Pathfinder Bancorp share price logo

Pathfinder Bancorp

NASDAQ: PBHC

$16.60

+0.27

(+1.65%)

as on

Pathfinder Bancorp Stock Performance

as on August 21, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $16.30
    $16.80
    downward going graph

    1.81%

    Downside

    1.20%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $12.06
    $17.40
    downward going graph

    27.37%

    Downside

    4.82%

    Upside

    downward going graph

Pathfinder Bancorp share price movements today

Previous Close
$16.33
Open
$16.30
Volume
111.6K
Market Cap
$102.2M
Dividend Yield
2.46%
Day's Low - High
$16.30 - $16.80
52 Week Low - High
$12.06 - $17.40

Pathfinder Bancorp Historical Returns

1 Month Return
-0.73 %
3 Month Return
+ 20.61 %
1 Year Return
+ 8.25 %
3 Year Return
+ 24.53 %
5 Year Return
-0.06 %

Pathfinder Bancorp Stock Fundamentals & Key Indicators

Check Pathfinder Bancorp market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$102.2M

EPS (TTM)

-0.63

Dividend Yield

2.46%

PE Ratio (TTM)

-81.25

Industry PE ratio

16.449411764705882

PEG Ratio

0.289896844660194

Return On Equity TTM

-1.08%

Pathfinder Bancorp Stock Valuation

Track how Pathfinder Bancorp P/E has moved over time to understand its valuation trends.

Pathfinder Bancorp in the last 5 years

  • Overview

  • Trends

Lowest (-26.13x)

December 31, 2025

Today (-26.13x)

December 31, 2025

Industry (16.45x)

December 31, 2025

Highest (41.67x)

December 31, 2024

LowHigh

Today’s Price to Earnings Ratio: -26.13x

Pathfinder Bancorp vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Pathfinder Bancorp with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
NA$102.2M-0.06%-81.2543.04%2.46%
BUY$132.4B269.73%17.2529.14%167.06%
BUY$102.5B36.87%14.1431.37%278.21%
NA$154.7BNA6.68100.00%2.59%
BUY$106.7B57.69%17.9468.53%0.8500000000000001%

Stock Returns calculator for Pathfinder Bancorp Stock including INR - Dollar returns

The Pathfinder Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Pathfinder Bancorp investment value today

Current value as on today

₹1,21,459

Returns

₹21,459

(+21.46%)

Returns from Pathfinder Bancorp Stock

₹10,446 (+10.45%)

Dollar Impact

₹11,013 (+11.01%)

Indian Investors' Interest in Pathfinder Bancorp Stock

Search interest for Pathfinder Bancorp Stock has decreased by -44% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-44% versus previous 30 day period

Pathfinder Bancorp Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
19
20
20
22
20
20
17
21
19
18
Gross Profit
9
10
10
4
10
12
8
9
0
11
Operating Income
3
2
2
-5
5
3
0
0
-8
2
EBITDA
3
3
2
-5
5
4
0
1
-8
3
Interest Expense
9
9
9
9
9
8
8
8
7
7
Depreciation
0
0
0
0
0
0
0
0
0
0
Income Before Tax
3
2
2
-5
5
3
0
0
-8
2
Income Tax Expense
0
0
0
-1
0
0
0
0
-1
0
Net Income
2
2
2
-4
3
2
0
0
-7
2
Net Profit Margin
51.45%
50.51%
50.84%
18.55%
51.23%
58.88%
45.85%
45.24%
3.21%
62.86%

Pathfinder Bancorp Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
32
37
45
48
51
56
71
83
79
Gross Profit
24
27
30
32
42
43
40
35
30
Operating Income
4
4
5
8
16
15
11
5
-4
EBITDA
5
5
7
9
17
16
13
6
-1
Interest Expense
6
9
13
10
7
9
28
37
32
Depreciation
1
1
1
1
1
0
1
1
2
Income Before Tax
4
4
5
8
16
15
11
5
-4
Income Tax Expense
0
0
1
1
3
2
2
0
0
Net Income
3
4
4
6
12
12
9
3
-3
Net Profit Margin
75.25%
72.09%
66.21%
67.73%
83.24%
77.91%
55.90%
42.09%
38.52%

