Oppfi Inc (OPFI)

$4.17

+0.18

(+4.51%)

Market is closed - opens 7 PM, 29 Jul 2024

Performance

  • $3.96
    $4.19
    $4.17
    downward going graph

    5.02%

    Downside

    Day's Volatility :5.47%

    Upside

    0.48%

    downward going graph
  • $1.87
    $5.12
    $4.17
    downward going graph

    55.16%

    Downside

    52 Weeks Volatility :63.48%

    Upside

    18.55%

    downward going graph

Returns

PeriodOppfi IncSector (Financials)Index (Russel 2000)
3 Months
50.0%
4.7%
0.0%
6 Months
16.67%
10.6%
0.0%
1 Year
98.51%
20.1%
0.0%
3 Years
-63.23%
17.2%
-20.2%

Highlights

Market Capitalization
448.8M
Book Value
$0.94
Dividend Share
0.0
Dividend Yield
0.0%
Earnings Per Share (EPS)
0.35
PE Ratio
11.56
Wall Street Target Price
5.5
Profit Margin
1.84%
Operating Margin TTM
15.84%
Return On Assets TTM
8.13%
Return On Equity TTM
25.28%
Revenue TTM
232.4M
Revenue Per Share TTM
13.33
Quarterly Revenue Growth YOY
13.0%
Gross Profit TTM
181.8M
Diluted Eps TTM
0.353
Quarterly Earnings Growth YOY
5.29
EPS Estimate Current Year
0.6
EPS Estimate Next Year
0.65
EPS Estimate Current Quarter
0.05
EPS Estimate Next Quarter
0.13

Analyst Recommendation

Buy
    87%Buy
    12%Hold
    0
    0%Sell
Based on 8 Wall street analysts offering stock ratings for Oppfi Inc(by analysts ranked 0 to 5 stars)
Based on 8 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
7
7
7
Hold
1
1
1
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 31.89%

Current $4.17
Target $5.50

Company Financials

FY18Y/Y Change
Revenue
114.2M
-
Net Income
9.7M
-
Net Profit Margin
8.52%
-
FY19Y/Y Change
Revenue
229.1M
↑ 100.55%
Net Income
12.3M
↑ 26.83%
Net Profit Margin
5.39%
↓ 3.13%
FY20Y/Y Change
Revenue
291.0M
↑ 27.01%
Net Income
58.2M
↑ 371.75%
Net Profit Margin
20.01%
↑ 14.62%
FY21Y/Y Change
Revenue
350.6M
↑ 20.46%
Net Income
89.8M
↑ 54.2%
Net Profit Margin
25.61%
↑ 5.6%
FY22Y/Y Change
Revenue
452.9M
↑ 29.18%
Net Income
3.3M
↓ 96.28%
Net Profit Margin
0.74%
↓ 24.87%
FY23Y/Y Change
Revenue
273.2M
↓ 39.68%
Net Income
-1.0M
↓ 130.09%
Net Profit Margin
-0.37%
↓ 1.11%
Q4 FY22Q/Q Change
Revenue
120.0M
↓ 3.39%
Net Income
-5.2M
↑ 686.54%
Net Profit Margin
-4.33%
↓ 3.8%
Q1 FY23Q/Q Change
Revenue
120.4M
↑ 0.29%
Net Income
3.9M
↓ 175.59%
Net Profit Margin
3.26%
↑ 7.59%
Q2 FY23Q/Q Change
Revenue
122.5M
↑ 1.75%
Net Income
2.1M
↓ 45.5%
Net Profit Margin
1.75%
↓ 1.51%
Q3 FY23Q/Q Change
Revenue
133.2M
↑ 8.72%
Net Income
2.2M
↑ 1.26%
Net Profit Margin
1.63%
↓ 0.12%
Q4 FY23Q/Q Change
Revenue
65.8M
↓ 50.62%
Net Income
-5.6M
↓ 356.66%
Net Profit Margin
-8.47%
↓ 10.1%
Q1 FY24Q/Q Change
Revenue
63.2M
↓ 3.86%
Net Income
5.5M
↓ 199.46%
Net Profit Margin
8.76%
↑ 17.23%
FY19Y/Y Change
Total Assets
286.6M
-
Total Liabilities
249.2M
-
FY20Y/Y Change
Total Assets
285.8M
↓ 0.27%
Total Liabilities
186.5M
↓ 25.15%
FY21Y/Y Change
Total Assets
502.1M
↑ 75.66%
Total Liabilities
344.2M
↑ 84.56%
FY22Y/Y Change
Total Assets
579.8M
↑ 15.48%
Total Liabilities
420.7M
↑ 22.21%
FY23Y/Y Change
Total Assets
601.5M
↑ 3.74%
Total Liabilities
407.5M
↓ 3.13%
Q4 FY22Q/Q Change
Total Assets
579.8M
↓ 0.02%
Total Liabilities
420.7M
↑ 1.49%
Q1 FY23Q/Q Change
Total Assets
560.0M
↓ 3.41%
Total Liabilities
395.9M
↓ 5.89%
Q2 FY23Q/Q Change
Total Assets
577.4M
↑ 3.1%
Total Liabilities
400.4M
↑ 1.13%
Q3 FY23Q/Q Change
Total Assets
600.6M
↑ 4.02%
Total Liabilities
410.8M
↑ 2.59%
Q4 FY23Q/Q Change
Total Assets
601.5M
↑ 0.16%
Total Liabilities
407.5M
↓ 0.79%
Q1 FY24Q/Q Change
Total Assets
563.2M
↓ 6.37%
Total Liabilities
365.9M
↓ 10.21%
FY18Y/Y Change
Operating Cash Flow
63.0M
-
Investing Cash Flow
-123.6M
-
Financing Cash Flow
72.8M
-
FY19Y/Y Change
Operating Cash Flow
148.9M
↑ 136.25%
Investing Cash Flow
-214.2M
↑ 73.24%
Financing Cash Flow
78.0M
↑ 7.12%
FY20Y/Y Change
Operating Cash Flow
192.1M
↑ 29.0%
Investing Cash Flow
-98.3M
↓ 54.09%
Financing Cash Flow
-84.1M
↓ 207.83%
FY21Y/Y Change
Operating Cash Flow
167.3M
↓ 12.89%
Investing Cash Flow
-199.5M
↑ 102.89%
Financing Cash Flow
48.8M
↓ 158.05%
FY22Y/Y Change
Operating Cash Flow
243.3M
↑ 45.39%
Investing Cash Flow
-199.5M
↑ 0.0%
Financing Cash Flow
61.3M
↑ 25.45%
Q4 FY22Q/Q Change
Operating Cash Flow
71.0M
↑ 2.24%
Investing Cash Flow
-52.2M
↓ 33.91%
Financing Cash Flow
2.0M
↓ 18.32%
Q1 FY23Q/Q Change
Operating Cash Flow
65.6M
↓ 7.6%
Investing Cash Flow
-28.3M
↓ 45.83%
Financing Cash Flow
-15.6M
↓ 895.17%
Q2 FY23Q/Q Change
Operating Cash Flow
72.9M
↑ 11.11%
Investing Cash Flow
-74.9M
↑ 164.66%
Financing Cash Flow
-7.3M
↓ 53.33%
Q3 FY23Q/Q Change
Operating Cash Flow
75.0M
↑ 2.87%
Investing Cash Flow
-76.8M
↑ 2.52%
Financing Cash Flow
5.7M
↓ 177.86%

