Generations Bancorp Ny Inc (GBNY)

$15.44

-0.25

(-1.59%)▲

Market is closed - opens 7 PM, 08 Oct 2024

Performance

  • $15.41
    $16.00
    $15.44
    downward going graph

    0.19%

    Downside

    Day's Volatility :3.69%

    Upside

    3.5%

    downward going graph
  • $8.04
    $16.18
    $15.44
    downward going graph

    47.93%

    Downside

    52 Weeks Volatility :50.31%

    Upside

    4.57%

    downward going graph

Returns

PeriodGenerations Bancorp Ny IncIndex (Russel 2000)
3 Months
50.87%
0.0%
6 Months
57.53%
0.0%
1 Year
80.55%
0.0%
3 Years
36.67%
-21.4%

Highlights

Market Capitalization
35.2M
Book Value
$15.86
Earnings Per Share (EPS)
-1.23
Profit Margin
-29.09%
Operating Margin TTM
-56.32%
Return On Assets TTM
-0.66%
Return On Equity TTM
-7.27%
Revenue TTM
9.1M
Revenue Per Share TTM
4.23
Quarterly Revenue Growth YOY
-31.7%
Gross Profit TTM
14.1M
Diluted Eps TTM
-1.23
Quarterly Earnings Growth YOY
-0.92
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Company Financials

FY19Y/Y Change
Revenue
10.9M
-
Net Income
87.0K
-
Net Profit Margin
0.8%
-
FY20Y/Y Change
Revenue
12.5M
↑ 14.71%
Net Income
1.7M
↑ 1909.2%
Net Profit Margin
13.99%
↑ 13.19%
FY21Y/Y Change
Revenue
12.6M
↑ 0.93%
Net Income
1.4M
↓ 19.16%
Net Profit Margin
11.21%
↓ 2.78%
FY22Y/Y Change
Revenue
11.4M
↓ 9.7%
Net Income
1.1M
↓ 23.07%
Net Profit Margin
9.55%
↓ 1.66%
FY23Y/Y Change
Revenue
19.2M
↑ 69.03%
Net Income
-1.6M
↓ 244.16%
Net Profit Margin
-8.14%
↓ 17.69%
Q1 FY23Q/Q Change
Revenue
2.6M
↓ 1.37%
Net Income
-152.0K
↓ 430.43%
Net Profit Margin
-5.86%
↓ 7.61%
Q2 FY23Q/Q Change
Revenue
2.3M
↓ 11.34%
Net Income
-166.0K
↑ 9.21%
Net Profit Margin
-7.22%
↓ 1.36%
Q3 FY23Q/Q Change
Revenue
4.2M
↑ 81.12%
Net Income
-643.0K
↑ 287.35%
Net Profit Margin
-15.44%
↓ 8.22%
Q4 FY23Q/Q Change
Revenue
2.6M
↓ 37.2%
Net Income
-606.0K
↓ 5.75%
Net Profit Margin
-23.17%
↓ 7.73%
Q1 FY24Q/Q Change
Revenue
4.9M
↑ 87.07%
Net Income
-545.0K
↓ 10.07%
Net Profit Margin
-11.14%
↑ 12.03%
Q2 FY24Q/Q Change
Revenue
4.8M
↓ 1.82%
Net Income
-841.0K
↑ 54.31%
Net Profit Margin
-17.51%
↓ 6.37%
FY08Y/Y Change
Total Assets
177.0M
↑ 21.96%
Total Liabilities
160.2M
↑ 26.54%
FY19Y/Y Change
Total Assets
347.5M
↑ 96.31%
Total Liabilities
32.2M
↓ 79.91%
FY20Y/Y Change
Total Assets
373.0M
↑ 7.33%
Total Liabilities
28.9M
↓ 10.32%
FY21Y/Y Change
Total Assets
378.9M
↑ 1.59%
Total Liabilities
18.9M
↓ 34.59%
FY22Y/Y Change
Total Assets
386.3M
↑ 1.94%
Total Liabilities
349.0M
↑ 1748.53%
FY23Y/Y Change
Total Assets
427.6M
↑ 10.69%
Total Liabilities
389.9M
↑ 11.73%
Q1 FY23Q/Q Change
Total Assets
389.2M
↑ 0.75%
Total Liabilities
351.7M
↑ 0.78%
Q2 FY23Q/Q Change
Total Assets
394.9M
↑ 1.47%
Total Liabilities
358.0M
↑ 1.8%
Q3 FY23Q/Q Change
Total Assets
408.7M
↑ 3.49%
Total Liabilities
24.6M
↓ 93.13%
Q4 FY23Q/Q Change
Total Assets
424.5M
↑ 3.86%
Total Liabilities
386.8M
↑ 1472.22%
Q1 FY24Q/Q Change
Total Assets
410.8M
↓ 3.22%
Total Liabilities
373.9M
↓ 3.33%
Q2 FY24Q/Q Change
Total Assets
401.8M
↓ 2.21%
Total Liabilities
366.2M
↓ 2.06%
FY18Y/Y Change
Operating Cash Flow
1.4M
↑ 0.0%
Investing Cash Flow
-25.8M
↑ 0.0%
Financing Cash Flow
28.7M
↑ 0.0%
FY19Y/Y Change
Operating Cash Flow
1.4M
↑ 0.0%
Investing Cash Flow
-25.8M
↑ 0.0%
Financing Cash Flow
28.7M
↑ 0.0%
FY20Y/Y Change
Operating Cash Flow
998.0K
↓ 26.89%
Investing Cash Flow
-10.4M
↓ 59.67%
Financing Cash Flow
22.8M
↓ 20.7%
FY21Y/Y Change
Operating Cash Flow
3.4M
↑ 240.88%
Investing Cash Flow
-12.7M
↑ 21.68%
Financing Cash Flow
3.4M
↓ 84.99%
Q1 FY23Q/Q Change
Operating Cash Flow
-377.0K
↓ 124.31%
Investing Cash Flow
-8.4M
↑ 0.0%
Financing Cash Flow
3.0M
↓ 73.76%
Q2 FY23Q/Q Change
Operating Cash Flow
3.0M
↓ 903.98%
Investing Cash Flow
-8.4M
↑ 0.0%
Financing Cash Flow
4.6M
↑ 52.09%

