Citizens Inc share price logo

Citizens Inc

NASDAQ: CIA

Small Cap

$4.94

as on

Citizens Inc Stock Performance

as on May 25, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $4.87
    $5.07
    downward going graph

    1.42%

    Downside

    2.63%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    $3.25
    $6.40
    downward going graph

    34.31%

    Downside

    29.64%

    Upside

    downward going graph

Citizens Inc share price movements today

Previous Close
$4.94
Open
$5.03
Volume
87.2K
Day's Low - High
$4.87 - $5.07
52 Week Low - High
$3.25 - $6.40

Citizens Inc Historical Returns

1 Month Return
-13.49 %
3 Month Return
-13.18 %
1 Year Return
+ 28.31 %
3 Year Return
+ 169.95 %
5 Year Return
-5.18 %

Citizens Inc Stock Fundamentals & Key Indicators

Check Citizens Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$249.7M

EPS (TTM)

0.3

Dividend Yield

0.00%

PE Ratio (TTM)

14.11

Industry PE ratio

11.506666666666666

PEG Ratio

1.2074

Return On Equity TTM

8.09%

Citizens Inc Stock Valuation

Track how Citizens Inc P/E has moved over time to understand its valuation trends.

Citizens Inc in the last 5 years

  • Overview

  • Trends

Lowest (-55.06x)

June 30, 2021

Industry (11.51x)

May 25, 2026

Today (14.11x)

May 25, 2026

Highest (16.69x)

December 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 14.11x

Citizens Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Citizens Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Citizens Inc image
Citizens Inc
NA$249.7M-5.18%14.117.12%NA
Manulife Financial Corp image
Manulife Financial Corp
BUY$64.3B87.31%15.2920.04%4.62%
Aflac Incorporated image
Aflac Incorporated
HOLD$60.0B111.37%13.4725.60%1.9900000000000002%
MetLife Inc image
MetLife Inc
BUY$54.1B31.3%16.264.67%2.69%
Prudential Financial, Inc. image
Prudential Financial, Inc.
HOLD$36.2B-0.24%10.725.48%5.2299999999999995%

Stock Returns calculator for Citizens Inc Stock including INR - Dollar returns

The Citizens Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Citizens Inc investment value today

Current value as on today

₹1,43,591

Returns

₹43,591

(+43.59%)

Returns from Citizens Inc Stock

₹28,312 (+28.31%)

Dollar Impact

₹15,280 (+15.28%)

Indian Investors' Interest in Citizens Inc Stock

Search interest for Citizens Inc Stock has increased by 80% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:80% versus previous 30 day period

Citizens Inc Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
66
57
62
61
63
55
65
62
72
58
Gross Profit
22
17
33
29
30
18
33
19
20
18
Operating Income
8
4
3
3
3
-1
6
4
7
2
EBITDA
8
5
3
3
3
-1
7
4
7
2
Interest Expense
-
-
-
-
-
-
-
-
-
-
Depreciation
0
0
0
0
0
0
0
0
0
0
Income Before Tax
8
4
3
3
3
-1
6
4
7
2
Income Tax Expense
-1
0
0
0
0
0
0
2
0
0
Net Income
10
4
3
2
3
-1
6
2
7
2
Net Profit Margin
16.07%
7.87%
6.38%
4.52%
5.70%
-2.92%
9.92%
3.85%
10.18%
3.90%

Citizens Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
245
252
244
250
238
250
232
240
245
255
Gross Profit
47
49
55
60
46
128
114
240
121
90
Operating Income
5
-2
2
5
-12
30
27
193
14
17
EBITDA
8
-1
3
7
-10
31
27
27
15
18
Interest Expense
-
-
-
-
-
-
0
-
-
-
Depreciation
-
3
3
1
1
1
0
0
0
0
Income Before Tax
5
-2
2
5
-12
30
27
26
14
17
Income Tax Expense
3
35
13
7
-1
-42
1
1
0
2
Net Income
1
-38
-11
-1
-10
72
26
24
14
14
Net Profit Margin
0.80%
-15.09%
-4.53%
-0.55%
-4.60%
29.02%
11.18%
10.15%
6.09%
5.71%

