Heritage Insurance Holdings share price logo

Heritage Insurance Holdings Share Price

NYSE: HRTG

Small Cap

$24.88

+0.40

(+1.63%)

as on

Heritage Insurance Holdings Stock Performance

as on September 18, 2025 at 1:29 am IST

  • Day's Low

    Day's High

    $24.29
    $25.67
    downward going graph

    2.37%

    Downside

    3.18%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $8.7
    $26.64
    downward going graph

    65.03%

    Downside

    7.07%

    Upside

    downward going graph

Heritage Insurance Holdings share price movements today

Previous Close
$24.48
Open
$24.43
Volume
885.6K
Day's Low - High
$24.29 - $25.67
52 Week Low - High
$8.7 - $26.64

Heritage Insurance Holdings Historical Returns

1 Month Return
+ 14.18 %
3 Month Return
+ 8.85 %
1 Year Return
+ 56.82 %
3 Year Return
+ 741.24 %
5 Year Return
+ 108.52 %

Heritage Insurance Holdings Stock Fundamentals & Key Indicators

Check Heritage Insurance Holdings market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$759.3M

EPS (TTM)

3.95

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

1.54%

PE Ratio (TTM)

7.05

Industry PE ratio

9.72337606837607

P/B Ratio

7.0548

PEG Ratio

0

EBITDA

161.5M

Revenue (TTM)

841.7M

Profit Margin

12.71%

Return On Equity TTM

33.49%

Heritage Insurance Holdings Stock Valuation

Track how Heritage Insurance Holdings P/E has moved over time to understand its valuation trends.

Heritage Insurance Holdings in the last 5 years

  • Overview

  • Trends

Lowest (4.01x)

December 31, 2023

Today (7.05x)

September 17, 2025

Industry (9.72x)

September 17, 2025

Highest (32.10x)

December 31, 2020

LowHigh

Today’s Price to Earnings Ratio: 7.05x

Heritage Insurance Holdings vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Heritage Insurance Holdings with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$759.3M108.52%7.0512.71%
BUY$36.5B244.36%11.7711.83%
BUY$143.7B156.7%13.7912.66%
HOLD$61.2B145.38%12.0310.97%
BUY$51.7B111.53%9.238.79%

Stock Returns calculator for Heritage Insurance Holdings Stock including INR - Dollar returns

The Heritage Insurance Holdings stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Heritage Insurance Holdings investment value today

Current value as on today

₹1,63,983

Returns

₹63,983

(+63.98%)

Returns from Heritage Insurance Holdings Stock

₹59,385 (+59.39%)

Dollar Returns*

₹4,598 (+4.6%)

Analyst Recommendation on Heritage Insurance Holdings Stock

Based on 9 analysts

BUY

66.67%

Buy

33.33%

Hold

0.00%

Sell

Based on 9 analysts, 66.67% of analysts recommend a 'BUY' rating for Heritage Insurance Holdings. Average target price of $29

Heritage Insurance Holdings Share Price Target

Get share price movements and forecasts by analysts on Heritage Insurance Holdings.

What analysts predicted

14.21%UPSIDE

Target Price

$29

Current Price

$24.88

Analyzed by

9 Analysts

Target

$29.00

Heritage Insurance Holdings target price $29, a slight upside of 14.21% compared to current price of $24.88. According to 9 analysts rating.

Heritage Insurance Holdings Stock's Interest Amongst Investors

Search interest for Heritage Insurance Holdings Stock has decreased by -30% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-30% versus previous 30 day period

Heritage Insurance Holdings Quarterly Profit & Loss

All numbers in Millions USD

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Total Revenue
176
185
186
189
191
203
211
211
211
208
Gross Profit
176
185
186
186
191
203
211
210
66
89
Operating Income
17
16
-15
0
22
27
11
31
49
64
EBITDA
22
18
-7
38
24
29
13
34
45
61
Interest Expense
2
2
2
2
2
2
2
2
2
1
Depreciation
2
2
2
2
2
2
2
2
2
2
Income Before Tax
17
13
-12
33
19
24
8
28
40
62
Income Tax Expense
3
5
-4
2
5
5
0
8
9
14
Net Income
14
7
-7
30
14
18
8
20
30
48
Net Profit Margin
7.92%
4.20%
-3.98%
16.36%
7.44%
9.27%
3.85%
9.62%
14.41%
23.08%

Heritage Insurance Holdings Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
394
438
406
480
511
593
631
662
737
817
Gross Profit
394
438
406
480
511
593
631
662
735
816
Operating Income
150
56
49
59
26
-11
-90
-157
63
93
EBITDA
151
65
15
86
59
18
-59
-157
71
103
Interest Expense
-
0
13
20
8
7
7
8
11
10
Depreciation
-
-
7
27
10
8
8
8
8
9
Income Before Tax
150
56
-5
38
40
2
-76
-166
52
82
Income Tax Expense
57
22
-4
11
12
-7
-1
-11
6
21
Net Income
92
33
-1
27
28
9
-74
-154
45
61
Net Profit Margin
23.43%
7.71%
-0.28%
5.66%
5.60%
1.57%
-11.83%
-23.30%
6.14%
7.53%

