Smartfinancial Share Price (NASDAQ: SMBK)

$36.83

▲

-0.09

(-0.24%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Smartfinancial Stock chart to analyse performance

Smartfinancial stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$36.83
Today's High:$36.97
$36.83
0.0%
Downside
Day's Volatility :0.38%
Upside
0.38%
52 Weeks Low:$26.31
52 Weeks High:$37.72
$36.83
28.56%
Downside
52 Weeks Volatility :30.25%
Upside
2.36%

Smartfinancial Stock Returns

Period	Smartfinancial Inc	Sector (Financials)	Index (Russel 2000)
3 Months	16.82%	5.9%	0.0%
6 Months	6.37%	3.5%	0.0%
1 Year	26.96%	18.0%	0.0%
3 Years	45.17%	62.1%	-4.7%

Smartfinancial Inc Key Stats

Check Smartfinancial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$36.92
Open	$36.97
Today's High	$36.97
Today's Low	$36.83
Market Capitalization	$630.8M
Today's Volume	$35.6K
52 Week High	$37.72
52 Week Low	$26.31
Revenue TTM	$179.0M
Earnings Per Share (EPS)	$2.47
PE Ratio	14.95
Dividend Yield	0.86%
Profit Margin	23.32%
Quarterly Earnings Growth YOY	0.45%
Return On Equity TTM	8.42%

Stock Returns calculator for Smartfinancial Stock including INR - Dollar returns

The Smartfinancial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Smartfinancial investment value today

Current value as on today

₹1,31,285

Returns

₹31,285

(+31.28%)

Returns from Smartfinancial Stock

₹26,001 (+26%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Smartfinancial Stock

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Smartfinancial Stock from India on INDmoney has increased by 0% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Smartfinancial Inc

Name
Holdings %
Name
Holdings %
BlackRock Inc
8.34%
Dimensional Fund Advisors, Inc.
4.82%
Vanguard Group Inc
4.82%
Wellington Management Company LLP
3.42%
Private Capital Management, LLC
3.16%
State Street Corp
2.01%

Analyst Recommendation on Smartfinancial Stock

Rating

Trend

Buy

66%Buy

33%Hold

0%Sell

Based on 12 Wall street analysts offering stock ratings for Smartfinancial(by analysts ranked 0 to 5 stars)

Smartfinancial Share Price Target

What analysts predicted

Upside of 6.12%

Target:

$39.08

Current:

$36.83

Smartfinancial share price target is $39.08, a slight Upside of 6.12% compared to current price of $36.83 as per analysts' prediction.

Smartfinancial Stock Insights

Price Movement
In the last 1 year, SMBK stock has moved up by 26.1%
Increasing Revenue
Revenue is up for the last 2 quarters, 74.97M → 78.35M (in $), with an average increase of 4.3% per quarter
Increasing Net Profit
Netprofit is up for the last 5 quarters, 8.00M → 11.70M (in $), with an average increase of 9.0% per quarter
SMBK vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 32.8%
SMBK vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 142.8%
Price to Sales
ForSMBK every $1 of sales, investors are willing to pay $3.4, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Smartfinancial Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$115.2M	↑ 19.06%
Net Income	$26.5M	↑ 46.55%
Net Profit Margin	23.05%	↑ 4.32%

	FY20	Y/Y Change
Revenue	$133.0M	↑ 15.51%
Net Income	$24.3M	↓ 8.35%
Net Profit Margin	18.29%	↓ 4.76%

	FY21	Y/Y Change
Revenue	$149.2M	↑ 12.13%
Net Income	$34.8M	↑ 42.98%
Net Profit Margin	23.32%	↑ 5.03%

	FY22	Y/Y Change
Revenue	$186.5M	↑ 25.05%
Net Income	$43.0M	↑ 23.66%
Net Profit Margin	23.06%	↓ 0.26%

	FY23	Y/Y Change
Revenue	$240.4M	↑ 28.85%
Net Income	$28.6M	↓ 33.54%
Net Profit Margin	11.9%	↓ 11.16%

	FY24	Y/Y Change
Revenue	$285.3M	↑ 18.68%
Net Income	$36.1M	↑ 26.4%
Net Profit Margin	12.67%	↑ 0.77%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$68.2M	↑ 4.75%
Net Income	$9.4M	↑ 51.18%
Net Profit Margin	13.73%	↑ 4.22%

	Q2 FY24	Q/Q Change
Revenue	$68.9M	↑ 1.07%
Net Income	$8.0M	↓ 14.48%
Net Profit Margin	11.62%	↓ 2.11%

	Q3 FY24	Q/Q Change
Revenue	$73.1M	↑ 6.11%
Net Income	$9.1M	↑ 14.21%
Net Profit Margin	12.5%	↑ 0.88%

	Q4 FY24	Q/Q Change
Revenue	$75.1M	↑ 2.78%
Net Income	$9.6M	↑ 5.48%
Net Profit Margin	12.83%	↑ 0.33%

	Q1 FY25	Q/Q Change
Revenue	$75.0M	↓ 0.2%
Net Income	$11.3M	↑ 16.73%
Net Profit Margin	15.01%	↑ 2.18%

	Q2 FY25	Q/Q Change
Revenue	$78.4M	↑ 4.51%
Net Income	$11.7M	↑ 4.01%
Net Profit Margin	14.94%	↓ 0.07%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$88.0M	↑ 12.48%

