SmartFinancial share price logo

SmartFinancial

NYSE: SMBK

$50.82

+0.23

(+0.45%)

as on

SmartFinancial Stock Performance

as on August 29, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $50.00
    $51.09
    downward going graph

    1.61%

    Downside

    0.53%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $33.01
    $54.14
    downward going graph

    35.05%

    Downside

    6.53%

    Upside

    downward going graph

SmartFinancial share price movements today

Previous Close
$50.59
Open
$50.59
Volume
269.8K
Market Cap
$875.1M
Dividend Yield
66.86%
Day's Low - High
$50.00 - $51.09
52 Week Low - High
$33.01 - $54.14

SmartFinancial Historical Returns

1 Month Return
-4.74 %
3 Month Return
+ 21.23 %
1 Year Return
+ 37.03 %
3 Year Return
+ 121.3 %
5 Year Return
+ 101.88 %

SmartFinancial Stock Fundamentals & Key Indicators

Check SmartFinancial market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$875.1M

EPS (TTM)

3.7367

Dividend Yield

66.86%

Quarterly Earnings Growth YOY

0.39%

PE Ratio (TTM)

14.95

Industry PE ratio

11.20236842105263

PEG Ratio

0

EBITDA

-

Revenue (TTM)

204.2M

Profit Margin

28.11%

Return On Equity TTM

10.47%

SmartFinancial Stock Valuation

Track how SmartFinancial P/E has moved over time to understand its valuation trends.

SmartFinancial in the last 5 years

  • Overview

  • Trends

Lowest (8.24x)

June 30, 2023

Industry (11.20x)

August 28, 2026

Today (14.95x)

August 28, 2026

Highest (16.06x)

December 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 14.95x

SmartFinancial vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of SmartFinancial with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
BUY$875.1M101.88%14.9528.11%66.86%
BUY$125.7B270.21%14.7229.14%175.69%
HOLD$97.2B7.03%12.4629.90%331.21%
NA$150.1BNA6.81100.00%2.54%
BUY$107.0B55.6%18.1468.53%0.84%

Stock Returns calculator for SmartFinancial Stock including INR - Dollar returns

The SmartFinancial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

SmartFinancial investment value today

Current value as on today

₹1,49,191

Returns

₹49,191

(+49.19%)

Returns from SmartFinancial Stock

₹37,649 (+37.65%)

Dollar Impact

₹11,542 (+11.54%)

Analyst Recommendation on SmartFinancial Stock

Based on 5 analysts

BUY

40.00%

Buy

60.00%

Hold

0.00%

Sell

Based on 5 analysts, 60% of analysts recommend a 'BUY' rating for SmartFinancial. Average target price of $52.71

SmartFinancial Share Price Target

Get share price movements and forecasts by analysts on SmartFinancial.

What analysts predicted

3.59%UPSIDE

Target Price

$52.71

Current Price

$50.82

Analyzed by

5 Analysts

Target

$52.71

SmartFinancial target price $52.71, a slight upside of 3.59% compared to current price of $50.82. According to 5 analysts rating.

Indian Investors' Interest in SmartFinancial Stock

Search interest for SmartFinancial Stock has increased by 80% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:80% versus previous 30 day period

SmartFinancial Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
68
68
73
75
74
78
79
83
82
85
Gross Profit
40
39
41
44
45
46
46
53
53
54
Operating Income
11
10
10
12
13
14
16
16
16
20
EBITDA
15
13
13
15
16
16
19
17
17
20
Interest Expense
28
28
28
28
28
29
32
30
28
29
Depreciation
3
2
2
2
2
2
2
1
1
-
Income Before Tax
11
10
10
12
13
14
16
16
16
20
Income Tax Expense
2
2
1
2
2
2
3
3
3
4
Net Income
9
8
9
9
11
11
13
13
13
16
Net Profit Margin
13.73%
11.62%
12.50%
12.83%
15.01%
14.94%
17.28%
16.34%
16.64%
18.99%

SmartFinancial Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
45
55
96
115
133
149
186
240
285
316
Gross Profit
40
49
78
88
107
135
161
149
166
192
Operating Income
9
11
21
33
30
44
54
36
45
61
EBITDA
11
9
24
37
38
53
67
49
56
69
Interest Expense
4
5
15
24
16
11
21
87
113
119
Depreciation
-
2
-3
4
6
2
2
13
11
9
Income Before Tax
9
11
21
33
30
44
54
36
45
61
Income Tax Expense
3
6
3
6
6
9
11
7
9
11
Net Income
5
5
18
26
24
34
43
28
36
50
Net Profit Margin
12.72%
9.01%
18.71%
23.05%
18.29%
23.32%
23.06%
11.90%
12.67%
15.91%