Technicals Summary

Sell

Neutral

Buy

Oppfi Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Oppfi Inc
Oppfi Inc
17.7%
16.67%
98.51%
-63.23%
-59.49%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
-1.79%
-7.38%
-22.08%
-81.35%
-50.45%
Capital One Financial Corporation
Capital One Financial Corporation
8.28%
6.75%
29.86%
-8.78%
50.99%
American Express Co.
American Express Co.
4.12%
19.24%
43.18%
39.15%
89.45%
Mastercard Inc.
Mastercard Inc.
-5.04%
-2.04%
6.76%
9.37%
52.3%
Visa, Inc.
Visa, Inc.
-7.26%
-5.3%
7.02%
1.39%
38.13%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Oppfi Inc
Oppfi Inc
11.56
11.56
NA
0.6
0.25
0.08
0.0
0.94
Paypal Holdings, Inc.
Paypal Holdings, Inc.
14.63
14.63
0.59
3.9
0.21
0.04
NA
19.66
Capital One Financial Corporation
Capital One Financial Corporation
11.39
11.39
1.86
13.47
0.09
0.01
0.02
138.6
American Express Co.
American Express Co.
17.98
17.98
2.25
13.08
0.35
0.04
0.01
41.49
Mastercard Inc.
Mastercard Inc.
34.38
34.38
1.56
14.29
1.86
0.23
0.01
7.78
Visa, Inc.
Visa, Inc.
29.66
29.66
1.71
9.95
0.47
0.16
0.01
19.45
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Oppfi Inc
Oppfi Inc
Buy
$448.8M
-59.49%
11.56
1.84%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Hold
$60.7B
-50.45%
14.63
14.26%
Capital One Financial Corporation
Capital One Financial Corporation
Hold
$55.6B
50.99%
11.39
19.31%
American Express Co.
American Express Co.
Buy
$171.3B
89.45%
17.98
16.93%
Mastercard Inc.
Mastercard Inc.
Buy
$402.0B
52.3%
34.38
46.09%
Visa, Inc.
Visa, Inc.
Buy
$543.2B
38.13%
29.66
53.87%

Insights on Oppfi Inc

  • Decreasing Revenue

    Revenue is down for the last 3 quarters, 133.16M → 63.21M (in $), with an average decrease of 27.2% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, -5.56M → 5.53M (in $), with an average increase of 200.5% per quarter

  • Vs AXP

    In the last 3 years, American Express Co. has given 39.1% return, outperforming this stock by 102.3%

Institutional Holdings

  • LB Partners LLC

    4.57%
  • Vanguard Group Inc

    4.14%
  • BlackRock Inc

    3.60%
  • Elgethun Capital Management

    3.41%
  • Renaissance Technologies Corp

    2.73%
  • Morgan Stanley - Brokerage Accounts

    1.86%

Company Information

Organization
Oppfi Inc
Employees
445
CEO
Mr. Todd G. Schwartz
Industry
Financial

FAQs