	FY20	Y/Y Change
Profit	$107.6M	↑ 22.28%

	FY21	Y/Y Change
Profit	$135.7M	↑ 26.11%

	FY22	Y/Y Change
Profit	$161.2M	↑ 18.78%

	FY23	Y/Y Change
Profit	$149.4M	↓ 7.33%

	FY24	Y/Y Change
Profit	$166.3M	↑ 11.36%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$40.5M	↑ 8.04%

	Q2 FY24	Q/Q Change
Profit	$39.5M	↓ 2.48%

	Q3 FY24	Q/Q Change
Profit	$41.6M	↑ 5.21%

	Q4 FY24	Q/Q Change
Profit	$44.7M	↑ 7.41%

	Q1 FY25	Q/Q Change
Profit	$45.9M	↑ 2.64%

	Q2 FY25	Q/Q Change
Profit	$46.8M	↑ 2.12%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$29.9M	↑ 43.42%
Investing Cash Flow	$-94.8M	↓ 0.1%
Financing Cash Flow	$133.1M	↑ 73.15%

	FY20	Y/Y Change
Operating Cash Flow	$29.1M	↓ 2.67%
Investing Cash Flow	$-259.3M	↑ 173.63%
Financing Cash Flow	$528.0M	↑ 296.83%

	FY21	Y/Y Change
Operating Cash Flow	$46.2M	↑ 58.87%
Investing Cash Flow	$-265.0M	↑ 2.18%
Financing Cash Flow	$782.2M	↑ 48.13%

	FY22	Y/Y Change
Operating Cash Flow	$56.8M	↑ 22.98%
Investing Cash Flow	$-840.8M	↑ 217.3%
Financing Cash Flow	$5.4M	↓ 99.31%

	FY23	Y/Y Change
Operating Cash Flow	$39.7M	↓ 30.07%
Investing Cash Flow	$-135.2M	↓ 83.92%
Financing Cash Flow	$181.4M	↑ 3276.23%

	FY24	Y/Y Change
Operating Cash Flow	$52.7M	↑ 32.69%
Investing Cash Flow	$-420.2M	↑ 210.72%
Financing Cash Flow	$402.8M	↑ 122.1%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$7.1M	↓ 39.56%
Investing Cash Flow	$-3.0M	↓ 96.16%
Financing Cash Flow	$121.6M	↑ 541.78%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$16.5M	↑ 133.79%
Investing Cash Flow	$-72.7M	↑ 2312.1%
Financing Cash Flow	$-78.9M	↓ 164.88%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$12.4M	↓ 25.06%
Investing Cash Flow	$-160.5M	↑ 120.67%
Financing Cash Flow	$-1.8M	↓ 97.74%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$16.7M	↑ 34.58%
Investing Cash Flow	$-183.9M	↑ 14.57%
Financing Cash Flow	$361.9M	↓ 20362.99%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$14.3M	↓ 14.37%
Investing Cash Flow	$-99.0M	↓ 46.19%
Financing Cash Flow	$120.1M	↓ 66.81%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$14.0M	↓ 1.85%
Investing Cash Flow	$-133.4M	↑ 34.75%
Financing Cash Flow	$61.5M	↓ 48.83%

Smartfinancial Technicals Summary

Sell

Neutral

Buy

Smartfinancial is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Smartfinancial Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Smartfinancial Inc	10.78%	6.37%	26.96%	45.17%	166.03%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Smartfinancial Inc	14.95	14.95	0.0	2.87	0.08	0.01	0.01	30.5
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Smartfinancial Inc	Buy	$630.8M	166.03%	14.95	23.32%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Smartfinancial Inc

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and medium sized businesses; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.

Organization	Smartfinancial
Employees	597
CEO	Mr. William Young Carroll Jr.
Industry	Finance

Key Management of Smartfinancial Inc

Name	Title
Mr. William Young Carroll Jr.	President, CEO & Director
Mr. Ronald J. Gorczynski CPA	Executive VP & CFO
Ms. Cynthia A. Cain	Executive VP & Chief Accounting Officer
Mr. Rhett D. Jordan	Executive VP & Chief Credit Officer
Mr. Nathan Strall	Head of Investor Relations
Ms. Kelley L. Fowler	Senior VP and Director of Marketing & Public Relations - SmartBank
Ms. Rebecca C. Boyd	Executive VP & Chief People Officer
Mr. Travis Lytle	Senior VP and Director of Community Development & Community Reinvestment Act Officer
Mr. Monty Hatcher	Executive Vice President
Ms. Robbie Washington	Senior VP, Community Reinvestment Act Officer & Director of HMDA

Important FAQs about investing in SMBK Stock from India :

What is Smartfinancial share price today?

Smartfinancial share price today is $36.83 as on August 30, 2025 at 1:29 am IST at the close of the market. Smartfinancial share today touched a day high of $36.97 and a low of $36.83.

What is the 52 week high and 52 week low for Smartfinancial share?

Smartfinancial share touched a 52 week high of $37.72 and a 52 week low of $26.31. Smartfinancial stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $36.83, lower by 2.36% versus the 52 week high.

How to invest in Smartfinancial Stock (SMBK) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Smartfinancial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Smartfinancial Shares that will get you 0.0407 shares as per Smartfinancial share price of $36.83 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Smartfinancial Stock (SMBK) from India?

Indian investors can start investing in Smartfinancial (SMBK) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Smartfinancial stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Smartfinancial share’s latest price of $36.83 as on August 30, 2025 at 1:29 am IST, you will get 0.2715 shares of Smartfinancial. Learn more about fractional shares .

What are the returns that Smartfinancial has given to Indian investors in the last 5 years?

Smartfinancial stock has given 166.03% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?