Civista Bancshares Inc (CIVB)

$15.24

+0.22

(+1.46%)

Market is closed - opens 7 PM, 23 Apr 2024

Insights on Civista Bancshares Inc

  • Increasing Revenue

    Revenue is up for the last 2 quarters, 39.01M → 57.42M (in $), with an average increase of 32.1% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 10.38M → 9.65M (in $), with an average decrease of 7.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 110.0% return, outperforming this stock by 113.2%

Performance

  • $15.08
    $15.46
    $15.24
    downward going graph

    1.07%

    Downside

    Day's Volatility :2.48%

    Upside

    1.42%

    downward going graph
  • $12.96
    $18.66
    $15.24
    downward going graph

    14.96%

    Downside

    52 Weeks Volatility :30.55%

    Upside

    18.33%

    downward going graph

Returns

PeriodCivista Bancshares IncSector (Financials)Index (Russel 2000)
3 Months
-11.7%
5.8%
0.0%
6 Months
1.06%
26.2%
0.0%
1 Year
-2.25%
21.6%
-1.3%
3 Years
-34.34%
14.1%
-22.1%

Highlights

Market Capitalization
235.6M
Book Value
$23.7
Dividend Share
0.61
Dividend Yield
4.3%
Earnings Per Share (EPS)
2.73
PE Ratio
5.5
PEG Ratio
1.93
Wall Street Target Price
19.08
Profit Margin
27.15%
Operating Margin TTM
32.95%
Return On Assets TTM
1.15%
Return On Equity TTM
12.16%
Revenue TTM
158.2M
Revenue Per Share TTM
10.44
Quarterly Revenue Growth YOY
-12.7%
Gross Profit TTM
137.5M
Diluted Eps TTM
2.73
Quarterly Earnings Growth YOY
-0.19
EPS Estimate Current Year
1.99
EPS Estimate Next Year
2.05
EPS Estimate Current Quarter
0.57
EPS Estimate Next Quarter
0.51

Analyst Recommendation

Buy
    81%Buy
    18%Hold
    0
    0%Sell
Based on 11 Wall street analysts offering stock ratings for Civista Bancshares Inc(by analysts ranked 0 to 5 stars)
Based on 11 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
9
10
10
Hold
2
2
2
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 25.2%

