$15.24
+0.22
(+1.46%)▲
Insights on Civista Bancshares Inc
Revenue is up for the last 2 quarters, 39.01M → 57.42M (in $), with an average increase of 32.1% per quarter
Netprofit is down for the last 2 quarters, 10.38M → 9.65M (in $), with an average decrease of 7.1% per quarter
In the last 1 year, Nu Holdings Ltd. has given 110.0% return, outperforming this stock by 113.2%
1.07%
Downside
Day's Volatility :2.48%
Upside
1.42%
14.96%
Downside
52 Weeks Volatility :30.55%
Upside
18.33%
Period | Civista Bancshares Inc | Sector (Financials) | Index (Russel 2000) |
---|---|---|---|
3 Months | -11.7% | 5.8% | 0.0% |
6 Months | 1.06% | 26.2% | 0.0% |
1 Year | -2.25% | 21.6% | -1.3% |
3 Years | -34.34% | 14.1% | -22.1% |
Market Capitalization | 235.6M |
Book Value | $23.7 |
Dividend Share | 0.61 |
Dividend Yield | 4.3% |
Earnings Per Share (EPS) | 2.73 |
PE Ratio | 5.5 |
PEG Ratio | 1.93 |
Wall Street Target Price | 19.08 |
Profit Margin | 27.15% |
Operating Margin TTM | 32.95% |
Return On Assets TTM | 1.15% |
Return On Equity TTM | 12.16% |
Revenue TTM | 158.2M |
Revenue Per Share TTM | 10.44 |
Quarterly Revenue Growth YOY | -12.7% |
Gross Profit TTM | 137.5M |
Diluted Eps TTM | 2.73 |
Quarterly Earnings Growth YOY | -0.19 |
EPS Estimate Current Year | 1.99 |
EPS Estimate Next Year | 2.05 |
EPS Estimate Current Quarter | 0.57 |
EPS Estimate Next Quarter | 0.51 |
What analysts predicted
Upside of 25.2%
FY18 | Y/Y Change | |
---|---|---|
Revenue | 84.2M | ↑ 18.92% |
Net Income | 14.1M | ↓ 10.92% |
Net Profit Margin | 16.78% | ↓ 5.63% |
FY19 | Y/Y Change | |
---|---|---|
Revenue | 107.5M | ↑ 27.67% |
Net Income | 33.9M | ↑ 139.61% |
Net Profit Margin | 31.5% | ↑ 14.72% |
FY20 | Y/Y Change | |
---|---|---|
Revenue | 116.0M | ↑ 7.9% |
Net Income | 32.2M | ↓ 4.98% |
Net Profit Margin | 27.74% | ↓ 3.76% |
FY21 | Y/Y Change | |
---|---|---|
Revenue | 124.6M | ↑ 7.34% |
Net Income | 40.5M | ↑ 25.95% |
Net Profit Margin | 32.55% | ↑ 4.81% |
FY22 | Y/Y Change | |
---|---|---|
Revenue | 137.0M | ↑ 10.01% |
Net Income | 39.4M | ↓ 2.76% |
Net Profit Margin | 28.77% | ↓ 3.78% |
FY23 | Y/Y Change | |
---|---|---|
Revenue | 219.9M | ↑ 60.47% |
Net Income | 43.0M | ↑ 8.97% |
Net Profit Margin | 19.54% | ↓ 9.23% |
Q3 FY22 | Q/Q Change | |
---|---|---|
Revenue | 35.6M | ↑ 21.14% |
Net Income | 11.1M | ↑ 44.35% |
Net Profit Margin | 31.09% | ↑ 4.99% |
Q4 FY22 | Q/Q Change | |
---|---|---|
Revenue | 42.0M | ↑ 18.19% |
Net Income | 12.1M | ↑ 9.84% |
Net Profit Margin | 28.9% | ↓ 2.19% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Revenue | 43.1M | ↑ 2.5% |
Net Income | 12.9M | ↑ 6.09% |
Net Profit Margin | 29.91% | ↑ 1.01% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Revenue | 39.9M | ↓ 7.46% |
Net Income | 10.0M | ↓ 22.14% |
Net Profit Margin | 25.16% | ↓ 4.75% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Revenue | 39.0M | ↓ 2.16% |
Net Income | 10.4M | ↑ 3.52% |
Net Profit Margin | 26.63% | ↑ 1.47% |
Q4 FY23 | Q/Q Change | |
---|---|---|
Revenue | 57.4M | ↑ 47.2% |
Net Income | 9.7M | ↓ 7.05% |
Net Profit Margin | 16.81% | ↓ 9.82% |
FY18 | Y/Y Change | |
---|---|---|
Total Assets | 2.1B | ↑ 40.18% |
Total Liabilities | 1.8B | ↑ 37.17% |
FY19 | Y/Y Change | |
---|---|---|
Total Assets | 2.3B | ↑ 7.98% |
Total Liabilities | 255.9M | ↓ 86.09% |
FY20 | Y/Y Change | |
---|---|---|
Total Assets | 2.8B | ↑ 19.63% |
Total Liabilities | 154.4M | ↓ 39.66% |
FY21 | Y/Y Change | |
---|---|---|
Total Assets | 3.0B | ↑ 9.01% |
Total Liabilities | 177.8M | ↑ 15.14% |
FY22 | Y/Y Change | |
---|---|---|
Total Assets | 3.5B | ↑ 17.46% |
Total Liabilities | 3.2B | ↑ 1701.33% |
FY23 | Y/Y Change | |
---|---|---|
Total Assets | 3.9B | ↑ 9.15% |
Total Liabilities | 3.5B | ↑ 8.94% |
Q3 FY22 | Q/Q Change | |
---|---|---|
Total Assets | 3.2B | ↑ 6.67% |
Total Liabilities | 2.9B | ↑ 7.38% |
Q4 FY22 | Q/Q Change | |
---|---|---|
Total Assets | 3.5B | ↑ 9.13% |
Total Liabilities | 3.2B | ↑ 8.98% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 3.6B | ↑ 1.32% |
