Choiceone Financial Services Inc share price logo

Choiceone Financial Services Inc Share Price

NASDAQ: COFS

Small Cap

$27.48

-0.07

(-0.24%)

as on

Choiceone Financial Services Inc Stock Performance

as on March 18, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $27.35
    $28.10
    downward going graph

    0.47%

    Downside

    2.26%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    $24.89
    $35.40
    downward going graph

    9.43%

    Downside

    28.82%

    Upside

    downward going graph

Choiceone Financial Services Inc share price movements today

Previous Close
$27.55
Open
$27.68
Volume
292.0K
Day's Low - High
$27.35 - $28.10
52 Week Low - High
$24.89 - $35.40

Choiceone Financial Services Inc Historical Returns

1 Month Return
-4.14 %
3 Month Return
-13.5 %
1 Year Return
-3.97 %
3 Year Return
+ 4.36 %
5 Year Return
-1.75 %

Choiceone Financial Services Inc Stock Fundamentals & Key Indicators

Check Choiceone Financial Services Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$413.9M

EPS (TTM)

3.5

Dividend Yield

3.43%

Quarterly Earnings Growth YOY

0.15%

PE Ratio (TTM)

13.71

Industry PE ratio

0

PEG Ratio

0

EBITDA

-

Revenue (TTM)

146.6M

Profit Margin

19.22%

Return On Equity TTM

7.76%

Choiceone Financial Services Inc Stock Valuation

Track how Choiceone Financial Services Inc P/E has moved over time to understand its valuation trends.

Choiceone Financial Services Inc in the last 5 years

  • Overview

  • Trends

Lowest (7.26x)

September 30, 2022

Industry (0.00x)

March 17, 2026

Today (13.71x)

March 17, 2026

Highest (11.28x)

March 31, 2021

LowHigh

Today’s Price to Earnings Ratio: 13.71x

Choiceone Financial Services Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Choiceone Financial Services Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
Choiceone Financial Services Inc image
Choiceone Financial Services Inc
SELL$413.9M-1.75%13.7119.22%
Mizuho Financial Group, Inc. image
Mizuho Financial Group, Inc.
BUY$93.3B154.07%14.426.13%
Itaú Unibanco Holding S.a. image
Itaú Unibanco Holding S.a.
BUY$87.9B87.31%10.3632.28%
Pnc Financial Services Group, Inc. image
Pnc Financial Services Group, Inc.
BUY$81.3B12.51%12.1231.08%
U.s. Bancorp image
U.s. Bancorp
HOLD$79.2B-6.11%11.0428.72%
See all

Stock Returns calculator for Choiceone Financial Services Inc Stock including INR - Dollar returns

The Choiceone Financial Services Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

Choiceone Financial Services Inc investment value today

Current value as on today

₹1,02,321

Returns

₹2,321

(+2.32%)

Returns from Choiceone Financial Services Inc Stock

₹4,217 (-4.22%)

Dollar Returns*

₹6,539 (+6.54%)

Analyst Recommendation on Choiceone Financial Services Inc Stock

Based on 6 analysts

SELL

0.00%

Buy

50.00%

Hold

50.00%

Sell

Based on 6 analysts, 50% of analysts recommend a 'SELL' rating for Choiceone Financial Services Inc. Average target price of $34.33

Choiceone Financial Services Inc Share Price Target

Get share price movements and forecasts by analysts on Choiceone Financial Services Inc.

What analysts predicted

19.95%UPSIDE

Target Price

$34.33

Current Price

$27.48

Analyzed by

6 Analysts

Target

$34.33

Choiceone Financial Services Inc target price $34.33, a slight upside of 19.95% compared to current price of $27.48. According to 6 analysts rating.

Choiceone Financial Services Inc Stock’s Investor Sentiment and Interest

Search interest for Choiceone Financial Services Inc Stock has decreased by -67% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-67% versus previous 30 day period

Choiceone Financial Services Inc Quarterly Profit & Loss

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Total Revenue
30
32
32
34
36
36
44
60
61
60
Gross Profit
19
20
20
22
24
24
18
42
44
42
Operating Income
6
6
6
8
9
8
-17
16
18
16
EBITDA
9
9
9
11
12
11
-13
22
23
16
Interest Expense
10
11
11
11
11
11
13
17
17
17
Depreciation
0
3
3
3
3
3
3
5
5
-
Income Before Tax
6
6
6
8
9
8
-17
16
18
16
Income Tax Expense
1
1
1
1
1
1
-3
3
3
2
Net Income
5
5
5
6
7
7
-13
13
14
13
Net Profit Margin
17.07%
16.54%
17.34%
19.36%
20.10%
19.87%
-30.98%
22.40%
23.74%
22.93%

