Heritage Insurance Share Price (NYSE: HRTG)

$22.75

▲

0.28

(1.25%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Heritage Insurance Stock chart to analyse performance

Heritage Insurance stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$22.30
Today's High:$22.76
$22.75
1.98%
Downside
Day's Volatility :2.02%
Upside
0.04%
52 Weeks Low:$8.70
52 Weeks High:$26.64
$22.75
61.76%
Downside
52 Weeks Volatility :67.34%
Upside
14.6%

Heritage Insurance Stock Returns

Period	Heritage Insurance Holdings	Sector (Financials)	Index (Russel 2000)
3 Months	-10.62%	5.9%	0.0%
6 Months	94.91%	3.5%	0.0%
1 Year	40.18%	18.0%	0.0%
3 Years	740.04%	62.1%	-4.7%

Heritage Insurance Holdings Key Stats

Check Heritage Insurance key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$22.47
Open	$22.41
Today's High	$22.76
Today's Low	$22.3
Market Capitalization	$697.0M
Today's Volume	$480.6K
52 Week High	$26.64
52 Week Low	$8.7
Revenue TTM	$841.7M
EBITDA	$161.5M
Earnings Per Share (EPS)	$3.47
PE Ratio	6.48
Profit Margin	12.71%
Quarterly Earnings Growth YOY	1.54%
Return On Equity TTM	33.49%

Stock Returns calculator for Heritage Insurance Stock including INR - Dollar returns

The Heritage Insurance stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Heritage Insurance investment value today

Current value as on today

₹1,45,370

Returns

₹45,370

(+45.37%)

Returns from Heritage Insurance Stock

₹40,086 (+40.09%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Heritage Insurance Stock

17%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Heritage Insurance Stock from India on INDmoney has increased by 17% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Heritage Insurance Holdings

Name
Holdings %
Name
Holdings %
BlackRock Inc
6.31%
Vanguard Group Inc
4.88%
Dimensional Fund Advisors, Inc.
4.58%
Marshall Wace Asset Management Ltd
3.04%
American Century Companies Inc
2.57%
Amvescap Plc.
2.36%

Analyst Recommendation on Heritage Insurance Stock

Rating

Trend

Buy

66%Buy

33%Hold

0%Sell

Based on 9 Wall street analysts offering stock ratings for Heritage Insurance(by analysts ranked 0 to 5 stars)

Heritage Insurance Share Price Target

What analysts predicted

Upside of 27.47%

Target:

$29.00

Current:

$22.75

Heritage Insurance share price target is $29.00, a slight Upside of 27.47% compared to current price of $22.75 as per analysts' prediction.

Heritage Insurance Stock Insights

Price Movement
In the last 3 years, HRTG stock has moved up by 733.9%
Decreasing Revenue
Revenue is down for the last 2 quarters, 211.52M → 208.03M (in $), with an average decrease of 1.7% per quarter
Increasing Net Profit
Netprofit is up for the last 4 quarters, 8.15M → 48.02M (in $), with an average increase of 43.3% per quarter

Heritage Insurance Holdings Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$511.3M	↑ 6.48%
Net Income	$28.6M	↑ 5.45%
Net Profit Margin	5.6%	↓ 0.06%

	FY20	Y/Y Change
Revenue	$593.4M	↑ 16.05%
Net Income	$9.3M	↓ 67.43%
Net Profit Margin	1.57%	↓ 4.03%

	FY21	Y/Y Change
Revenue	$631.6M	↑ 6.43%
Net Income	$-74.7M	↓ 901.28%
Net Profit Margin	-11.83%	↓ 13.4%

	FY22	Y/Y Change
Revenue	$662.5M	↑ 4.89%
Net Income	$-154.4M	↑ 106.57%
Net Profit Margin	-23.3%	↓ 11.47%

	FY23	Y/Y Change
Revenue	$737.7M	↑ 11.36%
Net Income	$45.3M	↓ 129.35%
Net Profit Margin	6.14%	↑ 29.44%

