Citizens Inc Share Price

NYSE: CIA

Small Cap

$5.45

(+0.09%)

as on September 13, 2025 at 1:29 am IST

$₹

Citizens Inc Stock Performance

as on September 13, 2025 at 1:29 am IST

Day's Low
$5.35
Day's Price Range
$5.45
$5.45
1.83%
Downside
52 Week's Low
52 Week's High
$2.9
52-Week Price Range
$5.95
$5.45
46.79%
Downside
9.08%
Upside

Citizens Inc share price movements today

Previous Close: $5.44
Open: $5.35
Volume: 204.5K
Day's Low - High: $5.35 - $5.45
52 Week Low - High: $2.9 - $5.95

Citizens Inc Historical Returns

1 Month Return: 0 %
3 Month Return: 0 %
1 Year Return: 0 %
3 Year Return: 0 %
5 Year Return: 0 %

Citizens Inc Stock Fundamentals & Key Indicators

Check Citizens Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$273.8M

EPS (TTM)

0.25

Dividend Yield

0.00%

PE Ratio (TTM)

24.77

Industry PE ratio

9.72337606837607

P/B Ratio

24.7727

PEG Ratio

Return On Equity TTM

5.35%

Citizens Inc Stock Valuation

Track how Citizens Inc P/E has moved over time to understand its valuation trends.

Citizens Inc in the last 5 years

Overview
Trends

Lowest (5.46x)

March 31, 2024

Industry (9.72x)

September 15, 2025

Today (24.77x)

September 15, 2025

Highest (16.01x)

March 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 24.77x

Citizens Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Citizens Inc with its industry peers.

Company	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin %
Citizens Inc	NA	$273.8M	NA	24.77	4.57%
Unum Group	BUY	$12.8B	313.63%	9.02	11.77%
Manulife Financial Corporation	BUY	$54.2B	118.42%	14.24	19.36%
Aflac Inc.	HOLD	$58.4B	197.44%	24.58	15.32%
Metlife, Inc.	BUY	$53.7B	115.46%	13.72	5.87%

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Citizens Inc Stock's Interest Amongst Investors

Search interest for Citizens Inc Stock has decreased by -30% in the last 30 days, reflecting a downward trend in search activity.

Time period: August 16, 2025 to September 15, 2025

Change:-30% versus previous 30 day period

Citizens Inc Quarterly Profit & Loss

All numbers in Millions USD

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Total Revenue	55	58	59	66	57	62	61	63	55	65
Gross Profit	55	58	59	66	57	62	29	30	18	-
Operating Income	6	6	4	8	4	3	3	3	-1	6
EBITDA	6	6	4	9	5	3	3	3	-1	6
Interest Expense	0	-	-	-	-	-	-	-	-	-
Depreciation	0	0	0	0	0	0	0	0	0	0
Income Before Tax	6	6	4	8	4	3	3	3	-1	6
Income Tax Expense	1	0	1	-1	0	0	0	0	0	0
Net Income	4	6	2	10	4	3	2	3	-1	6
Net Profit Margin	8.71%	10.47%	4.54%	16.07%	7.87%	6.38%	4.52%	5.70%	-2.92%	9.92%

Citizens Inc Annual Profit & Loss

All numbers in Millions USD

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Revenue	236	245	252	244	250	238	250	232	240	245
Gross Profit	236	245	252	244	250	238	250	232	240	245
Operating Income	-2	5	-2	2	4	-75	4	-7	193	14
EBITDA	0	8	0	3	8	-74	-5	27	27	15
Interest Expense	-	-	-	-	-	-	-	0	-	-
Depreciation	-	-	3	3	1	1	1	0	0	0
Income Before Tax	-2	5	-2	2	5	-12	-6	-7	26	14
Income Tax Expense	0	3	35	13	7	-1	43	0	1	0
Net Income	-3	1	-38	-11	-1	-10	-50	-7	24	14
Net Profit Margin	-1.51%	0.80%	-15.09%	-4.53%	-0.55%	-4.60%	-20.02%	-3.22%	10.15%	6.09%

Citizens Inc Quarterly Cash Flow

All numbers in Millions USD

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Net Income	6	2	10	4	3	2	3	-1	2
Operating Cash Flow	4	3	6	6	4	9	10	0	3
Investing Cash Flow	0	-18	3	-9	0	-3	-13	-11	4
Financing Cash Flow	-1	0	0	-1	0	0	0	0	-3
Change in Cash	1	-4	10	-3	3	6	-3	-10	4

