Choiceone Financial Services Share Price (NASDAQ: COFS)

$30.76

▲

-0.1

(-0.32%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Choiceone Financial Services Stock chart to analyse performance

Choiceone Financial Services stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$30.73
Today's High:$30.76
$30.76
0.1%
Downside
Day's Volatility :0.1%
Upside
0.0%
52 Weeks Low:$24.89
52 Weeks High:$38.15
$30.76
19.08%
Downside
52 Weeks Volatility :34.76%
Upside
19.37%

Choiceone Financial Services Stock Returns

Period	Choiceone Financial Services Inc	Index (Russel 2000)
3 Months	5.57%	0.0%
6 Months	-3.21%	0.0%
1 Year	-1.47%	0.0%
3 Years	40.64%	-4.7%

Choiceone Financial Services Inc Key Stats

Check Choiceone Financial Services key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$30.86
Open	$30.73
Today's High	$30.76
Today's Low	$30.73
Market Capitalization	$463.4M
Today's Volume	$43.4K
52 Week High	$38.15
52 Week Low	$24.89
Revenue TTM	$108.4M
Earnings Per Share (EPS)	$1.61
PE Ratio	19.17
Dividend Yield	3.6%
Profit Margin	13.04%
Quarterly Earnings Growth YOY	0.03%
Return On Equity TTM	4.37%

Stock Returns calculator for Choiceone Financial Services Stock including INR - Dollar returns

The Choiceone Financial Services stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Choiceone Financial Services investment value today

Current value as on today

₹1,04,032

Returns

₹4,032

(+4.03%)

Returns from Choiceone Financial Services Stock

₹1,252 (-1.25%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Choiceone Financial Services Stock

33%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Choiceone Financial Services Stock from India on INDmoney has increased by 33% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Choiceone Financial Services Inc

Name
Holdings %
Name
Holdings %
Fourthstone LLC
7.61%
Vanguard Group Inc
5.32%
BlackRock Inc
3.42%
AllianceBernstein L.P.
2.67%
Gendell Jeffrey L
1.54%
Manufacturers Life Insurance Co
1.51%

Analyst Recommendation on Choiceone Financial Services Stock

Rating

Trend

Sell

0%Buy

50%Hold

50%Sell

Based on 6 Wall street analysts offering stock ratings for Choiceone Financial Services(by analysts ranked 0 to 5 stars)

Choiceone Financial Services Share Price Target

What analysts predicted

Upside of 14.87%

Target:

$35.33

Current:

$30.76

Choiceone Financial Services share price target is $35.33, a slight Upside of 14.87% compared to current price of $30.76 as per analysts' prediction.

Choiceone Financial Services Stock Insights

Price Movement
In the last 3 years, COFS stock has moved up by 42.9%
Increasing Revenue
Revenue is up for the last 3 quarters, 36.03M → 60.18M (in $), with an average increase of 22.6% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, -13.90M → 13.53M (in $), with an average increase of 202.8% per quarter
COFS vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 60.2%
COFS vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 144.5%
Price to Sales
ForCOFS every $1 of sales, investors are willing to pay $3.1, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Choiceone Financial Services Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$41.6M	↑ 32.42%
Net Income	$7.2M	↓ 2.21%
Net Profit Margin	17.22%	↓ 6.1%

	FY20	Y/Y Change
Revenue	$78.4M	↑ 88.31%
Net Income	$15.6M	↑ 117.72%
Net Profit Margin	19.91%	↑ 2.69%

	FY21	Y/Y Change
Revenue	$83.8M	↑ 6.89%
Net Income	$22.0M	↑ 41.18%
Net Profit Margin	26.3%	↑ 6.39%

	FY22	Y/Y Change
Revenue	$89.1M	↑ 6.35%
Net Income	$23.6M	↑ 7.25%
Net Profit Margin	26.52%	↑ 0.22%

	FY23	Y/Y Change
Revenue	$113.9M	↑ 27.77%
Net Income	$21.3M	↓ 10.06%
Net Profit Margin	18.67%	↓ 7.85%

	FY24	Y/Y Change
Revenue	$139.1M	↑ 22.14%
Net Income	$26.7M	↑ 25.71%
Net Profit Margin	19.21%	↑ 0.54%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$32.5M	↑ 1.48%
Net Income	$5.6M	↑ 6.44%
Net Profit Margin	17.34%	↑ 0.8%

	Q2 FY24	Q/Q Change
Revenue	$34.0M	↑ 4.75%
Net Income	$6.6M	↑ 16.9%
Net Profit Margin	19.36%	↑ 2.02%

	Q3 FY24	Q/Q Change
Revenue	$36.6M	↑ 7.44%
Net Income	$7.3M	↑ 11.57%
Net Profit Margin	20.1%	↑ 0.74%

	Q4 FY24	Q/Q Change
Revenue	$36.0M	↓ 1.44%
Net Income	$7.2M	↓ 2.57%
Net Profit Margin	19.87%	↓ 0.23%

	Q1 FY25	Q/Q Change
Revenue	$44.9M	↑ 24.56%
Net Income	$-13.9M	↓ 294.25%
Net Profit Margin	-30.98%	↓ 50.85%

	Q2 FY25	Q/Q Change
Revenue	$60.2M	↑ 34.11%
Net Income	$13.5M	↓ 197.32%
Net Profit Margin	22.49%	↑ 53.47%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$36.9M	↑ 27.61%

