PFS

Provident Financial Services Inc Earnings

$19.84

Earnings Summary

Revenue	$343.38Mn
Net Profits	$71.98Mn
Net Profit Margins	20.96%
PE Ratio	10.55

Highlights

Revenue:

Provident Financial Services Inc’s revenue jumped 27.14% since last year same period to $343.38Mn in the Q2 2025. On a quarterly growth basis, Provident Financial Services Inc has generated 3.31% jump in its revenue since last 3-months.

Net Profits:

Provident Financial Services Inc’s net profit jumped 726.74% since last year same period to $71.98Mn in the Q2 2025. On a quarterly growth basis, Provident Financial Services Inc has generated 12.42% jump in its net profits since last 3-months.

Net Profit Margins:

Provident Financial Services Inc’s net profit margin jumped 592.96% since last year same period to 20.96% in the Q2 2025. On a quarterly growth basis, Provident Financial Services Inc has generated 8.82% jump in its net profit margins since last 3-months.

PE Ratio:

Provident Financial Services Inc’s price-to-earnings ratio after this Q2 2025 earnings stands at 10.55.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Provident Financial Services Inc post its latest quarter earnings

EPS Estimate Current Quarter	0.54
EPS Estimate Current Year	0.54

Highlights

EPS Estimate Current Quarter:

Provident Financial Services Inc’s earning per share (EPS) estimates for the current quarter stand at 0.54 - a 8% jump from last quarter’s estimates.

EPS Estimate Current Year:

Provident Financial Services Inc’s earning per share (EPS) estimates for the current year stand at 0.54.

Key Ratios

Key ratios of the Provident Financial Services Inc post its Q2 2025 earnings

Earning Per Share (EPS)	0.55
Return on Assets (ROA)	0.01
Return on Equity (ROE)	0.09
Dividend Per Share (DPS)	0.24

Highlights

Earning Per Share (EPS):

Provident Financial Services Inc’s earning per share (EPS) jumped 600% since last year same period to 0.55 in the Q2 2025. This indicates that the Provident Financial Services Inc has generated 600% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Provident Financial Services Inc’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Provident Financial Services Inc’s return on equity (ROE) stands at 0.09.

Dividend Per Share (DPS):

Provident Financial Services Inc declared 0.24 dividend per share during the earnings announcement for Q2 2025.