Pathfinder Bancorp Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Net Income
2
2
2
-4
3
2
0
0
-5
2
Operating Cash Flow
8
0
1
11
-2
5
-3
7
2
0
Investing Cash Flow
-40
-7
10
-29
3
-1
-25
39
28
11
Financing Cash Flow
56
-12
-9
20
-4
16
8
-37
-40
-3
Change in Cash
24
-19
2
3
-3
19
-19
9
-9
7

Pathfinder Bancorp Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
3
4
4
6
12
12
9
3
2
Operating Cash Flow
6
8
8
46
20
21
15
11
11
Investing Cash Flow
-133
-52
-162
-149
-69
-131
-54
-22
40
Financing Cash Flow
126
47
148
125
43
107
52
-5
-52
Change in Cash
0
4
-6
23
-6
-1
13
-17
0

Mutual Funds that own Pathfinder Bancorp Stock

Check out the Mutual Funds with significant holdings in Pathfinder Bancorp.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
2.322745%
113262
Fidelity Concord Street Trust
0.458039%
22335
DFA INVESTMENT DIMENSIONS GROUP INC
0.301853%
14719
Bridgeway Funds, Inc.
0.209178%
10200
VANGUARD VALLEY FORGE FUNDS
0.069008%
3365

Global Institutional Holdings in Pathfinder Bancorp

Funds
Holdings
Vanguard
2.61%
iShares
0.22%
Dimensional
0.05%

Insights on Pathfinder Bancorp

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, PBHC stock has moved up by 20.5%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, -7.04M → 2.66M (in $), with an average increase of 200.8% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 18.83M → 19.29M (in $), with an average increase of 2.4% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 55.0% return, outperforming this stock by 43.3%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 226.0% return, outperforming this stock by 199.4%

About Pathfinder Bancorp

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. It is also involved in the property, casualty, and life insurance brokerage business. The company primarily serves individuals, families, small to mid-size businesses, and municipalities. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
OrganisationPathfinder Bancorp
Headquarters214 West First Street, Oswego, NY, United States, 13126
IndustryBanks - Regional
CEOMr. James A. Dowd CPA
E-voting on sharesClick here to vote

Key Management of Pathfinder Bancorp

Name

Title

Mr. Robert G. Butkowski Jr.

Senior VP & COO

Mr. Joseph P. McManus

Senior VP & Chief Information Officer

Mr. Joseph J. Polniak

First VP, General Counsel & Corporate Secretary

Theresa L. Colburn

Vice President of Compliance/BSA Officer/OFAC

Erica Muscatello

Vice President of Marketing and Communications

Mr. James A. Dowd CPA

President, CEO & Director

Mr. Justin K. Bigham CPA

Executive VP & CFO

Mr. Joseph F. Serbun

Senior Vice President & Chief Credit Officer

Heather L. Vashaw

Vice President of Human Resources

Mr. William D. O'Brien

Senior VP & Chief Risk Officer

FAQs

What is Pathfinder Bancorp share price today?

Pathfinder Bancorp share price today is $16.60 as on at the close of the market. Pathfinder Bancorp share today touched a day high of $16.80 and a low of $16.30.

What is the 52 week high and 52 week low for Pathfinder Bancorp share?

Pathfinder Bancorp share touched a 52 week high of $17.40 on and a 52 week low of $12.06 on . Pathfinder Bancorp stock price today i.e. is closed at $16.60,which is 4.60% down from its 52 week high and 37.68% up from its 52 week low.

What is Pathfinder Bancorp's market capitalisation today?

Pathfinder Bancorp market capitalisation is $0.00T as on .

How to invest in Pathfinder Bancorp Stock (PBHC) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Pathfinder Bancorp on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Pathfinder Bancorp Shares that will get you 0.0904 shares as per Pathfinder Bancorp share price of $16.60 per share as on August 21, 2026 at 1:29 am IST.

What is the minimum amount required to buy Pathfinder Bancorp Stock (PBHC) from India?

Indian investors can start investing in Pathfinder Bancorp (PBHC) shares with as little as ₹95.695 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹956.95 in Pathfinder Bancorp stock (as per the Rupee-Dollar exchange rate as on ). Based on Pathfinder Bancorp share’s latest price of $16.60 as on August 21, 2026 at 1:29 am IST, you will get 0.6024 shares of Pathfinder Bancorp. Learn more about fractional shares .

What are the returns that Pathfinder Bancorp has given to Indian investors in the last 5 years?

Pathfinder Bancorp stock has given -0.06% share price returns and 28.59% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?