SmartFinancial Quarterly Cash Flow

All numbers in Millions USD

Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
8
9
9
11
11
13
13
13
16
Operating Cash Flow
16
12
16
14
14
16
16
16
23
Investing Cash Flow
-72
-160
-183
-98
-133
-95
-171
-176
-175
Financing Cash Flow
-78
-1
361
120
61
270
62
41
185
Change in Cash
-135
-149
194
35
-57
192
-92
-118
33

SmartFinancial Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
5
18
26
24
34
43
28
36
50
Operating Cash Flow
1
20
29
29
46
56
39
52
61
Investing Cash Flow
-50
-94
-94
-259
-264
-840
-135
-420
-499
Financing Cash Flow
93
76
133
528
782
5
181
402
514
Change in Cash
44
2
68
297
563
-778
85
35
76

Mutual Funds that own SmartFinancial Stock

Check out the Mutual Funds with significant holdings in SmartFinancial.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
3.876077%
662750
DFA INVESTMENT DIMENSIONS GROUP INC
2.870022%
490730
First Eagle Funds
1.247058%
213228
Fidelity Salem Street Trust
0.975554%
166805
Fidelity Concord Street Trust
0.793404%
135660

Global Institutional Holdings in SmartFinancial

Funds
Holdings
Vanguard
4.7%
iShares
3.83%
Avantis
2.83%
Gregg Powers
2.53%
Jean Marie Eveillard
1.87%

Insights on SmartFinancial

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 13.68M → 16.32M (in $), with an average increase of 16.2% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 82.21M → 85.92M (in $), with an average increase of 4.3% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, SMBK stock has moved up by 21.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 61.2% return, outperforming this stock by 23.3%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 223.4% return, outperforming this stock by 102.1%

About SmartFinancial

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.
OrganisationSmartFinancial
Headquarters5401 Kingston Pike, Knoxville, TN, United States, 37919
IndustryBanks - Regional
CEOMr. William Young Carroll Jr.
E-voting on sharesClick here to vote

Key Management of SmartFinancial

Name

Title

Mr. Ronald J. Gorczynski CPA

Executive VP & CFO

Mr. Rhett D. Jordan

Executive VP & Chief Credit Officer of SmartBank

Ms. Kelley L. Fowler

Senior VP and Director of Marketing & Public Relations - SmartBank

Ms. Robbie Washington

Senior VP, Community Reinvestment Act Officer & Director of HMDA

Ms. Rebecca C. Boyd

Executive VP & Chief People Officer of SmartBank

Mr. William Young Carroll Jr.

President, CEO & Director

Ms. Cynthia A. Cain

Executive VP & Chief Operating Officer of SmartBank

Mr. Nathan Strall

Head of Investor Relations

Mr. Travis Lytle

Senior VP and Director of Community Development & Community Reinvestment Act Officer

Mr. Monty Hatcher AAMS, CFP

Executive Vice President

FAQs

What is SmartFinancial share price today?

SmartFinancial share price today is $50.82 as on at the close of the market. SmartFinancial share today touched a day high of $51.09 and a low of $50.00.

What is the 52 week high and 52 week low for SmartFinancial share?

SmartFinancial share touched a 52 week high of $54.14 on and a 52 week low of $33.01 on . SmartFinancial stock price today i.e. is closed at $50.82,which is 6.13% down from its 52 week high and 53.95% up from its 52 week low.

What is SmartFinancial's market capitalisation today?

SmartFinancial market capitalisation is $0.00T as on .

How to invest in SmartFinancial Stock (SMBK) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for SmartFinancial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in SmartFinancial Shares that will get you 0.0295 shares as per SmartFinancial share price of $50.82 per share as on August 29, 2026 at 8:46 am IST.

What is the minimum amount required to buy SmartFinancial Stock (SMBK) from India?

Indian investors can start investing in SmartFinancial (SMBK) shares with as little as ₹95.38 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹953.80 in SmartFinancial stock (as per the Rupee-Dollar exchange rate as on ). Based on SmartFinancial share’s latest price of $50.82 as on August 29, 2026 at 8:46 am IST, you will get 0.1968 shares of SmartFinancial. Learn more about fractional shares .

What are the returns that SmartFinancial has given to Indian investors in the last 5 years?

SmartFinancial stock has given 101.88% share price returns and 30.35% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?