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CNFINANCE HOLDINGS LTD

CNFINANCE HOLDINGS LTD (CNF)

$2.95

-0.03

(-1.01%)▲

Market is closed - opens 7 PM, 01 Jun 2023

Insights on CNFINANCE HOLDINGS LTD

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 537.70M → 309.02M (in $), with an average decrease of 42.5% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 30.53M → 49.33M (in $), with an average increase of 38.1% per quarter

  • Vs UWMC

    In the last 1 year, UWM Holdings Corporation - Class A has given 26.0% return, outperforming this stock by 2.6%

Performance

  • $2.89
    $3.04
    $2.95
    downward going graph

    2.03%

    Downside

    Day's Volatility :4.93%

    Upside

    2.96%

    downward going graph
  • $1.25
    $3.37
    $2.95
    downward going graph

    57.63%

    Downside

    52 Weeks Volatility :62.91%

    Upside

    12.46%

    downward going graph

Returns

PeriodCNFINANCE HOLDINGS LTDSector (Financials)Index (Russel 2000)
3 Months
31.11%
-10.8%
-6.8%
6 Months
31.7%
-12.0%
-6.0%
1 Year
23.43%
-9.0%
-4.6%
3 Years
18.0%
34.1%
25.9%

Highlights

Market Capitalization
204.4M
Book Value
$56.66
Dividend Share
0.0
Dividend Yield
0.0%
Earnings Per Share (EPS)
0.26
PE Ratio
11.46
Wall Street Target Price
5.5
Profit Margin
19.46%
Operating Margin TTM
16.59%
Return On Assets TTM
0.94%
Return On Equity TTM
3.49%
Revenue TTM
695.7M
Revenue Per Share TTM
10.14
Quarterly Revenue Growth YOY
28.499999999999996%
Gross Profit TTM
424.6M
Diluted Eps TTM
0.26
Quarterly Earnings Growth YOY
2.0
EPS Estimate Current Year
0.03
EPS Estimate Next Year
0.04
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Buy
    80%Buy
    20%Hold
    0
    0%Sell
Based on 5 Wall street analysts offering stock ratings for CNFINANCE HOLDINGS LTD(by analysts ranked 0 to 5 stars)
Based on 5 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
4
4
4
Hold
1
1
1
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 86.44%