Citizens Inc Annual Cash Flow

All numbers in Millions USD

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Income	1	-38	-11	-1	-10	36	-6	24	14
Operating Cash Flow	102	93	84	72	48	40	56	22	31
Investing Cash Flow	-152	-85	-85	-69	-61	-41	-60	-14	-27
Financing Cash Flow	2	2	0	-2	0	-6	0	-3	-2
Change in Cash	-47	10	0	0	-12	-6	-4	4	2

Global Institutional Holdings in Citizens Inc

Funds	Holdings
Vanguard Group Inc	4.21%
BlackRock Inc	1.88%
Susquehanna International Group, LLP	1.67%
UBS Group AG	1.6%
Millennium Management LLC	1.53%

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Insights on Citizens Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

POSITIVE IMPACT
Best in 1 Year
In the last 1 year, CIA has outperformed top 5 stocks with highest market-cap in its industry
POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 2 quarters, 55.65M → 65.08M (in $), with an average increase of 14.5% per quarter
POSITIVE IMPACT
Price Rise
In the last 3 months, CIA stock has moved up by 54.8%
POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 2 quarters, -1.62M → 6.45M (in $), with an average increase of 125.1% per quarter
NO EFFECT
Against Peers
In the last 3 years, Unum Group has given 84.9% return, outperforming this stock by 33.5%

About Citizens Inc

citizens, inc. (nyse: cia) is a insurance holding company serving the life insurance needs of individuals in the united states since 1969 and internationally since 1975. citizens operates through its insurance subsidiaries: cica life insurance company of america (“cica life”), citizens national life insurance company (“cnlic”), security plan life insurance company (“splic”) and security plan fire insurance company (“spfic”).

Organisation	Citizens Inc
Headquarters	11815 Alterra Parkway, Austin, TX, United States, 78758
Industry	Finance
CEO	Mr. Jon Scott Stenberg
E-voting on shares	Click here to vote

Key Management of Citizens Inc

Name	Title
Mr. Jeffery Paul Conklin	CFO, Chief Investment Officer & Treasurer
Ms. Sheryl L. Kinlaw J.D.	Chief Legal Officer & Secretary
Mr. Bryon Matthew Lewis	Chief Operating Officer
Ms. Paula Guerrero	Chief Information Officer
Mr. David Scott Jorgensen CPA	General Manager for International Operations of CICA Life Insurance Company of America
Mr. Harvey J. L. Waite	Chief Actuary
Mr. Jon Scott Stenberg	President & CEO

FAQs

What is Citizens Inc share price today?

Citizens Inc share price today is $5.45 as on September 13, 2025 at 1:29 am IST at the close of the market. Citizens Inc share today touched a day high of $5.45 and a low of $5.35.

What is the 52 week high and 52 week low for Citizens Inc share?

Citizens Inc share touched a 52 week high of $5.95 on October 18, 2024 and a 52 week low of $2.9 on April 7, 2025. Citizens Inc stock price today i.e. September 13, 2025 at 1:29 am IST is closed at $5.45,which is 8.33% down from its 52 week high and 87.93% up from its 52 week low.

What is Citizens Inc's market capitalisation today?

Citizens Inc market capitalisation is $0.00T as on September 13, 2025 at 1:29 am IST.

How to invest in Citizens Inc Stock (CIA) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Citizens Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Citizens Inc Shares that will get you 0.2752 shares as per Citizens Inc share price of $5.45 per share as on September 13, 2025 at 1:29 am IST.

What is the minimum amount required to buy Citizens Inc Stock (CIA) from India?

Indian investors can start investing in Citizens Inc (CIA) shares with as little as ₹88.27 or $1 (as of September 15, 2025 at 5:41 pm IST) using the INDmoney app.
For example: If you want to invest $10 or ₹882.70 in Citizens Inc stock (as per the Rupee-Dollar exchange rate as on September 15, 2025 at 5:41 pm IST). Based on Citizens Inc share’s latest price of $5.45 as on September 13, 2025 at 1:29 am IST, you will get 1.8349 shares of Citizens Inc. Learn more about fractional shares .