Civista Bancshares Inc (CIVB)

$16.67

+0.26

(+1.58%)▲

Market is closed - opens 8 PM, 07 Dec 2023

Insights on Civista Bancshares Inc

  • Decreasing Revenue

    Revenue is down for the last 3 quarters, 43.08M → 39.01M (in $), with an average decrease of 4.8% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 10.03M → 10.38M (in $), with an average increase of 3.4% per quarter

  • Vs ITUB

    In the last 1 year, Itaú Unibanco Holding S.a. has given 30.8% return, outperforming this stock by 59.7%

  • Vs IBN

    In the last 3 years, Icici Bank Ltd. has given 8.8% return, outperforming this stock by 14.0%

Performance

  • $16.33
    $16.99
    $16.67
    downward going graph

    2.04%

    Downside

    Day's Volatility :3.9%

    Upside

    1.9%

    downward going graph
  • $13.22
    $21.92
    $16.67
    downward going graph

    20.7%

    Downside

    52 Weeks Volatility :39.69%

    Upside

    23.95%

    downward going graph

Returns

PeriodCivista Bancshares IncSector (Financials)Index (Russel 2000)
3 Months
0.55%
4.7%
0.0%
6 Months
5.33%
8.8%
0.0%
1 Year
-28.87%
3.5%
-2.4%
3 Years
-4.76%
24.1%
-6.5%

Highlights

Market Capitalization
264.0M
Book Value
$21.2
Dividend Share
0.59
Dividend Yield
3.9%
Earnings Per Share (EPS)
2.9
PE Ratio
5.8
PEG Ratio
1.93
Wall Street Target Price
18.5
Profit Margin
27.79%
Operating Margin TTM
33.55%
Return On Assets TTM
1.3%
Return On Equity TTM
14.31%
Revenue TTM
163.6M
Revenue Per Share TTM
10.78
Quarterly Revenue Growth YOY
8.7%
Gross Profit TTM
137.5M
Diluted Eps TTM
2.9
Quarterly Earnings Growth YOY
-0.08
EPS Estimate Current Year
2.69
EPS Estimate Next Year
2.19
EPS Estimate Current Quarter
0.61
EPS Estimate Next Quarter
0.59

Analyst Recommendation

Buy
    81%Buy
    18%Hold
    0
    0%Sell
Based on 11 Wall street analysts offering stock ratings for Civista Bancshares Inc(by analysts ranked 0 to 5 stars)
Based on 11 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
9
10
10
Hold
2
2
2
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 10.98%