Current $2.95
Target $5.50

Company Financials

FY17Y/Y Change
Revenue
2.0B
↑ 132.45%
Net Income
532.7M
↑ 126.24%
Net Profit Margin
26.54%
↓ 0.73%
FY18Y/Y Change
Revenue
2.3B
↑ 16.54%
Net Income
860.9M
↑ 61.62%
Net Profit Margin
36.8%
↑ 10.26%
FY19Y/Y Change
Revenue
1.8B
↓ 23.4%
Net Income
534.6M
↓ 37.9%
Net Profit Margin
29.84%
↓ 6.96%
FY20Y/Y Change
Revenue
1.3B
↓ 27.28%
Net Income
114.9M
↓ 78.52%
Net Profit Margin
8.81%
↓ 21.03%
FY21Y/Y Change
Revenue
98.6M
↓ 51.81%
Net Income
10.2M
↓ 43.23%
Net Profit Margin
10.38%
↑ 1.57%
FY22Y/Y Change
Revenue
1.9B
↑ 195.37%
Net Income
137.7M
↑ 111.24%
Net Profit Margin
7.43%
↓ 2.95%
Q4 FY21Q/Q Change
Revenue
-30.9M
↓ 177.97%
Net Income
-16.4M
↓ 649.94%
Net Profit Margin
53.11%
↑ 45.58%
Q1 FY22Q/Q Change
Revenue
39.5M
↓ 227.17%
Net Income
6.8M
↓ 141.16%
Net Profit Margin
17.19%
↓ 35.92%
Q2 FY22Q/Q Change
Revenue
40.1M
↑ 7.23%
Net Income
2.7M
↓ 57.95%
Net Profit Margin
6.74%
↓ 10.45%
Q3 FY22Q/Q Change
Revenue
38.3M
↑ 1.65%
Net Income
6.5M
↑ 154.05%
Net Profit Margin
16.85%
↑ 10.11%
Q4 FY22Q/Q Change
Revenue
537.7M
↑ 96.89%
Net Income
30.5M
↓ 33.66%
Net Profit Margin
5.68%
↓ 11.17%
Q1 FY23Q/Q Change
Revenue
45.0M
↓ 42.53%
Net Income
7.2M
↑ 61.59%
Net Profit Margin
15.96%
↑ 10.28%
FY17Y/Y Change
Total Assets
18.2B
↑ 133.35%
Total Liabilities
16.4B
↑ 145.0%
FY18Y/Y Change
Total Assets
19.4B
↑ 6.25%
Total Liabilities
16.3B
↓ 0.46%
FY19Y/Y Change
Total Assets
13.0B
↓ 32.7%
Total Liabilities
9.4B
↓ 42.19%
FY20Y/Y Change
Total Assets
12.2B
↓ 6.09%
Total Liabilities
8.5B
↓ 9.92%
FY21Y/Y Change
Total Assets
2.3B
↑ 17.6%
Total Liabilities
1.7B
↑ 24.44%
FY22Y/Y Change
Total Assets
14.5B
↑ 0.67%
Total Liabilities
10.6B
↑ 0.23%
Q4 FY21Q/Q Change
Total Assets
2.3B
↓ 3.64%
Total Liabilities
1.7B
↓ 3.99%
Q1 FY22Q/Q Change
Total Assets
2.1B
↓ 5.94%
Total Liabilities
1.5B
↓ 8.47%
Q2 FY22Q/Q Change
Total Assets
2.0B
↓ 2.99%
Total Liabilities
1.4B
↓ 4.15%
Q3 FY22Q/Q Change
Total Assets
2.0B
↑ 6.28%
Total Liabilities
1.4B
↑ 8.62%
Q4 FY22Q/Q Change
Total Assets
14.5B
↑ 3.8%
Total Liabilities
10.6B
↑ 5.18%
Q1 FY23Q/Q Change
Total Assets
2.1B
↓ 0.33%
Total Liabilities
1.5B
↓ 1.73%
FY17Y/Y Change
Operating Cash Flow
1.3B
↑ 238.7%
Investing Cash Flow
-9.6B
↑ 103.89%
Financing Cash Flow
9.3B
↑ 115.72%
FY18Y/Y Change
Operating Cash Flow
1.3B
↑ 3.58%
Investing Cash Flow
649.3M
↓ 106.77%
Financing Cash Flow
-2.5M
↓ 100.03%
FY19Y/Y Change
Operating Cash Flow
1.3B
↓ 2.52%
Investing Cash Flow
4.9B
↑ 660.32%
Financing Cash Flow
-7.7B
↑ 301819.75%
FY20Y/Y Change
Operating Cash Flow
1.1B
↓ 13.82%
Investing Cash Flow
524.1M
↓ 89.38%
Financing Cash Flow
-1.4B
↓ 82.24%
FY21Y/Y Change
Operating Cash Flow
108.2M
↓ 38.4%
Investing Cash Flow
-368.9M
↓ 548.54%
Financing Cash Flow
303.3M
↓ 241.36%
Q4 FY18Q/Q Change
Operating Cash Flow
82.6M
-
Investing Cash Flow
13.6M
-
Financing Cash Flow
-196.4M
-
Q1 FY19Q/Q Change
Operating Cash Flow
568.4M
↑ 0.0%
Investing Cash Flow
0.0
↓ 100.0%
Financing Cash Flow
-1.4B
↑ 0.0%
Q2 FY19Q/Q Change
Operating Cash Flow
0.0
↓ 100.0%
Investing Cash Flow
0.0
-
Financing Cash Flow
0.0
↓ 100.0%

