Heritage Insurance Holdings share price logo

Heritage Insurance Holdings

NYSE: HRTG

Small Cap

$34.42

-1.00

(-2.82%)

as on

Heritage Insurance Holdings Stock Performance

as on September 19, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $34.40
    $35.11
    downward going graph

    0.06%

    Downside

    2.00%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $20.48
    $36.50
    downward going graph

    40.50%

    Downside

    6.04%

    Upside

    downward going graph

Heritage Insurance Holdings share price movements today

Previous Close
$35.42
Open
$34.87
Volume
345.3K
Market Cap
$1.0B
Day's Low - High
$34.40 - $35.11
52 Week Low - High
$20.48 - $36.50

Heritage Insurance Holdings Historical Returns

1 Month Return
+ 6.27 %
3 Month Return
+ 52.21 %
1 Year Return
+ 24.72 %
3 Year Return
+ 578.54 %
5 Year Return
+ 466.72 %

Heritage Insurance Holdings Stock Fundamentals & Key Indicators

Check Heritage Insurance Holdings market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$1.0B

EPS (TTM)

7.04

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.00%

PE Ratio (TTM)

4.94

Industry PE ratio

6.90

PEG Ratio

0.04801956009676599

EBITDA

307.4M

Revenue (TTM)

781.7M

Profit Margin

58.93%

Return On Equity TTM

42.41%

Heritage Insurance Holdings Stock Valuation

Track how Heritage Insurance Holdings P/E has moved over time to understand its valuation trends.

Heritage Insurance Holdings in the last 5 years

  • Overview

  • Trends

Lowest (-2.19x)

December 31, 2021

Today (4.62x)

December 31, 2025

Industry (6.90x)

December 31, 2025

Highest (6.02x)

December 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 4.62x

Heritage Insurance Holdings vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Heritage Insurance Holdings with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
BUY$1.0B466.72%4.9458.93%0.00%
HOLD$78.8B142.81%10.0134.73%1.24%
BUY$65.0B92.48%5.0742.16%1.66%
BUY$131.9B89.37%12.0139.60%1.17%
BUY$128.6B133.55%10.8326.91%6.41%

Stock Returns calculator for Heritage Insurance Holdings Stock including INR - Dollar returns

The Heritage Insurance Holdings stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Heritage Insurance Holdings investment value today

Current value as on today

₹1,31,597

Returns

₹31,597

(+31.6%)

Returns from Heritage Insurance Holdings Stock

₹21,197 (+21.2%)

Dollar Impact

₹10,400 (+10.4%)

Analyst Recommendation on Heritage Insurance Holdings Stock

Based on 2 analysts

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 2 analysts, 100% of analysts recommend a 'BUY' rating for Heritage Insurance Holdings. Average target price of $39

Heritage Insurance Holdings Share Price Target

Get share price movements and forecasts by analysts on Heritage Insurance Holdings.

What analysts predicted

11.74%UPSIDE

Target Price

$39

Current Price

$34.42

Analyzed by

2 Analysts

Target

$39.00

Heritage Insurance Holdings target price $39, a slight upside of 11.74% compared to current price of $34.42. According to 2 analysts rating.

Indian Investors' Interest in Heritage Insurance Holdings Stock

Search interest for Heritage Insurance Holdings Stock has decreased by -41% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-41% versus previous 30 day period

Heritage Insurance Holdings Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
203
203
211
210
211
208
212
142
212
214
Gross Profit
45
50
33
52
66
89
92
93
121
153
Operating Income
19
24
8
28
49
62
68
87
49
82
EBITDA
24
29
13
34
45
67
73
93
53
86
Interest Expense
2
2
2
2
2
1
1
1
1
1
Depreciation
2
2
2
2
3
2
3
3
3
2
Income Before Tax
19
24
8
28
40
62
68
87
49
82
Income Tax Expense
5
5
0
8
9
14
17
21
12
20
Net Income
14
18
8
20
30
48
50
66
36
61
Net Profit Margin
22.27%
24.77%
15.73%
25.05%
31.34%
42.91%
43.54%
65.97%
56.93%
71.49%

Heritage Insurance Holdings Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
406
480
511
593
631
662
735
816
847
Gross Profit
121
158
130
91
58
4
141
178
534
Operating Income
-5
38
40
2
-76
-166
52
82
259
EBITDA
15
86
59
18
-59
-149
71
103
279
Interest Expense
13
20
8
7
7
8
11
10
7
Depreciation
7
27
10
8
8
8
8
9
12
Income Before Tax
-5
38
40
2
-76
-166
52
82
259
Income Tax Expense
-4
11
12
-7
-1
-11
6
21
63
Net Income
-1
27
28
9
-74
-154
45
61
195
Net Profit Margin
29.82%
32.92%
25.45%
15.46%
9.22%
0.75%
19.27%
21.88%
63.03%

