SmartFinancial share price logo

SmartFinancial

NYSE: SMBK

Small Cap

$49.07

-0.15

(-0.30%)

Live

as on

SmartFinancial Stock Performance

as on October 24, 2026 at 6:27 am IST

  • Day's Low

    Day's High

    $48.73
    $49.69
    downward going graph

    0.69%

    Downside

    1.26%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $34.23
    $54.14
    downward going graph

    30.25%

    Downside

    10.33%

    Upside

    downward going graph

SmartFinancial share price movements today

Previous Close
$49.22
Open
$49.65
Volume
185.1K
Market Cap
$824.8M
Dividend Yield
0.70%
Day's Low - High
$48.73 - $49.69
52 Week Low - High
$34.23 - $54.14

SmartFinancial Historical Returns

1 Month Return
-1.4 %
3 Month Return
+ 0.33 %
1 Year Return
+ 42.54 %
3 Year Return
+ 141.87 %
5 Year Return
+ 85.67 %

SmartFinancial Stock Fundamentals & Key Indicators

Check SmartFinancial market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$824.8M

EPS (TTM)

3.42

Dividend Yield

0.70%

Quarterly Earnings Growth YOY

0.36%

PE Ratio (TTM)

13

Industry PE ratio

12.02

PEG Ratio

0.38

EBITDA

78.8M

Revenue (TTM)

331.2M

Profit Margin

63.85%

Return On Equity TTM

10.97%

SmartFinancial vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of SmartFinancial with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Buy$824.8M85.67%13.0063.85%0.70%
Buy$118.6B262.31%13.7129.14%1.75%
Neutral$112.0B160.34%12.5435.88%5.39%
NA$162.4BNA7.2487.19%4.29%
Buy$105.0B50.45%16.8068.59%0.85%

Stock Returns calculator for SmartFinancial Stock including INR - Dollar returns

The SmartFinancial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

SmartFinancial investment value today

Current value as on today

₹1,53,701

Returns

₹53,701

(+53.7%)

Returns from SmartFinancial Stock

₹42,108 (+42.11%)

Dollar Impact

₹11,593 (+11.59%)

Analyst Recommendation on SmartFinancial Stock

Based on 3 analysts

BUY

33.33%

Buy

66.67%

Hold

0.00%

Sell

Based on 3 analysts, 66.66666666666666% of analysts recommend a 'BUY' rating for SmartFinancial. Average target price of $52.38

SmartFinancial Share Price Target

Get share price movements and forecasts by analysts on SmartFinancial.

What analysts predicted

6.32%UPSIDE

Target Price

$52.38

Current Price

$49.07

Analyzed by

3 Analysts

High

$56

Target

$52.38

Low

$47

SmartFinancial target price $52.38, a slight upside of 6.32% compared to current price of $49.07. According to 3 analysts rating.

Indian Investors' Interest in SmartFinancial Stock

Search interest for SmartFinancial Stock has decreased by -17% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-17% versus previous 30 day period

SmartFinancial Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
68
68
73
75
74
78
79
83
82
85
Gross Profit
40
39
41
44
45
46
46
53
53
54
Operating Income
11
10
10
12
13
14
16
16
16
20
EBITDA
15
13
13
15
16
16
19
18
18
22
Interest Expense
28
28
28
28
28
29
32
30
28
29
Depreciation
3
2
2
2
2
2
2
1
1
1
Income Before Tax
11
10
10
12
13
14
16
16
16
20
Income Tax Expense
2
2
1
2
2
2
3
3
3
4
Net Income
9
8
9
9
11
11
13
13
13
16
Net Profit Margin
59.48%
57.39%
56.91%
59.47%
61.16%
59.77%
59.20%
63.59%
65.46%
63.41%

SmartFinancial Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
55
96
115
133
149
186
240
285
316
Gross Profit
49
78
88
107
135
161
149
166
192
Operating Income
11
21
33
30
44
54
36
45
61
EBITDA
9
24
37
38
53
67
49
56
71
Interest Expense
5
15
24
16
11
21
87
113
119
Depreciation
-1
3
4
7
9
12
13
11
9
Income Before Tax
11
21
33
30
44
54
36
45
61
Income Tax Expense
6
3
6
6
9
11
7
9
11
Net Income
5
18
26
24
34
43
28
36
50
Net Profit Margin
88.36%
80.87%
76.41%
80.89%
90.97%
86.41%
62.14%
58.31%
60.97%

