Pathfinder Bancorp share price logo

Pathfinder Bancorp

NASDAQ: PBHC

$17.43

+0.72

(+4.31%)

as on

Pathfinder Bancorp Stock Performance

as on October 5, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $16.73
    $17.45
    downward going graph

    4.02%

    Downside

    0.11%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $12.06
    $18.30
    downward going graph

    30.83%

    Downside

    4.99%

    Upside

    downward going graph

Pathfinder Bancorp share price movements today

Previous Close
$16.71
Open
$16.73
Volume
7.4K
Market Cap
$109.4M
Dividend Yield
2.29%
Day's Low - High
$16.73 - $17.45
52 Week Low - High
$12.06 - $18.30

Pathfinder Bancorp Historical Returns

1 Month Return
+ 10.39 %
3 Month Return
+ 7.93 %
1 Year Return
+ 13.92 %
3 Year Return
+ 23.7 %
5 Year Return
+ 7.99 %

Pathfinder Bancorp Stock Fundamentals & Key Indicators

Check Pathfinder Bancorp market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$109.4M

EPS (TTM)

-0.6327

Dividend Yield

2.29%

PE Ratio (TTM)

-27.55

Industry PE ratio

13.26

PEG Ratio

0.13

Return On Equity TTM

-1.08%

Pathfinder Bancorp vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Pathfinder Bancorp with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
NA$109.4M7.99%-27.5543.04%2.29%
Buy$130.5B290.32%15.3429.14%1.69%
Buy$99.1B114.84%11.0834.49%6.08%
NA$156.5BNA7.0787.19%4.49%
Buy$97.3B45.65%16.7168.53%0.91%

Stock Returns calculator for Pathfinder Bancorp Stock including INR - Dollar returns

The Pathfinder Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Pathfinder Bancorp investment value today

Current value as on today

₹1,23,653

Returns

₹23,653

(+23.65%)

Returns from Pathfinder Bancorp Stock

₹13,922 (+13.92%)

Dollar Impact

₹9,732 (+9.73%)

Indian Investors' Interest in Pathfinder Bancorp Stock

Search interest for Pathfinder Bancorp Stock has increased by 20% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:20% versus previous 30 day period

Pathfinder Bancorp Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
20
20
22
20
20
17
21
19
18
19
Gross Profit
10
10
4
10
12
8
9
0
11
11
Operating Income
2
2
-5
5
3
0
0
-8
2
3
EBITDA
3
2
-5
5
4
0
1
-8
3
10
Interest Expense
9
9
9
9
8
8
8
7
7
7
Depreciation
0
0
0
0
0
0
0
0
0
0
Income Before Tax
2
2
-5
5
3
0
0
-8
2
3
Income Tax Expense
0
0
-1
0
0
0
0
-1
0
0
Net Income
2
2
-4
3
2
0
0
-7
2
2
Net Profit Margin
50.51%
50.84%
18.55%
51.23%
58.88%
45.85%
45.24%
3.21%
62.86%
61.76%

Pathfinder Bancorp Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
32
37
45
48
51
56
71
83
79
Gross Profit
24
27
30
32
42
43
40
35
30
Operating Income
4
4
5
8
16
15
11
5
-4
EBITDA
5
5
7
9
17
16
13
6
-1
Interest Expense
6
9
13
10
7
9
28
37
32
Depreciation
1
1
1
1
1
0
1
1
2
Income Before Tax
4
4
5
8
16
15
11
5
-4
Income Tax Expense
0
0
1
1
3
2
2
0
0
Net Income
3
4
4
6
12
12
9
3
-3
Net Profit Margin
75.25%
72.09%
66.21%
67.73%
83.24%
77.91%
55.90%
42.09%
38.52%

Pathfinder Bancorp Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
2
2
-4
3
2
0
0
-5
2
2
Operating Cash Flow
0
1
11
-2
5
-3
7
2
0
2
Investing Cash Flow
-7
10
-29
3
-1
-25
39
28
11
-83
Financing Cash Flow
-12
-9
20
-4
16
8
-37
-40
-3
68
Change in Cash
-19
2
3
-3
19
-19
9
-9
7
-13

Pathfinder Bancorp Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
3
4
4
6
12
12
9
3
2
Operating Cash Flow
6
8
8
46
20
21
15
11
11
Investing Cash Flow
-133
-52
-162
-149
-69
-131
-54
-22
40
Financing Cash Flow
126
47
148
125
43
107
52
-5
-52
Change in Cash
0
4
-6
23
-6
-1
13
-17
0

Global Institutional Holdings in Pathfinder Bancorp

Check out the Institutions with significant holdings in Pathfinder Bancorp.