Heritage Insurance Holdings Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
14
18
8
20
30
48
50
66
36
61
Operating Cash Flow
4
152
-13
-56
0
43
124
13
24
141
Investing Cash Flow
-83
-55
44
2
-3
6
-24
-11
-44
-52
Financing Cash Flow
3
-2
-2
-3
-21
-2
-13
-3
-19
-21
Change in Cash
-75
94
29
-57
-24
47
86
-1
-39
68

Heritage Insurance Holdings Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
-1
27
28
9
-74
-154
45
61
195
Operating Cash Flow
7
95
119
170
60
-34
70
87
182
Investing Cash Flow
-7
24
-53
22
-124
-37
100
-91
-32
Financing Cash Flow
47
-31
-45
-28
-17
-5
14
-5
-40
Change in Cash
47
87
20
163
-81
-77
185
-9
108

Mutual Funds that own Heritage Insurance Holdings Stock

Check out the Mutual Funds with significant holdings in Heritage Insurance Holdings.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
3.288316%
977696
DFA INVESTMENT DIMENSIONS GROUP INC
2.010724%
597837
Fidelity Salem Street Trust
0.903559%
268650
VANGUARD EXPLORER FUND
0.902755%
268411
Fidelity Concord Street Trust
0.706848%
210163

Global Institutional Holdings in Heritage Insurance Holdings

Funds
Holdings
Vanguard
4.27%
Avantis
3.79%
iShares
3.73%
Dimensional
1.88%
Fidelity
0.91%

Heritage Insurance Holdings News & Key Events

  • img

    Today's Timeline - 08 September

    Tue, 06:53 PM

    -

    Heritage Insurance's earnings estimate increased 27% over 60 days; Zacks Rank #1 (Strong Buy) indicates strong market confidence.

Insights on Heritage Insurance Holdings

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, HRTG stock has moved up by 47.9%

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 3 quarters, 142.41M → 214.19M (in $), with an average increase of 16.9% per quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, HRTG has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 36.48M → 61.71M (in $), with an average increase of 40.9% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, The Travelers Companies, Inc. has given 35.2% return, outperforming this stock by 14.0%

About Heritage Insurance Holdings

Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.
OrganisationHeritage Insurance Holdings
Headquarters1401 North Westshore Boulevard, Tampa, FL, 33607, US
IndustryInsurance - Property & Casualty
CEOErnesto Jose Garateix
E-voting on sharesClick here to vote

Key Management of Heritage Insurance Holdings

Name

Title

Mr. Ernesto Jose Garateix CPCU

CEO & Director

Mr. Kirk Howard Lusk

CFO, Company Secretary & Treasurer

Mr. Timothy Michael Moura

President of Narragansett Bay Insurance Company

Ms. Sharon Ann Binnun CPA

Chief Accounting Officer

Mr. Timothy E. Johns

President of Zephyr Insurance Company

FAQs

What is Heritage Insurance Holdings share price today?

Heritage Insurance Holdings share price today is $34.42 as on at the close of the market. Heritage Insurance Holdings share today touched a day high of $35.11 and a low of $34.40.

What is the 52 week high and 52 week low for Heritage Insurance Holdings share?

Heritage Insurance Holdings share touched a 52 week high of $36.50 on and a 52 week low of $20.48 on . Heritage Insurance Holdings stock price today i.e. is closed at $34.42,which is 5.70% down from its 52 week high and 68.07% up from its 52 week low.

What is Heritage Insurance Holdings's market capitalisation today?

Heritage Insurance Holdings market capitalisation is $0.00T as on .

How to invest in Heritage Insurance Holdings Stock (HRTG) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Heritage Insurance Holdings on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Heritage Insurance Holdings Shares that will get you 0.0436 shares as per Heritage Insurance Holdings share price of $34.42 per share as on September 19, 2026 at 8:45 am IST.

What is the minimum amount required to buy Heritage Insurance Holdings Stock (HRTG) from India?

Indian investors can start investing in Heritage Insurance Holdings (HRTG) shares with as little as ₹95.88 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹958.80 in Heritage Insurance Holdings stock (as per the Rupee-Dollar exchange rate as on ). Based on Heritage Insurance Holdings share’s latest price of $34.42 as on September 19, 2026 at 8:45 am IST, you will get 0.2905 shares of Heritage Insurance Holdings. Learn more about fractional shares .

What are the returns that Heritage Insurance Holdings has given to Indian investors in the last 5 years?

Heritage Insurance Holdings stock has given 466.72% share price returns and 30.25% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?