	FY24	Y/Y Change
Revenue	$817.7M	↑ 10.84%
Net Income	$61.5M	↑ 35.83%
Net Profit Margin	7.53%	↑ 1.39%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$191.3M	↑ 1.11%
Net Income	$14.2M	↓ 54.03%
Net Profit Margin	7.44%	↓ 8.92%

	Q2 FY24	Q/Q Change
Revenue	$203.6M	↑ 6.41%
Net Income	$18.9M	↑ 32.65%
Net Profit Margin	9.27%	↑ 1.83%

	Q3 FY24	Q/Q Change
Revenue	$211.8M	↑ 4.06%
Net Income	$8.2M	↓ 56.8%
Net Profit Margin	3.85%	↓ 5.42%

	Q4 FY24	Q/Q Change
Revenue	$211.0M	↓ 0.39%
Net Income	$20.3M	↑ 148.93%
Net Profit Margin	9.62%	↑ 5.77%

	Q1 FY25	Q/Q Change
Revenue	$211.5M	↑ 0.24%
Net Income	$30.5M	↑ 50.17%
Net Profit Margin	14.41%	↑ 4.79%

	Q2 FY25	Q/Q Change
Revenue	$208.0M	↓ 1.65%
Net Income	$48.0M	↑ 57.59%
Net Profit Margin	23.08%	↑ 8.67%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$511.3M	↑ 6.48%

	FY20	Y/Y Change
Profit	$593.4M	↑ 16.05%

	FY21	Y/Y Change
Profit	$631.6M	↑ 6.43%

	FY22	Y/Y Change
Profit	$662.5M	↑ 4.89%

	FY23	Y/Y Change
Profit	$735.5M	↑ 11.03%

	FY24	Y/Y Change
Profit	$817.0M	↑ 11.08%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$191.3M	↑ 2.32%

	Q2 FY24	Q/Q Change
Profit	$203.6M	↑ 6.41%

	Q3 FY24	Q/Q Change
Profit	$211.8M	↑ 4.07%

	Q4 FY24	Q/Q Change
Profit	$210.3M	↓ 0.75%

	Q1 FY25	Q/Q Change
Profit	$66.3M	↓ 68.47%

	Q2 FY25	Q/Q Change
Profit	$-66.3M	↓ 200.0%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$119.7M	↑ 25.39%
Investing Cash Flow	$-53.6M	↓ 319.93%
Financing Cash Flow	$-45.4M	↑ 42.19%

	FY20	Y/Y Change
Operating Cash Flow	$170.2M	↑ 42.25%
Investing Cash Flow	$22.1M	↓ 141.17%
Financing Cash Flow	$-28.9M	↓ 36.4%

	FY21	Y/Y Change
Operating Cash Flow	$60.1M	↓ 64.67%
Investing Cash Flow	$-124.5M	↓ 664.23%
Financing Cash Flow	$-17.3M	↓ 40.2%

	FY22	Y/Y Change
Operating Cash Flow	$-34.3M	↓ 156.98%
Investing Cash Flow	$-37.9M	↓ 69.58%
Financing Cash Flow	$-5.1M	↓ 70.73%

	FY23	Y/Y Change
Operating Cash Flow	$70.4M	↓ 305.53%
Investing Cash Flow	$100.8M	↓ 366.25%
Financing Cash Flow	$14.5M	↓ 387.58%

	FY24	Y/Y Change
Operating Cash Flow	$87.1M	↑ 23.69%
Investing Cash Flow	$-91.6M	↓ 190.87%
Financing Cash Flow	$-5.2M	↓ 135.68%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$4.3M	↓ 95.68%
Investing Cash Flow	$-83.3M	↓ 173.58%
Financing Cash Flow	$3.1M	↓ 85.72%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$152.2M	↑ 3433.66%
Investing Cash Flow	$-55.4M	↓ 33.53%
Financing Cash Flow	$-2.4M	↓ 178.45%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-13.4M	↓ 108.78%
Investing Cash Flow	$44.8M	↓ 180.95%
Financing Cash Flow	$-2.4M	↑ 0.04%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$-56.1M	↑ 319.59%
Investing Cash Flow	$2.2M	↓ 95.0%
Financing Cash Flow	$-3.4M	↑ 39.91%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$837.0K	↓ 101.49%
Investing Cash Flow	$-3.5M	↓ 254.66%
Financing Cash Flow	$-21.7M	↑ 533.44%