Current $15.24
Target $19.08

Company Financials

FY18Y/Y Change
Revenue
84.2M
↑ 18.92%
Net Income
14.1M
↓ 10.92%
Net Profit Margin
16.78%
↓ 5.63%
FY19Y/Y Change
Revenue
107.5M
↑ 27.67%
Net Income
33.9M
↑ 139.61%
Net Profit Margin
31.5%
↑ 14.72%
FY20Y/Y Change
Revenue
116.0M
↑ 7.9%
Net Income
32.2M
↓ 4.98%
Net Profit Margin
27.74%
↓ 3.76%
FY21Y/Y Change
Revenue
124.6M
↑ 7.34%
Net Income
40.5M
↑ 25.95%
Net Profit Margin
32.55%
↑ 4.81%
FY22Y/Y Change
Revenue
137.0M
↑ 10.01%
Net Income
39.4M
↓ 2.76%
Net Profit Margin
28.77%
↓ 3.78%
FY23Y/Y Change
Revenue
219.9M
↑ 60.47%
Net Income
43.0M
↑ 8.97%
Net Profit Margin
19.54%
↓ 9.23%
Q3 FY22Q/Q Change
Revenue
35.6M
↑ 21.14%
Net Income
11.1M
↑ 44.35%
Net Profit Margin
31.09%
↑ 4.99%
Q4 FY22Q/Q Change
Revenue
42.0M
↑ 18.19%
Net Income
12.1M
↑ 9.84%
Net Profit Margin
28.9%
↓ 2.19%
Q1 FY23Q/Q Change
Revenue
43.1M
↑ 2.5%
Net Income
12.9M
↑ 6.09%
Net Profit Margin
29.91%
↑ 1.01%
Q2 FY23Q/Q Change
Revenue
39.9M
↓ 7.46%
Net Income
10.0M
↓ 22.14%
Net Profit Margin
25.16%
↓ 4.75%
Q3 FY23Q/Q Change
Revenue
39.0M
↓ 2.16%
Net Income
10.4M
↑ 3.52%
Net Profit Margin
26.63%
↑ 1.47%
Q4 FY23Q/Q Change
Revenue
57.4M
↑ 47.2%
Net Income
9.7M
↓ 7.05%
Net Profit Margin
16.81%
↓ 9.82%
FY18Y/Y Change
Total Assets
2.1B
↑ 40.18%
Total Liabilities
1.8B
↑ 37.17%
FY19Y/Y Change
Total Assets
2.3B
↑ 7.98%
Total Liabilities
255.9M
↓ 86.09%
FY20Y/Y Change
Total Assets
2.8B
↑ 19.63%
Total Liabilities
154.4M
↓ 39.66%
FY21Y/Y Change
Total Assets
3.0B
↑ 9.01%
Total Liabilities
177.8M
↑ 15.14%
FY22Y/Y Change
Total Assets
3.5B
↑ 17.46%
Total Liabilities
3.2B
↑ 1701.33%
FY23Y/Y Change
Total Assets
3.9B
↑ 9.15%
Total Liabilities
3.5B
↑ 8.94%
Q3 FY22Q/Q Change
Total Assets
3.2B
↑ 6.67%
Total Liabilities
2.9B
↑ 7.38%
Q4 FY22Q/Q Change
Total Assets
3.5B
↑ 9.13%
Total Liabilities
3.2B
↑ 8.98%
Q1 FY23Q/Q Change
Total Assets
3.6B
↑ 1.32%
Total Liabilities
3.2B
↑ 1.06%
Q2 FY23Q/Q Change
Total Assets
3.6B
↑ 0.88%
Total Liabilities
3.3B
↑ 0.9%
Q3 FY23Q/Q Change
Total Assets
3.7B
↑ 3.23%
Total Liabilities
3.4B
↑ 4.1%
Q4 FY23Q/Q Change
Total Assets
3.9B
↑ 3.44%
Total Liabilities
3.5B
↑ 2.62%
FY18Y/Y Change
Operating Cash Flow
20.0M
↓ 4.14%
Investing Cash Flow
-34.1M
↓ 76.66%
Financing Cash Flow
16.4M
↓ 87.29%
FY19Y/Y Change
Operating Cash Flow
39.5M
↑ 98.06%
Investing Cash Flow
-150.5M
↑ 341.14%
Financing Cash Flow
116.7M
↑ 610.91%
FY20Y/Y Change
Operating Cash Flow
32.2M
↓ 18.52%
Investing Cash Flow
-340.0M
↑ 125.91%
Financing Cash Flow
398.8M
↑ 241.62%
FY21Y/Y Change
Operating Cash Flow
40.8M
↑ 26.56%
Investing Cash Flow
-130.5M
↓ 61.62%
Financing Cash Flow
216.9M
↓ 45.61%
FY22Y/Y Change
Operating Cash Flow
25.2M
↓ 38.22%
Investing Cash Flow
-410.4M
↑ 214.46%
Financing Cash Flow
164.3M
↓ 24.26%
Q3 FY22Q/Q Change
Operating Cash Flow
-20.2M
↓ 152.47%
Investing Cash Flow
-113.1M
↑ 158.63%
Financing Cash Flow
-59.0M
↓ 66.12%
Q4 FY22Q/Q Change
Operating Cash Flow
-2.2M
↓ 88.92%
Investing Cash Flow
-202.6M
↑ 79.08%
Financing Cash Flow
207.3M
↓ 451.22%
Q1 FY23Q/Q Change
Operating Cash Flow
19.8M
↓ 984.45%
Investing Cash Flow
-38.6M
↓ 80.93%
Financing Cash Flow
28.2M
↓ 86.39%
Q2 FY23Q/Q Change
Operating Cash Flow
19.3M
↓ 2.34%
Investing Cash Flow
-46.9M
↑ 21.33%
Financing Cash Flow
16.2M
↓ 42.64%

Technicals Summary

Sell

Neutral

Buy

Civista Bancshares Inc is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Civista Bancshares Inc
Civista Bancshares Inc
0.79%
1.06%
-2.25%
-34.34%
-30.85%
Nu Holdings Ltd.
Nu Holdings Ltd.
-13.89%
28.43%
113.01%
1.45%
1.45%
Icici Bank Ltd.
Icici Bank Ltd.
-1.23%
13.98%
14.95%
70.97%
128.06%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-2.06%
38.82%
22.56%
-12.39%
13.75%
U.s. Bancorp
U.s. Bancorp
-5.74%
29.4%
25.19%
-27.97%
-20.58%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-10.37%
12.87%
21.0%
21.24%
-27.46%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Civista Bancshares Inc
Civista Bancshares Inc
5.5
5.5
1.93
1.99
0.12
0.01
0.04
23.7
Nu Holdings Ltd.
Nu Holdings Ltd.
50.76
50.76
NA
0.4
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
17.79
17.79
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
12.42
12.42
3.46
12.71
0.11
0.01
0.04
129.0
U.s. Bancorp
U.s. Bancorp
13.1
13.1
1.14
3.88
0.09
0.01
0.05
31.26
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.42
9.42
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Civista Bancshares Inc
Civista Bancshares Inc
Buy
$235.6M
-30.85%
5.5
27.15%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$50.8B
1.45%
50.76
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$89.3B
128.06%
17.79
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$58.9B
13.75%
12.42
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$61.5B
-20.58%
13.1
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$59.1B
-27.46%
9.42
26.58%

Institutional Holdings

  • BlackRock Inc

    8.09%
  • Vanguard Group Inc

    5.13%
  • Dimensional Fund Advisors, Inc.

    4.96%
  • Wellington Management Company LLP

    3.86%
  • Manufacturers Life Insurance Co

    3.04%
  • Pacific Ridge Capital Partners, LLC

    2.50%

Corporate Announcements

  • Civista Bancshares Inc Dividends March,2024

    In the quarter ending March,2024. Civista Bancshares Inc has declared dividend of $0.16

    Read More

Company Information

Organization
Civista Bancshares Inc
Employees
532
CEO
Mr. Dennis G. Shaffer
Industry
Finance

FAQs