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ALLY

Ally Financial Inc

$36.19

Earnings Summary

Revenue
$2295Mn
Net Profits
$482Mn
Net Profit Margins
21%
PE Ratio
5.18

Highlights

Revenue:

Ally Financial Inc’s revenue jumped 10.82% since last year same period to $2295Mn in the Q2 2022. On a quarterly growth basis, Ally Financial Inc has generated 5.13% jump in its revenue since last 3-months.

Net Profits:

Ally Financial Inc’s net profit fell -46.44% since last year same period to $482Mn in the Q2 2022. On a quarterly growth basis, Ally Financial Inc has generated -26.41% fall in its net profits since last 3-months.

Net Profit Margins:

Ally Financial Inc’s net profit margin fell -51.67% since last year same period to 21% in the Q2 2022. On a quarterly growth basis, Ally Financial Inc has generated -30% fall in its net profit margins since last 3-months.

PE Ratio:

Ally Financial Inc’s price-to-earnings ratio after this Q2 2022 earnings stands at 5.18.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Ally Financial Inc post its latest quarter earnings

EPS Estimate Current Quarter
1.81
EPS Estimate Current Year
1.81

Highlights

EPS Estimate Current Quarter:

Ally Financial Inc’s earning per share (EPS) estimates for the current quarter stand at 1.81 - a -2.69% fall from last quarter’s estimates.

EPS Estimate Current Year:

Ally Financial Inc’s earning per share (EPS) estimates for the current year stand at 1.81.

Key Ratios

Key ratios of the Ally Financial Inc post its Q2 2022 earnings

Earning Per Share (EPS)
1.76
Return on Assets (ROA)
0.01
Return on Equity (ROE)
0.16
Dividend Per Share (DPS)
1.1

Highlights

Earning Per Share (EPS):

Ally Financial Inc’s earning per share (EPS) fell -24.46% since last year same period to 1.76 in the Q2 2022. This indicates that the Ally Financial Inc has generated -24.46% annual rate of fall in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Ally Financial Inc’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Ally Financial Inc’s return on equity (ROE) stands at 0.16.

Dividend Per Share (DPS):

Ally Financial Inc declared 1.1 dividend per share during the earnings announcement for Q2 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-08-01
1.86
1.76
-5.38%
2022-05-02
1.93
2.03
5.18%

Company Information

Ally Financial Inc. is a leading digital financial-services company with $182.2 billionin assets as of December 31, 2020. As a customer-centric company with passionate customer service and innovative financial solutions, it's relentlessly focused on 'Doing it Right' and being a trusted financial-services provider to its consumer, commercial, and corporate customers. It's one of the largest full-service automotive-finance operations in the country and offers a wide range of financial services and insurance products to automotive dealerships and consumers. Its award-winning online bank (Ally Bank, Member FDIC and Equal Housing Lender) offers mortgage lending, personal lending, and a variety of deposit and other banking products, including savings, money-market, and checking accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Additionally, it offer securities-brokerage and investment-advisory services through Ally Invest. Its robust corporate finance business offers capital for equity sponsors and middle-market companies.

Organisation
Ally Financial Inc
Headquarters
Detroit, Michigan, United States
Employees
9.5K
Industry
Finance
CEO
Jeffrey Brown