FY24	Y/Y Change
Operating Cash Flow	$59.4M	↑ 1.44%
Investing Cash Flow	$-13.9M	↓ 90.29%
Financing Cash Flow	$-16.5M	↓ 109.18%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$19.2M	↑ 192.07%
Investing Cash Flow	$12.5M	↓ 191.78%
Financing Cash Flow	$10.1M	↓ 166.56%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$18.2M	↓ 5.13%
Investing Cash Flow	$-75.5M	↓ 703.8%
Financing Cash Flow	$-16.7M	↓ 264.49%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$17.9M	↓ 1.68%
Investing Cash Flow	$63.7M	↓ 184.45%
Financing Cash Flow	$91.6M	↓ 649.82%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$4.2M	↓ 76.66%
Investing Cash Flow	$-14.7M	↓ 123.06%
Financing Cash Flow	$-101.6M	↓ 210.92%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$26.1M	↑ 525.48%
Investing Cash Flow	$-9.8M	↓ 33.48%
Financing Cash Flow	$160.9M	↓ 258.42%

South Plains Financial Technicals Summary

Sell

Neutral

Buy

South Plains Financial is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

South Plains Financial Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
South Plains Financial Inc	4.93%	18.21%	19.98%	52.73%	190.9%
U.s. Bancorp	4.52%	5.3%	5.35%	4.5%	29.5%
Icici Bank Ltd.	-4.45%	15.19%	11.5%	50.61%	187.68%
Pnc Financial Services Group, Inc.	3.5%	7.34%	12.06%	25.37%	78.68%
Deutsche Bank Ag	13.44%	70.21%	124.12%	348.24%	273.46%
Mizuho Financial Group, Inc.	10.27%	16.55%	57.07%	186.03%	135.61%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
South Plains Financial Inc	12.91	12.91	NA	3.25	0.13	0.01	0.01	27.98
U.s. Bancorp	11.55	11.55	1.78	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	19.36	19.36	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	13.8	13.8	2.22	15.53	0.11	0.01	0.03	131.61
Deutsche Bank Ag	12.96	12.96	0.62	3.58	0.08	0.0	0.02	40.98
Mizuho Financial Group, Inc.	13.75	13.75	1.32	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
South Plains Financial Inc	Buy	$670.8M	190.9%	12.91	27.44%
U.s. Bancorp	Hold	$75.1B	29.5%	11.55	27.0%
Icici Bank Ltd.	Buy	$117.5B	187.68%	19.36	25.74%
Pnc Financial Services Group, Inc.	Buy	$79.4B	78.68%	13.8	29.23%
Deutsche Bank Ag	Buy	$71.2B	273.46%	12.96	20.55%
Mizuho Financial Group, Inc.	Buy	$82.2B	135.61%	13.75	22.79%

About South Plains Financial Inc

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, and self-directed individual retirement accounts. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

Organization	South Plains Financial
Employees	528
CEO	Mr. Curtis C. Griffith
Industry	Financial Conglomerates

Key Management of South Plains Financial Inc

Name	Title
Mr. Curtis C. Griffith	Chairman & CEO
Mr. Cory T. Newsom	President & Director
Mr. Steven B. Crockett CPA	CFO & Treasurer
Mr. Brent A. Bates	Senior VP of City Bank & Chief Credit Officer of City Bank
Mr. Paul A. Ehlers	Senior VP of City Bank & COO of City Bank
Ms. Mikella D. Newsom	Chief Risk Officer & Secretary
Mr. Kelly L. Deterding	President of Windmark Insurance & Senior VP of Insurance Development of City Bank

Important FAQs about investing in SPFI Stock from India :

What is South Plains Financial share price today?

South Plains Financial share price today is $41.09 as on August 27, 2025 at 1:29 AM IST at the close of the market. South Plains Financial share today touched a day high of $41.27 and a low of $41.00.

What is the 52 week high and 52 week low for South Plains Financial share?

South Plains Financial share touched a 52 week high of $42.38 and a 52 week low of $30.01. South Plains Financial stock price today i.e. August 27, 2025 at 1:29 AM IST is closed at $41.09, lower by 3.04% versus the 52 week high.

How to invest in South Plains Financial Stock (SPFI) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for South Plains Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in South Plains Financial Shares that will get you 0.0365 shares as per South Plains Financial share price of $41.09 per share as on August 27, 2025 at 1:29 AM IST.

What is the minimum amount required to buy South Plains Financial Stock (SPFI) from India?

Indian investors can start investing in South Plains Financial (SPFI) shares with as little as ₹87.6525 or $1 (as of August 27, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹876.53 in South Plains Financial stock (as per the Rupee-Dollar exchange rate as on August 27, 2025). Based on South Plains Financial share’s latest price of $41.09 as on August 27, 2025 at 1:29 AM IST, you will get 0.2434 shares of South Plains Financial. Learn more about fractional shares .

What are the returns that South Plains Financial has given to Indian investors in the last 5 years?

South Plains Financial stock has given 190.9% share price returns and 18.61% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?