Current $16.67
Target $18.50

Company Financials

FY17Y/Y Change
Revenue
70.8M
↑ 6.7%
Net Income
15.9M
↓ 7.81%
Net Profit Margin
22.41%
↓ 3.52%
FY18Y/Y Change
Revenue
84.2M
↑ 18.92%
Net Income
14.1M
↓ 10.92%
Net Profit Margin
16.78%
↓ 5.63%
FY19Y/Y Change
Revenue
107.5M
↑ 27.67%
Net Income
33.9M
↑ 139.61%
Net Profit Margin
31.5%
↑ 14.72%
FY20Y/Y Change
Revenue
116.0M
↑ 7.9%
Net Income
32.2M
↓ 4.98%
Net Profit Margin
27.74%
↓ 3.76%
FY21Y/Y Change
Revenue
124.6M
↑ 7.34%
Net Income
40.5M
↑ 25.95%
Net Profit Margin
32.55%
↑ 4.81%
FY22Y/Y Change
Revenue
137.0M
↑ 10.01%
Net Income
39.4M
↓ 2.76%
Net Profit Margin
28.77%
↓ 3.78%
Q2 FY22Q/Q Change
Revenue
29.4M
↓ 2.33%
Net Income
7.7M
↓ 9.04%
Net Profit Margin
26.23%
↓ 1.93%
Q3 FY22Q/Q Change
Revenue
35.6M
↑ 21.14%
Net Income
11.1M
↑ 44.29%
Net Profit Margin
31.24%
↑ 5.01%
Q4 FY22Q/Q Change
Revenue
42.0M
↑ 18.19%
Net Income
12.1M
↑ 9.32%
Net Profit Margin
28.9%
↓ 2.34%
Q1 FY23Q/Q Change
Revenue
43.1M
↑ 2.5%
Net Income
12.9M
↑ 6.09%
Net Profit Margin
29.91%
↑ 1.01%
Q2 FY23Q/Q Change
Revenue
39.9M
↓ 7.46%
Net Income
10.0M
↓ 22.14%
Net Profit Margin
25.16%
↓ 4.75%
Q3 FY23Q/Q Change
Revenue
39.0M
↓ 2.16%
Net Income
10.4M
↑ 3.52%
Net Profit Margin
26.63%
↑ 1.47%
FY17Y/Y Change
Total Assets
1.5B
↑ 10.79%
Total Liabilities
1.3B
↑ 8.21%
FY18Y/Y Change
Total Assets
2.1B
↑ 40.18%
Total Liabilities
1.8B
↑ 37.17%
FY19Y/Y Change
Total Assets
2.3B
↑ 7.98%
Total Liabilities
255.9M
↓ 86.09%
FY20Y/Y Change
Total Assets
2.8B
↑ 19.63%
Total Liabilities
154.4M
↓ 39.66%
FY21Y/Y Change
Total Assets
3.0B
↑ 9.01%
Total Liabilities
177.8M
↑ 15.14%
FY22Y/Y Change
Total Assets
3.5B
↑ 17.46%
Total Liabilities
3.2B
↑ 1701.33%
Q2 FY22Q/Q Change
Total Assets
3.0B
↓ 4.56%
Total Liabilities
2.7B
↓ 4.19%
Q3 FY22Q/Q Change
Total Assets
3.2B
↑ 6.67%
Total Liabilities
2.9B
↑ 7.38%
Q4 FY22Q/Q Change
Total Assets
3.5B
↑ 9.13%
Total Liabilities
3.2B
↑ 8.98%
Q1 FY23Q/Q Change
Total Assets
3.6B
↑ 1.32%
Total Liabilities
3.2B
↑ 1.06%
Q2 FY23Q/Q Change
Total Assets
3.6B
↑ 0.88%
Total Liabilities
3.3B
↑ 0.9%
Q3 FY23Q/Q Change
Total Assets
3.7B
↑ 3.23%
Total Liabilities
3.4B
↑ 4.1%
FY17Y/Y Change
Operating Cash Flow
20.8M
↑ 17.56%
Investing Cash Flow
-146.2M
↑ 129.93%
Financing Cash Flow
129.2M
↑ 174.86%
FY18Y/Y Change
Operating Cash Flow
20.0M
↓ 4.14%
Investing Cash Flow
-34.1M
↓ 76.66%
Financing Cash Flow
16.4M
↓ 87.29%
FY19Y/Y Change
Operating Cash Flow
39.5M
↑ 98.06%
Investing Cash Flow
-150.5M
↑ 341.14%
Financing Cash Flow
116.7M
↑ 610.91%
FY20Y/Y Change
Operating Cash Flow
32.2M
↓ 18.52%
Investing Cash Flow
-340.0M
↑ 125.91%
Financing Cash Flow
398.8M
↑ 241.62%
FY21Y/Y Change
Operating Cash Flow
40.8M
↑ 26.56%
Investing Cash Flow
-130.5M
↓ 61.62%
Financing Cash Flow
216.9M
↓ 45.61%
FY22Y/Y Change
Operating Cash Flow
25.2M
↓ 38.22%
Investing Cash Flow
-410.4M
↑ 214.46%
Financing Cash Flow
164.3M
↓ 24.26%
Q1 FY22Q/Q Change
Operating Cash Flow
9.1M
↑ 40.95%
Investing Cash Flow
-50.9M
↑ 9.29%
Financing Cash Flow
190.2M
↑ 254.69%
Q2 FY22Q/Q Change
Operating Cash Flow
38.5M
↑ 322.58%
Investing Cash Flow
-43.7M
↓ 14.01%
Financing Cash Flow
-174.2M
↓ 191.57%
Q3 FY22Q/Q Change
Operating Cash Flow
-20.2M
↓ 152.47%
Investing Cash Flow
-113.1M
↑ 158.63%
Financing Cash Flow
-59.0M
↓ 66.12%
Q4 FY22Q/Q Change
Operating Cash Flow
-2.2M
↓ 88.92%
Investing Cash Flow
-202.6M
↑ 79.08%
Financing Cash Flow
207.3M
↓ 451.22%
Q1 FY23Q/Q Change
Operating Cash Flow
19.8M
↓ 984.45%
Investing Cash Flow
-38.6M
↓ 80.93%
Financing Cash Flow
28.2M
↓ 86.39%
Q2 FY23Q/Q Change
Operating Cash Flow
19.3M
↓ 2.34%
Investing Cash Flow
-46.9M
↑ 21.33%
Financing Cash Flow
16.2M
↓ 42.64%