Heritage Insurance Holdings Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
7
-7
30
14
18
8
20
30
48
Operating Cash Flow
9
-53
99
4
152
-13
-56
0
43
Investing Cash Flow
-86
37
113
-83
-55
44
2
-3
6
Financing Cash Flow
-2
-2
21
3
-2
-2
-3
-21
-2
Change in Cash
-79
-18
234
-75
94
29
-57
-24
47

Heritage Insurance Holdings Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
33
-1
27
28
9
-74
-154
45
61
Operating Cash Flow
75
7
95
119
170
60
-34
70
87
Investing Cash Flow
-249
-7
24
-53
22
-124
-37
100
-91
Financing Cash Flow
43
47
-31
-45
-28
-17
-5
14
-5
Change in Cash
-130
47
87
20
163
-81
-77
185
-9

Global Institutional Holdings in Heritage Insurance Holdings

Funds
Holdings
BlackRock Inc
6.31%
Dimensional Fund Advisors, Inc.
4.97%
Vanguard Group Inc
4.28%
Pacific Ridge Capital Partners, LLC
2.5%
Amvescap Plc.
2.36%

Insights on Heritage Insurance Holdings

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, HRTG has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 4 quarters, 8.15M → 48.02M (in $), with an average increase of 43.3% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 years, HRTG stock has moved up by 741.2%

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, HRTG has outperformed top 5 stocks with highest market-cap in its industry

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 211.52M → 208.03M (in $), with an average decrease of 1.7% per quarter

About Heritage Insurance Holdings

heritage insurance holdings, inc. (“heritage” or the “company”) is based in clearwater, florida. its subsidiaries, heritage property & casualty insurance company and zephyr insurance company, write approximately $587 million and $58 million, respectively, of personal and commercial residential premium through a large network of experienced agents. the company is currently writing policies in florida, hawaii, north carolina and south carolina. heritage is one of the largest, most well-capitalized insurance companies in florida. surplus at heritage p&c is $205 million and surplus at zephyr is $72 million. consolidated in-force premiums at september 30, 2016 were $646 million with approximately 327,000 policies-in-force. the company is listed on the new york stock exchange (ticker: hrtg). with a market capitalization of approximately $460 million, heritage is larger than all but one florida-based property and casualty insurance companies. heritage’s balance sheet is solid with stockholder
OrganisationHeritage Insurance Holdings
Headquarters1401 N. Westshore Blvd., Tampa, FL, United States, 33607
IndustryFinance
CEOMr. Ernesto Jose Garateix CPCU
E-voting on sharesClick here to vote

Key Management of Heritage Insurance Holdings

Name

Title

Mr. Kirk Howard Lusk

CFO & Treasurer

Mr. Timothy Michael Moura

President of Narragansett Bay Insurance Company

Mr. Timothy E. Johns

President of Zephyr Insurance Company

Mr. Stephen Lowell Rohde

Advisory

Mr. Ernesto Jose Garateix CPCU

CEO & Director

FAQs

What is Heritage Insurance Holdings share price today?

Heritage Insurance Holdings share price today is $24.88 as on at the close of the market. Heritage Insurance Holdings share today touched a day high of $25.67 and a low of $24.29.

What is the 52 week high and 52 week low for Heritage Insurance Holdings share?

Heritage Insurance Holdings share touched a 52 week high of $26.64 on and a 52 week low of $8.7 on . Heritage Insurance Holdings stock price today i.e. is closed at $24.88,which is 6.61% down from its 52 week high and 185.98% up from its 52 week low.

What is Heritage Insurance Holdings's market capitalisation today?

Heritage Insurance Holdings market capitalisation is $0.00T as on .

How to invest in Heritage Insurance Holdings Stock (HRTG) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Heritage Insurance Holdings on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Heritage Insurance Holdings Shares that will get you 0.0603 shares as per Heritage Insurance Holdings share price of $24.88 per share as on September 18, 2025 at 1:29 am IST.

What is the minimum amount required to buy Heritage Insurance Holdings Stock (HRTG) from India?

Indian investors can start investing in Heritage Insurance Holdings (HRTG) shares with as little as ₹87.816 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹878.16 in Heritage Insurance Holdings stock (as per the Rupee-Dollar exchange rate as on ). Based on Heritage Insurance Holdings share’s latest price of $24.88 as on September 18, 2025 at 1:29 am IST, you will get 0.4019 shares of Heritage Insurance Holdings. Learn more about fractional shares .

What are the returns that Heritage Insurance Holdings has given to Indian investors in the last 5 years?

Heritage Insurance Holdings stock has given 108.52% share price returns and 20.01% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?