Citizens Inc Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Net Income
4
3
2
3
-1
6
2
7
2
Operating Cash Flow
6
4
9
10
0
3
4
9
0
Investing Cash Flow
-9
0
-3
-13
-11
4
-4
-8
-3
Financing Cash Flow
-1
0
0
0
0
-3
0
0
0
Change in Cash
-3
3
6
-3
-10
4
0
0
-4

Citizens Inc Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
-38
-11
-1
-10
72
-6
24
14
14
Operating Cash Flow
93
84
72
48
40
56
22
31
17
Investing Cash Flow
-85
-85
-69
-61
-41
-60
-14
-27
-19
Financing Cash Flow
2
0
-2
0
-6
0
-3
-2
-4
Change in Cash
10
0
0
-12
-6
-4
4
2
-6

Global Institutional Holdings in Citizens Inc

Funds
Holdings
Barclays PLC
0.28%
Charles Schwab Investment Management Inc
0.27%
Arrowstreet Capital Limited Partnership
0.18%
The Goldman Sachs Group Inc
0.2%
Nuveen, LLC
0.12%
See all

Insights on Citizens Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, CIA has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 years, CIA stock has moved up by 183.9%

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, CIA has outperformed top 5 stocks with highest market-cap in its industry

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 7.33M → 2.26M (in $), with an average decrease of 69.1% per quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 72.07M → 58.22M (in $), with an average decrease of 19.2% per quarter

About Citizens Inc

Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
OrganisationCitizens Inc
Headquarters11815 Alterra Parkway, Austin, TX, United States, 78758
IndustryInsurance - Life
CEOMr. Jon Scott Stenberg
E-voting on sharesClick here to vote

Key Management of Citizens Inc

Name

Title

Mr. David Scott Jorgensen CPA

General Manager for International Operations of CICA Life Insurance Company of America

Mr. Harvey J. L. Waite

Chief Actuary

Mr. Seth Alan Hoxworth

Chief Actuary

Mr. Jon Scott Stenberg

President CEO & Director

Mr. Jeffery Paul Conklin

CFO, Chief Investment Officer & Treasurer

Ms. Sheryl L. Kinlaw J.D.

Chief Legal Officer & Secretary

Mr. Bryon Matthew Lewis

Chief Operating Officer

Ms. Paula Guerrero

Chief Information Officer

FAQs

What is Citizens Inc share price today?

Citizens Inc share price today is $4.94 as on at the close of the market. Citizens Inc share today touched a day high of $5.07 and a low of $4.87.

What is the 52 week high and 52 week low for Citizens Inc share?

Citizens Inc share touched a 52 week high of $6.4 on and a 52 week low of $3.25 on . Citizens Inc stock price today i.e. is closed at $4.94,which is 22.86% down from its 52 week high and 52.23% up from its 52 week low.

What is Citizens Inc's market capitalisation today?

Citizens Inc market capitalisation is $0.00T as on .

How to invest in Citizens Inc Stock (CIA) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Citizens Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Citizens Inc Shares that will get you 0.3036 shares as per Citizens Inc share price of $4.94 per share as on May 25, 2026 at 8:46 am IST.

What is the minimum amount required to buy Citizens Inc Stock (CIA) from India?

Indian investors can start investing in Citizens Inc (CIA) shares with as little as ₹95.22 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹952.20 in Citizens Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Citizens Inc share’s latest price of $4.94 as on May 25, 2026 at 8:46 am IST, you will get 2.0243 shares of Citizens Inc. Learn more about fractional shares .

What are the returns that Citizens Inc has given to Indian investors in the last 5 years?

Citizens Inc stock has given -5.18% share price returns and 31.47% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?