Heritage Insurance Technicals Summary

Sell

Neutral

Buy

Heritage Insurance is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Heritage Insurance Holdings Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Heritage Insurance Holdings	8.35%	94.91%	40.18%	740.04%	74.31%
Progressive Corp.	1.97%	-13.43%	-2.19%	99.51%	162.92%
Travelers Companies, Inc., The	4.32%	4.08%	19.14%	66.25%	136.72%
Hartford Financial Services Group, Inc.	6.37%	10.47%	13.89%	103.06%	222.4%
Chubb Ltd	3.43%	-5.01%	-4.02%	43.21%	120.38%
Allstate Corporation, The	0.1%	0.69%	7.53%	67.6%	118.86%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Heritage Insurance Holdings	6.48	6.48	0.0	3.95	0.33	0.04	NA	13.07
Progressive Corp.	13.93	13.93	5.21	17.52	0.37	0.08	0.02	55.62
Travelers Companies, Inc., The	12.0	12.0	3.95	22.13	0.19	0.03	0.02	131.13
Hartford Financial Services Group, Inc.	12.02	12.02	1.41	11.73	0.2	0.03	0.02	60.88
Chubb Ltd	12.14	12.14	2.43	21.65	0.14	0.03	0.01	174.07
Allstate Corporation, The	9.57	9.57	1.51	21.38	0.27	0.04	0.02	83.4

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Heritage Insurance Holdings	Buy	$697.0M	74.31%	6.48	12.71%
Progressive Corp.	Buy	$144.9B	162.92%	13.93	12.66%
Travelers Companies, Inc., The	Hold	$61.1B	136.72%	12.0	10.97%
Hartford Financial Services Group, Inc.	Buy	$37.2B	222.4%	12.02	11.83%
Chubb Ltd	Buy	$109.7B	120.38%	12.14	16.0%
Allstate Corporation, The	Buy	$53.6B	118.86%	9.57	8.79%

About Heritage Insurance Holdings

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York. It also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, commercial residential property, and artisan contractor program. In addition, it offers personal and commercial insurance policies through a network of independent agencies. The company was founded in 2012 and is headquartered in Tampa, Florida.

Organization	Heritage Insurance
Employees	540
CEO	Mr. Ernesto Jose Garateix CPCU
Industry	Finance

Key Management of Heritage Insurance Holdings

Name	Title
Mr. Ernesto Jose Garateix CPCU	CEO & Director
Mr. Kirk Howard Lusk	CFO & Treasurer
Mr. Timothy Michael Moura	President of Narragansett Bay Insurance Company
Ms. Sharon Ann Binnun CPA	Chief Accounting Officer
Mr. Timothy E. Johns	President of Zephyr Insurance Company
Mr. Stephen Lowell Rohde	Advisory

Important FAQs about investing in HRTG Stock from India :

What is Heritage Insurance share price today?

Heritage Insurance share price today is $22.75 as on August 30, 2025 at 1:29 am IST at the close of the market. Heritage Insurance share today touched a day high of $22.76 and a low of $22.30.

What is the 52 week high and 52 week low for Heritage Insurance share?

Heritage Insurance share touched a 52 week high of $26.64 and a 52 week low of $8.70. Heritage Insurance stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $22.75, lower by 14.6% versus the 52 week high.

How to invest in Heritage Insurance Stock (HRTG) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Heritage Insurance on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Heritage Insurance Shares that will get you 0.0659 shares as per Heritage Insurance share price of $22.75 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Heritage Insurance Stock (HRTG) from India?

Indian investors can start investing in Heritage Insurance (HRTG) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Heritage Insurance stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Heritage Insurance share’s latest price of $22.75 as on August 30, 2025 at 1:29 am IST, you will get 0.4396 shares of Heritage Insurance. Learn more about fractional shares .

What are the returns that Heritage Insurance has given to Indian investors in the last 5 years?

Heritage Insurance stock has given 74.31% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?