Funds
Holdings
Vanguard
2.60%
VANGUARD INDEX FUNDS
2.31%
Fidelity Concord Street Trust
0.46%
DFA INVESTMENT DIMENSIONS GROUP INC
0.30%
iShares
0.21%

Insights on Pathfinder Bancorp

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 18.83M → 19.29M (in $), with an average increase of 2.4% per quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, -7.04M → 2.66M (in $), with an average increase of 200.8% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 month, PBHC stock has moved up by 10.4%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 64.8% return, outperforming this stock by 50.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 222.2% return, outperforming this stock by 198.5%

About Pathfinder Bancorp

Pathfinder Bancorp, Inc. serves as the holding company for Pathfinder Bank, delivering a broad spectrum of banking and financial solutions primarily across Oswego and Onondaga Counties in New York. The institution gathers deposits through various accounts, including checking, savings, money market, certificates of deposit, and both demand and time deposit options. Its loan portfolio is extensive, featuring commercial and residential real estate loans, construction financing, and specific offerings like tax-exempt and municipal loans. Consumer lending is also robust, encompassing auto and recreational vehicle loans, unsecured personal loans, unsecured lines of credit, and loans secured by deposit accounts. Furthermore, Pathfinder Bancorp extends its operations into the insurance brokerage domain, dealing with property, casualty, and life policies. It caters to a diverse clientele, including individuals, families, small to mid-sized businesses, and local government entities. By February 3, 2022, the company maintained a network of ten full-service branches throughout Oswego and Onondaga Counties, alongside a single limited-purpose office situated in Oneida County. Founded in 1859, Pathfinder Bancorp, Inc. is headquartered in Oswego, New York.
OrganisationPathfinder Bancorp
Headquarters214 West First Street, Oswego, NY, 13126, US
IndustryBanks - Regional
CEOJames A. Dowd

Key Management of Pathfinder Bancorp

Name

Title

Mr. James A. Dowd CPA

President, CEO & Director

Mr. Joseph F. Serbun

Senior Vice President & Chief Credit Officer

Mr. Robert G. Butkowski Jr.

Senior VP & COO

Mr. Joseph J. Polniak

First VP, General Counsel & Corporate Secretary

Mr. Justin K. Bigham CPA

Executive VP & CFO

Mr. Joseph P. McManus

Senior VP & Chief Information Officer

Theresa L. Colburn

Vice President of Compliance/BSA Officer/OFAC

Erica Muscatello

Vice President of Marketing and Communications

Heather L. Vashaw

Vice President of Human Resources

Mr. William D. O'Brien

Senior VP & Chief Risk Officer

FAQs

What is Pathfinder Bancorp share price today?

Pathfinder Bancorp share price today is $17.43 as on at the close of the market. Pathfinder Bancorp share today touched a day high of $17.45 and a low of $16.73.

What is the 52 week high and 52 week low for Pathfinder Bancorp share?

Pathfinder Bancorp share touched a 52 week high of $18.30 on and a 52 week low of $12.06 on . Pathfinder Bancorp stock price today i.e. is closed at $17.43,which is 4.75% down from its 52 week high and 44.57% up from its 52 week low.

What is Pathfinder Bancorp's market capitalisation today?

Pathfinder Bancorp market capitalisation is $0.00T as on .

How to invest in Pathfinder Bancorp Stock (PBHC) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Pathfinder Bancorp on INDmoney app. Click on Buy button.

What is the minimum amount required to buy Pathfinder Bancorp Stock (PBHC) from India?

Indian investors can start investing in Pathfinder Bancorp (PBHC) shares with as little as ₹96.300003051758 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹963.00 in Pathfinder Bancorp stock (as per the Rupee-Dollar exchange rate as on ). Based on Pathfinder Bancorp share’s latest price of $17.43 as on October 5, 2026 at 8:46 am IST, you will get 0.5737 shares of Pathfinder Bancorp. Learn more about fractional shares .

What are the returns that Pathfinder Bancorp has given to Indian investors in the last 5 years?

Pathfinder Bancorp stock has given 7.99% share price returns and 29.14% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?