PFS

Provident Financial Services Inc Earnings

$16.2

Earnings Summary

Revenue	$332.38Mn
Net Profits	$64.03Mn
Net Profit Margins	19.26%
PE Ratio	14.59

Highlights

Revenue:

Provident Financial Services Inc’s revenue jumped 80.08% since last year same period to $332.38Mn in the Q1 2025. On a quarterly growth basis, Provident Financial Services Inc has generated 68.69% jump in its revenue since last 3-months.

Net Profits:

Provident Financial Services Inc’s net profit jumped 99.58% since last year same period to $64.03Mn in the Q1 2025. On a quarterly growth basis, Provident Financial Services Inc has generated 31.95% jump in its net profits since last 3-months.

Net Profit Margins:

Provident Financial Services Inc’s net profit margin jumped 10.83% since last year same period to 19.26% in the Q1 2025. On a quarterly growth basis, Provident Financial Services Inc has generated -21.78% fall in its net profit margins since last 3-months.

PE Ratio:

Provident Financial Services Inc’s price-to-earnings ratio after this Q1 2025 earnings stands at 14.59.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Provident Financial Services Inc post its latest quarter earnings

EPS Estimate Current Quarter	0.47
EPS Estimate Current Year	0.47

Highlights

EPS Estimate Current Quarter:

Provident Financial Services Inc’s earning per share (EPS) estimates for the current quarter stand at 0.47 - a -6% fall from last quarter’s estimates.

EPS Estimate Current Year:

Provident Financial Services Inc’s earning per share (EPS) estimates for the current year stand at 0.47.

Key Ratios

Key ratios of the Provident Financial Services Inc post its Q1 2025 earnings

Earning Per Share (EPS)	0.49
Return on Assets (ROA)	0.01
Return on Equity (ROE)	0.07
Dividend Per Share (DPS)	0.24

Highlights

Earning Per Share (EPS):

Provident Financial Services Inc’s earning per share (EPS) jumped 13.95% since last year same period to 0.49 in the Q1 2025. This indicates that the Provident Financial Services Inc has generated 13.95% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Provident Financial Services Inc’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Provident Financial Services Inc’s return on equity (ROE) stands at 0.07.

Dividend Per Share (DPS):

Provident Financial Services Inc declared 0.24 dividend per share during the earnings announcement for Q1 2025.