Technicals Summary

Sell

Neutral

Buy

Generations Bancorp Ny Inc is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Generations Bancorp Ny Inc
Generations Bancorp Ny Inc
51.59%
57.53%
80.55%
36.67%
56.12%
Nu Holdings Ltd.
Nu Holdings Ltd.
-4.2%
10.34%
80.98%
28.07%
28.07%
Icici Bank Ltd.
Icici Bank Ltd.
0.96%
12.77%
29.22%
55.61%
150.3%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-0.19%
13.23%
50.8%
-9.68%
30.23%
U.s. Bancorp
U.s. Bancorp
-1.24%
2.24%
39.64%
-27.76%
-17.11%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-3.88%
-2.42%
20.6%
45.37%
-19.4%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Generations Bancorp Ny Inc
Generations Bancorp Ny Inc
872.0
NA
NA
0.0
-0.07
-0.01
NA
15.86
Nu Holdings Ltd.
Nu Holdings Ltd.
42.68
42.68
NA
0.43
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
19.48
19.48
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.26
15.26
3.88
13.16
0.1
0.01
0.04
116.71
U.s. Bancorp
U.s. Bancorp
14.19
14.19
1.12
3.9
0.1
0.01
0.04
31.79
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.33
9.33
1.12
0.79
0.19
0.01
0.03
19.79
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Generations Bancorp Ny Inc
Generations Bancorp Ny Inc
NA
$35.3M
56.12%
872.0
-29.09%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$63.4B
28.07%
42.68
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$104.0B
150.3%
19.48
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$72.4B
30.23%
15.26
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$69.8B
-17.11%
14.19
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.6B
-19.4%
9.33
27.97%

Insights on Generations Bancorp Ny Inc

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 4.89M → 4.80M (in $), with an average decrease of 1.8% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, -545.0K → -841.0K (in $), with an average decrease of 54.3% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 79.3% return, outperforming this stock by 4.2%

Institutional Holdings

  • Stilwell Value LLC

    9.94%

  • AllianceBernstein L.P.

    9.70%

  • Prentice Wealth Management LLC

    3.36%

  • Vanguard Group Inc

    2.71%

  • First Manhattan Co. LLC

    1.34%

  • Geode Capital Management, LLC

    0.50%

Company Information

generations bancorp ny, inc. operates as a holding company for generations bank that provides various banking products and services. the company offers various deposit accounts, including demand, now, money market, savings, and certificates of deposit accounts. it also provides one- to four-family residential real estate loans; commercial real estate loans that are secured by office buildings, hotel and motels, wineries, manufacturing facilities, churches, retail and mixed-use properties, and light industrial properties; multifamily loans, which are secured by five or more-unit residential buildings; secured loans to professionals, sole proprietorships, and small businesses for commercial, corporate, and business purposes; manufactured home loans; automobile loans; home equity loans and lines of credit; construction loans; and other secured and unsecured consumer loans, such as loans secured by recreational vehicles, boats, savings deposits, and student loans. in addition, it invests i

Organization
Generations Bancorp Ny Inc
Employees
71
CEO
Ms. Angela M. Krezmer
Industry
Miscellaneous

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