Total Liabilities | 3.2B | ↑ 1.06% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 3.6B | ↑ 0.88% |
Total Liabilities | 3.3B | ↑ 0.9% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 3.7B | ↑ 3.23% |
Total Liabilities | 3.4B | ↑ 4.1% |
Q4 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 3.9B | ↑ 3.44% |
Total Liabilities | 3.5B | ↑ 2.62% |
FY18 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 20.0M | ↓ 4.14% |
Investing Cash Flow | -34.1M | ↓ 76.66% |
Financing Cash Flow | 16.4M | ↓ 87.29% |
FY19 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 39.5M | ↑ 98.06% |
Investing Cash Flow | -150.5M | ↑ 341.14% |
Financing Cash Flow | 116.7M | ↑ 610.91% |
FY20 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 32.2M | ↓ 18.52% |
Investing Cash Flow | -340.0M | ↑ 125.91% |
Financing Cash Flow | 398.8M | ↑ 241.62% |
FY21 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 40.8M | ↑ 26.56% |
Investing Cash Flow | -130.5M | ↓ 61.62% |
Financing Cash Flow | 216.9M | ↓ 45.61% |
FY22 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 25.2M | ↓ 38.22% |
Investing Cash Flow | -410.4M | ↑ 214.46% |
Financing Cash Flow | 164.3M | ↓ 24.26% |
Q3 FY22 | Q/Q Change | |
---|---|---|
Operating Cash Flow | -20.2M | ↓ 152.47% |
Investing Cash Flow | -113.1M | ↑ 158.63% |
Financing Cash Flow | -59.0M | ↓ 66.12% |
Q4 FY22 | Q/Q Change | |
---|---|---|
Operating Cash Flow | -2.2M | ↓ 88.92% |
Investing Cash Flow | -202.6M | ↑ 79.08% |
Financing Cash Flow | 207.3M | ↓ 451.22% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | 19.8M | ↓ 984.45% |
Investing Cash Flow | -38.6M | ↓ 80.93% |
Financing Cash Flow | 28.2M | ↓ 86.39% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | 19.3M | ↓ 2.34% |
Investing Cash Flow | -46.9M | ↑ 21.33% |
Financing Cash Flow | 16.2M | ↓ 42.64% |
Sell
Neutral
Buy
Civista Bancshares Inc is currently in a neutral trading position according to technical analysis indicators.
Company Name | 1 Month | 6 Month | 1 Year | 3 Years | 5 Years |
---|---|---|---|---|---|
Civista Bancshares Inc | 0.79% | 1.06% | -2.25% | -34.34% | -30.85% |
Nu Holdings Ltd. | -13.89% | 28.43% | 113.01% | 1.45% | 1.45% |
Icici Bank Ltd. | -1.23% | 13.98% | 14.95% | 70.97% | 128.06% |
Pnc Financial Services Group, Inc. | -2.06% | 38.82% | 22.56% | -12.39% | 13.75% |
U.s. Bancorp | -5.74% | 29.4% | 25.19% | -27.97% | -20.58% |
Itaú Unibanco Holding S.a. | -10.37% | 12.87% | 21.0% | 21.24% | -27.46% |
Company Name | P/E Ratio | P/B Ratio | PEG Ratio | EPS | ROE | ROA | Div Yield | BVPS |
---|---|---|---|---|---|---|---|---|
Civista Bancshares Inc | 5.5 | 5.5 | 1.93 | 1.99 | 0.12 | 0.01 | 0.04 | 23.7 |
Nu Holdings Ltd. | 50.76 | 50.76 | NA | 0.4 | 0.18 | 0.03 | NA | 1.34 |
Icici Bank Ltd. | 17.79 | 17.79 | 0.0 | 1.36 | 0.19 | 0.02 | 0.01 | 347.9 |
Pnc Financial Services Group, Inc. | 12.42 | 12.42 | 3.46 | 12.71 | 0.11 | 0.01 | 0.04 | 129.0 |
U.s. Bancorp | 13.1 | 13.1 | 1.14 | 3.88 | 0.09 | 0.01 | 0.05 | 31.26 |
Itaú Unibanco Holding S.a. | 9.42 | 9.42 | 0.86 | 0.83 | 0.18 | 0.01 | 0.01 | 19.4 |
Company Name | Analyst View | Market Cap | 5 Years Return % | PE Ratio | Profit Margin |
---|---|---|---|---|---|
Civista Bancshares Inc | Buy | $235.6M | -30.85% | 5.5 | 27.15% |
Nu Holdings Ltd. | Buy | $50.8B | 1.45% | 50.76 | 27.8% |
Icici Bank Ltd. | Buy | $89.3B | 128.06% | 17.79 | 30.73% |
Pnc Financial Services Group, Inc. | Buy | $58.9B | 13.75% | 12.42 | 25.68% |
U.s. Bancorp | Buy | $61.5B | -20.58% | 13.1 | 20.08% |
Itaú Unibanco Holding S.a. | Buy | $59.1B | -27.46% | 9.42 | 26.58% |
BlackRock Inc
Vanguard Group Inc
Dimensional Fund Advisors, Inc.
Wellington Management Company LLP
Manufacturers Life Insurance Co
Pacific Ridge Capital Partners, LLC
In the quarter ending March,2024. Civista Bancshares Inc has declared dividend of $0.16
Read MoreOrganization | Civista Bancshares Inc |
Employees | 532 |
CEO | Mr. Dennis G. Shaffer |
Industry | Finance |