SmartFinancial Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
9
8
9
9
11
11
13
13
13
16
Operating Cash Flow
7
16
12
16
14
14
16
16
16
23
Investing Cash Flow
-3
-72
-160
-183
-98
-133
-95
-171
-176
-175
Financing Cash Flow
121
-78
-1
361
120
61
270
62
41
185
Change in Cash
125
-135
-149
194
35
-57
192
-92
-118
33

SmartFinancial Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
5
18
26
24
34
43
28
36
50
Operating Cash Flow
1
20
29
29
46
56
39
52
61
Investing Cash Flow
-50
-94
-94
-259
-264
-840
-135
-420
-499
Financing Cash Flow
93
76
133
528
782
5
181
402
514
Change in Cash
44
2
68
297
563
-778
85
35
76

Global Institutional Holdings in SmartFinancial

Check out the Institutions with significant holdings in SmartFinancial.

Funds
Holdings
Vanguard
4.74%
VANGUARD INDEX FUNDS
3.88%
iShares
3.82%
DFA
3.30%
Avantis
3.03%

SmartFinancial News & Key Events

  • img

    Today's Timeline - 19 October

    Tue, 02:35 AM

    -

    SmartFinancial reports Q3 EPS of $1.10, exceeding consensus of $0.96, with record operating revenue of $57.5 million.

Insights on SmartFinancial

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 13.68M → 18.62M (in $), with an average increase of 14.3% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 3 quarters, 82.21M → 90.17M (in $), with an average increase of 4.5% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 6 months, SMBK stock has moved up by 17.2%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 51.2% return, outperforming this stock by 8.7%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 189.9% return, outperforming this stock by 48.0%

About SmartFinancial

SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.
OrganisationSmartFinancial
Headquarters5401 Kingston Pike, Knoxville, TN, 37919, US
IndustryBanks - Regional
CEOWilliam Young Carroll Jr.

Key Management of SmartFinancial

Name

Title

Mr. William Young Carroll Jr.

President, CEO & Director

Mr. Ronald J. Gorczynski CPA

Executive VP & CFO

Mr. Rhett D. Jordan

Executive VP & Chief Credit Officer of SmartBank

Mr. Nathan Strall

Head of Investor Relations

Mr. Monty Hatcher AAMS, CFP

Executive Vice President

Ms. Rebecca C. Boyd

Executive VP & Chief People Officer of SmartBank

Ms. Cynthia A. Cain

Executive VP & Chief Operating Officer of SmartBank

Ms. Kelley L. Fowler

Senior VP and Director of Marketing & Public Relations - SmartBank

Mr. Travis Lytle

Senior VP and Director of Community Development & Community Reinvestment Act Officer

Ms. Robbie Washington

Senior VP, Community Reinvestment Act Officer & Director of HMDA

FAQs

What is SmartFinancial share price today?

SmartFinancial share price today is $49.07 as on . SmartFinancial share today touched a day high of $49.69 and a low of $48.73.

What is the 52 week high and 52 week low for SmartFinancial share?

SmartFinancial share touched a 52 week high of $54.14 on and a 52 week low of $34.23 on . SmartFinancial stock price today i.e. is trending at $49.07,which is 9.36% down from its 52 week high and 43.37% up from its 52 week low.

What is SmartFinancial's market capitalisation today?

SmartFinancial market capitalisation is $0.00T as on .

How to invest in SmartFinancial Stock (SMBK) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for SmartFinancial on INDmoney app. Click on Buy button.

What is the minimum amount required to buy SmartFinancial Stock (SMBK) from India?

Indian investors can start investing in SmartFinancial (SMBK) shares with as little as ₹94.94000244140625 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹949.40 in SmartFinancial stock (as per the Rupee-Dollar exchange rate as on ). Based on SmartFinancial share’s latest price of $49.07 as on October 24, 2026 at 12:57 am IST, you will get 0.2038 shares of SmartFinancial. Learn more about fractional shares .

What are the returns that SmartFinancial has given to Indian investors in the last 5 years?

SmartFinancial stock has given 85.67% share price returns and 26.35% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?