Technicals Summary

Sell

Neutral

Buy

CNFINANCE HOLDINGS LTD is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
CNFINANCE HOLDINGS LTD
CNFINANCE HOLDINGS LTD
11.74%
31.7%
23.43%
18.0%
18.0%
Rocket Companies, Inc.
Rocket Companies, Inc.
-7.71%
-6.09%
-8.66%
-62.72%
-62.72%
UWM Holdings Corp
UWM Holdings Corp
-13.78%
17.66%
26.04%
-48.9%
-44.84%
Mr. Cooper Group Inc.
Mr. Cooper Group Inc.
0.72%
3.54%
8.46%
310.47%
3276.64%
PennyMac Financial Services Inc
PennyMac Financial Services Inc
0.49%
3.34%
24.72%
78.05%
195.16%
Walker & Dunlop, Inc.
Walker & Dunlop, Inc.
8.95%
-19.48%
-30.61%
77.78%
30.3%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
CNFINANCE HOLDINGS LTD
CNFINANCE HOLDINGS LTD
11.46
11.46
NA
0.03
0.03
0.01
0.0
56.66
Rocket Companies, Inc.
Rocket Companies, Inc.
4.45
4.45
NA
-0.07
-0.09
-0.01
0.0
4.58
UWM Holdings Corp
UWM Holdings Corp
64.13
64.13
NA
0.19
0.11
0.04
0.08
1.33
Mr. Cooper Group Inc.
Mr. Cooper Group Inc.
10.34
10.34
NA
5.28
0.08
0.03
0.0
58.57
PennyMac Financial Services Inc
PennyMac Financial Services Inc
9.94
9.94
4.67
5.51
0.1
0.02
0.01
68.91
Walker & Dunlop, Inc.
Walker & Dunlop, Inc.
14.77
14.77
1.25
4.94
0.1
0.04
0.03
51.57
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
CNFINANCE HOLDINGS LTD
CNFINANCE HOLDINGS LTD
Buy
$204.4M
18.0%
11.46
19.46%
Rocket Companies, Inc.
Rocket Companies, Inc.
Hold
$15.9B
-62.72%
4.45
-0.65%
UWM Holdings Corp
UWM Holdings Corp
Hold
$15.9B
-44.84%
64.13
0.41%
Mr. Cooper Group Inc.
Mr. Cooper Group Inc.
Buy
$3.2B
3276.64%
10.34
17.34%
PennyMac Financial Services Inc
PennyMac Financial Services Inc
Buy
$3.0B
195.16%
9.94
19.28%
Walker & Dunlop, Inc.
Walker & Dunlop, Inc.
Buy
$2.5B
30.3%
14.77
14.74%

Institutional Holdings

  • Sunrise Partners LLC

    4.45%

  • Gagnon Securities LLC

    2.39%

  • Axxcess Wealth Management, LLC

    1.43%

  • Gagnon Advisors, LLC

    1.14%

  • Dimensional Fund Advisors, Inc.

    0.28%

  • Fidelity International Ltd

    0.23%

Company Information

CNFinance Holdings Limited ('CNFinance' or the 'Company) is a leading home equity loan service provider in China. CNFinance conducts business by collaborating with sales partners and trust company partners. Sales partners are responsible for recommending micro-and small-enterprise ('MSE') owners with financing needs to the Company and the Company introduces eligible borrowers to its trust company partners who will then conduct their own risk assessments and make credit decisions. The Company's primary target borrower segment is MSE owners who own real properties in Tier 1 and Tier 2 cities in China. The loans CNFinance facilitates are primarily funded through a trust lending model with its trust company partners who are well-established with sufficient funding sources and have licenses to engage in lending business nationwide. The Company's risk mitigation mechanism is embedded in the design of its loan products, supported by an integrated online and offline process focusing on risks of both borrowers and collateral and further enhanced by effective post-loan management procedures.

Organization
CNFINANCE HOLDINGS LTD
Employees
930
CEO
Mr. Zhai Bin
Industry
Finance

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