Technicals Summary

Sell

Neutral

Buy

Civista Bancshares Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Civista Bancshares Inc
Civista Bancshares Inc
10.73%
5.33%
-28.87%
-4.76%
-17.2%
Icici Bank Ltd.
Icici Bank Ltd.
6.7%
6.05%
7.98%
74.7%
145.17%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
14.08%
9.72%
-8.69%
-2.22%
7.23%
U.s. Bancorp
U.s. Bancorp
11.71%
20.75%
-8.24%
-12.05%
-24.72%
Truist Financial Corp
Truist Financial Corp
7.84%
0.3%
-20.86%
-30.74%
-31.14%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
12.94%
17.24%
30.77%
7.67%
-29.78%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Civista Bancshares Inc
Civista Bancshares Inc
5.8
5.8
1.93
2.69
0.14
0.01
0.04
21.2
Icici Bank Ltd.
Icici Bank Ltd.
17.95
17.95
0.0
1.08
0.19
0.02
0.01
331.35
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
9.65
9.65
7.18
13.75
0.13
0.01
0.04
105.98
U.s. Bancorp
U.s. Bancorp
11.86
11.86
2.68
4.31
0.11
0.01
0.05
29.74
Truist Financial Corp
Truist Financial Corp
8.36
8.36
0.88
3.76
0.09
0.01
0.06
41.37
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.6
9.6
0.9
0.73
0.18
0.01
0.03
18.73
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Civista Bancshares Inc
Civista Bancshares Inc
Buy
$264.0M
-17.2%
5.8
27.79%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$85.0B
145.17%
17.95
30.56%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$55.4B
7.23%
9.65
29.76%
U.s. Bancorp
U.s. Bancorp
Buy
$61.9B
-24.72%
11.86
22.39%
Truist Financial Corp
Truist Financial Corp
Hold
$44.4B
-31.14%
8.36
25.94%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$62.1B
-29.78%
9.6
26.26%

Institutional Holdings

  • BlackRock Inc

    7.27%

  • Vanguard Group Inc

    5.04%

  • Dimensional Fund Advisors, Inc.

    4.81%

  • Wellington Management Company LLP

    3.82%

  • Manufacturers Life Insurance Co

    3.24%

  • Pacific Ridge Capital Partners, LLC

    2.55%

Corporate Announcements

  • Civista Bancshares Inc Dividends December,2023

    In the quarter ending December,2023. Civista Bancshares Inc has declared dividend of $0.16

    Read More

Company Information

Organization
Civista Bancshares Inc
Employees
531
CEO
Mr. Dennis G. Shaffer
Industry
Finance

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