Choiceone Financial Services Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
28
28
31
41
78
83
89
113
139
192
Gross Profit
27
26
28
36
69
79
81
80
91
112
Operating Income
8
8
8
8
18
26
27
25
33
34
EBITDA
10
11
10
11
26
38
41
37
45
34
Interest Expense
0
1
2
4
4
3
7
33
46
65
Depreciation
-
2
2
3
1
1
1
12
12
-
Income Before Tax
8
8
8
8
18
26
27
25
33
34
Income Tax Expense
2
2
1
1
3
4
4
4
6
6
Net Income
6
6
7
7
15
22
23
21
26
28
Net Profit Margin
21.60%
21.31%
23.32%
17.22%
19.91%
26.30%
26.52%
18.67%
19.21%
14.61%

Choiceone Financial Services Inc Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Net Income
5
5
6
7
7
-13
13
14
13
Operating Cash Flow
-10
15
15
-6
24
-6
8
15
2
Investing Cash Flow
-85
7
-3
-60
-41
256
10
-42
-254
Financing Cash Flow
6
71
-61
111
-31
-207
-2
-30
93
Change in Cash
-89
94
-49
44
-49
42
16
-57
-96

Choiceone Financial Services Inc Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
6
7
7
15
22
23
21
26
28
Operating Cash Flow
8
9
9
8
37
45
46
48
20
Investing Cash Flow
-18
-43
36
-250
-521
-90
-181
-97
-29
Financing Cash Flow
32
16
-5
262
436
57
146
90
-96
Change in Cash
22
-17
39
19
-47
12
11
41
-96

Global Institutional Holdings in Choiceone Financial Services Inc

Funds
Holdings
Jacobs Asset Management, LLC
1.09%
Banc Funds Co LLC
0.9%
Vanguard Group Inc
5.39%
State Street Corp
1.87%
Dimensional Fund Advisors, Inc.
1.35%
See all

Insights on Choiceone Financial Services Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. has given 110.7% return, outperforming this stock by 106.3%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Itaú Unibanco Holding S.a. has given 48.4% return, outperforming this stock by 52.4%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 61.84M → 60.47M (in $), with an average decrease of 2.2% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, COFS stock has moved down by -13.5%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 14.68M → 13.86M (in $), with an average decrease of 5.5% per quarter

About Choiceone Financial Services Inc

locally owned for over 110 years,choiceone bank is a full service financial institution with offices in kent, ottawa, muskegon and newaygo counties. choiceone bank offers insurance and investment products through its subsidiary, choiceone insurance agencies, inc. choiceone financial services, inc. is the holding company headquartered in sparta, michigan and the parent corporation of choiceone bank. for more information, please visit choiceone’s website at www.choiceone.com.
OrganisationChoiceone Financial Services Inc
Headquarters109 East Division Street, Sparta, MI, United States, 49345
IndustryRegional Banks
CEOMr. Kelly J. Potes CFP
E-voting on sharesClick here to vote

Key Management of Choiceone Financial Services Inc

Name

Title

Mr. Adom J. Greenland CPA

CFO, Executive VP, Secretary & Treasurer

Mr. Bart E. Jonker

SVP of Risk Management & Compliance Officer

Danielle Chateauvert

Vice President of Marketing

Mr. Lee A. Braford

Senior VP & Chief Credit Officer of ChoiceOne Bank

Mr. Kelly J. Potes CFP

CEO & Director

Mr. Michael J. Burke Jr.

President & Director

Mr. Bradley A. Henion

Executive VP & Chief Lending Officer

Mr. Robert G. Michel

SVP & Operations Officer

Ms. Shelly M. Childers

Senior VP & Chief Information Officer

Mr. Steven M. DeVolder

Senior VP & Senior Trust Officer

FAQs

What is Choiceone Financial Services Inc share price today?

Choiceone Financial Services Inc share price today is $27.48 as on at the close of the market. Choiceone Financial Services Inc share today touched a day high of $28.1 and a low of $27.35.

What is the 52 week high and 52 week low for Choiceone Financial Services Inc share?

Choiceone Financial Services Inc share touched a 52 week high of $35.4 on and a 52 week low of $24.89 on . Choiceone Financial Services Inc stock price today i.e. is closed at $27.48,which is 22.37% down from its 52 week high and 10.41% up from its 52 week low.

What is Choiceone Financial Services Inc's market capitalisation today?

Choiceone Financial Services Inc market capitalisation is $0.00T as on .

How to invest in Choiceone Financial Services Inc Stock (COFS) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Choiceone Financial Services Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Choiceone Financial Services Inc Shares that will get you 0.0546 shares as per Choiceone Financial Services Inc share price of $27.48 per share as on March 18, 2026 at 1:29 am IST.

What is the minimum amount required to buy Choiceone Financial Services Inc Stock (COFS) from India?

Indian investors can start investing in Choiceone Financial Services Inc (COFS) shares with as little as ₹92.369 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹923.69 in Choiceone Financial Services Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Choiceone Financial Services Inc share’s latest price of $27.48 as on March 18, 2026 at 1:29 am IST, you will get 0.3639 shares of Choiceone Financial Services Inc. Learn more about fractional shares .

What are the returns that Choiceone Financial Services Inc has given to Indian investors in the last 5 years?

Choiceone Financial Services Inc stock has given -1.75% share price returns and 27.14% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?