	FY20	Y/Y Change
Profit	$69.8M	↑ 88.87%

	FY21	Y/Y Change
Profit	$79.4M	↑ 13.83%

	FY22	Y/Y Change
Profit	$81.1M	↑ 2.16%

	FY23	Y/Y Change
Profit	$80.6M	↓ 0.61%

	FY24	Y/Y Change
Profit	$91.8M	↑ 13.85%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$20.5M	↑ 1.47%

	Q2 FY24	Q/Q Change
Profit	$22.5M	↑ 9.4%

	Q3 FY24	Q/Q Change
Profit	$24.7M	↑ 9.96%

	Q4 FY24	Q/Q Change
Profit	$24.1M	↓ 2.22%

	Q1 FY25	Q/Q Change
Profit	$18.1M	↓ 25.15%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$9.2M	↓ 7.56%
Investing Cash Flow	$36.4M	↓ 182.89%
Financing Cash Flow	$-5.7M	↓ 133.94%

	FY20	Y/Y Change
Operating Cash Flow	$8.5M	↓ 7.87%
Investing Cash Flow	$-250.8M	↓ 789.79%
Financing Cash Flow	$262.2M	↓ 4711.92%

	FY21	Y/Y Change
Operating Cash Flow	$37.7M	↑ 344.67%
Investing Cash Flow	$-521.4M	↑ 107.92%
Financing Cash Flow	$436.0M	↑ 66.28%

	FY22	Y/Y Change
Operating Cash Flow	$45.0M	↑ 19.41%
Investing Cash Flow	$-90.5M	↓ 82.64%
Financing Cash Flow	$57.5M	↓ 86.8%

	FY23	Y/Y Change
Operating Cash Flow	$46.5M	↑ 3.25%
Investing Cash Flow	$-181.4M	↑ 100.41%
Financing Cash Flow	$146.4M	↑ 154.4%

	FY24	Y/Y Change
Operating Cash Flow	$48.6M	↑ 4.66%
Investing Cash Flow	$-97.9M	↓ 46.01%
Financing Cash Flow	$90.6M	↓ 38.12%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$15.3M	↓ 241.17%
Investing Cash Flow	$7.6M	↓ 108.93%
Financing Cash Flow	$71.8M	↑ 942.38%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$15.7M	↑ 2.76%
Investing Cash Flow	$-3.6M	↓ 147.33%
Financing Cash Flow	$-61.3M	↓ 185.36%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-6.4M	↓ 140.75%
Investing Cash Flow	$-60.3M	↑ 1573.06%
Financing Cash Flow	$111.6M	↓ 282.25%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$24.0M	↓ 474.42%
Investing Cash Flow	$-41.6M	↓ 30.97%
Financing Cash Flow	$-31.6M	↓ 128.28%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$-6.5M	↓ 126.96%
Investing Cash Flow	$257.0M	↓ 717.39%
Financing Cash Flow	$-207.8M	↑ 558.29%

Choiceone Financial Services Technicals Summary

Sell

Neutral

Buy

Choiceone Financial Services is currently in a neutral trading position according to technical analysis indicators.

Choiceone Financial Services Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Choiceone Financial Services Inc	7.04%	-3.21%	-1.47%	40.64%	5.42%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Choiceone Financial Services Inc	19.17	19.17	0.0	3.48	0.04	0.0	0.04	28.77
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Choiceone Financial Services Inc	Sell	$463.4M	5.42%	19.17	13.04%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Choiceone Financial Services Inc

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan. The company offers time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers sells insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

Organization	Choiceone Financial Services
Employees	571
CEO	Mr. Lee A. Braford
Industry	Regional Banks

Key Management of Choiceone Financial Services Inc

Name	Title
Mr. Kelly J. Potes CFP	CEO & Director
Mr. Michael J. Burke Jr.	President & Director
Mr. Bradley A. Henion	Executive VP & Chief Lending Officer
Mr. Adom J. Greenland CPA	CFO, Executive VP, Secretary & Treasurer
Mr. Robert G. Michel	SVP & Operations Officer
Ms. Shelly M. Childers	Senior VP & Chief Information Officer
Mr. Bart E. Jonker	SVP of Risk Management & Compliance Officer
Danielle Chateauvert	Vice President of Marketing
Mr. Lee A. Braford	Senior VP & Chief Credit Officer of ChoiceOne Bank
Mr. Steven M. DeVolder	Senior VP & Senior Trust Officer

Important FAQs about investing in COFS Stock from India :

What is Choiceone Financial Services share price today?

Choiceone Financial Services share price today is $30.76 as on August 30, 2025 at 1:29 am IST at the close of the market. Choiceone Financial Services share today touched a day high of $30.76 and a low of $30.73.

What is the 52 week high and 52 week low for Choiceone Financial Services share?

Choiceone Financial Services share touched a 52 week high of $38.15 and a 52 week low of $24.89. Choiceone Financial Services stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $30.76, lower by 19.37% versus the 52 week high.

How to invest in Choiceone Financial Services Stock (COFS) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Choiceone Financial Services on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Choiceone Financial Services Shares that will get you 0.0488 shares as per Choiceone Financial Services share price of $30.76 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Choiceone Financial Services Stock (COFS) from India?

Indian investors can start investing in Choiceone Financial Services (COFS) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Choiceone Financial Services stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Choiceone Financial Services share’s latest price of $30.76 as on August 30, 2025 at 1:29 am IST, you will get 0.3251 shares of Choiceone Financial Services. Learn more about fractional shares .

What are the returns that Choiceone Financial Services has given to Indian investors in the last 5 years?

Choiceone Financial Services stock has given 5.42% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?